Financial Sustainability of Microfinance Institutions in Ethiopia PDF Download
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Author: Bayeh Asnakew Kinde
Publisher: LAP Lambert Academic Publishing
ISBN: 9783848445370
Category :
Languages : en
Pages : 60
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Book Description
Throughout the world, financial sustainability of microfinance institutions has been one of the issues that has recently captured attention many researchers due to its importance in the livelihood of microfinance institutions. The financial sustainability of microfinance institutions is a necessary condition for institutional sustainability. As it has been argued "unsustainable MFIs might help the poor now, but they will not help the poor in the future because the MFIs will be gone." Moreover, it has been reported that it may better not have MFIs than having unsustainable ones. This shows how indispensable the sustainability of MFIs is, and studying factors that affect sustainability of MFIs and how MFIs can become financially sustainable becomes imperative. Thus, this study was meant to determine the factors affecting the financial sustainability of MFIs in Ethiopia.
Author: Bayeh Asnakew Kinde
Publisher: LAP Lambert Academic Publishing
ISBN: 9783848445370
Category :
Languages : en
Pages : 60
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Book Description
Throughout the world, financial sustainability of microfinance institutions has been one of the issues that has recently captured attention many researchers due to its importance in the livelihood of microfinance institutions. The financial sustainability of microfinance institutions is a necessary condition for institutional sustainability. As it has been argued "unsustainable MFIs might help the poor now, but they will not help the poor in the future because the MFIs will be gone." Moreover, it has been reported that it may better not have MFIs than having unsustainable ones. This shows how indispensable the sustainability of MFIs is, and studying factors that affect sustainability of MFIs and how MFIs can become financially sustainable becomes imperative. Thus, this study was meant to determine the factors affecting the financial sustainability of MFIs in Ethiopia.
Author: Wolday Amha
Publisher:
ISBN:
Category : Financial institutions
Languages : en
Pages : 68
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Book Description
Author: Hanna Kattilakoski
Publisher: GRIN Verlag
ISBN: 3346187950
Category : Business & Economics
Languages : en
Pages : 6
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Book Description
Presentation slides from the year 2018 in the subject Business economics - Business Management, Corporate Governance, grade: 90, Cologne Business School Köln, language: English, abstract: What factors influence the financial sustainability of microfinance institutions in Sub-Saharan Africa?
Author: Gashaw Tadesse Abate
Publisher:
ISBN:
Category :
Languages : en
Pages : 0
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Book Description
Growing commercialization and competition in microfinance drives the focus of micro lenders from outreach per se to achieving financial sustainability in serving the poor. Such a goal can conflict with the traditional social mission of microfinance - outreach to the poor. In places where credit markets are inefficient, attaining financial sustainability while serving the poor depends largely on the ability of lenders to overcome the costs of market contracts and constraints. Such ability of cost containment often varies by lending terms and organizational forms. Using disaggregated data of microfinance providers in Ethiopia, we compared financial cooperatives and specialized or non-bank microfinance institutions on their outreach, financial performance and ability to achieve financial self-sufficiency together with outreach to the poor. The results show that nonbank microfinance providers perform relatively well in terms of breadth and depth of outreach, but face higher cost, which creates tension between outreach and financial sustainability. In contrast, there exists a positive complementarity between outreach and financial viability for financial cooperatives. On average, financially self-sufficient cooperatives lend small size loans and serve larger proportions of women borrowers, implying a greater depth of outreach together with achieving financial sustainability. While non-bank microfinance providers do better in expanding outreach, based on the findings, financial cooperatives better contain their costs, balance social and economic goals and enable the microfinance industry to fulfill its full promise - serving the poor on cost-covering basis.
Author: Sintayehu Desalegn Ossa
Publisher: GRIN Verlag
ISBN: 3668047154
Category : Business & Economics
Languages : en
Pages : 17
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Book Description
Research Paper (postgraduate) from the year 2015 in the subject Economics - Finance, grade: Masters, Addis Ababa University (National bank of ethiopia), language: English, abstract: The primary objective of this paper was to identify the root causes of the problems and challenges faced by Ethiopian microfinance sector and to, subsequently, recommend remedial measures. In depth interviews have been used to identify and understand the problems and challenges faced by microfinance institutions. This study depicted that Primary cause for all problems is fund shortage and; in turn, the primary cause for fund shortage is insufficient start up equity capital. In addition, ownership structure is identified as supplementary cause of governance problems. Finally, it is recommended that solving these couple of problems is a must to overcome all challenges of the sector as taking measures on other problems is unlikely to provide long-lasting relief from the undesired effect.
Author: Hanna Kattilakoski
Publisher:
ISBN: 9783346219480
Category :
Languages : en
Pages : 110
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Book Description
Master's Thesis from the year 2018 in the subject Business economics - Investment and Finance, grade: 90.0, Cologne Business School Köln, language: English, abstract: The aim of this study is to understand the factors that drive financial sustainability in microfinance institutions. To accomplish this, several indicators for operational self-sufficiency (OSS) were investigated through correlation and regression analysis. The results indicate that the drivers for operational self-sufficiency include return on assets, number of active borrowers and profit margin. The analysis also showed that in terms of OSS and profitability, there is little difference between for-profit and non-profit organizations. To increase operational self-sufficiency institutions should increase return on asserts, the number of active borrowers and their profit margin. The results support the profit-incentive theory and the financial systems approach. These results indicate that to achieve financial sustainability MFIs should focus on covering operating expenses through earned revenues. Therefore, MFI structure should encourage cost-oriented management. Additionally, findings from this study revealed that there may not be a large tradeoff in efficiency and outreach. Results showed that operationally self-sufficient MFIs actually have a larger outreach than non-self-sufficient organizations. Limitations for this study include that the regression only explains the variables affecting OSS with 26 % certainty and other variables not tested may also be factors
Author: Wolday Amha
Publisher:
ISBN:
Category : Microfinance
Languages : en
Pages : 52
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Book Description
Author: Wolday Amha
Publisher:
ISBN:
Category : Microfinance
Languages : en
Pages : 60
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Book Description
Author: R. Mersland
Publisher: Palgrave Macmillan
ISBN: 9781137399656
Category : Business & Economics
Languages : en
Pages : 0
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Book Description
Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.
Author: Getachew Dinsa Amente
Publisher:
ISBN:
Category :
Languages : en
Pages :
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Book Description
