YOUR CHILDREN ARE NOT YOUR RETIREMENT PLAN

YOUR CHILDREN ARE NOT YOUR RETIREMENT PLAN PDF Author: George Smith
Publisher: Young and Independent Books
ISBN:
Category : Business & Economics
Languages : en
Pages : 166

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Book Description
"This book is quite insightful and puts great focus on a topic that's so crucial but not widely discussed as it should be. He has clearly brought to attention one of the major challenges to a secure retirement (both in terms of planning and execution).YOLO is a scam. There's life after retirement, and children are not the plan. " ~ Peter V. Wilson, advocate for early retirement. Do you trust that your children will provide for you in your golden years? 58 percent of baby boomers expect financial assistance from their offspring upon retirement, according to the Transamerica Center for Retirement Studies. Why are parents thinking this way, and what does it mean for their lives and the lives of their children? This book discusses Why should you not rely on your children to fund your retirement. How to prepare for and enjoy retirement. Retirement planning tactics applicable regardless of your level of funds. A plethora of guidance on how to save money, invest intelligently, and establish a retirement income that will last a lifetime. Your Children Are Not Your Retirement Plan is a must-read for retirees and young people who will eventually become parents. About The Author George Smith is a well-known financial advisor. He has assisted many of his clients in developing financial discipline so that they can live a more meaningful life now and in retirement. As a member of the sandwich generation, he believes that with the correct knowledge and education, the financial ramifications of retirement for both parents and children may be more joyful. About The contributor Sylvie Tamanda, and successful businesswoman with over ten years’ experience in several sectors and professions. She was raised by a successful businessman and a mother who ran her own business. While her father passed away when she was only 16 years old, she was compelled to take over the operation of his business. Sylvie obtained a lot of experience because of her business exposure and early motherhood. She’s the creator of the Young and Independent project as well as a business coach. Her dedication to improving the lives of young black men and women who are struggling with their personal development, their financial situation, and the stagnation of their careers and businesses is very admirable.

YOUR CHILDREN ARE NOT YOUR RETIREMENT PLAN

YOUR CHILDREN ARE NOT YOUR RETIREMENT PLAN PDF Author: George Smith
Publisher: Young and Independent Books
ISBN:
Category : Business & Economics
Languages : en
Pages : 166

Get Book Here

Book Description
"This book is quite insightful and puts great focus on a topic that's so crucial but not widely discussed as it should be. He has clearly brought to attention one of the major challenges to a secure retirement (both in terms of planning and execution).YOLO is a scam. There's life after retirement, and children are not the plan. " ~ Peter V. Wilson, advocate for early retirement. Do you trust that your children will provide for you in your golden years? 58 percent of baby boomers expect financial assistance from their offspring upon retirement, according to the Transamerica Center for Retirement Studies. Why are parents thinking this way, and what does it mean for their lives and the lives of their children? This book discusses Why should you not rely on your children to fund your retirement. How to prepare for and enjoy retirement. Retirement planning tactics applicable regardless of your level of funds. A plethora of guidance on how to save money, invest intelligently, and establish a retirement income that will last a lifetime. Your Children Are Not Your Retirement Plan is a must-read for retirees and young people who will eventually become parents. About The Author George Smith is a well-known financial advisor. He has assisted many of his clients in developing financial discipline so that they can live a more meaningful life now and in retirement. As a member of the sandwich generation, he believes that with the correct knowledge and education, the financial ramifications of retirement for both parents and children may be more joyful. About The contributor Sylvie Tamanda, and successful businesswoman with over ten years’ experience in several sectors and professions. She was raised by a successful businessman and a mother who ran her own business. While her father passed away when she was only 16 years old, she was compelled to take over the operation of his business. Sylvie obtained a lot of experience because of her business exposure and early motherhood. She’s the creator of the Young and Independent project as well as a business coach. Her dedication to improving the lives of young black men and women who are struggling with their personal development, their financial situation, and the stagnation of their careers and businesses is very admirable.

Mom and Dad, We Need to Talk

Mom and Dad, We Need to Talk PDF Author: Cameron Huddleston
Publisher: John Wiley & Sons
ISBN: 111953836X
Category : Business & Economics
Languages : en
Pages : 256

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Book Description
Learn to start open, productive talks about money with your parents as they age As your parents age, you may find that you want or need to broach the often-difficult subject of finances. In Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances, you’ll learn the best ways to approach this issue, along with a wealth of financial and legal information that will help you help your parents into and through their golden years. Sometimes parents are reluctant to address money matters with their adult children, and topics such as long-term care, retirement savings (or lack thereof), and end-of-life planning can be particularly touchy. In this book, you’ll hear from others in your position who have successfully had “the talk” with their parents, and you’ll read about a variety of conversation strategies that can make talking finances more comfortable and more productive. Learn conversation starters and strategies to open the lines of communication about your parents’ finances Discover the essential financial and legal information you should gather from your parents to be prepared for the future Gain insight from others’ stories of successfully talking money with aging parents Gather the courage, hope, and motivation you need to broach difficult subjects such as care facilities and end-of-life plans For children of Baby Boomers and others looking to assist aging parents with their finances, Mom and Dad, We Need to Talk is a welcome and comforting read. Although talking money with your parents can be hard, you aren’t alone, and this book will guide you through the process of having fruitful financial conversations that lead to meaningful action.

