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Author: Kim Wilson
Publisher: Kumarian Press
ISBN: 1565493397
Category : Political Science
Languages : en
Pages : 257
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Book Description
* Balanced assessment of recent savings-led programs in microfinance * Contributors include wide range of scholars and practitioners The entry of the private sector into financial services for the poor is a relatively new development, but already the glossy promises of credit-led microfinance are facing scrutiny from the development community. Policymakers and economists have begun picking through the hype of microfinance to identify where and how top-down loans might fit into broader human development efforts. To many, the answer involves shifting focus to another financial service: savings. Serving as a strong and perhaps more effective tool than microcredit, microsavings is quickly becoming a lauded poverty-alleviation tool. Contributors to Financial Promise for the Poor cover current innovations in microsavings happening around the world. They describe how savings group members in the developing world are avoiding many of the financial liabilities and debt of other microfinance programs while gaining skills and finding opportunities in collective enterprise. The turn from credit to savings speaks to the growing empowerment of individuals and communities as they break the bonds of indebtedness and find their own paths to financial security.
Author: Kim Wilson
Publisher: Kumarian Press
ISBN: 1565493397
Category : Political Science
Languages : en
Pages : 257
Get Book Here
Book Description
* Balanced assessment of recent savings-led programs in microfinance * Contributors include wide range of scholars and practitioners The entry of the private sector into financial services for the poor is a relatively new development, but already the glossy promises of credit-led microfinance are facing scrutiny from the development community. Policymakers and economists have begun picking through the hype of microfinance to identify where and how top-down loans might fit into broader human development efforts. To many, the answer involves shifting focus to another financial service: savings. Serving as a strong and perhaps more effective tool than microcredit, microsavings is quickly becoming a lauded poverty-alleviation tool. Contributors to Financial Promise for the Poor cover current innovations in microsavings happening around the world. They describe how savings group members in the developing world are avoiding many of the financial liabilities and debt of other microfinance programs while gaining skills and finding opportunities in collective enterprise. The turn from credit to savings speaks to the growing empowerment of individuals and communities as they break the bonds of indebtedness and find their own paths to financial security.
Author: Michelle Singletary
Publisher: Zondervan
ISBN: 0310338468
Category : Business & Economics
Languages : en
Pages : 257
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Book Description
Whether you're living paycheck to paycheck or just trying to make smarter financial choices, let award-winning writer and Washington Post columnist Michelle Singletary show you the practical steps you need to take for the financial peace you long for. In The 21-Day Financial Fast, Michelle proposes a field-tested financial challenge: for twenty-one days, put away your credit cards and buy only the barest essentials. What happens next will forever change the way you think about wealth. With Michelle's guidance, you'll discover how to: Break bad spending habits Plot a course to become debt-free with the Debt Dash Plan Avoid the temptation of overspending for college Learn how to prepare elderly relatives and yourself for future long-term care expenses Be prepared for any contingency with a Life Happens Fund Stop worrying about money and find the priceless power of financial peace Join the thousands of others who have already discovered practical ways to achieve financial freedom and experience what it truly means to live a life of financial peace and prosperity.
Author: Linda F. Nathan
Publisher: Beacon Press
ISBN: 0807042994
Category : Education
Languages : en
Pages : 186
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Book Description
Examines major myths informing American education and explores how educators can better serve students, increase college retention rates, and develop alternatives to college that don’t disadvantage students on the basis of race or income Each year, as the founding headmaster of the Boston Arts Academy (BAA), an urban high school that boasts a 94 percent college acceptance rate, Linda Nathan made a promise to the incoming freshmen: “All of you will graduate from high school and go on to college or a career.” After fourteen years at the helm, Nathan stepped down and took stock of her alumni: of those who went to college, a third dropped out. Feeling like she failed to fulfill her promise, Nathan reflected on ideas she and others have perpetuated about education: that college is for all, that hard work and determination are enough to get you through, that America is a land of equality. In When Grit Isn’t Enough, Nathan investigates five assumptions that inform our ideas about education today, revealing how these beliefs mask systemic inequity. Seeing a rift between these false promises and the lived experiences of her students, she argues that it is time for educators to face these uncomfortable issues head-on and explores how educators can better serve all students, increase college retention rates, and develop alternatives to college that don’t disadvantage students on the basis of race or income. Drawing on the voices of BAA alumni whose stories provide a window through which to view urban education today, When Grit Isn’t Enough helps imagine greater purposes for schooling.
Author: Francesca Trivellato
Publisher: Princeton University Press
ISBN: 0691217386
Category : Business & Economics
Languages : en
Pages : 424
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Book Description
How an antisemitic legend gave voice to widespread fears surrounding the expansion of private credit in Western capitalism The Promise and Peril of Credit takes an incisive look at pivotal episodes in the West’s centuries-long struggle to define the place of private finance in the social and political order. It does so through the lens of a persistent legend about Jews and money that reflected the anxieties surrounding the rise of impersonal credit markets. By the close of the Middle Ages, new and sophisticated credit instruments made it easier for European merchants to move funds across the globe. Bills of exchange were by far the most arcane of these financial innovations. Intangible and written in a cryptic language, they fueled world trade but also lured naive investors into risky businesses. Francesca Trivellato recounts how the invention of these abstruse credit contracts was falsely attributed to Jews, and how this story gave voice to deep-seated fears about the unseen perils of the new paper economy. She locates the legend’s earliest version in a seventeenth-century handbook on maritime law and traces its legacy all the way to the work of the founders of modern social theory—from Marx to Weber and Sombart. Deftly weaving together economic, legal, social, cultural, and intellectual history, Trivellato vividly describes how Christian writers drew on the story to define and redefine what constituted the proper boundaries of credit in a modern world increasingly dominated by finance.
