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Author: Kim Wilson
Publisher: Kumarian Press
ISBN: 1565493397
Category : Political Science
Languages : en
Pages : 257
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Book Description
* Balanced assessment of recent savings-led programs in microfinance * Contributors include wide range of scholars and practitioners The entry of the private sector into financial services for the poor is a relatively new development, but already the glossy promises of credit-led microfinance are facing scrutiny from the development community. Policymakers and economists have begun picking through the hype of microfinance to identify where and how top-down loans might fit into broader human development efforts. To many, the answer involves shifting focus to another financial service: savings. Serving as a strong and perhaps more effective tool than microcredit, microsavings is quickly becoming a lauded poverty-alleviation tool. Contributors to Financial Promise for the Poor cover current innovations in microsavings happening around the world. They describe how savings group members in the developing world are avoiding many of the financial liabilities and debt of other microfinance programs while gaining skills and finding opportunities in collective enterprise. The turn from credit to savings speaks to the growing empowerment of individuals and communities as they break the bonds of indebtedness and find their own paths to financial security.
Author: Kim Wilson
Publisher: Kumarian Press
ISBN: 1565493397
Category : Political Science
Languages : en
Pages : 257
Get Book Here
Book Description
* Balanced assessment of recent savings-led programs in microfinance * Contributors include wide range of scholars and practitioners The entry of the private sector into financial services for the poor is a relatively new development, but already the glossy promises of credit-led microfinance are facing scrutiny from the development community. Policymakers and economists have begun picking through the hype of microfinance to identify where and how top-down loans might fit into broader human development efforts. To many, the answer involves shifting focus to another financial service: savings. Serving as a strong and perhaps more effective tool than microcredit, microsavings is quickly becoming a lauded poverty-alleviation tool. Contributors to Financial Promise for the Poor cover current innovations in microsavings happening around the world. They describe how savings group members in the developing world are avoiding many of the financial liabilities and debt of other microfinance programs while gaining skills and finding opportunities in collective enterprise. The turn from credit to savings speaks to the growing empowerment of individuals and communities as they break the bonds of indebtedness and find their own paths to financial security.
Author: Michelle Singletary
Publisher: Zondervan
ISBN: 0310338468
Category : Business & Economics
Languages : en
Pages : 257
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Book Description
Whether you're living paycheck to paycheck or just trying to make smarter financial choices, let award-winning writer and Washington Post columnist Michelle Singletary show you the practical steps you need to take for the financial peace you long for. In The 21-Day Financial Fast, Michelle proposes a field-tested financial challenge: for twenty-one days, put away your credit cards and buy only the barest essentials. What happens next will forever change the way you think about wealth. With Michelle's guidance, you'll discover how to: Break bad spending habits Plot a course to become debt-free with the Debt Dash Plan Avoid the temptation of overspending for college Learn how to prepare elderly relatives and yourself for future long-term care expenses Be prepared for any contingency with a Life Happens Fund Stop worrying about money and find the priceless power of financial peace Join the thousands of others who have already discovered practical ways to achieve financial freedom and experience what it truly means to live a life of financial peace and prosperity.
Author: Linda F. Nathan
Publisher: Beacon Press
ISBN: 0807042994
Category : Education
Languages : en
Pages : 186
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Book Description
Examines major myths informing American education and explores how educators can better serve students, increase college retention rates, and develop alternatives to college that don’t disadvantage students on the basis of race or income Each year, as the founding headmaster of the Boston Arts Academy (BAA), an urban high school that boasts a 94 percent college acceptance rate, Linda Nathan made a promise to the incoming freshmen: “All of you will graduate from high school and go on to college or a career.” After fourteen years at the helm, Nathan stepped down and took stock of her alumni: of those who went to college, a third dropped out. Feeling like she failed to fulfill her promise, Nathan reflected on ideas she and others have perpetuated about education: that college is for all, that hard work and determination are enough to get you through, that America is a land of equality. In When Grit Isn’t Enough, Nathan investigates five assumptions that inform our ideas about education today, revealing how these beliefs mask systemic inequity. Seeing a rift between these false promises and the lived experiences of her students, she argues that it is time for educators to face these uncomfortable issues head-on and explores how educators can better serve all students, increase college retention rates, and develop alternatives to college that don’t disadvantage students on the basis of race or income. Drawing on the voices of BAA alumni whose stories provide a window through which to view urban education today, When Grit Isn’t Enough helps imagine greater purposes for schooling.
