Author: Lee Jenkins
Publisher: Moody Publishers
ISBN: 0802480551
Category : Religion
Languages : en
Pages : 238
Book Description
Despite trillions of dollars spent and the development of welfare programs, poverty has actually gotten much worse. Nationally, 30% of black families live below the poverty line, an increase of 20% since 1969. Lee Jenkins knows that poverty is not corrected by a redistribution of wealth, but by the transformation of people. In his new book, he offers readers comprehensive strategies for setting goals in the areas of family, faith, friends, finances, and fitness.
Taking Care of Business
Author: Lee Jenkins
Publisher: Moody Publishers
ISBN: 0802480551
Category : Religion
Languages : en
Pages : 238
Book Description
Despite trillions of dollars spent and the development of welfare programs, poverty has actually gotten much worse. Nationally, 30% of black families live below the poverty line, an increase of 20% since 1969. Lee Jenkins knows that poverty is not corrected by a redistribution of wealth, but by the transformation of people. In his new book, he offers readers comprehensive strategies for setting goals in the areas of family, faith, friends, finances, and fitness.
Publisher: Moody Publishers
ISBN: 0802480551
Category : Religion
Languages : en
Pages : 238
Book Description
Despite trillions of dollars spent and the development of welfare programs, poverty has actually gotten much worse. Nationally, 30% of black families live below the poverty line, an increase of 20% since 1969. Lee Jenkins knows that poverty is not corrected by a redistribution of wealth, but by the transformation of people. In his new book, he offers readers comprehensive strategies for setting goals in the areas of family, faith, friends, finances, and fitness.
Introduction to Payments and Financial Market Infrastructures
Author: Ulrich Bindseil
Publisher: Springer Nature
ISBN: 3031395204
Category : Business & Economics
Languages : en
Pages : 160
Book Description
Payments and financial market infrastructures are vital components of modern economies, yet they have often been overlooked by economists. However, any economic exchange, including financial market transactions, is matched by a payment leg, and the safety, efficiency, and immediacy of the payment, and the problem of linking the two legs of the transaction (“delivery-vs-payment”), remain universal challenges. The consequences of inefficiencies or interruptions in payment and settlement systems have immediate and significant impacts on the real economy. Moreover, payments and financial market infrastructures are also a matter of strategic importance for nation-states, and being excessively dependent on foreign providers has been proven to be a significant risk, as they can be “weaponized." This book provides a concise yet thorough introduction to payments and financial market infrastructures, exploring various types of risks, retail payments, payment systems, cross-border payments, central counterparties, FX operations, and central securities depositories. The final chapter investigates payment innovations, including unbacked crypto-assets (e.g. Bitcoin), stablecoins, and central bank digital currencies. The text outlines key activities and risk management frameworks, as well as examining the operational mechanics of different payment systems. The book emphasizes the importance of understanding the nature of transfer of financial claims and liabilities through the process of payment and settlement, providing financial account representations of payments wherever useful. The book concludes that the payment and financial market infrastructure space has been shaken by recent innovations, which are expected to lead to seismic shifts in payment technology, practices, and market structures.
Publisher: Springer Nature
ISBN: 3031395204
Category : Business & Economics
Languages : en
Pages : 160
Book Description
Payments and financial market infrastructures are vital components of modern economies, yet they have often been overlooked by economists. However, any economic exchange, including financial market transactions, is matched by a payment leg, and the safety, efficiency, and immediacy of the payment, and the problem of linking the two legs of the transaction (“delivery-vs-payment”), remain universal challenges. The consequences of inefficiencies or interruptions in payment and settlement systems have immediate and significant impacts on the real economy. Moreover, payments and financial market infrastructures are also a matter of strategic importance for nation-states, and being excessively dependent on foreign providers has been proven to be a significant risk, as they can be “weaponized." This book provides a concise yet thorough introduction to payments and financial market infrastructures, exploring various types of risks, retail payments, payment systems, cross-border payments, central counterparties, FX operations, and central securities depositories. The final chapter investigates payment innovations, including unbacked crypto-assets (e.g. Bitcoin), stablecoins, and central bank digital currencies. The text outlines key activities and risk management frameworks, as well as examining the operational mechanics of different payment systems. The book emphasizes the importance of understanding the nature of transfer of financial claims and liabilities through the process of payment and settlement, providing financial account representations of payments wherever useful. The book concludes that the payment and financial market infrastructure space has been shaken by recent innovations, which are expected to lead to seismic shifts in payment technology, practices, and market structures.