Broke Millennial

Broke Millennial PDF Author: Erin Lowry
Publisher: Penguin
ISBN: 0143130404
Category : Business & Economics
Languages : en
Pages : 289

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Book Description
WASHINGTON POST “COLOR OF MONEY” BOOK CLUB PICK Stop Living Paycheck to Paycheck and Get Your Financial Life Together (#GYFLT)! If you’re a cash-strapped 20- or 30-something, it’s easy to get freaked out by finances. But you’re not doomed to spend your life drowning in debt or mystified by money. It’s time to stop scraping by and take control of your money and your life with this savvy and smart guide. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including: - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you’re out with your crew and can’t afford to split the bill evenly - How to get “financially naked” with your partner and find out his or her “number” (debt number, of course) . . . and much more. Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let’s #GYFLT!

The White Coat Investor

The White Coat Investor PDF Author: James M. Dahle
Publisher: White Coat Investor LLC the
ISBN: 9780991433100
Category : Business & Economics
Languages : en
Pages : 160

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Book Description
Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

The Charles Schwab Guide to Finances After Fifty

The Charles Schwab Guide to Finances After Fifty PDF Author: Carrie Schwab-Pomerantz
Publisher: Crown Currency
ISBN: 0804137366
Category : Business & Economics
Languages : en
Pages : 434

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Book Description
Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.

Honey, I Wrecked the Kids

Honey, I Wrecked the Kids PDF Author: Alyson Schafer
Publisher: John Wiley & Sons
ISBN: 0470737034
Category : Juvenile Nonfiction
Languages : en
Pages : 222

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Book Description
More life-saving parenting advice from the bestselling author of Breaking the Good Mom Myth Bringing the same perceptive and actionable advice that made Breaking the Good Mom Myth an international bestseller, TV host and psychotherapist Alyson Schafer again comes to the rescue of desperate parents everywhere. For those who've tried just about everything to discipline their kids, Honey, I Wrecked the Kids explains why children today really are resistant to traditional parenting methods and how only a new model for winning cooperation really works. Full of real-life examples, the book gives parents a deeper understanding of misbehavior and their role in it, shies away from traditional behavioral models of parenting, and offers humane, good-humored advice that will make parenting a manageable and, finally, rewarding task. Alyson Schafer (Toronto, ON) is the host of The Parenting Show and a media expert on parenting. She has appeared on The Montel Williams Show and been featured in Cosmopolitan, Parenting, Reader's Digest, and more.

Die with Zero

Die with Zero PDF Author: Bill Perkins
Publisher: Mariner Books
ISBN: 0358099765
Category : Business & Economics
Languages : en
Pages : 243

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Book Description
"A startling new philosophy and practical guide to getting the most out of your money-and out of life-for those who value memorable experiences as much as their earnings"--

Essential Retirement Planning for Solo Agers

Essential Retirement Planning for Solo Agers PDF Author: Sara Zeff Geber
Publisher: Mango Media Inc.
ISBN: 1633537692
Category : Self-Help
Languages : en
Pages : 212

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Book Description
A practical yet humorous guide to aging solo gracefully and achieving a happy retirement. In Essential Retirement Planning for Solo Agers, certified retirement coach Sara Zeff Geber coins the term “Solo Ager” to refer to the segment of society that either does not have adult children or is single and believes they will be on their own as they grow older. This book explores the path ahead for this group. That includes choices in housing, relationships, legal arrangements, finances, and more. Geber reviews the role of adult children in an aging parent’s world and suggests ways in which Solo Agers can mitigate the absence of adult children by relationship building and rigorous planning for their future. Geber shares her expertise on what constitutes a fulfilling older life and how Solo Agers can maximize their opportunities for financial security, physical health, meaning and purpose in the second half of life, and, finally, planning for the end game. Through real-life stories and anecdotes, the author explores housing choices, relationships, and building a support system. You will learn about: · different levels of care and independence in various types of living arrangements · how to initiate discussions among friends and relatives about end-of-life treatment · “what if” scenarios · who to talk to about legal and financial decisions And it’s not just the Solo Ager that can learn from this book. Financial advisors, elder law and estate attorneys, senior care managers, and others whose clientele is on the far side of sixty will benefit as well.

5 W's of Financial Planning

5 W's of Financial Planning PDF Author: Dr Vimal Krishna Rajput
Publisher: Notion Press
ISBN: 1685388868
Category : Business & Economics
Languages : en
Pages : 182

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Book Description
In his book, author Vimal Rajput will take you through a step-by-step approach on how to envision your financial goals, plan for them, and achieve them. Inspired by the five W’s of life, this book, 5 W’s of Financial Planning, helps you understand and formulate your complete financial plan by asking five essential questions: What is financial planning? Why is financial planning important? When should you do financial planning? What should you do in financial planning? Who should do your financial planning? You might have just started earning or you might be comfortably placed within your job; it does not matter which stage of life you are currently in; this book will give a process-oriented approach to enable you to perform financial planning all by yourself, and take control of your future, financially.

The Power of Zero, Revised and Updated

The Power of Zero, Revised and Updated PDF Author: David McKnight
Publisher: Crown Currency
ISBN: 1984823078
Category : Business & Economics
Languages : en
Pages : 162

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Book Description
OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?