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Author: Stuart Vyse
Publisher: Oxford University Press
ISBN: 0198041942
Category : Psychology
Languages : en
Pages : 369
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Book Description
Over the last three decades, debt, bankruptcy, and home foreclosures have risen to epidemic levels. To make matters worse, the personal savings rate is at its lowest point since the Great Depression. Why, in the richest nation on earth, can't Americans hold on to our money? Winner of the prestigious William James Book Award for Believing in Magic and an authority on irrational behavior, Stuart Vyse offers a unique psychological perspective on the financial behavior of the many Americans today who find they cannot make ends meet, illuminating the causes of our wildly self-destructive spending habits. But unlike other authors, he doesn't entirely blame the victim. Bringing together fascinating studies of consumer behavior, he argues that the mountain of debt burying so many of us is the inevitable byproduct of America's turbo-charged economy and, in particular, of social and technological trends that undermine our self-control. Going Broke illuminates everything from the rise of the credit card, to the increase in state lotteries and casino gambling, to the expansion of new shopping opportunities provided by toll-free numbers, home shopping networks, big-box stores, and the Internet, revealing how vast changes in American society over the last 30 years have greatly complicated our relationship with money. Vyse concludes both with personal advice for the individual who wants to achieve greater financial stability and with pointed recommendations for economic and social change that will help promote the financial health of all Americans. Engagingly written, with startling insights into modern consumerism and with poignant human-interest stories of people facing financial failure, Going Broke offers a provocative new perspective on American economic behavior that is likely to stir controversy and serious debate.
Author: Stuart Vyse
Publisher: Oxford University Press
ISBN: 0195306996
Category : Business & Economics
Languages : en
Pages : 369
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Book Description
Winner of the prestigious William James Book Award and an authority on irrational behavior, Stuart Vyse offers a unique psychological perspective on the financial behavior of the many Americans today who find they cannot make ends meet, illuminating the causes of our wildly self-destructive spending habits. Bringing together fascinating studies of consumer behavior, he argues that the mountain of debt burying so many of us is the inevitable byproduct of America's turbo-charged economy and, in particular, of social and technological trends that undermine our self-control. Going Broke illuminates everything from the rise of the credit card, to the increase in state lotteries and casino gambling, to the expansion of new shopping opportunities provided by toll-free numbers, home shopping networks, big-box stores, and the Internet, revealing how vast changes in American society over the last 30 years have greatly complicated our relationship with money.
Author: Suze Orman
Publisher: Penguin
ISBN: 9781573222976
Category : Business & Economics
Languages : en
Pages : 412
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Book Description
From one of the worlds most trusted experts on personal finance comes a "route planner," identifying easy moves to get young people on the road to financial recovery and within reach of their dreams.
Author: Gualter Amarelo
Publisher:
ISBN: 9781089722274
Category :
Languages : en
Pages : 144
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Book Description
The steps in this book break down an easy to understand process that anyone can follow to success in passive real estate investing. The book is written as a story so you can easily relate events to your life in a practical way. It wasn't easy to learn the lessons of becoming financially free, but it has been extremely rewarding. I am looking forward to having you join me on this journey so we can learn together and pay it forward to those who will come after us. Growing up money was always a concern and I remember it being one of the most difficult topics in my family and for many of the other families growing up in the small city of Fall River, Massachusetts. When I understood that real Estate was the key to wealth, I vowed that I would commit my life to figuring out how money and Real Estate worked so that one day I could share that knowledge with the people who would need it most.
Author: J. Ted Oakley
Publisher: Greenleaf Book Group
ISBN: 1632994283
Category : Business & Economics
Languages : en
Pages : 63
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Book Description
Know thyself One of the biggest and most glaring pitfalls new investors face is not knowing their own money mentality, especially when it comes to risk. They don’t have enough experience to know their comfort level, and so they make mistakes like buying aggressively at the top, selling in desperation at the bottom, and—the cardinal sin—leveraging funds that should be set aside for long-term peace of mind. Things don’t have to play out this way. Investors can do better. One of the biggest steps in the right direction is taking time to make an honest assessment of your risk tolerance. Chances are, it’s a more complicated issue than it seems on the face of things. In Your Money Mentality, Ted Oakley explores common investor profiles, types of risk, considerations in your self-assessment, and what steps you can take to ensure the guidance you’re receiving matches your priorities. Risk tolerance is at the heart of most money decisions, and learning to know yourself will make you a better investor and a better partner for the people you trust to give you financial guidance.
