Deregulation, Regional Economics and the Spatial Restructuring of the U.S Commercial Banking Industry

Deregulation, Regional Economics and the Spatial Restructuring of the U.S Commercial Banking Industry PDF Author: Andrew Peters
Publisher:
ISBN:
Category :
Languages : en
Pages : 264

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Deregulation, Regional Economics and the Spatial Restructuring of the U.S Commercial Banking Industry

Deregulation, Regional Economics and the Spatial Restructuring of the U.S Commercial Banking Industry PDF Author: Andrew Peters
Publisher:
ISBN:
Category :
Languages : en
Pages : 264

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Book Description


Deregulation, Regional Economics and the Spatial Restructuring of the U.S Commercial Banking Industry

Deregulation, Regional Economics and the Spatial Restructuring of the U.S Commercial Banking Industry PDF Author: Andrew Peters
Publisher:
ISBN:
Category :
Languages : en
Pages : 0

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U.S. Bank Deregulation in Historical Perspective

U.S. Bank Deregulation in Historical Perspective PDF Author: Charles W. Calomiris
Publisher: Cambridge University Press
ISBN: 0521028388
Category : Business & Economics
Languages : en
Pages : 392

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Book Description
This book shows how deregulation is transforming the size, structure, and geographic range of U.S. banks, the scope of banking services, and the nature of bank-customer relationships. Over the past two decades the characteristics that had made American banks different from other banks throughout the world--a fragmented geographical structure of the industry, which restricted the scale of banks and their ability to compete with one another, and strict limits on the kinds of products and services commercial banks could offer--virtually have been eliminated. Understanding the origins and persistence of the unique banking regulations that defined U.S. banking for over a century lends an important perspective on the economic and political causes and consequences of the current process of deregulation.

Global Financial Deregulation

Global Financial Deregulation PDF Author: Itzhak Swary
Publisher: John Wiley & Sons
ISBN: 0631181881
Category : Banks and banking
Languages : en
Pages : 521

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Book Description
Financial institutions in developed countries have undergone a profound structural change in recent years. As a result, banking has become internationalized and competition has intensified within vast and complex markets for a range of financial services. This book reviews these changes.

The Changing Face of American Banking

The Changing Face of American Banking PDF Author: Ranajoy Ray Chaudhuri
Publisher:
ISBN: 9781349551651
Category : Banking law
Languages : en
Pages : 0

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Book Description
With almost 6,300 commercial banks, significantly more than in any other country, the world of US banking is unique, fascinating, and always in flux. Two principal pieces of legislation have shaped the banking structure in this country: The McFadden Act of 1927, which prohibited banks from branching into other states, and The Glass-Steagall Act of 1933, which separated commercial and investment banking activities. The repeal of the Glass-Steagall Act in 1999 was one of the main contributing factors behind the global financial crisis of 2008. This measure resulted in the passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, which once again prohibited commercial banks from making certain types of speculative investments. The Changing Face of American Banking analyzes the impact of both these acts - as well as that of their subsequent repeal - in depth, examining the real effects of government regulations on the US commercial banking sector. Ray Chaudhuri pinpoints the evolving nature of US commercial banks and banking regulations and explores their impact on the economy. Instead of just focusing on banks and regulations, this work considers the correlations and causality between banking performance and economic growth and productivity. It also brings the banking literature up to date with the 2008-2009 financial crisis and its aftermath, including the passage of the Dodd-Frank Act of 2010 and its effect on American banking.

The Invisible Hands of U.S. Commercial Banking Reform

The Invisible Hands of U.S. Commercial Banking Reform PDF Author: Margaret M. Polski
Publisher: Springer Science & Business Media
ISBN: 1461504414
Category : Business & Economics
Languages : en
Pages : 125

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Book Description
This book is a product of my commitment to developing both theory and practice in political economy. I first became interested in economic and institutional change in the commercial banking industry when I took a seminar on financial insti- tions led by Robert Glauber in the Kennedy School of Government at Harvard University in the spring of 1995. In my experience, Bob is one of a handful of teachers who has the verve to challenge and inspire both esoteric and practical inquiry: the seminar grappled with practical business and policy problems in a way that posed a significant challenge to existing theories. In addition to dem- strating the need to better integrate theory and practice, it provided a perspective and an approach that I continue to find useful in research, consulting, and teaching. Conducting the research for this study has taught me many things about banking, regulation, and policy making, and I am grateful to a very large number of people for their assistance. Bob Glauber continues to be generous in discussing the ch- lenges of change in the financial services industry.

Regulation and Instability in U.S. Commercial Banking

Regulation and Instability in U.S. Commercial Banking PDF Author: Jill M. Hendrickson
Publisher: Springer
ISBN: 0230295134
Category : Political Science
Languages : en
Pages : 313

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Book Description
The historical response to bank crises has always been more regulation. A pattern emerges that some may find surprising: regulation often contributes to bank instability. It suppresses competition and effective response to market changes and encourages bankers to take on additional risk. This book offers a valuable history lesson for policy makers.

Commercial Banking in an Era of Deregulation

Commercial Banking in an Era of Deregulation PDF Author: Emmanuel N. Roussakis
Publisher: Praeger Publishers
ISBN:
Category : Business & Economics
Languages : en
Pages : 456

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Commercial Banking and Regional Development in the United States, 1950-1960

Commercial Banking and Regional Development in the United States, 1950-1960 PDF Author: George Macesich
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 188

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Consequences of Deregulation for Commercial Banking

Consequences of Deregulation for Commercial Banking PDF Author: George G. Kaufman
Publisher:
ISBN:
Category : Banking law
Languages : en
Pages : 64

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Book Description