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Author: Chris Farrell
Publisher: Bloomsbury Publishing USA
ISBN: 1608191699
Category : Business & Economics
Languages : en
Pages : 231
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Book Description
As the recession deepens, with a downturn in spending, rise in defaulting mortgages and throttling of credit, a Go-Go economy has transitioned to a Uh-Oh economy. How did we get here and what does it mean for individuals and families? The New Frugality lays out how Americans have overspent-and offers a way out through consuming less and saving more-showing that living simply is not just living "cheaply." What is required is a paradigm shift. We need to learn to live more modestly by cutting back on spending, actually attempting to live within our means and increasing savings. Farrell outlines creative new ways of thinking that can help us to accomplish this, not just by reverting to earlier financial models, but by innovating new solutions that are appropriate to the times we live in. In some ways, The New Frugality is the fiscal equivalent of the green movement; and indeed, going green is also part of the project. In The New Frugality Farrell will show where the economy is going, how it will affect regular families, and how they can weather the storm.
Author: Chris Farrell
Publisher: Bloomsbury Publishing USA
ISBN: 1608191699
Category : Business & Economics
Languages : en
Pages : 231
Get Book Here
Book Description
As the recession deepens, with a downturn in spending, rise in defaulting mortgages and throttling of credit, a Go-Go economy has transitioned to a Uh-Oh economy. How did we get here and what does it mean for individuals and families? The New Frugality lays out how Americans have overspent-and offers a way out through consuming less and saving more-showing that living simply is not just living "cheaply." What is required is a paradigm shift. We need to learn to live more modestly by cutting back on spending, actually attempting to live within our means and increasing savings. Farrell outlines creative new ways of thinking that can help us to accomplish this, not just by reverting to earlier financial models, but by innovating new solutions that are appropriate to the times we live in. In some ways, The New Frugality is the fiscal equivalent of the green movement; and indeed, going green is also part of the project. In The New Frugality Farrell will show where the economy is going, how it will affect regular families, and how they can weather the storm.
Author: Chris Farrell
Publisher: Bloomsbury Publishing USA
ISBN: 1608193438
Category : Business & Economics
Languages : en
Pages : 257
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Book Description
A financial reporter offers his philosophy and practice for living frugally, which to him means spending one's money on quality rather than quantity, buying the best one can afford but the least one needs, in a book that also tackles such subjects as the two best ways to save for college, renting vs. owning, wise debt vs. foolish debt and more.
Author: Emrys Westacott
Publisher: Princeton University Press
ISBN: 140088330X
Category : Philosophy
Languages : en
Pages : 325
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Book Description
Why philosophers have advocated simple living for 2,500 years—and why we ignore them at our peril From Socrates to Thoreau, most philosophers, moralists, and religious leaders have seen frugality as a virtue and have associated simple living with wisdom, integrity, and happiness. But why? And are they right? Is a taste for luxury fundamentally misguided? If one has the means to be a spendthrift, is it foolish or reprehensible to be extravagant? In this book, Emrys Westacott examines why, for more than two millennia, so many philosophers and people with a reputation for wisdom have been advocating frugality and simple living as the key to the good life. He also looks at why most people have ignored them, but argues that, in a world facing environmental crisis, it may finally be time to listen to the advocates of a simpler way of life. The Wisdom of Frugality explores what simplicity means, why it's supposed to make us better and happier, and why, despite its benefits, it has always been such a hard sell. The book looks not only at the arguments in favor of living frugally and simply, but also at the case that can be made for luxury and extravagance, including the idea that modern economies require lots of getting and spending. A philosophically informed reflection rather than a polemic, The Wisdom of Frugality ultimately argues that we will be better off—as individuals and as a society—if we move away from the materialistic individualism that currently rules.
Author: Navi Radjou
Publisher: The Economist
ISBN: 1610395069
Category : Business & Economics
Languages : en
Pages : 273
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Book Description
Frugal innovation is a way that companies can create high-quality products with limited resources. Once the preserve of firms in poor markets, Western companies are now seeking ways to appeal to cost-conscious and environmentally-aware consumers at home. With an estimated trillion-dollar global market for frugal products, and with potentially huge cost savings to be gained, frugal innovation is revolutionizing business and reshaping management thinking. This book explains the principles, perspectives and techniques behind frugal innovation, enabling managers to profit from the great changes ahead. The book explains: How to achieve mass customization, using low-cost robotics, inexpensive product design and virtual prototyping software. How consumers and other external partners can help develop products How to implement sustainable practices, such as the production of waste-free products How to change the corporate culture to become more frugal
Author: Stephanie B.M. Cadeddu
Publisher: Routledge
ISBN: 0429671180
Category : Business & Economics
Languages : en
Pages : 222
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Book Description
This book explores the new product development process of firms developing frugal innovation for the base-of-the-pyramid (BOP) markets in developing countries. Frugal innovations are products characterised by an affordable price-point, durability, usability and core functionalities that are highly adapted to BOP consumers’ needs. Frugal products have the potential to drive the development progress and living standards of low-income consumers. With an innovation framework developed from worldwide frugal case studies, this book provides detailed insights through two in-depth start-up firms in Indonesia that have successfully launched frugal products for the low-income market. These two start-ups have addressed two major development challenges for not just Indonesia, but also the global BOP market – traditional methods of cooking and access to clean drinking water. A detailed roadmap is developed from insights into the processes and management decisions of these two start-ups and combined with previous studies on frugal products. Providing a detailed roadmap across the different phases and stages of the new product development process when developing frugal products, this book will be insightful to not only innovators but also investors and government agencies supporting their activities.
