Department for Work and Pensions

Department for Work and Pensions PDF Author: Great Britain. National Audit Office
Publisher: The Stationery Office
ISBN: 9780102954289
Category : Business & Economics
Languages : en
Pages : 48

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Book Description
Jobcentre Plus, The Pension Service, and the Disability and Carers Service provided services to 22 million customers in 2007-08, over 80 per cent of whom were satisfied with the services they received. However, 70,000 complaints were recorded in 2007-08. This report finds that over 40 per cent of complainants remain dissatisfied.

Department for Work and Pensions

Department for Work and Pensions PDF Author: Great Britain. National Audit Office
Publisher: The Stationery Office
ISBN: 9780102954289
Category : Business & Economics
Languages : en
Pages : 48

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Book Description
Jobcentre Plus, The Pension Service, and the Disability and Carers Service provided services to 22 million customers in 2007-08, over 80 per cent of whom were satisfied with the services they received. However, 70,000 complaints were recorded in 2007-08. This report finds that over 40 per cent of complainants remain dissatisfied.

Understanding social security (Second edition)

Understanding social security (Second edition) PDF Author: Millar, Jane
Publisher: Policy Press
ISBN: 1447319974
Category : Political Science
Languages : en
Pages : 311

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Book Description
In an increasingly risky world the need for social security support is greater than ever. Benefits and tax credits aim to provide protection against economic risks, help families with the costs of bringing up children, enable people to save for retirement, and provide support in old age. Key goals are to redistribute income to alleviate poverty and help people maintain living standards across the lifecourse. Reform of the social security and tax systems has been at the heart of the UK Labour government's aspirations to modernise the welfare state since 1997 with major changes in both policy and administration. This second edition of the important text, Understanding Social Security, reviews these policy developments, giving readers the information and analytical tools to make sense of policy debates and reforms and to evaluate options for the future. The chapters have been extensively updated since the first edition, with new chapters on social security reform, inequalities and social security, and the new 'welfare market'. The main topics covered include: · the social security safety net · racism, ethnicity, migration · social security governance · global social security · social security and the life course · the challenge of childhood poverty · reforming pensions · welfare to work · sickness, incapacity and disability · tax credits · service delivery information technology The book provides a critical examination of social security policy and practice and is essential reading for students of social policy, social work and sociology, as well as policy-makers and practitioners in the fields of social security, welfare-to-work, employment, anti-poverty strategies and welfare rights. It will be of interest to those interested in recent policy developments in these areas, emerging issues and debates, and in wider issues of the modernisation of the welfare state.

Departments of Labor, Health and Human Services, Education, and Related Agencies Appropriations for 2009

Departments of Labor, Health and Human Services, Education, and Related Agencies Appropriations for 2009 PDF Author: United States. Congress. House. Committee on Appropriations. Subcommittee on the Departments of Labor, Health and Human Services, Education, and Related Agencies
Publisher:
ISBN:
Category : Administrative agencies
Languages : en
Pages : 1172

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Book Description


OECD Economic Surveys: United Kingdom 2007

OECD Economic Surveys: United Kingdom 2007 PDF Author: OECD
Publisher: OECD Publishing
ISBN: 926403773X
Category :
Languages : en
Pages : 158

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Book Description
This 2007 edition of OECD's periodic economic survey of the British economy finds that the UK has embraced globalisation and has been rewarded with strong growth and performance, but that the near-term outlook is more uncertain, given recent ...

The Pensions Regulator

The Pensions Regulator PDF Author: Great Britain: National Audit Office
Publisher: The Stationery Office
ISBN: 9780102951219
Category : Business & Economics
Languages : en
Pages : 60

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Book Description
Some 20 million people in England and Wales have private sector work-based pension schemes. The Pensions Regulator was established in April 2005 to regulate these schemes, replacing the Occupational Pensions Regulatory Authority (Opra), with the statutory objectives to protect members' benefits, to promote improved governance of such schemes, and to reduce the risk of compensation being paid out by the Pension Protection Fund. This NAO report examines the regulatory approach taken and whether this addresses the key risks, given that any conclusions on the effectiveness of pensions regulation must be set in the long term context rather than based on shorter term fluctuations. Findings include that the Pensions Regulator has made good progress in establishing a sound risk-based approach to regulation, with clear links between its statutory objectives and its operational approach. As the regulator matures, it has the scope for a presumption of further transparency in its approach, and is taking steps to increase the information it makes available to the pensions sector. The report sets out a number of recommendations for further progress, bearing in mind that risks in the pensions environment can change quickly.

