Valuation analysis for single family one- to four-unit dwellings

Valuation analysis for single family one- to four-unit dwellings PDF Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 44

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Valuation analysis for single family one- to four-unit dwellings

Valuation analysis for single family one- to four-unit dwellings PDF Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 44

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Book Description


Valuation Analysis for Single Family One- to Four-Unit

Valuation Analysis for Single Family One- to Four-Unit PDF Author:
Publisher:
ISBN:
Category :
Languages : en
Pages :

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Analysis of the Real Property Inventory and Financial Survey of Urban Housing for Peoria, Illinois

Analysis of the Real Property Inventory and Financial Survey of Urban Housing for Peoria, Illinois PDF Author: United States. Federal Housing Administration
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 248

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Discriminating Risk

Discriminating Risk PDF Author: Guy Stuart
Publisher: Cornell University Press
ISBN: 1501729969
Category : Political Science
Languages : en
Pages : 264

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Book Description
The U.S. home mortgage industry first formalized risk criteria in the 1920s and 1930s to determine which applicants should receive funds. Over the past eighty years, these formulae have become more sophisticated. Guy Stuart demonstrates that the very concepts on which lenders base their decisions reflect a set of social and political values about "who deserves what." Stuart examines the fine line between licit choice and illicit discrimination, arguing that lenders, while eradicating blatantly discriminatory practices, have ignored the racial and economic-class biases that remain encoded in their decision processes. He explains why African Americans and Latinos continue to be at a disadvantage in gaining access to loans: discrimination, he finds, results from the interaction between the way lenders make decisions and the way they shape the social structure of the mortgage and housing markets.Mortgage lenders, Stuart contends, are embedded in and shape a social context that can best be understood in terms of rules, networks, and the production of space. Stuart's history of lenders' risk criteria reveals that they were synthesized from rules of thumb, cultural norms, and untested theories. In addition, his interviews with real estate and lending professionals in the Chicago housing market show us how the criteria are implemented today. Drawing on census and Home Mortgage Disclosure Act data for quantitative support, Stuart concludes with concrete policy proposals that take into account the social structure in which lenders make decisions.

Valuation Analysis for Home Mortgage Insurance

Valuation Analysis for Home Mortgage Insurance PDF Author: United States. Department of Housing and Urban Development. Single Family Development Division
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 264

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The Complete Guide to Real Estate Finance for Investment Properties

The Complete Guide to Real Estate Finance for Investment Properties PDF Author: Steve Berges
Publisher: John Wiley & Sons
ISBN: 1118045807
Category : Business & Economics
Languages : en
Pages : 304

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Book Description
This practical, real-world guide gives investors all the tools they need to make wise decisions when weighing the value and potential of investment properties. Written for old pros as well as novice investors, this friendly, straightforward guide walks readers step by step through every stage of property analysis. Whether you're buying or selling, investing in big commercial properties or single-family rentals, you'll find expert guidance and handy resources on every aspect of real estate finance, including: * Proven, effective valuation techniques * Finance tips for all different kinds of property * How various financing strategies affect investments * Structuring financial instruments, including leverage, debt, equity, and partnerships * Measurements and ratios for investment performance, including capitalization rates and gross rent multiplier ratios * Future and present value analysis * How the appraisal process works * Primary appraisal methods-replacement cost, sales comparison, and income capitalization-and how to know which one to use * How to understand financial statements, including income, balance, and cash flow * Case studies for single-family rentals, multifamily conversions, apartment complexes, and commercial office space * A detailed glossary of important real estate terminology

Federal Register

Federal Register PDF Author:
Publisher:
ISBN:
Category : Delegated legislation
Languages : en
Pages : 546

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The proposed budget of the Department of Housing and Urban Development for fiscal year 2003

The proposed budget of the Department of Housing and Urban Development for fiscal year 2003 PDF Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 140

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Methods Development for Valuing Hazards Information

Methods Development for Valuing Hazards Information PDF Author: David S. Brookshire
Publisher:
ISBN:
Category : Buildings
Languages : en
Pages : 210

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Survey of Current Business

Survey of Current Business PDF Author:
Publisher:
ISBN:
Category : Commercial statistics
Languages : en
Pages : 420

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