Author: Jonathan Morduch
Publisher: Princeton University Press
ISBN: 0691172986
Category : Business & Economics
Languages : en
Pages : 248
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Book Description
Drawing on the groundbreaking U.S. Financial Diaries project (http://www.usfinancialdiaries.org/), which follows the lives of 235 low- and middle-income families as they navigate through a year, the authors challenge popular assumptions about how Americans earn, spend, borrow, and save-- and they identify the true causes of distress and inequality for many working Americans.
Author: Eva Rosen
Publisher: Princeton University Press
ISBN: 0691172560
Category : Business & Economics
Languages : en
Pages : 346
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Book Description
"This book examines the Housing Voucher Choice Program, colloquially known as "Section 8," and the effect of the program on low-income families living in Park Heights in Baltimore. In a new era of housing policy that hopes to solve poverty with opportunity in the form of jobs, social networks, education, and safety, the program offers the poor access to a new world: safe streets, good schools, and well-paying jobs through housing vouchers. The system should, in theory, give recipients access to housing in a wide range of neighborhoods, but in The Voucher Promise, Rosen examines how the housing policy, while showing great promise, faces critical limitations. Rosen spent over a year living in a Park Heights neighborhood, getting to know families, accompanying them on housing searches, spending time on front stoops, and learning about the history of the neighborhood and the homeowners who had settled there decades ago. She examines why, when low-income renters are given the opportunity to afford a home in a more resource-rich neighborhood, they do not relocate to one, observing where they instead end up and other opportunities housing vouchers may offer them"--
Author: Sohini Kar
Publisher: South Asia in Motion
ISBN: 9781503604841
Category : Business & Economics
Languages : en
Pages : 0
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Book Description
Introduction : enfolding the poor -- Entrepreneurship and work at the "bottom of the pyramid"--Social banking to financial inclusion -- The reluctant moneylender -- The domestication of microfinance -- Financial risk and the moral economy of credit -- Insured death, precarious life
Author: Kenneth Copeland
Publisher: Kenneth Copeland Ministries
ISBN: 9780881147285
Category : Religion
Languages : en
Pages : 44
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Book Description
Is prosperity truly Gods plan for you? Claim the physical and spiritual riches that are yours. Once you understand the plan of abundance God has designed, youll never again accept anything less. Through this scriptural study by Kenneth Copeland, you can be sure that when it comes to Prosperity: The Choice Is Yours.
Author: James N. Watkins
Publisher: Bold Vision Books
ISBN: 9781946708137
Category : Religion
Languages : en
Pages : 210
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Book Description
The ancient musician, Asaph, wrote: "As for me, I almost lost my footing..." (Psalm 73:2 NLT) Perhaps you feel the same way because Unanswered Prayer, Unfulfilled Promises, and Unpunished Evil challenge your faith and perception of God. These three issues have confronted believers for thousands of years. Walk with award-winning author, James N. Watkins, as he follows the path through the honest and passionate struggles of Asaph, King David's minister of music. Watkins utilizes Scripture, the work of biblical scholars, and the experience of everyday people to bring hope and healing to those struggling with soul-shaking questions. "I love the book! James pulls back the curtains of doubt and despair in the ancient psalms of Asaph. This book allows us to release our feelings to God without fear that our honesty might offend him. Take time to read through this honest adventure and find hope during seasons of struggle." -Chris Maxwell, author of Underwater
Author: Joanne Meyerowitz
Publisher: Princeton University Press
ISBN: 0691219974
Category : History
Languages : en
Pages : 328
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Book Description
A history of US involvement in late twentieth-century campaigns against global poverty and how they came to focus on women A War on Global Poverty provides a fresh account of US involvement in campaigns to end global poverty in the 1970s and 1980s. From the decline of modernization programs to the rise of microcredit, Joanne Meyerowitz looks beyond familiar histories of development and explains why antipoverty programs increasingly focused on women as the deserving poor. When the United States joined the war on global poverty, economists, policymakers, and activists asked how to change a world in which millions lived in need. Moved to the left by socialists, social democrats, and religious humanists, they rejected the notion that economic growth would trickle down to the poor, and they proposed programs to redress inequities between and within nations. In an emerging “women in development” movement, they positioned women as economic actors who could help lift families and nations out of destitution. In the more conservative 1980s, the war on global poverty turned decisively toward market-based projects in the private sector. Development experts and antipoverty advocates recast women as entrepreneurs and imagined microcredit—with its tiny loans—as a grassroots solution. Meyerowitz shows that at the very moment when the overextension of credit left poorer nations bankrupt, loans to impoverished women came to replace more ambitious proposals that aimed at redistribution. Based on a wealth of sources, A War on Global Poverty looks at a critical transformation in antipoverty efforts in the late twentieth century and points to its legacies today.