The Legacy Journey
Author: Dave Ramsey
Publisher: Ramsey Press
ISBN: 1937077713
Category : Business & Economics
Languages : en
Pages : 226
Book Description
What does the Bible really say about money? About wealth? How much does God expect you to give to others? How does wealth affect your friendships, marriage, and children? How much is “enough”? There’s a lot of bad information in our culture today about wealth―and the wealthy. Worse, there’s a growing backlash in America against our most successful citizens, but why? To many, wealth is seen as the natural result of hard work and wise money management. To others, wealth is viewed as the ultimate, inexcusable sin. This has left many godly men and women confused about what to do with the resources God’s put in their care. They were able to build wealth using God’s ways of handling money, but then they are left feeling guilty about it. Is this what God had in mind?
Publisher: Ramsey Press
ISBN: 1937077713
Category : Business & Economics
Languages : en
Pages : 226
Book Description
What does the Bible really say about money? About wealth? How much does God expect you to give to others? How does wealth affect your friendships, marriage, and children? How much is “enough”? There’s a lot of bad information in our culture today about wealth―and the wealthy. Worse, there’s a growing backlash in America against our most successful citizens, but why? To many, wealth is seen as the natural result of hard work and wise money management. To others, wealth is viewed as the ultimate, inexcusable sin. This has left many godly men and women confused about what to do with the resources God’s put in their care. They were able to build wealth using God’s ways of handling money, but then they are left feeling guilty about it. Is this what God had in mind?
Introduction to Mauritius
Author: Gilad James, PhD
Publisher: Gilad James Mystery School
ISBN: 5684917526
Category : Travel
Languages : en
Pages : 72
Book Description
Mauritius is an island nation located in the Indian Ocean, east of Madagascar. The country is known for its beautiful beaches, unique wildlife, and diverse culture. The country’s capital city is Port Louis, and the population is estimated to be around 1.3 million people. The island was first discovered by the Arabs in the 10th century and has since been occupied by the Dutch, French, and British. The country gained independence in 1968 and has since become one of the most stable and prosperous nations in Africa. The economy of Mauritius is predominantly based on tourism, manufacturing, and services. The country is also known for its strong democratic government and has a mixed population of Indian, African, Chinese, and European people, leading to a vibrant cultural scene with a unique blend of different traditions and customs.
Publisher: Gilad James Mystery School
ISBN: 5684917526
Category : Travel
Languages : en
Pages : 72
Book Description
Mauritius is an island nation located in the Indian Ocean, east of Madagascar. The country is known for its beautiful beaches, unique wildlife, and diverse culture. The country’s capital city is Port Louis, and the population is estimated to be around 1.3 million people. The island was first discovered by the Arabs in the 10th century and has since been occupied by the Dutch, French, and British. The country gained independence in 1968 and has since become one of the most stable and prosperous nations in Africa. The economy of Mauritius is predominantly based on tourism, manufacturing, and services. The country is also known for its strong democratic government and has a mixed population of Indian, African, Chinese, and European people, leading to a vibrant cultural scene with a unique blend of different traditions and customs.
The Words of Our Time
Author: John Shosky
Publisher: Biteback Publishing
ISBN: 1849543526
Category : Political Science
Languages : en
Pages : 408
Book Description
This is a collection of the most influential speeches given since entering the new millennium. It is a timely book, capturing contemporary and powerful expressions of ideas and reasoning. Global in perspective, these speeches stand as unmediated and authentic testaments to the profound impact of great words and persuasive vision. During this period our mindset and culture have changed, reflecting the immense national and international changes the age has witnessed: the global financial crisis, the outbreak of international terrorism, the rise of new wealth in the developing world, austerity in Europe and the United States, and new opportunities for investment and influence. These speeches define our recent history and will be used by historians to understand us in the years and centuries to come.
Publisher: Biteback Publishing
ISBN: 1849543526
Category : Political Science
Languages : en
Pages : 408
Book Description
This is a collection of the most influential speeches given since entering the new millennium. It is a timely book, capturing contemporary and powerful expressions of ideas and reasoning. Global in perspective, these speeches stand as unmediated and authentic testaments to the profound impact of great words and persuasive vision. During this period our mindset and culture have changed, reflecting the immense national and international changes the age has witnessed: the global financial crisis, the outbreak of international terrorism, the rise of new wealth in the developing world, austerity in Europe and the United States, and new opportunities for investment and influence. These speeches define our recent history and will be used by historians to understand us in the years and centuries to come.
