What the Fico

What the Fico PDF Author: Ash Cash
Publisher: 1Brick Publishing
ISBN: 9780983448631
Category : Consumer credit
Languages : en
Pages : 124

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Book Description
What the FICO: 12 Steps To Repairing Your Credit is the only credit repair book you'll ever need. It is a simple guide that will give you step-by-step instruction on how to go from bad to good credit in no time and minimal cost. If you follow these simple steps you are going to begin the journey of getting your credit and financial life back in order. This book is mainly for those who have tried to learn the credit game and have done so unsuccessfully but can also be used by those who are just starting out to get a better understanding of how to build a good credit history. - Learn your rights as a consumer and how to protect them - Learn how to remove negative items from your report (Even the ones you're responsible for) - Correct and remove errors and improve your credit score - Negotiate with creditors to reduce debt - Add positive information to your credit report - Re-Build a Solid Credit history

What the Fico

What the Fico PDF Author: Ash Cash
Publisher: 1Brick Publishing
ISBN: 9780983448631
Category : Consumer credit
Languages : en
Pages : 124

Get Book

Book Description
What the FICO: 12 Steps To Repairing Your Credit is the only credit repair book you'll ever need. It is a simple guide that will give you step-by-step instruction on how to go from bad to good credit in no time and minimal cost. If you follow these simple steps you are going to begin the journey of getting your credit and financial life back in order. This book is mainly for those who have tried to learn the credit game and have done so unsuccessfully but can also be used by those who are just starting out to get a better understanding of how to build a good credit history. - Learn your rights as a consumer and how to protect them - Learn how to remove negative items from your report (Even the ones you're responsible for) - Correct and remove errors and improve your credit score - Negotiate with creditors to reduce debt - Add positive information to your credit report - Re-Build a Solid Credit history

Credit Scores & Credit Reports

Credit Scores & Credit Reports PDF Author: Evan Hendricks
Publisher:
ISBN: 9780964548619
Category : Business & Economics
Languages : en
Pages : 364

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Book Description
This book is a consumer instruction manual for the credit reporting and credit scoring systems. Although these credit systems directly effect the financial standing of millions of Americans, few people understand them.

Creditworthy

Creditworthy PDF Author: Josh Lauer
Publisher: Columbia University Press
ISBN: 0231544626
Category : History
Languages : en
Pages : 393

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Book Description
The first consumer credit bureaus appeared in the 1870s and quickly amassed huge archives of deeply personal information. Today, the three leading credit bureaus are among the most powerful institutions in modern life—yet we know almost nothing about them. Experian, Equifax, and TransUnion are multi-billion-dollar corporations that track our movements, spending behavior, and financial status. This data is used to predict our riskiness as borrowers and to judge our trustworthiness and value in a broad array of contexts, from insurance and marketing to employment and housing. In Creditworthy, the first comprehensive history of this crucial American institution, Josh Lauer explores the evolution of credit reporting from its nineteenth-century origins to the rise of the modern consumer data industry. By revealing the sophistication of early credit reporting networks, Creditworthy highlights the leading role that commercial surveillance has played—ahead of state surveillance systems—in monitoring the economic lives of Americans. Lauer charts how credit reporting grew from an industry that relied on personal knowledge of consumers to one that employs sophisticated algorithms to determine a person's trustworthiness. Ultimately, Lauer argues that by converting individual reputations into brief written reports—and, later, credit ratings and credit scores—credit bureaus did something more profound: they invented the modern concept of financial identity. Creditworthy reminds us that creditworthiness is never just about economic "facts." It is fundamentally concerned with—and determines—our social standing as an honest, reliable, profit-generating person.

The Credit Repair Black Book

The Credit Repair Black Book PDF Author: Mark Kennedy
Publisher:
ISBN: 9781468089516
Category : Consumer credit
Languages : en
Pages : 213

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Book Description


Credit Data and Scoring

Credit Data and Scoring PDF Author: Eric Rosenblatt
Publisher: Academic Press
ISBN: 0128188154
Category : Business & Economics
Languages : en
Pages : 274

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Book Description
Credit Data and Scoring: The First Triumph of Big Data and Big Algorithms illuminates the often-hidden practice of predicting an individual's economic responsibility. Written by a leading practitioner, it examines the international implications of US leadership in credit scoring and what other countries have learned from it in building their own systems. Through its comprehensive contemporary perspective, the book also explores how algorithms and big data are driving the future of credit scoring. By revealing a new big picture and data comparisons, it delivers useful insights into legal, regulatory and data manipulation. Provides insights into credit scoring goals and methods Examines U.S leadership in developing credit data and algorithms and how other countries depart from it Analyzes the growing influence of algorithms in data scoring

The Fico Hoax

The Fico Hoax PDF Author: William Kirkendale
Publisher: AuthorHouse
ISBN: 145209229X
Category : Self-Help
Languages : en
Pages : 138

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Book Description
IN FICO WE TRUST?? The FICO credit scoring system today is THE biggest consumer fraud and con game in American history. and for the past 20 years has hijacked and helped destroy our Economy and our way of life. The FICO credit scoring system is a SECRET Credit Scoring HOAX and a cleverly disguised front for racial, religious, age, gender, fi nancial and cultural discrimination and intolerance. The FICO credit scoring system has a substantial CIA type personal file on everyone dating back to the day they were born. If youve done it its in your file. WHAT ELSE HAVE THEY DONE They severely crippled our housing market They destroyed our Nations Banking system They defrauded millions of people out of their life savings, their homes and their good name.

