Author: Anjali Kumar
Publisher: World Bank Publications
ISBN: 0821361295
Category : Business & Economics
Languages : en
Pages : 73
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Book Description
'Enterprise Size, Financing Patterns, and Credit Constraints in Brazil' investigates the importance of firm size with respect to accessing credit. The principal findings are that size strongly affects access to credit compared to firm performance, and other factors, such as management education, location or the industrial sector to which the firm belongs. Additional findings are that the impact of size on access to credit is greater for longer term loans and that public financial institutions are more likely to lend to large firms. Finally, financial access constraints may have a less significant differential impact across firms of different sizes than other constraints, though cost of finance as a constraint is very important.
Author: Anjali Kumar
Publisher: World Bank Publications
ISBN: 9780821361306
Category : Brazil
Languages : en
Pages : 62
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Book Description
Investigates the importance of firm size with respect to accessing credit. The principal findings are that size strongly affects access to credit compared to firm performance, and other factors, such as management education, location or the industrial sector to which the firm belongs. Additional findings are that the impact of size on access to credit is greater for longer term loans and that public financial institutions are more likely to lend to large firms. Finally, financial access constraints may have a less significant differential impact across firms of different sizes than other constraints, though cost of finance as a constraint is very important.
Author: Vinod Thomas
Publisher: World Bank Publications
ISBN: 0821364561
Category : Business & Economics
Languages : en
Pages : 176
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Book Description
Brazil faces important issues as to whether and how socio-economic and political reforms will be pursued with urgency and staying power. This book presents a strong agenda and action plan to achieve for Brazil both economic growth and improved welfare for its citizens.
Author: Lewis Wanja Jane, Michael Njeru Njue, Tom Victor Wandera, Jackson Mnago Ndungo, Dr. James Rurigi Njunguna
Publisher: Cari Journals USA LLC
ISBN: 9914999794
Category : Business & Economics
Languages : en
Pages : 118
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Book Description
TOPICS IN THE BOOK Factors Influencing Capital Adequacy in Business Organizations: A Case of Kenya’s Insurance Industry Tools or Systems for Improving Accessibility to Financial Products and Services Financial Management Practices and Sustainability of Non-Governmental Organizations in Juba Factors Affecting the Growth of SMEs in Kajiado District Regulatory Risk Management Strategies and the Growth of Micro-Finance Sector in Kenya
Author: Hela Cheikhrouhou
Publisher: World Bank Publications
ISBN: 0821371401
Category : Law
Languages : en
Pages : 184
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Book Description
Structured Finance in Latin America explores how structured finance mechanisms can channel pension savings to support projects in underserved sectors, deepen capital markets, and contribute to investment and economic growth. Private pension funds have been accumulating assets rapidly in the wake of pension system reforms in many Latin American countries. Strict investment regulations to protect workers' savings have limited their investment in highly creditworthy domestic securities, yet pension fund demand for new securities has outstripped issuance of eligible traditional corporate debt instruments. This has contributed to a high concentration of pension fund assets in public debt. Innovative structured finance mechanisms can help bring to the market a new set of creditworthy securities backed by pools of loans to small borrowers, mortgage loans or the expected proceeds of large infrastructure projects. These mechanisms create new investment opportunities for pension funds, while establishing additional sources of funding for underserved market segments. Policy makers and regulatory authorities have a catalytic role to play in the development of structured finance securities by establishing a conducive legal, regulatory, and tax framework. Structured Finance in Latin America serves as a practical guide for development practitioners, policy makers, and others working in government, international or nongovernmental organizations, and financial institutions, who focus on finance and investment; infrastructure, transport, and urban development; housing finance; small and medium-sized enterprise development; and pension reform.
Author:
Publisher: World Bank Publications
ISBN:
Category : Banks and banking, International
Languages : en
Pages : 52
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Book Description
"The authors (1) present new indicators of banking sector penetration across 99 countries based on a survey of bank regulatory authorities, (2) show that these indicators predict household and firm use of banking services, (3) explore the association between the outreach indicators and measures of financial, institutional, and infrastructure development across countries, and (4) relate these banking outreach indicators to measures of firms' financing constraints. In particular, they find that greater outreach is correlated with standard measures of financial development, as well as with economic activity. Controlling for these factors, the authors find that better communication and transport infrastructure and better governance are also associated with greater outreach. Government ownership of financial institutions translates into lower access, while more concentrated banking systems are associated with greater outreach. Finally, firms in countries with higher branch and ATM penetration and higher use of loan services report lower financing obstacles, thus linking banking sector outreach to the alleviation of firms' financing constraints. "--World Bank web site.
Author: Allen N. Berger
Publisher: World Bank Publications
ISBN: 0222120258
Category :
Languages : en
Pages : 35
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Book Description
Author: Stijn Claessens
Publisher: World Bank Publications
ISBN:
Category : Financial services industry
Languages : en
Pages : 38
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Book Description
"This paper reviews the evidence on the importance of finance for economic well-being, provides data on the degree of use of basic financial services by households and firms across a sample of countries, assesses the desirability of more universal access, and overviews the macroeconomic, legal, and regulatory obstacles to access using general evidence and case studies. Although access to finance can be very beneficial, the data show that universal use is far from prevalent in many countries, especially developing countries. At the same time, universal access has generally not been a public policy objective and is surely not easily achievable in most countries.
Author: OECD
Publisher: OECD Publishing
ISBN: 9264028684
Category :
Languages : en
Pages : 265
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Book Description
This volume explores whether and how trade liberalisation can contribute to achieving universal service goals in telecommunications, water and sanitation, financial services, and electricity, and the types of complementary policies that may be required.
Author: Manuela Francisco
Publisher: World Bank Publications
ISBN:
Category :
Languages : en
Pages : 38
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Book Description
