Examining the Continuing Crisis in Residential Foreclosures and the Emerging Commercial Real Estate Crisis PDF Download
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Author: United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 192
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Author: United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 192
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Book Description
Author: United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy
Publisher:
ISBN:
Category : Commercial real estate
Languages : en
Pages : 183
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Author: United States. Congress. House. Committee on Oversight and Government Reform
Publisher:
ISBN:
Category : Legislative oversight
Languages : en
Pages : 216
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Author: Keeanga-Yamahtta Taylor
Publisher: UNC Press Books
ISBN: 1469653672
Category : History
Languages : en
Pages : 364
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Book Description
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Author: United States. Congress. House. Committee on Oversight and Government Reform
Publisher:
ISBN:
Category :
Languages : en
Pages : 876
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Author: United States. Congress. House. Committee on Government Operations
Publisher:
ISBN:
Category : Calendars
Languages : en
Pages : 868
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Author:
Publisher:
ISBN:
Category : Biography & Autobiography
Languages : en
Pages : 594
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Author: Qihao Weng
Publisher: CRC Press
ISBN: 1498700721
Category : Nature
Languages : en
Pages : 384
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Book Description
Driven by the societal needs and improvement in sensor technology and image processing techniques, remote sensing has become an essential geospatial tool for understanding the Earth and managing Human-Earth interactions. Remote Sensing for Sustainability introduces the current state of the art remote sensing knowledge integral for monitoring the world’s natural resources and environments, managing exposure to natural disasters and man-made risks, and helping understand the sustainability and productivity of natural ecosystems. Bridging the gap between remote sensing and sustainability science this book examines theories and methods as well as practical applications of sustainable development for cities using remote sensing; focuses on remote sensing methods and techniques for sustainable natural resources with emphasize on forests; answers questions on how and what the remote sensing methods and techniques can do for the sustainability of environmental systems; and examines the issues of energy use and sustainable energy sources using remote sensing technology in countries such as Germany, China, the U.S, drawing on case studies to demonstrate the applicability of remote sensing techniques. This comprehensive guide, which can serve to professors, researchers, and students alike, takes in consideration the United Nations set of sustainable development goals and intends to contribute to the GEO’s Strategic Plan by addressing and exemplifying a number of societal benefit areas of remote sensing data sets, methods, and techniques for sustainable development.
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing, Transportation, and Community Development
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 80
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Author: United States. Congress. House. Committee on Financial Services
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 532
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Book Description
