Financial Cooperatives and Local Development

Financial Cooperatives and Local Development PDF Author: Silvio Goglio
Publisher: Routledge
ISBN: 1136253580
Category : Business & Economics
Languages : en
Pages : 281

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Book Description
This book examines the opportunities opened up for financial cooperatives by the recent financial crisis, and explores the role of these institutions in promoting and sustaining local development. The global financial crisis has not only shown the limits of the mainstream theory of markets and rational expectations, but has also generated a great deal of disillusionment with the banking system and underlined the importance of a healthy society for the welfare of the individual. Consequently, new and innovative ways of providing finance are needed, especially for strengthening the development of local societies.

Financial Cooperatives and Local Development

Financial Cooperatives and Local Development PDF Author: Silvio Goglio
Publisher: Routledge
ISBN: 1136253580
Category : Business & Economics
Languages : en
Pages : 281

Get Book Here

Book Description
This book examines the opportunities opened up for financial cooperatives by the recent financial crisis, and explores the role of these institutions in promoting and sustaining local development. The global financial crisis has not only shown the limits of the mainstream theory of markets and rational expectations, but has also generated a great deal of disillusionment with the banking system and underlined the importance of a healthy society for the welfare of the individual. Consequently, new and innovative ways of providing finance are needed, especially for strengthening the development of local societies.

Financial Cooperatives and Local Development

Financial Cooperatives and Local Development PDF Author: Silvio Goglio
Publisher: Routledge
ISBN: 1136253599
Category : Business & Economics
Languages : en
Pages : 258

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Book Description
This book examines the opportunities opened up for financial cooperatives by the recent financial crisis, and explores the role of these institutions in promoting and sustaining local development. The global financial crisis has not only shown the limits of the mainstream theory of markets and rational expectations, but has also generated a great deal of disillusionment with the banking system and underlined the importance of a healthy society for the welfare of the individual. Consequently, new and innovative ways of providing finance are needed, especially for strengthening the development of local societies.

Cooperatives and Local Development

Cooperatives and Local Development PDF Author: Christopher D. Merrett
Publisher: Routledge
ISBN: 1315290278
Category : Business & Economics
Languages : en
Pages : 339

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Book Description
First Published in 2004. The market economy has changed profoundly over the past two centuries. In the nineteenth century, business enterprises were largely single-product ventures, managed directly by the owners and rooted within national economies. In the twentieth century, firms employed managers who were not owners. Firms also evolved into multiproduct, multiunit entities that could employ thousands of workers. In the twenty-first century, many firms operate on a global scale, taking advantage of free trade policies and rapidly evolving computer and telecommunications technologies. Given this potential, it is crucial that producers, consumers, economic developers, and researchers realize how co-ops can promote local economic and community development. Hence, this book includes the perceptions of experts on a variety of cooperative issues, including the challenges involved in starting a co-op and in understanding its impact on surrounding communities. This book can be especially useful because it provides the theoretical foundations and practical applications of cooperative behavior.

Democratizing Finance

Democratizing Finance PDF Author: Clifford N. Rosenthal
Publisher: FriesenPress
ISBN: 1525536621
Category : History
Languages : en
Pages : 544

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Book Description
Decades before Occupy Wall Street challenged the American financial system, activists began organizing alternatives to provide capital to “unbankable” communities and the poor. With roots in the civil rights, anti-poverty, and other progressive movements, they brought little training in finance. They formed nonprofit loan funds, credit unions, and even a new bank—organizations that by 1992 became known as “community development financial institutions,” or CDFIs. By melding their vision with that of President Clinton, CDFIs grew from church basements and kitchen tables to number more than 1,000 institutions with billions of dollars of capital. They have helped transform community development by providing credit and financial services across the United States, from inner cities to Native American reservations. Democratizing Finance traces the roots of community development finance over two centuries, a history that runs from Benjamin Franklin, through an ill-starred bank for African American veterans of the Civil War, the birth of the credit union movement, and the War on Poverty. Drawn from hundreds of interviews with CDFI leaders, presidential archives, and congressional testimony, Democratizing Finance provides an insider view of an extraordinary public policy success. Democratizing Finance is a unique resource for practitioners, policymakers, researchers, and social investors.

Collective Courage

Collective Courage PDF Author: Jessica Gordon Nembhard
Publisher: Penn State Press
ISBN: 0271100184
Category : Social Science
Languages : en
Pages : 342

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Book Description
First published in 2014, Jessica Gordon Nembhard’s Collective Courage quickly became an important tool for understanding the history of cooperative economic enterprises in the African American community. This now-classic work recounts how African Americans benefited greatly from cooperative ownership and democratic economic participation throughout the nation’s history. Many of the players in this story are well known—among them W. E. B. Du Bois; A. Philip Randolph and the Ladies’ Auxiliary to the Brotherhood of Sleeping Car Porters; Nannie Helen Burroughs; Fannie Lou Hamer; Ella Jo Baker and George Schuyler of the Young Negroes’ Co-operative League; the Federation of Southern Cooperatives; and the Black Panther Party. Drawing on media reports and co-op records, Gordon Nembhard uncovers the challenges they faced and highlights their hard-won victories. This tenth anniversary edition of Collective Courage features a substantial preface that expands on material in the first edition and addresses the development of the Black co-op movement through the second decade of the twenty-first century. It remains an indispensable resource for readers interested in the history of the struggle for African American economic freedom and equity.