Credit Repair Kit For Dummies

Credit Repair Kit For Dummies PDF Author: Steve Bucci
Publisher: John Wiley & Sons
ISBN: 0470276738
Category : Business & Economics
Languages : en
Pages : 394

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Book Description
Now, you can finally end the cycle of bad credit and get back on your feet by following the step-by-step advice and tools in Credit Repair Kit For Dummies, 2nd Edition. You’ll find out everything you need to know about creating a solid plan to get your credit back on track. You’ll discover how to find your credit report, review all of the information in it, and learn how you can repair and spruce it up. You’ll learn how to communicate with creditors and how to budget so that you can pay your bills in full and on time. You’ll learn how to apply these credit strategies to all life situations, from building credit with your life partner to financially surviving a divorce, unemployment, and student loans. You will find out how to safe-guard your identity so that other people don’t damage your credit. Find out how to: Take charge of your credit Get help from credit counselors Request copies of your credit report Know how to interpret your credit report and credit score Avoid foreclosure Communicate with collectors, lawyers, and the courts Manage medical debt Safe-guard your identity Complete with lists of ten tips to avoid identity theft and reduce damages, ten ways you can prevent foreclosure, ten methods for establishing and improving credit, and ten strategies for handling financial emergencies, Credit Repair Kit For Dummies, 2nd Edition is your one-stop guide to improving and maintaining your credit score and protecting your identity. Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file.

Your Score

Your Score PDF Author: Anthony Davenport
Publisher: Houghton Mifflin Harcourt
ISBN: 1328694658
Category : Business & Economics
Languages : en
Pages : 238

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Book Description
“Does a phenomenal job of pulling back the curtain and giving you a first-hand peek inside the hidden, often frustrating, world of credit scoring.”—Lynnette Khalfani-Cox, New York Times bestselling author ofZero Debt A healthy credit score is essential for a healthy financial life. But the precise mechanisms used to determine our credit scores are shrouded in mystery. Consumers aren’t usually told how their score is being used by all kinds of companies and banks to dictate financial terms that will strongly affect their daily lives. So when consumers interact with the world of credit, they do so from a position of weakness. With this revelatory guide, Anthony Davenport aims to change that. Finally, here is a consumer-friendly road map for understanding and navigating the secretive world of consumer credit. Davenport reveals where your credit score comes from, how to improve, maintain, or rescue it, and how to avoid hidden credit pitfalls. Your Score is an accessible manual designed to help you take control of your credit score and better navigate all the important financial decisions in your life. “Anthony Davenport not only understands credit, but truly believes everyone should be empowered to understand it for themselves. You won’t find this level of honest information anywhere else.”—Tiki Barber, cohost of Tiki & Tierney and former NFL running back “This is a masterful work . . . The time it takes to read this book will produce extraordinary returns.”—Mark Gerson, chairman, Gerson Lehrman Group “Davenport offers a handy, one-stop guide to understanding—and fixing—your credit score . . . A clearheaded, must-read guide for anyone looking to decode the most influential number of them all.”—Publishers Weekly

Perfect Credit

Perfect Credit PDF Author: Lynnette Khalfani-Cox
Publisher: Advantage World Press
ISBN: 9781932450903
Category : Consumer credit
Languages : en
Pages : 222

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Book Description
Perfect Credit offers consumers an easy-to-follow blueprint on how to get superb credit -- and how to sidestep numerous credit traps and pitfalls along the way.

Lessons from the Financial Crisis

Lessons from the Financial Crisis PDF Author: Rob Quail
Publisher: John Wiley & Sons
ISBN: 0470561777
Category : Business & Economics
Languages : en
Pages : 708

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Book Description
The world's best financial minds help us understand today's financial crisis With so much information saturating the market for the everyday investor, trying to understand why the economic crisis happened and what needs to be done to fix it can be daunting. There is a real need, and demand, from both investors and the financial community to obtain answers as to what really happened and why. Lessons from the Financial Crisis brings together the leading minds in the worlds of finance and academia to dissect the crisis. Divided into three comprehensive sections-The Subprime Crisis; The Global Financial Crisis; and Law, Regulation, the Financial Crisis, and The Future-this book puts the events that have transpired in perspective, and offers valuable insights into what we must do to avoid future missteps. Each section is comprised of chapters written by experienced contributors, each with his or her own point of view, research, and conclusions Examines the market collapse in detail and explores safeguards to stop future crises Encompasses the most up-to-date analysis from today's leading financial minds We currently face a serious economic crisis, but in understanding it, we can overcome the challenges it presents. This well-rounded resource offers the best chance to get through the current situation and learn from our mistakes.