Author: Sarah Walton
Publisher: The Good Book Company
ISBN: 1784980749
Category : Religion
Languages : en
Pages : 220
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Book Description
Thirty biblical meditations for women that offer hope in times of suffering. Thirty biblical meditations for women that offer hope in times of suffering. Hurt is real. But so is hope. Kristen and Sarah have walked through, and are walking in, difficult times. So these thirty biblical reflections are full of realism about the hurts of life-yet overwhelmingly full of hope about the God who gives life. This book will gently encourage and greatly help any woman who is struggling with suffering-whether physical, emotional or psychological, and whether for a season or for longer. It is a book to buy for yourself, or to buy for a member of your church or friend. For anyone who is hurting, this book will give hope, not just for life beyond the suffering, but for life in the suffering. Each chapter contains a biblical reflection, with questions and prayers, and a space for journaling.
Author: Andrew Wommack
Publisher: Destiny Image Publishers
ISBN: 1606834460
Category : Religion
Languages : en
Pages : 224
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Book Description
Best-selling author Andrew Wommack shares his personal story of when he was young and strapped financially. God taught him how to have abundance in the area of finances. Andrew discusses the influence of money in our lives and how it is very real. He teaches that Jesus taught more about managing resources than He did on prayer or even faith. He exposes the manipulation that sometimes goes on with Christian ministers and how you can be immune from it. Andrew Wommack's message is clear that even though there are abuses in the body of Christ regarding money, that you can still benefit from the truths in God s Word about finances. He believes that by fixing your heart that you deal with the root cause of financial situations and then money will take care of itself. Once your heart is right, using wisdom in how you spend your money comes naturally.
Author: Francesca Trivellato
Publisher: Princeton University Press
ISBN: 0691217386
Category : Business & Economics
Languages : en
Pages : 424
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Book Description
How an antisemitic legend gave voice to widespread fears surrounding the expansion of private credit in Western capitalism The Promise and Peril of Credit takes an incisive look at pivotal episodes in the West’s centuries-long struggle to define the place of private finance in the social and political order. It does so through the lens of a persistent legend about Jews and money that reflected the anxieties surrounding the rise of impersonal credit markets. By the close of the Middle Ages, new and sophisticated credit instruments made it easier for European merchants to move funds across the globe. Bills of exchange were by far the most arcane of these financial innovations. Intangible and written in a cryptic language, they fueled world trade but also lured naive investors into risky businesses. Francesca Trivellato recounts how the invention of these abstruse credit contracts was falsely attributed to Jews, and how this story gave voice to deep-seated fears about the unseen perils of the new paper economy. She locates the legend’s earliest version in a seventeenth-century handbook on maritime law and traces its legacy all the way to the work of the founders of modern social theory—from Marx to Weber and Sombart. Deftly weaving together economic, legal, social, cultural, and intellectual history, Trivellato vividly describes how Christian writers drew on the story to define and redefine what constituted the proper boundaries of credit in a modern world increasingly dominated by finance.
