Author: Edie Milligan Driskill
Publisher: Alpha Books
ISBN: 9781592574964
Category : Business & Economics
Languages : en
Pages : 276
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Book Description
Simplifying and understanding health care in America. In 2004, Congress created Health Savings Accounts (HSAs) with the intention of putting the brakes on runaway health care costs. The concept was simple: Get people to start thinking about health care expenses the same way they think about other goods and services they buy. But what started as simple idea has proven to be difficult for many to understand and implement. This book simplifies HSAs and their corresponding HDHPs for business owners and managers alike. • Covers how HSAs and HDHPs work, the pros and cons of them, how to install them, strategies for getting the most out of them, and how paychecks and taxes are affected • U.S. health care costs were nearly $1.7 trillion in 2003. • According to a national survey, 81% of large and 78% of small companies are considering implementing HSAs by 2006
Author: JoAnn Mills Laing
Publisher: ibooks
ISBN: 1883283469
Category : Business & Economics
Languages : en
Pages : 267
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Book Description
“Let’s get the consumer in the game. The idea behind HSAs is a ‘supercharged IRA’ for health care...No other program is as tax advantaged.” –John W. Snow, Treasury Secretary “...HSAs can drastically lower an employer’s costs of providing employee health benefits. This may allow more small businesses to offer such benefits.” –Fed Brock, The New York Times “These accounts give workers the security of insurance against major illness, the opportunity to save tax-free for routine health expenses, and the freedom of knowing you can take your account with you whenever you change jobs.” –President George W. Bush “Laing’s new book (The Small Business Guide to HSAs) lives up to its name...an excellent explanation of how HSAs work...” –Greg Scandlen, The New York Post The Consumer’s Guide to HSAs answers the question “What’s in it for Me?” But responsibility doesn’t stop there. You must read your medical reports, check statements, and count your pills carefully. Ask questions. Keep records for future use, and soon you will realize as much of the benefits of consumer-driven health care and HSAs as possible.
Author: Jennifer Basye Sander
Publisher: Penguin
ISBN: 9780028633893
Category : Business & Economics
Languages : en
Pages : 164
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Book Description
Offers advice on saving money, paying off credit cards, and planning, executing, and sticking to a budget
Author: Mark L. Friedman
Publisher: Penguin
ISBN: 9781592577347
Category : Business & Economics
Languages : en
Pages : 292
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Book Description
At a time when healthcare costs are skyrocketing, approximately 47 million Americans are without medical insurance. Setting aside the debate over healthcare in the U.S., this guide explores the best options for those without insurance. Readers will find information on state and federal resources for the uninsured, choosing a hospital, saving on prescription medications, and when to use the emergency room and when to use a clinic. *?According to The New York Times, amore than 1?3 of the uninsureda17 million of the nearly 47 millionahave family incomes of $40,000 or morea ?According to the Kaiser Commission on Medicaid and the uninsured, there were 6.6 million uninsured people in high-income homes in 2001, and that number has now increased
Author: Lita Epstein MBA
Publisher: Penguin
ISBN: 1101463309
Category : Business & Economics
Languages : en
Pages : 35
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Book Description
With The Complete Idiot’s Mini Guide® to Understanding the Healthcare Reform Bill, learn the overview of the bill as well as how it impacts the day–to–day structure of Medicare, hospital stays, and more!
Author: Robert Heady
Publisher: Penguin
ISBN: 9781592572984
Category : Business & Economics
Languages : en
Pages : 372
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Book Description
Offers advice on creating a long-term financial plan, shopping for insurance and mortgages, managing credit card debt, and establishing a good credit rating.
Author: Ken Clark, CFP
Publisher: Penguin
ISBN: 1101152036
Category : Business & Economics
Languages : en
Pages : 339
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Book Description
It isn't too late to recoup! Today, with investments worth only a fraction of what they were a year ago, people need to be smarter about their finances. This book is here to level the playing field, explaining the games that are played, and the details that can confuse anyone when they depend on the false assumptions the money people are encouraging them to believe. ?How banks and credit card companies profit from their customers ?Your 401(k) and retirement plans - not all nest eggs are created equal ?Buying and selling a home - the Mortgage Meltdown 101 ?Health care, college tuition, car purchase and maintenance, and life insurance - and a lot of fine print to read!
Author: Jennifer Basye Sander
Publisher: Penguin
ISBN: 9781592574353
Category : Business & Economics
Languages : en
Pages : 212
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Book Description
In everyday, nonfinancial language, a guidebook to household budget planning lays out the process of figuring out where individuals can cut back, how to move money around for maximum savings, and other ways to make the most of one's money.
Author: Gary S. Lesser
Publisher: Aspen Publishers
ISBN: 9781454842910
Category : Business & Economics
Languages : en
Pages : 732
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Book Description
Health Savings Account Answer Book answers every HSA question...clarifies every HSA issue...in a format that's quick and easy to use. It tells you virtually everything you have to know to profit from HSAs - from how they work, what they offer participants, and how they can benefit employers to helping you determine how well they will fit your company or clients. In quick-access, Q&A format, the Answer Book: Cuts through the hype and current confusion surrounding HSAs Helps you accurately weigh all their pros and cons Gives you the facts you need to make sound decisions...avoid pitfalls...answer employee challenges...and deal effectively with healthcare vendors Health Savings Account Answer Book answers more than 600 key questions on all aspects of HSA establishment, administration, and compliance - including rules and penalties, medical coverage, contributions and deductions, distributions, rollovers and transfers, fiduciaries, filing requirements, and more. For example... What are the advantages HSAs offer over the other consumer-driven health plans? When is the deadline for making annual contributions? When is a mid-year enrollee treated as being HSA eligible for the entire year? How are rollovers from an HRA and FSA made? How are the tax-free qualified funding transfers to an HSA from an IRA or Roth IRA treated? What are the advantages to an employer of allowing employees to contribute to an HSA on a pretax basis through a cafeteria plan? How does an employer make accelerated HSA contributions? What happens if an employee fails to establish an HSA? Highlights of the Health Savings Account Answer Book, Tenth Edition include: A revised Introduction by William Sweetnam explaining why he thinks the demand for HSAs and high deductible health plans (HDHPs) will continue to be strong. Discussion of Chief Counsel Memorandum 201413005 on how a carryover from an FSA will affect an individual's eligibility to make contributions to an HSA Discussion of why an owner's interest in an HSA is included in the federal bankruptcy estate, but may be protected from creditors in a nonbankruptcy situation under state or local law Discussion of the relaxation of the "use-it-or-lose-it" rule allowing a limited carryover (up to $500) in a cafeteria plan Explanation of preventive care health services required under the Public Health Service Act (PHSA), which are treated as preventive care for purposes of an HSA Explanation of when aspirin and other over-the-counter recommended items and services must be covered by an HDHP without a deductible The effect of the U.S. Supreme Court's 2013 decision in United States v. Windsor, clearing the way for same-sex married couples to receive federal benefits And more!
Author: Alan Friedfel
Publisher: Penguin
ISBN: 1101222646
Category : Business & Economics
Languages : en
Pages : 209
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Book Description
An essential resource for coping with the taxing ordeal of being audited. 'The Pocket Idiot's GuideTM to Surviving an Audit', presents all of the information a taxpayer needs to get through an audit in one piece, including: - What is an audit? - The summons - The interview - Rights as a taxpayer - What to bring and how to prepare your presentation - What the auditor will bring and how he or she will prepare - Finding a tax pro
