Bank Capital Adequacy in Australia

Bank Capital Adequacy in Australia PDF Author: Mr.B. Jang
Publisher: International Monetary Fund
ISBN: 1463954115
Category : Business & Economics
Languages : en
Pages : 20

Get Book Here

Book Description
The paper finds that, given Australia's conservative approach in implementing the Basel II framework, Australian banks' headline capital ratios underestimate their capital strengths. Given their high capital quality and the progress in their funding profiles since the global financial crisis, the Australian banks are making good progress toward meeting the Basel III requirements, including the new liquidity standards. Stress tests calibrated on the Irish crisis experience show that the banks could withstand sizable shocks to their exposure to residential mortgages. However, combining residential mortgage shocks with corporate losses expected at the peak of the global financial crisis would put more pressure on Australian banks' capital. Therefore, it would be useful to consider the merits of higher capital requirements for systemically important domestic banks.

Bank Capital Adequacy in Australia

Bank Capital Adequacy in Australia PDF Author: Mr.B. Jang
Publisher: International Monetary Fund
ISBN: 1463954115
Category : Business & Economics
Languages : en
Pages : 20

Get Book Here

Book Description
The paper finds that, given Australia's conservative approach in implementing the Basel II framework, Australian banks' headline capital ratios underestimate their capital strengths. Given their high capital quality and the progress in their funding profiles since the global financial crisis, the Australian banks are making good progress toward meeting the Basel III requirements, including the new liquidity standards. Stress tests calibrated on the Irish crisis experience show that the banks could withstand sizable shocks to their exposure to residential mortgages. However, combining residential mortgage shocks with corporate losses expected at the peak of the global financial crisis would put more pressure on Australian banks' capital. Therefore, it would be useful to consider the merits of higher capital requirements for systemically important domestic banks.

Bank Capital Adequacy in Australia

Bank Capital Adequacy in Australia PDF Author: Warren Pat Hogan
Publisher:
ISBN: 9780947069971
Category : Bank capital
Languages : en
Pages : 76

Get Book Here

Book Description


Capital Adequacy of Australian Banks

Capital Adequacy of Australian Banks PDF Author: Reserve Bank of Australia
Publisher:
ISBN:
Category : Bank capital
Languages : en
Pages : 13

Get Book Here

Book Description


The development of bank capital adequacy regulation in Australia

The development of bank capital adequacy regulation in Australia PDF Author: Ian G. Sharpe
Publisher:
ISBN:
Category :
Languages : en
Pages : 6

Get Book Here

Book Description


The Impact of Capital Adequacy Requirements on Australian Banks

The Impact of Capital Adequacy Requirements on Australian Banks PDF Author: Mary Elizabeth Sweeney
Publisher:
ISBN:
Category : Asset-liability management
Languages : en
Pages : 22

Get Book Here

Book Description


Banking's Final Exam

Banking's Final Exam PDF Author: Morris Goldstein
Publisher: Columbia University Press
ISBN: 0881327069
Category : Business & Economics
Languages : en
Pages : 369

Get Book Here

Book Description
Spurred by the success of the first stress test of US banks toward the end of the global economic crisis in 2009, stress testing of large financial institutions has become the cornerstone of banking supervision worldwide. The aim of the tests is to determine which banks are adequately capitalized under severe economic shocks and to order corrective measures for those that are vulnerable. In Banking’s Final Exam, one of the world’s leading experts on banking regulation concludes that the tests administered on both sides of the Atlantic suffer from fundamental weaknesses, leading to a false sense of reassurance about the safety and soundness of the banking system. Some weaknesses can be corrected within the existing bank-capital regime, but others will require bold reforms—including higher minimum capital requirements for the largest and most systemically-important banks. The banking industry is likely to resist these reforms, but this book explains why their objections do not hold water.

The Federal Reserve System Purposes and Functions

The Federal Reserve System Purposes and Functions PDF Author: Board of Governors of the Federal Reserve System
Publisher:
ISBN: 9780894991967
Category : Banks and Banking
Languages : en
Pages : 0

Get Book Here

Book Description
Provides an in-depth overview of the Federal Reserve System, including information about monetary policy and the economy, the Federal Reserve in the international sphere, supervision and regulation, consumer and community affairs and services offered by Reserve Banks. Contains several appendixes, including a brief explanation of Federal Reserve regulations, a glossary of terms, and a list of additional publications.

Understanding Central Banks

Understanding Central Banks PDF Author: Nils Herger
Publisher: Springer
ISBN: 3030051625
Category : Business & Economics
Languages : en
Pages : 200

Get Book Here

Book Description
Issues related to central banks feature regularly in economic news coverage, and in times of economic or financial crisis, especially when a commercial bank is bailed out, they become the focus of the policy debate. But what role do central banks play in a modern economy? How do central banks wield influence over the financial system and the broad economy? Through which channels does monetary policy impact macroeconomic fundamentals such as inflation or unemployment? For example, how does a central bank alter the money supply? What are the benefits of central bank independence, and what are the up- and downsides of having a common currency? This book provides easily accessible answers to these and other questions associated with central banking.

Banks on the Brink

Banks on the Brink PDF Author: Mark Copelovitch
Publisher: Cambridge University Press
ISBN: 1108489885
Category : Business & Economics
Languages : en
Pages : 257

Get Book Here

Book Description
International capital flow and domestic financial market structures explain why some countries are more vulnerable to banking crises.

Hot Property

Hot Property PDF Author: Rob Nijskens
Publisher: Springer
ISBN: 3030116743
Category : Business & Economics
Languages : en
Pages : 220

Get Book Here

Book Description
This open access book discusses booming housing markets in cities around the globe, and the resulting challenges for policymakers and central banks. Cities are booming everywhere, leading to a growing demand for urban housing. In many cities this demand is out-pacing supply, which causes house prices to soar and increases the pressure on rental markets. These developments are posing major challenges for policymakers, central banks and other authorities responsible for ensuring financial stability, and economic well-being in general.This volume collects views from high-level policymakers and researchers, providing essential insights into these challenges, their impact on society, the economy and financial stability, and possible policy responses. The respective chapters address issues such as the popularity of cities, the question of a credit-fueled housing bubble, the role of housing supply frictions and potential policy solutions. Given its scope, the book offers a revealing read and valuable guide for everyone involved in practical policymaking for housing markets, mortgage credit and financial stability.