Cash-Rich Retirement

Cash-Rich Retirement PDF Author: Jim Schlagheck
Publisher: St. Martin's Press
ISBN: 1429946873
Category : Business & Economics
Languages : en
Pages : 294

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Book Description
Invest your money like a millionaire and get sound and secure returns. Cash-Rich Retirement, as seen on the public television series Retirement Revolution, brings the investing strategies of the mega-rich to everyday people. It breaks with conventional advice that tells the public to invest mightily in stocks, flip holdings, and seek capital gains. Hogwash! says private banker and investment advisor Jim Schlagheck. Forget speculative "gains"! Invest instead for prudent income. Save. Build a "life-cycle" annuity package for lifetime retirement income. Focus on dividend-, interest-, and rent-producing investments and insurance. Cash-Rich Retirement is provocative and practical. Schlagheck makes private-banking investment strategies available to any investor. His income and annuity strategies are unique. He also puts retirement within reach of today's average American with six straight-shooting, show-me-the-money steps: - Change your "automatic pilot." - Diversify your holdings in radically different ways. - Build out your investment plan with funds and objective research. - Get all the professional help you can. - Build income streams with a ladder of annuities. - Invest in long-term health care insurance.

Straight and Level

Straight and Level PDF Author: Stephen Holloway
Publisher: Ashgate Publishing, Ltd.
ISBN: 9780754672562
Category : Transportation
Languages : en
Pages : 622

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Book Description
This third edition of Straight and Level thoroughly updates the previous edition with extensive comments on recent industry developments and emerging business models. The discussion is illustrated by current examples drawn from all sectors of the industry and every region of the world. Anyone who wants to gain a deeper understanding of airline economics at a practical level and an insight into the reasons for its financial volatility should find the book of interest.

Local government finance

Local government finance PDF Author: Great Britain: Parliament: House of Commons: Communities and Local Government Committee
Publisher: The Stationery Office
ISBN: 9780215036193
Category : Business & Economics
Languages : en
Pages : 92

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Book Description
Attitudes towards the council tax are influenced by views as to its fairness, with one of the concerns being that it does not take sufficient account of a household's income. Council tax relief enables the liability of some households to be reduced. Although it is not a benefit, it is called a benefit and in many ways operates like a benefit. People only receive it if they make a claim and as a result there is an estimates £1.8 billion unclaimed each year. The Committee believe that there are two main weaknesses in the operation of the current system. Firstly the rules of eligibility are too tightly drawn to adequately reduce the burden to those in greatest need. Secondly the take up is low. They call on the Government to take urgent actions to tackle these problems

Implementing an Inclusive and Equitable Pension Reform

Implementing an Inclusive and Equitable Pension Reform PDF Author: Cheolsu Kim
Publisher: Routledge
ISBN: 041552220X
Category : Business & Economics
Languages : en
Pages : 280

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Book Description
India is ageing. One response of Indian policy makers has been introduction of the New Pension Scheme (NPS), a defined contribution pension scheme which is mandatory for civil servants and voluntary for the rest of the population. Given the size of the target population, even if take-up is modest, NPS savings may soon provide huge amounts of capital to India's economy. However, challenges are abound. What governance structure will best achieve the ultimate policy goal of serving the needs of savers? What business processes and information technology design will serve members best? How effectively will the NPS attack the problem of old-age poverty? In this book, a multi-disciplinary international team, comprising of economists, lawyers, pension management experts, and capital market experts, explore these and other questions. The book proposes significant legal, regulatory, and governance reforms for the NPS and other existing pension schemes, as well. It finds that current NPS business practices cannot keep pace with potential growth of the system and makes suggestions on how to take better advantage of information technology. Based on review of experience elsewhere and state-of-the-art economic-demographic modelling, it warns that the NPS in its current form does not address the retirement income needs of the lifelong very poor, suggesting that it is only one in a range of responses needed to cope with the challenges of population ageing in India.

Consumer ADR in Europe

Consumer ADR in Europe PDF Author: Christopher Hodges
Publisher: Bloomsbury Publishing
ISBN: 1847319416
Category : Law
Languages : en
Pages : 516

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Book Description
This is the first systematic comparative study into how consumer ADR systems (usually ombudsmen and médiateurs) work, the differing national architectures within which they operate and how they can be improved. It describes ADR schemes in Belgium, France, Germany, Lithuania, the Netherlands, Poland, Slovenia, Spain, Sweden and the United Kingdom as well as emerging pan-EU dispute resolution schemes. Use of the techniques of mediation, conciliation and adjudication are noted. It also covers EU measures on consumer ADR, and 2011 proposals for legislation on ADR and ODR. Data on volumes, cost and duration of ADR schemes are compared, both between different systems and with courts. The authors' findings underpin EU and national developments, and outline options for future policy. Findings and proposals are included for the functions, scope, performance, essential requirements, architecture and operation of ADR systems. The relationships between ADR, courts and regulators are discussed, and need for reforms are noted. This is a ground-breaking work that will have a major impact on European legal systems. This title is included in Bloomsbury Professional's International Arbitration online service.