Did Oregon's Residential Real Estate Market Become More Affordable in the Pandemic? PDF Download
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Author: Damon Runberg
Publisher:
ISBN:
Category : COVID-19 (Disease)
Languages : en
Pages : 8
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Book Description
Author: Damon Runberg
Publisher:
ISBN:
Category : COVID-19 (Disease)
Languages : en
Pages : 8
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Book Description
Author: Paul A. Diller
Publisher:
ISBN:
Category :
Languages : en
Pages : 50
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Book Description
Housing, particularly affordable housing, has been the center of much discussion in the second decade of the twenty-first century in the United States. This Article focuses on that discussion in one American state -- Oregon -- containing slightly more than one percent of the country's population, but possessing a land-use planning system that aspires to promote housing affordability, as well as address other social, economic, and political concerns. Indeed, Oregon's land-use system is nationally known for its centralization and focus on containing sprawl.This paper analyzes the limited role that the federal government has played in facilitating the construction of housing and providing public and affordable housing, and how these efforts have fared in Oregon. It then assesses the tools that Oregon's land-use system provides for facilitating affordable housing, including binding plan and zoning designations, a prohibition on vague standards, requirements for a regional approach towards housing obligations, and the favorable treatment of most local housing decisions on review. Finally, the article analyzes data demonstrating that much work remains to be done in Oregon, particularly in a housing market that has been heated for almost a decade.
![The Americas [2 volumes] PDF](https://books.google.com/books/content/images/frontcover/JRjOEAAAQBAJ?fife=w80-h100)
Author: Kimberly J. Morse
Publisher: Bloomsbury Publishing USA
ISBN: 1440852391
Category : Social Science
Languages : en
Pages : 1037
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Book Description
This two-volume encyclopedia profiles the contemporary culture and society of every country in the Americas, from Canada and the United States to the islands of the Caribbean and the many countries of Latin America. From delicacies to dances, this encyclopedia introduces readers to cultures and customs of all of the countries of the Americas, explaining what makes each country unique while also demonstrating what ties the cultures and peoples together. The Americas profiles the 40 nations and territories that make up North America, Central America, the Caribbean, and South America, including British, U.S., Dutch, and French territories. Each country profile takes an in-depth look at such contemporary topics as religion, lifestyle and leisure, cuisine, gender roles, dress, festivals, music, visual arts, and architecture, among many others, while also providing contextual information on history, politics, and economics. Readers will be able to draw cross-cultural comparisons, such as between gender roles in Mexico and those in Brazil. Coverage on every country in the region provides readers with a useful compendium of cultural information, ideal for anyone interested in geography, social studies, global studies, and anthropology.
Author: Adam J. Levitin
Publisher: Harvard University Press
ISBN: 0674979656
Category : Business & Economics
Languages : en
Pages : 401
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Book Description
The definitive account of the housing bubble that caused the Great Recession—and earned Wall Street fantastic profits. The American housing bubble of the 2000s caused the worst global financial crisis since the Great Depression. In this definitive account, Adam Levitin and Susan Wachter pinpoint its source: the shift in mortgage financing from securitization by Fannie Mae and Freddie Mac to “private-label securitization” by Wall Street banks. This change set off a race to the bottom in mortgage underwriting standards, as banks competed in laxity to gain market share. The Great American Housing Bubble tells the story of the transformation of mortgage lending from a dysfunctional, local affair, featuring short-term, interest-only “bullet” loans, to a robust, national market based around the thirty-year fixed-rate mortgage, a uniquely American innovation that served as the foundation for the middle class. Levitin and Wachter show how Fannie and Freddie’s market power kept risk in check until 2003, when mortgage financing shifted sharply to private-label securitization, as lenders looked for a way to sustain lending volume following an unprecedented refinancing wave. Private-label securitization brought a return of bullet loans, which had lower initial payments—enabling borrowers to borrow more—but much greater back-loaded risks. These loans produced a vast oversupply of underpriced mortgage finance that drove up home prices unsustainably. When the bubble burst, it set off a destructive downward spiral of home prices and foreclosures. Levitin and Wachter propose a rebuild of the housing finance system that ensures the widespread availability of the thirty-year fixed-rate mortgage, while preventing underwriting competition and shifting risk away from the public to private investors.
