Ways of Increasing Access of Low- and Moderate-income Americans to Financial Services PDF Download
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Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation, and Deposit Insurance
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 256
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Book Description
Distributed to some depository libraries in microfiche.
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation, and Deposit Insurance
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 256
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Book Description
Distributed to some depository libraries in microfiche.
Author: Jonathan Morduch
Publisher: Princeton University Press
ISBN: 0691183147
Category : Business & Economics
Languages : en
Pages : 0
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Book Description
Drawing on the groundbreaking U.S. Financial Diaries project (http://www.usfinancialdiaries.org/), which follows the lives of 235 low- and middle-income families as they navigate through a year, the authors challenge popular assumptions about how Americans earn, spend, borrow, and save-- and they identify the true causes of distress and inequality for many working Americans.
Author: Michael S. Barr
Publisher: Brookings Institution Press
ISBN: 0815722338
Category : Business & Economics
Languages : en
Pages : 308
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Book Description
The financial crisis exposed unsavory results of interactions between low- and moderate-income households and alternative and mainstream financial institutions: overleveraged incomes, high cost for financial services, and lack of access to useful financial products that can cushion against economic instability. It revealed a financial services system that is not well designed to serve these households, leaving them without financial slack. Pivotal analysis, focusing on metropolitan Detroit's low- and moderate-income neighborhoods, examines household decision making processes, behaviors, and attitudes toward a full range of financial transactions during the subprime lending boom. The author advocates helping families seek financial stability in three primary ways: enhancing individuals' financial capability, using technology to promote access to financial products and services that meet their needs, and establishing strong protections for consumers.
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Social Science
Languages : en
Pages : 72
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Book Description
Author:
Publisher:
ISBN:
Category : Banks and banking, Cooperative
Languages : en
Pages : 2
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Book Description
Author:
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 1994
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Book Description
Author: Kazi Abdur Rouf
Publisher: iUniverse
ISBN: 1532093748
Category : Study Aids
Languages : en
Pages : 434
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Book Description
The research finds the majority of the higher education student financial aid programs are managed by the states or private agencies or foundations in the world. Their financial aid policies are continuously changing and improving to adopt contemporary situations and changing time. Likewise, the GB higher education student loan policy improvement can be done by continously reviewing the system, which is necessary for GB to strengthen its higher education student loan program in Bangladesh.
Author:
Publisher:
ISBN:
Category : Government purchasing
Languages : en
Pages : 1516
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Book Description
Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 192
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Book Description
Author: Roland V. Anglin
Publisher: CRC Press
ISBN: 1420088114
Category : Political Science
Languages : en
Pages : 288
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Book Description
Growing local economies, empowering communities, revitalizing downtowns, developing entrepreneurship, building leadership, and enhancing nonprofits — you can achieve all these benefits and more with a comprehensive and strategic revitalization plan. Chronicling the struggle of local revitalization as organizers move from trial and error to effective revitalization strategies, Promoting Sustainable Local and Community Economic Development documents the current transformation in community revitalization from market-based incentives to mixed strategies of public sector learning, partnerships, and community capacity. Knowledge about the field and what works is growing, but not always publicized and readily accessible. This reference surveys the breadth of innovative place and people development practices, presenting lessons and examples at a general and textured level, putting information about innovative ways to change, influence, and improve the economic development process within easy reach. Roland Anglin brings his unique vantage point to the topic; his experience as a practitioner and applied academic allowed him to see how community economic development practices grow over time in size, scale, and impact. He highlights the difference between what is now termed community economic development (CED) and traditional local economic development practice, specifically the priority placed on community involvement in economic development partnerships between the private sector and government. The book includes case studies that demonstrate what has and has not worked in revitalization efforts, as well as how active public and private sector partnerships have been the most effective in revitalization efforts. A Resource Guide is included at the end of the book for readers who may want a more expansive understanding of community economic development.