A Time for Building
Author: Gerald Sorin
Publisher: JHU Press
ISBN: 9780801851223
Category : History
Languages : en
Pages : 692
Book Description
A Time for Building describes the experiences of Jews who stayed in the large cities of the Northeast and Midwest as well as those who moved to smaller towns in the deep South and the West.
Publisher: JHU Press
ISBN: 9780801851223
Category : History
Languages : en
Pages : 692
Book Description
A Time for Building describes the experiences of Jews who stayed in the large cities of the Northeast and Midwest as well as those who moved to smaller towns in the deep South and the West.
Finance and the Good Society
Author: Robert J. Shiller
Publisher: Princeton University Press
ISBN: 140084617X
Category : Business & Economics
Languages : en
Pages : 312
Book Description
Nobel Prize-winning economist explains why we need to reclaim finance for the common good The reputation of the financial industry could hardly be worse than it is today in the painful aftermath of the 2008 financial crisis. New York Times best-selling economist Robert Shiller is no apologist for the sins of finance—he is probably the only person to have predicted both the stock market bubble of 2000 and the real estate bubble that led up to the subprime mortgage meltdown. But in this important and timely book, Shiller argues that, rather than condemning finance, we need to reclaim it for the common good. He makes a powerful case for recognizing that finance, far from being a parasite on society, is one of the most powerful tools we have for solving our common problems and increasing the general well-being. We need more financial innovation—not less—and finance should play a larger role in helping society achieve its goals. Challenging the public and its leaders to rethink finance and its role in society, Shiller argues that finance should be defined not merely as the manipulation of money or the management of risk but as the stewardship of society's assets. He explains how people in financial careers—from CEO, investment manager, and banker to insurer, lawyer, and regulator—can and do manage, protect, and increase these assets. He describes how finance has historically contributed to the good of society through inventions such as insurance, mortgages, savings accounts, and pensions, and argues that we need to envision new ways to rechannel financial creativity to benefit society as a whole. Ultimately, Shiller shows how society can once again harness the power of finance for the greater good.
Publisher: Princeton University Press
ISBN: 140084617X
Category : Business & Economics
Languages : en
Pages : 312
Book Description
Nobel Prize-winning economist explains why we need to reclaim finance for the common good The reputation of the financial industry could hardly be worse than it is today in the painful aftermath of the 2008 financial crisis. New York Times best-selling economist Robert Shiller is no apologist for the sins of finance—he is probably the only person to have predicted both the stock market bubble of 2000 and the real estate bubble that led up to the subprime mortgage meltdown. But in this important and timely book, Shiller argues that, rather than condemning finance, we need to reclaim it for the common good. He makes a powerful case for recognizing that finance, far from being a parasite on society, is one of the most powerful tools we have for solving our common problems and increasing the general well-being. We need more financial innovation—not less—and finance should play a larger role in helping society achieve its goals. Challenging the public and its leaders to rethink finance and its role in society, Shiller argues that finance should be defined not merely as the manipulation of money or the management of risk but as the stewardship of society's assets. He explains how people in financial careers—from CEO, investment manager, and banker to insurer, lawyer, and regulator—can and do manage, protect, and increase these assets. He describes how finance has historically contributed to the good of society through inventions such as insurance, mortgages, savings accounts, and pensions, and argues that we need to envision new ways to rechannel financial creativity to benefit society as a whole. Ultimately, Shiller shows how society can once again harness the power of finance for the greater good.
The Financial Crisis of Our Time
Author: Robert W. Kolb
Publisher: Oxford University Press
ISBN: 9780199792788
Category : Business & Economics
Languages : en
Pages : 424
Book Description
In 2006 residential real estate prices peaked and started to fall, then threatened the world's financial institutions in 2007, and confronted the global economy with disaster in 2008. In the past few years, millions of people have lost very substantial portions of their wealth. And while the markets have rebounded considerably, they are still far from a full recovery. Now, professional economists, policy experts, public intellectuals, and the public at large are all struggling to understand the crisis that has engulfed us. In The Financial Crisis of Our Time, Robert W. Kolb provides an essential, comprehensive review of the context within which these events unfolded, arguing that while the crisis had no single cause, housing finance played a central role, and that to understand what happened, one must comprehend the mechanism by which the housing industry came into crisis. Kolb offers a history of the housing finance system as it developed throughout the twentieth century, and especially in the period from 1990 to 2006, showing how the originate-to-distribute model of mortgage financing presented market participants with a "clockwork of perverse incentives." In this system, various participants-simply by pursuing their narrow personal interests-participated in an elaborate mechanism that led to disaster. The book then gives a narrative of the crisis as it developed and analyzes all of the participants in the housing market, from the home buyers to investors in collaterialized debt obligations (CDOs). At each step, the book explains in a nontechnical manner the essential relationships among the market participants and zeroes in on the incentives facing each party. The book also includes an extensive glossary and a detailed, authoritative timeline of the subprime financial crisis. Offering a unique look at the participants and incentives within the housing finance industry and its role in the biggest financial catastrophe in recent history, Robert W. Kolb provides one of the most comprehensive and illuminating accounts of the events that will be studied for decades to come as the financial crisis of our time.