Author: Michael A. Stegman
Publisher: MIT Press (MA)
ISBN:
Category : Architecture
Languages : en
Pages : 554
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Book Description
"Housing and Economics" brings together in a single comprehensive volume a number of scholarly articles focused on the applied economic and financial problems of rebuilding America's housing stock. In relating the financial to the economic dimensions of low income housing solutions, this compilation bridges the gap between the theoretical and applied approaches to the economic implications of such solutions and programs. Thus the volume both complements existing housing analyses concerned with the general operations of the housing market and detailed studies of particular programs and presents a coherent statements on the applied economic analysis of one aspect of national housing policy.The book has been organized into four main sections embracing macro- and micro-economic contexts, components of housing costs, programatic evolution, and analysis of emerging housing proposals. Each of the major sections is introduced by an essay which offers both an overview and an original analysis of the papers that follow. The readings range from the Douglas Commission's summary of housing needs to staples such as "filtering," taxes, and finance--from industrial efficiency to the effects of guaranteed annual income. Many of the articles are widely regarded as, or destined to become, "modern" classics. Together, they are directed to a wide audience of educators, students, and practitioners in city planning, housing, social welfare, and economics.Among the major contributors are: Sherman Maisel, Wallace Smith, Jerome Rothenberg, Leland Burns, Eugene Smolensky, Louis Winnick, William Grigsby, Anthony Downs, George Sternlieb, and the editor, Michael Stegman.
Author: Andrew Ross
Publisher: Metropolitan Books
ISBN: 125080423X
Category : Social Science
Languages : en
Pages : 194
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Book Description
An eye-opening investigation of America’s rural and suburban housing crisis, told through a searing portrait of precarious living in Disney World's backyard. Today, a minimum-wage earner can afford a one-bedroom apartment in only 145 out of 3,143 counties in America. One of the very worst places in the United States to look for affordable housing is Osceola County, Florida. Once the main approach to Disney World, where vacationers found lodging on their way to the Magic Kingdom, the fifteen-mile Route 192 corridor in Osceola has become a site of shocking contrasts. At one end, global investors snatch up foreclosed properties and park their capital in extravagant vacation homes for affluent visitors, eliminating the county’s affordable housing in the process. At the other, underpaid tourist industry workers, displaced families, and disabled and elderly people subsisting on government checks cram themselves into dilapidated, roach-infested motels, or move into tent camps in the woods. Through visceral, frontline reporting from the motels and encampments dotting central Florida, renowned social analyst Andrew Ross exposes the overlooked housing crisis sweeping America’s suburbs and rural areas, where residents suffer ongoing trauma, poverty, and nihilism. As millions of renters face down evictions and foreclosures in the midst of the COVID-19 recession, Andrew Ross reveals how ineffective government planning, property market speculation, and poverty wages have combined to create this catastrophe. Urgent and incisive, Sunbelt Blues offers original insight into what is quickly becoming a full-blown national emergency.
