The Law of Electronic Funds Transfers

The Law of Electronic Funds Transfers PDF Author: Benjamin Geva
Publisher: LexisNexis
ISBN: 9780820511474
Category : Banking law
Languages : en
Pages : 0

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Book Description

The Law of Electronic Funds Transfers

The Law of Electronic Funds Transfers PDF Author: Benjamin Geva
Publisher: LexisNexis
ISBN: 9780820511474
Category : Banking law
Languages : en
Pages : 0

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Book Description


Computers and Banking

Computers and Banking PDF Author: Kent W. Colton
Publisher: Springer Science & Business Media
ISBN: 1468435787
Category : Science
Languages : en
Pages : 304

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Book Description
Electronic funds transfer (EFT) systems include a wide range of computer-based payment systems and sources that substitute electronic and digital transfers for movements of cash and paper checks. A few years ago some people were predict ing that EFT would replace paper money and coins entirely and that we would soon be a "checkless" and' 'cashless" society. Such sweeping changes have not occurred, but a slower evolution is clearly underway. Although checks, cur rency, and coin are likely to be here for many years to come, EFT is becoming an established part of our worldwide payment transfer system, and the implications and consequences of this technology are real. They include: • Alterations in personal finance and in the process of purchasing and paying for consumer goods and services. • Changes in the structure of financial and retail organizations and their mode of interaction in the marketplace. • Modifications in the flow of funds in our society and in the interactions among economic institutions. • Alterations in the prospects for invasion of personal privacy, perpetration of fraud and theft, and violation of antitrust regulations. • Changes in the regulatory and competitive balance among the numerous financial institutions in the United States. Such alterations foretell important impacts on people and society. Benefits are forthcoming, but the costs will also be real.

Selected Electronic Funds Transfer Issues

Selected Electronic Funds Transfer Issues PDF Author:
Publisher:
ISBN:
Category : Electronic funds transfers
Languages : en
Pages : 92

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Book Description


Electronic Funds Transfer Systems

Electronic Funds Transfer Systems PDF Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Financial Institutions
Publisher:
ISBN:
Category : Electronic funds transfers
Languages : en
Pages : 0

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Book Description


The Electronic Signatures in Global and National Commerce Act

The Electronic Signatures in Global and National Commerce Act PDF Author: United States. Congress. House. Committee on Commerce. Subcommittee on Telecommunications, Trade, and Consumer Protection
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 68

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Book Description


Wire Transfers

Wire Transfers PDF Author: Ernest T. Patrikis
Publisher: McGraw-Hill Companies
ISBN:
Category : Business & Economics
Languages : en
Pages : 386

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Book Description
Wire Transfer was written by the experts who helped developed the United Nations Model Law on International Credit Transfers, Federal Reserve Regulation J and Uniform Commercial Code Article 4A. It explains and analyzes in clear and comprehensive language the issues, laws and policies relating to the legal and business aspects of funds transfer.

The Story of Payments

The Story of Payments PDF Author: Richard Oliver
Publisher:
ISBN: 9780578663623
Category :
Languages : en
Pages :

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Book Description
Written by experienced experts from both the private andthe government sector, The Story of Payments: How TheIndustrialization of Trust Created the Modern Payment Systemtells the story of how payments - between people, merchants,employers and governments - emerged from the ancient systemof barter and grew, through various technologicalimplementations ranging from coins and paper money tochecks, wire transfers and credit cards to today's entirelyelectronic local and international payment systems. Readerswill learn the inner workings of the U.S. Payments System thatallow it to work effectively and efficiently, including thetechnology, standards, laws and regulations that provideubiquity and ease of access. The authors also provide insightinto the inherent risks of the payment system and set forth amodel for future innovation and change. The Story of Payments:How The Industrialization of Trust Created the Modern PaymentSystem is a practical manual for those who make and receivepayments, an instructional manual for those who work inpayments, and a fascinating historical exploration of the rolethe world's payment systems have played in creating the commercial society we live in today.

The Payment System

The Payment System PDF Author: Mr.Bruce J. Summers
Publisher: International Monetary Fund
ISBN: 9781557753861
Category : Business & Economics
Languages : en
Pages : 232

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Book Description
This book makes a practical contribution to increased understanding of payment system design and management and of the relationship between the payment system and monetary policy. The authors of the twelve papers included in the book are central banking experts from around the world who draw on their experiences in providing technical assistance to the central banks of the countries of the former U.S.S.R.

Role of Blockchain Technology in IoT Applications

Role of Blockchain Technology in IoT Applications PDF Author:
Publisher: Academic Press
ISBN: 0128171928
Category : Mathematics
Languages : en
Pages : 344

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Book Description
Role of Blockchain Technology in IoT Applications, Volume 115 in the Advances in Computers series, reviews the latest information on this topic that promises many applications in human life. According to forecasts made by various market research/survey agencies, there will be around 50 Billion connected devices (IoT) by 2020. Updates in this new release include chapters on the Technical Aspects of Blockchain and IoT, Integrated Platforms for Blockchain-Enablement, Intersections Between IoT and Distributed Ledger, Blockchain and Artificial Intelligence: How and Why Combining These Two Groundbreaking Technologies, Blockchain Applications in Health Care and Opportunities and Advancements Due to New Information Technology Frameworks, and more. Explores blockchain technology research trends in secured device to device communication Includes updates on secure vehicular communication (VANET) using blockchain technology Provides the latest on secure IoT communication using blockchain technology Presents use cases of blockchain technology in healthcare, the food chain, ERP and other emerging areas

Bank Collections and Payment Transactions

Bank Collections and Payment Transactions PDF Author: Benjamin Geva
Publisher: Oxford University Press, USA
ISBN: 9780198298533
Category : Business & Economics
Languages : en
Pages : 575

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Book Description
This is a study of the law governing the bank-customer relationship pertaining to the disposition of funds by cheques and credit transfers, covering both paper-based and electronic payments. The work addresses, with various degrees of detail, common law, civilian, and `mixed' jurisdictions, particularly, Australia, Canada, England, France, Germany, Israel, Italy, Japan, South Africa, Switzerland and the United States. In addition to the description of the law in these jurisdictions, the book contains an in-depth analysis of the common issues and the responses to them, in light of desired policies. Accordingly, an evaluation of the various rules and proposals for reform are integral parts of the study. The book is divided into four parts. Part I is an overview of the various legal systems and fundamentals in banking and payment law, in an overall historical context. Part II deals with the banking relationship, within which collections and payments occur. It highlights the customer contract, the deposit transaction, the mandate authorizing bank collections and payments, and the debt resulting from entries to the current account. Part III covers the performance of the mandate. It discusses extensively laws governing the payment and collection of cheques and credit transfers, in the context of actual clearing and settlement mechanisms, particularly large-value transfer systems in developed countries. Part IV is on payment systems misuse through fraud, either in theinitiation payments or in misdirecting them. It discusses cheque forgery, unauthorized electronic funds transfers, forged cheques indorsements, and misdirected funds transfers. A unique feature of the work is the integration of a cohesive analytic perspective, both doctrinal and policy-oriented, into a comparative descriptive framework. The book searches for a universal `law merchant' transcending the boundaries of the various legal systems. It is aimed at the banking and payment law specialist and student as well as to the general comparative lawyer. Its focus on both present law and reform makes it useful to both the academic and practising lawyer.