Author:
Publisher: African Books Collective
ISBN: 9996076296
Category : Political Science
Languages : en
Pages : 606
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Book Description
Dr. Banda's thirty-year rule was the subject of Lwanda's earlier book Kamuzu Banda of Malawi: a Study in Promise, Power and Paralysis, the first edition of which was in 1993. Now the small Southern African nation of Malawi has been a multiparty democracy since the first multiparty elections on 17 May 1994. The first multiparty dispensation, under the United Democratic Front's President Bakili Muluzi, experienced both startling successes and fantastic failures. Since then, the paralysing poverty has persisted, yet the once silent land is resonating with freedom of speech, free universal primary school education, an independent judiciary... The first incarnation of this book was written in 1996, three years before the elections of 1999. At the time, some of the critical political questions then were: Could the UDF begin delivering on their pledges on poverty alleviation and development? Was the MCP capable of genuinely reforming itself? Could AFORD survive? Could democracy itself survive in Malawi? Could a new cadre of leadership emerge; one that was both unencumbered by the Banda legacy and which spoke for both rich and poor, rural and urban? These are some of the issues discussed in Promises, Power, Politics and Poverty the Democratic Transition in Malawi. This book is still, by far, the most detailed account of the political transition of 1991 to 1994, containing details of the origins of the UDF and AFORD, and charting the rise and fall of the Diaspora-based political parties. It also critically examined the performance of the new government up to 1996. It is an essential comprehensive reading for all those interested in the turbulent politics of Malawi, from 1961 to the present. It has dozens of illuminative pictures and anecdotes. "Lwanda is the kind of writer who wants to put everything in..." Landeg White, (Emeritus Director, Centre for Southern African Studies, York University). "He writes with deep knowledge, commendable compassion, and often remarkable analytical insight. This analysis of a complex political situation in Malawi since the defeat of Dr. Banda deserves to be considered very carefully by anyone who has the future of Africa, especially central Africa, at questions at heart" (Professor George Shepperson).
Author: Jonathan Morduch
Publisher: Princeton University Press
ISBN: 0691183147
Category : Business & Economics
Languages : en
Pages : 0
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Book Description
Drawing on the groundbreaking U.S. Financial Diaries project (http://www.usfinancialdiaries.org/), which follows the lives of 235 low- and middle-income families as they navigate through a year, the authors challenge popular assumptions about how Americans earn, spend, borrow, and save-- and they identify the true causes of distress and inequality for many working Americans.
Author: Robert T. Kiyosaki
Publisher: Business Plus
ISBN: 0446515914
Category : Business & Economics
Languages : en
Pages : 192
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Book Description
For years, Robert Kiyosaki has firmly believed that the best investment one can ever make is in taking the time to truly understand how one's finances work. Too many people are much more interested in the quick-hitting scheme, or trying to find a short-cut to real wealth. As Kiyosaki has preached over and over again, one has to truly under the process of how money works before one can start out on trying to escape the daily financial Rat Race. Now, in this latest book in the popular Rich Dad Poor Dad series, Kiyosaki lays out his 5 key principles of Financial Intelligence for all to understand. In INCREASE YOUR FINANCIAL IQ, Kiyosaki provides real insights on these key steps to wealth: o How to increase your money -- how to assess what you're really worth now, what your prospects are, and how to start mapping out your financial future. o How to protect your money -- for better or for worse, taxes are a way of life. Kiyosaki shows you that "it's not what you make....it's what you keep." o How to budget your money -- everybody wants to live large, but you have to learn how to live within your budget. Kiyosaki shows you how you can. o How to leverage your money -- as you build your financial IQ, knowing how to put your money to work for you is a crucial step. o How to improve your financial information -- Kiyosaki shows you how to accelerate your wealth as you learn more and more.
Author: Steve Corbett
Publisher: Moody Publishers
ISBN: 0802487629
Category : Religion
Languages : en
Pages : 355
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Book Description
With more than 450,000 copies in print, When Helping Hurts is a paradigm-forming contemporary classic on the subject of poverty alleviation. Poverty is much more than simply a lack of material resources, and it takes much more than donations and handouts to solve it. When Helping Hurts shows how some alleviation efforts, failing to consider the complexities of poverty, have actually (and unintentionally) done more harm than good. But it looks ahead. It encourages us to see the dignity in everyone, to empower the materially poor, and to know that we are all uniquely needy—and that God in the gospel is reconciling all things to himself. Focusing on both North American and Majority World contexts, When Helping Hurts provides proven strategies for effective poverty alleviation, catalyzing the idea that sustainable change comes not from the outside in, but from the inside out.
