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Author: Million Sileshi Haile
Publisher: LAP Lambert Academic Publishing
ISBN: 9783848439393
Category :
Languages : en
Pages : 104
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Book Description
The study was conducted in Eastern Hararghe Zone, of the Oromiya Regional State, in Ethiopia. As stated in the objectives, the main aim of the study was to identify important demographic, socio-economic and institutional factors that affect loan repayment performance of smallholder farmers who borrow from formal credit sources. It was envisaged that the study would provide information that will enable effective measures to be undertaken to improve the loan repayment performance and the success of rural credit programs. It would also enable lenders, such as non-governmental organizations, and policy makers, to appreciate and understand where and how to channel efforts to minimize loan defaulting. The study was also expected to contribute towards better credit administration with a possible pay-off in improved loan repayment.
Author: Million Sileshi Haile
Publisher: LAP Lambert Academic Publishing
ISBN: 9783848439393
Category :
Languages : en
Pages : 104
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Book Description
The study was conducted in Eastern Hararghe Zone, of the Oromiya Regional State, in Ethiopia. As stated in the objectives, the main aim of the study was to identify important demographic, socio-economic and institutional factors that affect loan repayment performance of smallholder farmers who borrow from formal credit sources. It was envisaged that the study would provide information that will enable effective measures to be undertaken to improve the loan repayment performance and the success of rural credit programs. It would also enable lenders, such as non-governmental organizations, and policy makers, to appreciate and understand where and how to channel efforts to minimize loan defaulting. The study was also expected to contribute towards better credit administration with a possible pay-off in improved loan repayment.
Author: Efrem Regasa
Publisher:
ISBN:
Category :
Languages : en
Pages : 0
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Book Description
This study was conducted to examine factors affecting loan repayment performance of smallholder farmers in Jima Arjo district, East Wallaga, Oromia Region, Ethiopia. The study has used Purposive and proportionate sampling technique in order to select sampled kebeles and households, respectively. Hence, from twenty one kebeles which has large number of credit users two kebeles selected, 86 farmers were selected randomly from 582 household credit users in the selected kebele. Both primary and secondary data were collected for this study. Primary data was collected through questionnaire and interview whereas; secondary data was collected from records of Sinqe Bank Jima Arjo branch. Descriptive statistics was used in order to summarize and describe the answer of the respondents. Furthermore, chi-square test was used to test the association between the explanatory variables and the dependent variable. In addition, binary logistic econometric model was employed in order to identify the significant factors that influence loan repayment performance of the selected sampled household farmers. A total of eleven explanatory variables were included in the econometric model and they were: socio-economic characteristics such as, Age, Sex, Marital status, Family size, Education level, Annual income, saving habit. Availability of other source of income and loan related factors such as Repayment period, Time of loan release and Training on loan use. Nine of these variables were found to be statistically significant determinants of loan repayment. Depending on his finding, the researcher has made some recommendations.
Author: Md. Radzi B. Saari
Publisher:
ISBN:
Category : Dissertations, Academic
Languages : en
Pages : 228
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Book Description
Author: Krishna Hari Maharjan
Publisher:
ISBN:
Category : Agricultural credit
Languages : en
Pages : 106
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Book Description
Author: Aruppillai Thayaparan
Publisher:
ISBN: 9783346085375
Category :
Languages : en
Pages : 52
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Book Description
Document from the year 2019 in the subject Business economics - Investment and Finance, course: ECONOMICS, language: English, abstract: The main objective of the study is to identify the borrower characteristics that discriminate them into defaulters and non- defaulters and examine the determinants of loan repayment and their credit worthiness in Microfinance institutions in Vavuniya district in Sri Lanka. In line with above general objective, this study has the following specific objectives: To identify the borrower characters those classify them into defaulters and non-defaulters in the study area. To evaluate the impact of major demographic characters such as age, gender, levels of education, civil status and family members of the borrowers that impact on their repayment performance and credit worthiness. To investigate how the farming characters like income, farm size, ownership of land, farming experience and availability of non-farm income as well as farmers' attributes such as purposes of loan, crop failure, weather conditions and knowledge about loans affect loan repayment and discriminate the borrowers into two groups in the study area. Financial institutions and banks have major role in financial sector as well as rural sector of an economy in terms of providing loans to the rural community in developing countries like Sri Lanka. The borrowers especially, farmers are able to get the loans from the microfinance institutions to improve their living standard through agricultural activities and generate their income. Even the borrowers have chances to receive the loans, the microfinance institutions and banks are facing the problems to recover the loans from the borrowers. Thus, default rate among the borrowers has been increasing over time which is the difficult task to manage the banks and financial institutions. There are a number of many factors particularly demographic and farming characters that affect the loan repayment rates. There has not been any
Author: Krishna Hari Mahajan
Publisher:
ISBN:
Category :
Languages : en
Pages : 106
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Book Description
Author: Beyene Mulat
Publisher:
ISBN: 9783659789502
Category :
Languages : en
Pages : 136
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Book Description
Author: Gabriel C. Orkwor
Publisher:
ISBN: 9789781311000
Category : Yams
Languages : en
Pages : 249
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Book Description
Author: Amedi Maxwell
Publisher: LAP Lambert Academic Publishing
ISBN: 9783659689550
Category :
Languages : en
Pages : 204
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Book Description
Loan Repayment has been a long lasting problem in the financial sector since the ages of Adam. Loan forms the largest asset of most financial institutions therefore there is a need to understand the necessary associated risks with credits to make high recovery rates. This book will help most financial institutions and projects know how to handle agricultural projects in a better way to improve their portfolio and balance sheet. I believe the information provided in this book will add to the existing knowledge available to the government in formulating policies to improve productivity of the sector.
Author: Charles A. Van Lahr
Publisher:
ISBN:
Category : Agricultural credit
Languages : en
Pages : 146
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Book Description