Publisher: Oxford University Press
ISBN: 9780199792788
Category : Business & Economics
Languages : en
Pages : 424
Book Description
In 2006 residential real estate prices peaked and started to fall, then threatened the world's financial institutions in 2007, and confronted the global economy with disaster in 2008. In the past few years, millions of people have lost very substantial portions of their wealth. And while the markets have rebounded considerably, they are still far from a full recovery. Now, professional economists, policy experts, public intellectuals, and the public at large are all struggling to understand the crisis that has engulfed us. In The Financial Crisis of Our Time, Robert W. Kolb provides an essential, comprehensive review of the context within which these events unfolded, arguing that while the crisis had no single cause, housing finance played a central role, and that to understand what happened, one must comprehend the mechanism by which the housing industry came into crisis. Kolb offers a history of the housing finance system as it developed throughout the twentieth century, and especially in the period from 1990 to 2006, showing how the originate-to-distribute model of mortgage financing presented market participants with a "clockwork of perverse incentives." In this system, various participants-simply by pursuing their narrow personal interests-participated in an elaborate mechanism that led to disaster. The book then gives a narrative of the crisis as it developed and analyzes all of the participants in the housing market, from the home buyers to investors in collaterialized debt obligations (CDOs). At each step, the book explains in a nontechnical manner the essential relationships among the market participants and zeroes in on the incentives facing each party. The book also includes an extensive glossary and a detailed, authoritative timeline of the subprime financial crisis. Offering a unique look at the participants and incentives within the housing finance industry and its role in the biggest financial catastrophe in recent history, Robert W. Kolb provides one of the most comprehensive and illuminating accounts of the events that will be studied for decades to come as the financial crisis of our time.
The Making of Urban Japan
Author: André Sorensen
Publisher: Routledge
ISBN: 1134736576
Category : Social Science
Languages : en
Pages : 416
Book Description
During the twentieth century, Japan was transformed from a poor, primarily rural country into one of the world's largest industrial powers and most highly urbanised countries. Interestingly, while Japanese governments and planners borrowed carefully from the planning ideas and methods of many other countries, Japanese urban planning, urban governance and cities developed very differently from those of other developed countries. Japan's distinctive patterns of urbanisation are partly a product of the highly developed urban system, urban traditions and material culture of the pre-modern period, which remained influential until well after the Pacific War. A second key influence has been the dominance of central government in urban affairs, and its consistent prioritisation of economic growth over the public welfare or urban quality of life. André Sorensen examines Japan's urban trajectory from the mid-nineteenth century to the present, paying particular attention to the weak development of Japanese civil society, local governments, and land development and planning regulations.
Publisher: Routledge
ISBN: 1134736576
Category : Social Science
Languages : en
Pages : 416
Book Description
During the twentieth century, Japan was transformed from a poor, primarily rural country into one of the world's largest industrial powers and most highly urbanised countries. Interestingly, while Japanese governments and planners borrowed carefully from the planning ideas and methods of many other countries, Japanese urban planning, urban governance and cities developed very differently from those of other developed countries. Japan's distinctive patterns of urbanisation are partly a product of the highly developed urban system, urban traditions and material culture of the pre-modern period, which remained influential until well after the Pacific War. A second key influence has been the dominance of central government in urban affairs, and its consistent prioritisation of economic growth over the public welfare or urban quality of life. André Sorensen examines Japan's urban trajectory from the mid-nineteenth century to the present, paying particular attention to the weak development of Japanese civil society, local governments, and land development and planning regulations.
Breaking Free Deluxe Workbook and DVD
Author: Erik Van Alstine
Publisher: Project 28
ISBN: 1936289008
Category : Business & Economics
Languages : en
Pages : 130
Book Description
8-week personal finance video small-group curriculum bundle, offering eight one-hour videos, 128-page workbook, and online assessment and coaching program.
Publisher: Project 28
ISBN: 1936289008
Category : Business & Economics
Languages : en
Pages : 130
Book Description
8-week personal finance video small-group curriculum bundle, offering eight one-hour videos, 128-page workbook, and online assessment and coaching program.