Cooperatives and Community Development

Cooperatives and Community Development PDF Author: Vanna Gonzales
Publisher: Routledge
ISBN: 1317850580
Category : Architecture
Languages : en
Pages : 185

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Book Description
In celebration of cooperatives’ contributions to community development processes and outcomes worldwide, the United Nations designated 2012 as the Year of the Cooperative. Today, as in the past, cooperatives have proved effective in bringing people and organizations together to accomplish a broad array of goals related to fostering social and economic innovation, protecting communities against poor living and working conditions, and promoting a better quality of life. Analytically, as both a movement and as a business model, cooperatives hold much potential for generating the types of synergies, collaboration, and productive and social processes that enable community development to thrive in a variety of local, regional and global contexts. This collection of articles chronicles new developments in the ways in which cooperatives are used in a diverse array of community contexts. They offer insight as to what these changes mean, both empirically and theoretically, for community development in the decades to come. This book is a compilation of articles published in the journal Community Development.

Community Economics

Community Economics PDF Author: Ron Schaffer
Publisher: Wiley-Blackwell
ISBN: 9780813816371
Category : Technology & Engineering
Languages : en
Pages : 363

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Book Description
This Complete revision of Dr. Shaffer's classic Community Economics provides readers with a comprehensive understanding of economic structure in small communities and urban neighborhoods of America. Authors Shaffer, Deller, and Marcouiller review the economics of smaller communities with continued emphasis on how to build and achieve theoretically sound community economic development policy. The text also demonstrates how local participation and knowledge can be used to identify problems, form solutions, and maintain community support for long-term goals. The main body of economic research and literature has neglected the economics of smaller communities. Community Economics: Linking Theory and Practice fills that information void. This text serves as a comprehensive guide on smaller, open economies and urban neighborhoods for economists, regional planners, rural sociologists, and geographers. Additionally, Community Economics is an issue-oriented handbook of development strategies for development practitioners, planning and zoning officials, and others involved in the ay-to-day activities of community economic development.

Credit Cooperative Institutions in European Countries

Credit Cooperative Institutions in European Countries PDF Author: Simeon Karafolas
Publisher: Springer
ISBN: 3319287842
Category : Business & Economics
Languages : en
Pages : 444

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Book Description
This book offers a comparative analysis of credit cooperative systems across 23 European countries. Cooperative banking has an important place in the financial, economic and social life of most European countries, and while cooperative banks, credit mutuals, credit cooperatives and credit unions share the spirit of cooperation and mutuality, they often have very different features, history and development. The book examines the evolution and current model of each credit cooperative system, its importance for the national and local banking markets, as well as the impact of the financial crisis on cooperative banking, and also presents the sharp contrasts between these systems throughout the EU. It is of significant scientific and practical interest and enables policymakers, practitioners and academics at European and national levels to deepen their understanding of the evolution of the system and its governance.

Strengthening the Cooperative Community

Strengthening the Cooperative Community PDF Author: E. G. Nadeau
Publisher:
ISBN: 9780998066240
Category :
Languages : en
Pages : 170

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Book Description
Strengthening the Cooperative Community by E.G. Nadeau, Ph.D., draws on his 50 years of experience in researching, developing, teaching and writing about what makes cooperative businesses succeed or fail, and how to make co-ops an even more dynamic force for positive change that benefits people and the environment in the 21st century. The book first presents an historical review that derives lessons from a variety of cooperative sectors including insurance companies that emerged around 1700; grocery, financial and agricultural co-ops that originated in the 1800s; and electricity, employee-owned and social service co-ops that began in the 20th century. The book then focuses on examples of, and lessons from, Nadeau's 50 years of experience as a researcher and developer of dozens of cooperative projects in North America, Europe, Africa, and Asia.The third section of the book describes six "building blocks" of cooperative development that have proven to be key factors in creating successful co-ops and a thriving International co-op community with an estimated 1 billion members.The final section presents opportunities for cooperative development in the 21st century that have the potential to generate jobs and services for hundreds of millions of new co-op members and employees.The latter two sections of the book make 16 specific, practical recommendations for strengthening the cooperative community in the current decade.

Community Economic Development in Social Work

Community Economic Development in Social Work PDF Author: Steven D. Soifer
Publisher: Columbia University Press
ISBN: 0231133944
Category : Social Science
Languages : en
Pages : 586

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Book Description
Community economic development (CED) is an increasingly essential factor in the revitalization of low- to moderate-income communities. This cutting-edge text explores the intersection of CED and social work practice, which both focus on the well-being of indigent communities and the empowerment of individuals and the communities in which they live. This unique textbook emphasizes a holistic approach to community building that combines business and real-estate development with a focus on stimulating family self-reliance and community empowerment. The result is an innovative approach to rehabilitating communities in decline while preserving resident demographics. The authors delve deep into the social, political, human, and financial capital involved in effecting change and how race and regional issues can complicate approaches and outcomes. Throughout, they integrate case examples to illustrate their strategies and conclude with a consideration of the critical role social workers can play in developing CEDÕs next phase.