Author: Terry Painter
Publisher: John Wiley & Sons
ISBN: 1119629187
Category : Business & Economics
Languages : en
Pages : 533
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Book Description
The first Encyclopedia of Commercial Real Estate The Encyclopedia of Commercial Real Estate Advice covers everything anyone would ever need to know from A – Z on the subject. The 500+ entries inside not only have hard-hitting advice, but many share enlightening stories from the author's experience working on hundreds of deals. This book pulls off making the subjects enjoyable, interesting, and easy to understand. As a bonus, there are 136 time and money savings tips, many of which could save or make you 6 figures or more. Some of the questions this informative guidebook will answer for you are: How to Buy Foreclosed Commercial Properties at a Discount at Auctions Guidelines for Getting Started in Commercial Real Estate and Choosing Low-Risk Properties How to Value a Property in 15 Minutes How to Fake it Until You Make it When Raising Investors Should You Hold, Sell, 1031 Exchange, or Cash-Out Refinance? How to Reposition a Property to Achieve its Highest Value when Buying or Selling 10 Tested Methods to Recession-Proof Your Property How You Can Soar To The Top by Becoming a Developer Trade Secrets for Getting The Best Rate and Terms on Your Loan – Revealed! 11 Ways Property Managers Will Try and Steal From You - How to Catch and Stop Them! Whenever you have a question on any commercial real estate subject, just open this invaluable book and get the guidance you are looking for. Find author Terry Painter: apartmentloanstore.com businessloanstore.com
Author: Conor Dougherty
Publisher: Penguin
ISBN: 052556022X
Category : Social Science
Languages : en
Pages : 304
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Book Description
A Time 100 Must-Read Book of 2020 • A New York Times Book Review Editors' Choice • California Book Award Silver Medal in Nonfiction • Finalist for The New York Public Library Helen Bernstein Book Award for Excellence in Journalism • Named a top 30 must-read Book of 2020 by the New York Post • Named one of the 10 Best Business Books of 2020 by Fortune • Named A Must-Read Book of 2020 by Apartment Therapy • Runner-Up General Nonfiction: San Francisco Book Festival • A Planetizen Top Urban Planning Book of 2020 • Shortlisted for the Goddard Riverside Stephan Russo Book Prize for Social Justice “Tells the story of housing in all its complexity.” —NPR Spacious and affordable homes used to be the hallmark of American prosperity. Today, however, punishing rents and the increasingly prohibitive cost of ownership have turned housing into the foremost symbol of inequality and an economy gone wrong. Nowhere is this more visible than in the San Francisco Bay Area, where fleets of private buses ferry software engineers past the tarp-and-plywood shanties of the homeless. The adage that California is a glimpse of the nation’s future has become a cautionary tale. With propulsive storytelling and ground-level reporting, New York Times journalist Conor Dougherty chronicles America’s housing crisis from its West Coast epicenter, peeling back the decades of history and economic forces that brought us here and taking readers inside the activist movements that have risen in tandem with housing costs.
Author: Patrick Condon
Publisher: James Taylor Chair in Landscape and Liveable Environments
ISBN: 9781777456009
Category : COVID-19 (Disease)
Languages : en
Pages : 166
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Book Description
Sick City is a call to action prompted by the crisis that crippled our cities, the pandemic. But the pandemic has brought the issues of race, inequality and unaffordability to the forefront as well, illustrating how all of these ills can be traced to unequal access to urban land. Patrick Condon walks the reader through that history, proving that most of these problems are rooted in the inflation of urban land value - land that is no longer priced for its value for housing but as an asset class in a global market hungry for assets of all kinds. The American wage earner who is most affected by COVID is also the worst hit by the surging price of urban land which has made the essential commodity of housing increasingly inaccessible. Not only does Condon dive deep into myriad and credible references to prove these points, but he also wraps up the conversation with some eminently practical and widely precedented policy actions that municipalities can enact - policy tools to establish housing justice at the same time slow the flow of land value increases into the pockets of land speculators.
Author: Kathy Fettke
Publisher: Createspace Independent Publishing Platform
ISBN: 9781500881580
Category : Real estate investment
Languages : en
Pages : 0
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Book Description
Many baby boomers and working professionals dream of a comfortable (or even early) retirement, but have found most investment choices to be too time-consuming, too risky, or providing too meager of a return. In Retire Rich from Rentals, professional real estate investor Kathy Fettke will show you how to fund your retirement on passive income from real estate.Cash flow IS possible! By following Kathy's process for choosing markets, finding deals, and restructuring your portfolio, you can grow your passive income - without toilets, tenants, or getting your hands dirty.In Retire Rich from Rentals, you will learn: * Why real state is the highest leverage investment strategy * Little known strategies for growing your retirement funds faster by deferring taxes * Hands-free and stress-free property management * How to build a $1,000,000+ real estate portfolioRetire Rich from Rentals is a step-by-step plan for building and securing your wealth so you have money and the freedom to live life on your own terms!"We invested in 6 properties so far, and the income pays for two kids in college. Once they are out of college, it will convert to retirement income." ~Stehpanie Hahn"If you wish to maximize your leverage, use other people's money, and work with the best, become a Real Wealth Network member, and create lifelong wealth." ~Kathy Stewart"Now all I do is wait for my monthly e-mails regarding my online property management statements and double check my bank accounts to confirm the cash flow. Thank you very much! I am now on the hunt for additional investment opportunities." ~Ben Shatto
