Credit Scoring, Response Modelling and Insurance Rating

Credit Scoring, Response Modelling and Insurance Rating PDF Author: S. Finlay
Publisher: Springer
ISBN: 0230298982
Category : Business & Economics
Languages : en
Pages : 295

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Book Description
Every year, financial services organizations make billions of dollars worth of decisions using automated systems. For example, who to give a credit card to and the premium someone should pay for their home insurance. This book explains how the forecasting models, that lie at the heart of these systems, are developed and deployed.

Credit Scoring, Response Modelling and Insurance Rating

Credit Scoring, Response Modelling and Insurance Rating PDF Author: S. Finlay
Publisher: Springer
ISBN: 0230298982
Category : Business & Economics
Languages : en
Pages : 295

Get Book Here

Book Description
Every year, financial services organizations make billions of dollars worth of decisions using automated systems. For example, who to give a credit card to and the premium someone should pay for their home insurance. This book explains how the forecasting models, that lie at the heart of these systems, are developed and deployed.

Credit Scoring, Response Modeling, and Insurance Rating

Credit Scoring, Response Modeling, and Insurance Rating PDF Author: S. Finlay
Publisher: Springer
ISBN: 1137031697
Category : Business & Economics
Languages : en
Pages : 315

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Book Description
A guide on how Predictive Analytics is applied and widely used by organizations such as banks, insurance providers, supermarkets and governments to drive the decisions they make about their customers, demonstrating who to target with a promotional offer, who to give a credit card to and the premium someone should pay for home insurance.

Credit Intelligence & Modelling

Credit Intelligence & Modelling PDF Author: Raymond A. Anderson
Publisher: Oxford University Press
ISBN: 0192844199
Category : Credit analysis
Languages : en
Pages : 934

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Book Description
Credit Intelligence and Modelling provides an indispensable explanation of the statistical models and methods used when assessing credit risk and automating decisions. Over eight modules, the book covers consumer and business lending in both the developed and developing worlds, providing the frameworks for both theory and practice. It first explores an introduction to credit risk assessment and predictive modelling, micro-histories of credit and credit scoring, as well as the processes used throughout the credit risk management cycle. Mathematical and statistical tools used to develop and assess predictive models are then considered, in addition to project management and data assembly, data preparation from sampling to reject inference, and finally model training through to implementation. Although the focus is credit risk, especially in the retail consumer and small-business segments, many concepts are common across disciplines, whether for academic research or practical use. The book assumes little prior knowledge, thus making it an indispensable desktop reference for students and practitioners alike. Credit Intelligence and Modelling expands on the success of The Credit Scoring Toolkit to cover credit rating and intelligence agencies, and the data and tools used as part of the process.

Generalized Linear Models for Insurance Rating

Generalized Linear Models for Insurance Rating PDF Author: Mark Goldburd
Publisher:
ISBN: 9780996889728
Category :
Languages : en
Pages : 106

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Book Description


A Survey of Credit and Behavioural Scoring

A Survey of Credit and Behavioural Scoring PDF Author: L. C. Thomas
Publisher:
ISBN: 9781902850429
Category : Credit scoring systems
Languages : en
Pages : 22

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Book Description


Retail Credit Risk Management

Retail Credit Risk Management PDF Author: M. Anolli
Publisher: Palgrave Macmillan
ISBN: 9781349435074
Category : Business & Economics
Languages : en
Pages : 0

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Book Description
Introducing the fundamentals of retail credit risk management, this book provides a broad and applied investigation of the related modeling theory and methods, and explores the interconnections of risk management, by focusing on retail and the constant reference to the implications of the financial crisis for credit risk management.

Oversight of the Property and Casualty Insurance Industry

Oversight of the Property and Casualty Insurance Industry PDF Author: United States. Congress. Senate. Committee on Commerce, Science, and Transportation
Publisher:
ISBN:
Category : Casualty insurance
Languages : en
Pages : 108

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Book Description


Credit Risk Scorecards

Credit Risk Scorecards PDF Author: Naeem Siddiqi
Publisher: John Wiley & Sons
ISBN: 1118429168
Category : Business & Economics
Languages : en
Pages : 124

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Book Description
Praise for Credit Risk Scorecards "Scorecard development is important to retail financial services in terms of credit risk management, Basel II compliance, and marketing of credit products. Credit Risk Scorecards provides insight into professional practices in different stages of credit scorecard development, such as model building, validation, and implementation. The book should be compulsory reading for modern credit risk managers." —Michael C. S. Wong Associate Professor of Finance, City University of Hong Kong Hong Kong Regional Director, Global Association of Risk Professionals "Siddiqi offers a practical, step-by-step guide for developing and implementing successful credit scorecards. He relays the key steps in an ordered and simple-to-follow fashion. A 'must read' for anyone managing the development of a scorecard." —Jonathan G. Baum Chief Risk Officer, GE Consumer Finance, Europe "A comprehensive guide, not only for scorecard specialists but for all consumer credit professionals. The book provides the A-to-Z of scorecard development, implementation, and monitoring processes. This is an important read for all consumer-lending practitioners." —Satinder Ahluwalia Vice President and Head-Retail Credit, Mashreqbank, UAE "This practical text provides a strong foundation in the technical issues involved in building credit scoring models. This book will become required reading for all those working in this area." —J. Michael Hardin, PhD Professor of StatisticsDepartment of Information Systems, Statistics, and Management ScienceDirector, Institute of Business Intelligence "Mr. Siddiqi has captured the true essence of the credit risk practitioner's primary tool, the predictive scorecard. He has combined both art and science in demonstrating the critical advantages that scorecards achieve when employed in marketing, acquisition, account management, and recoveries. This text should be part of every risk manager's library." —Stephen D. Morris Director, Credit Risk, ING Bank of Canada

Credit-based Insurance Scores

Credit-based Insurance Scores PDF Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations
Publisher:
ISBN:
Category : Credit ratings
Languages : en
Pages : 256

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Book Description


The Impact of Credit-based Insurance Scoring on the Availability and Affordability of Insurance

The Impact of Credit-based Insurance Scoring on the Availability and Affordability of Insurance PDF Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 364

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Book Description