Author: United States. National Bureau of Standards
Publisher:
ISBN:
Category : Weights and measures
Languages : en
Pages : 798
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Book Description
Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 692
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Book Description
Author: Elaine Pofeldt
Publisher: Lorena Jones Books
ISBN: 0399578978
Category : Business & Economics
Languages : en
Pages : 274
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Book Description
The self-employment revolution is here. Learn the latest pioneering tactics from real people who are bringing in $1 million a year on their own terms. Join the record number of people who have ended their dependence on traditional employment and embraced entrepreneurship as the ultimate way to control their futures. Determine when, where, and how much you work, and by what values. With up-to-date advice and more real-life success stories, this revised edition of The Million-Dollar, One-Person Business shows the latest strategies you can apply from everyday people who--on their own--are bringing in $1 million a year to live exactly how they want.
Author: Jodie Adams Kirshner
Publisher: Macmillan + ORM
ISBN: 1250237122
Category : Social Science
Languages : en
Pages : 357
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Book Description
"Essential...in showcasing people who are persistent, clever, flawed, loving, struggling and full of contradictions, Broke affirms why it’s worth solving the hardest problems in our most challenging cities in the first place. " —Anna Clark, The New York Times "Through in-depth reporting of structural inequality as it affects real people in Detroit, Jodie Adams Kirshner's Broke examines one side of the economic divide in America" —Salon "What Broke really tells us is how systems of government, law and finance can crush even the hardiest of boot-strap pullers." —Brian Alexander, author of Glass House A galvanizing, narrative account of a city’s bankruptcy and its aftermath told through the lives of seven valiantly struggling Detroiters Bankruptcy and the austerity it represents have become a common "solution" for struggling American cities. What do the spending cuts and limited resources do to the lives of city residents? In Broke, Jodie Adams Kirshner follows seven Detroiters as they navigate life during and after their city's bankruptcy. Reggie loses his savings trying to make a habitable home for his family. Cindy fights drug use, prostitution, and dumping on her block. Lola commutes two hours a day to her suburban job. For them, financial issues are mired within the larger ramifications of poor urban policies, restorative negligence on the state and federal level and—even before the decision to declare Detroit bankrupt in 2013—the root causes of a city’s fiscal demise. Like Matthew Desmond’s Evicted, Broke looks at what municipal distress means, not just on paper but in practical—and personal—terms. More than 40 percent of Detroit’s 700,000 residents fall below the poverty line. Post-bankruptcy, they struggle with a broken real estate market, school system, and job market—and their lives have not improved. Detroit is emblematic. Kirshner makes a powerful argument that cities—the economic engine of America—are never quite given the aid that they need by either the state or federal government for their residents to survive, not to mention flourish. Success for all America’s citizens depends on equity of opportunity.
Author: Don Padilla
Publisher: Morgan James Publishing
ISBN: 1683503910
Category : Business & Economics
Languages : en
Pages : 118
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Book Description
NOW! Right now, is the time to be accountable and responsible for where you are financially, and more importantly, spiritually and mentally. Not Another Broke Athlete is a spiritual awakening not only for athletes, but all human beings that want to break the “chains” of a poverty or scarcity mindset. Whether it’s passed down from one’s parents, grandparents, or great grandparents that have lived through bondages, holocausts, genocides, depressions, and or recessions: if they aren’t aware then they will continue living in these vicious cycles, even if they are “rich” financially, which can lead to a “poor” unfulfilled life. Don Padilla’s experience of going from getting kicked out of his home, being broke, almost bankrupt twice, near divorce and becoming a millionaire: and insights from Shkira Singh, Dr. James Verbrugge, James Malinchak, Oscar De La Hoya, Aaron Boone, Jacob Cruz, Dana Hammonds, David Meltzer, Joe Theismann, Warren Moon, Dr. Pat Allen, Dr. Mamiko Odegard and others, will provide the tools to break these cycles of a poverty or a scarcity mindset and lead you to a path to grow and protect your legacy. “Leave the toy buying for the kids—no need to buy excess, or the unnecessary.” —Oscar De La Hoya, World Champion and founder of Golden Boy Promotions
Author: Robin Quinn
Publisher: The History Press
ISBN: 0750969261
Category : True Crime
Languages : en
Pages : 350
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Book Description
THE INCREDIBLE TRUE STORY OF THE MAN WHO BROKE THE BANK AT MONTE CARLO. 'Brilliant – a terrific read' - Michael Aspel OBE 'The best book I’ve read all year' - Nigel Jones, editor, Devonshire Magazine Charles Deville Wells broke the bank at Monte Carlo – not once but ten times – winning the equivalent of millions in today’s money. He followed up with a colossal bank fraud in Paris, and became Europe’s most wanted criminal, hunted by British and French police and known in the press as ‘Monte Carlo Wells – the man with 36 aliases’. Is he phenomenally lucky? Has he really invented an ‘infallible’ gambling system, as he claims? Or is he just an exceptionally clever fraudster?