Author: Clare Levison
Publisher: Red Wheel/Weiser
ISBN: 1601635338
Category : Business & Economics
Languages : en
Pages : 256
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Book Description
In Frugal Isn’t Cheap, Clare Levison serves up practical financial advice with a side of southern charm. Filled with real-life stories, it will challenge you to change the way you think about money. Her message is deceptively simple and clear: it’s cool to be smart about your money; it’s stylish to be sensible rather than overindulgent; financial stability is more glamorous than extravagance. But cut up the credit cards? No way. Levison prefers to promote responsibility rather than abstinence. She takes a realistic approach to personal finance that we can all live with, including: How to find and nurture your frugal side Why you don’t need to cut up your credit cards The simple formula for financial success The Savings Challenge, 20% The best ways to make large purchases
Author: Navi Radjou
Publisher: John Wiley & Sons
ISBN: 1118249747
Category : Business & Economics
Languages : en
Pages : 293
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Book Description
"Jugaad Innovation is the most comprehensive book yet to appear on the subject [of frugal innovation]." —The Economist A frugal and flexible approach to innovation for the 21st century Innovation is a key directive at companies worldwide. But in these tough times, we can't rely on the old formula that has sustained innovation efforts for decades—expensive R&D projects and highly-structured innovation processes. Jugaad Innovation argues the West must look to places like India, Brazil, and China for a new approach to frugal and flexible innovation. The authors show how in these emerging markets, jugaad (a Hindi word meaning an improvised solution born from ingenuity and cleverness) is leading to dramatic growth and how Western companies can adopt jugaad innovation to succeed in our hypercompetitive world. Outlines the six principles of jugaad innovation: Seek opportunity in adversity, do more with less, think and act flexibly, keep it simple, include the margin, and follow your heart Features twenty case studies on large corporations from around the world—Google, Facebook, 3M, Apple, Best Buy, GE, IBM, Nokia, Procter & Gamble, PepsiCo, Tata Group, and more—that are actively practicing jugaad innovation The authors blog regularly at Harvard Business Review; their work has been profiled in BusinessWeek, MIT Sloan Management Review, The Financial Times, The Economist, and more Filled with previously untold and engaging stories of resourceful jugaad innovators and entrepreneurs in emerging markets and the United States This groundbreaking book shows leaders everywhere why the time is right for jugaad to emerge as a powerful business tool in the West—and how to bring jugaad practices to their organizations.
Author: Chris Farrell
Publisher: Bloomsbury Publishing USA
ISBN: 1620401584
Category : Business & Economics
Languages : en
Pages : 297
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Book Description
The budget battles of recent years have amplified the warnings of demographic doomsayers who predicted that a wave of baby boomers would bleed America dry, bankrupting Social Security and Medicare as they faded into an impoverished old age. On the contrary, argues award-winning journalist Chris Farrell, we are instead on the verge of a broad, positive transformation of our economy and society. The old idea of "retirement"--a word that means withdrawal, describing a time when people gave up productive employment and shrank their activities--was a short-lived historical anomaly. Humans have always found meaning and motivation in work and community, Farrell notes, and the boomer generation, poised to live longer in better health than any before, is already discovering unretirement--extending their working lives with new careers, entrepreneurial ventures, and volunteer service. Their experience, wisdom--and importantly, their continued earnings--will enrich the American workplace, treasury, and our whole society in the decades to come. Unretirement not only explains this seismic change, now in its early stages, it provides key insights and practical advice for boomers about to navigate this exciting, but unsettled, new frontier, drawing on Chris Farrell's decades of covering personal finance and economics for Bloomsberg Businessweek and Marketplace Money. This will be an indispensable guide to the landscape of unretirement from one of America's most trusted experts.
Author: Marjorie Harris
Publisher: House of Anansi
ISBN: 088784832X
Category : Business & Economics
Languages : en
Pages : 234
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Book Description
Bestselling author and national columnist Marjorie Harris offers a timely and entertaining guide to living the thrifty life. Here are solid tips on how to haggle, how to find fashion deals, maintaining home and hearth on a budget, and money-saving ideas on gardening, travel, and entertainment. Thrifty is full of savvy advice drawn from harris's own experiences, and those of frugal friends such as literary legend Margaret Atwood, actor R. H. Thompson, and travel writer Sylvia Fraser. Written in her witty and engaging trademark style, Harris gives us an essential guide to living a quality life on less.
Author: Serina Bird
Publisher: Allen & Unwin
ISBN: 1760870560
Category : Business & Economics
Languages : en
Pages : 291
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Book Description
Who knew frugality could be so much fun? Australians are amongst the wealthiest people on the planet, but for some reason we don't like to think or talk about money. Once upon a time, thrift and frugality were celebrated as virtues - not anymore. When did 'frugal' become such a dirty word? It's time to reclaim it! When you respect and understand money, it almost magically transforms itself into something that grows exponentially. In The Joyful Frugalista, Money Magazine's Serina Bird shares myriad practical tips for saving money in small ways every day for a better, brighter future. Discover inside: *Ideas and resources for saving on everything from energy bills to weddings, clothing and eating out *Clever ways to cut down your waste *Tips for embracing the joy of minimalism *Ways to wring every drop of pleasure from the money you have *Challenges to help you live life better, including how to feed your family well on $50 per week. The Joyful Frugalista is the essential handbook to living frugally, mindfully and with real joy on any budget.
