The Fico Hoax

The Fico Hoax PDF Author: William Kirkendale
Publisher: AuthorHouse
ISBN: 145209229X
Category : Self-Help
Languages : en
Pages : 138

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Book Description
IN FICO WE TRUST?? The FICO credit scoring system today is THE biggest consumer fraud and con game in American history. and for the past 20 years has hijacked and helped destroy our Economy and our way of life. The FICO credit scoring system is a SECRET Credit Scoring HOAX and a cleverly disguised front for racial, religious, age, gender, fi nancial and cultural discrimination and intolerance. The FICO credit scoring system has a substantial CIA type personal file on everyone dating back to the day they were born. If youve done it its in your file. WHAT ELSE HAVE THEY DONE They severely crippled our housing market They destroyed our Nations Banking system They defrauded millions of people out of their life savings, their homes and their good name.

The Fico Hoax

The Fico Hoax PDF Author: William Kirkendale
Publisher: AuthorHouse
ISBN: 145209229X
Category : Self-Help
Languages : en
Pages : 138

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Book Description
IN FICO WE TRUST?? The FICO credit scoring system today is THE biggest consumer fraud and con game in American history. and for the past 20 years has hijacked and helped destroy our Economy and our way of life. The FICO credit scoring system is a SECRET Credit Scoring HOAX and a cleverly disguised front for racial, religious, age, gender, fi nancial and cultural discrimination and intolerance. The FICO credit scoring system has a substantial CIA type personal file on everyone dating back to the day they were born. If youve done it its in your file. WHAT ELSE HAVE THEY DONE They severely crippled our housing market They destroyed our Nations Banking system They defrauded millions of people out of their life savings, their homes and their good name.

Fico Is a Four Letter Word

Fico Is a Four Letter Word PDF Author: Robert Steele
Publisher: AuthorHouse
ISBN: 1438933827
Category : Business & Economics
Languages : en
Pages : 266

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Book Description
The genesis of the sub prime fiasco that resulted in this catastrophic financial melt down began with flawed credit reports. These were the bed rock upon which this house of cards was constructed. But the big question is how could these villains have escaped censure during the media blitz of the past year that blamed anyone remotely responsible? This gold standard of the FICO scores fails even base metal quality. How can these most malignant contributors be over looked and forgotten? Just how have they seemingly totally escaped criticism? Proof of inflation FICO scores is the elephant outside that is evidenced by the millions and millions of existing bad loans complete with documentation. Proof of misdeeds are legend. No conversation will be sufficient to offset these lies accepted as gospel. FICO is a four letter word explains it all.

The AI Playbook

The AI Playbook PDF Author: Eric Siegel
Publisher: MIT Press
ISBN: 0262048906
Category : Business & Economics
Languages : en
Pages : 255

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Book Description
In his bestselling first book, Eric Siegel explained how machine learning works. Now, in The AI Playbook, he shows how to capitalize on it. “Eric Siegel delivers a robust primer on machine learning, the key mechanism in AI. A forward-looking, practical book and a must-read for anyone in the information economy.” —Scott Galloway, NYU Stern Professor of Marketing; bestselling author of The Four “An antidote to today’s relentless AI hype—why some AI initiatives thrive while others fail and what it takes for companies and people to succeed.” —Charles Duhigg, author of bestsellers The Power of Habit and Smarter Faster Better The greatest tool is the hardest to use. Machine learning is the world’s most important general-purpose technology—but it’s notoriously difficult to launch. Outside Big Tech and a handful of other leading companies, machine learning initiatives routinely fail to deploy, never realizing value. What’s missing? A specialized business practice suitable for wide adoption. In The AI Playbook, bestselling author Eric Siegel presents the gold-standard, six-step practice for ushering machine learning projects from conception to deployment. He illustrates the practice with stories of success and of failure, including revealing case studies from UPS, FICO, and prominent dot-coms. This disciplined approach serves both sides: It empowers business professionals, and it establishes a sorely needed strategic framework for data professionals. Beyond detailing the practice, this book also upskills business professionals—painlessly. It delivers a vital yet friendly dose of semi-technical background knowledge that all stakeholders need to lead or participate in machine learning projects, end to end. This puts business and data professionals on the same page so that they can collaborate deeply, jointly establishing precisely what machine learning is called upon to predict, how well it predicts, and how its predictions are acted upon to improve operations. These essentials make or break each initiative—getting them right paves the way for machine learning’s value-driven deployment. What kind of AI does this book cover? The buzzword AI can mean many things, but this book is about machine learning, which is a central basis for—and what many mean by—AI. To be specific, this book covers the most vital use cases of machine learning, those designed to improve a wide range of business operations.

A New Dictionary of the English and Dutch Language

A New Dictionary of the English and Dutch Language PDF Author: Dirk Bomhoff
Publisher:
ISBN:
Category : Dutch language
Languages : en
Pages : 1218

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Book Description


T Bytes Agile & AI Operations

T Bytes Agile & AI Operations PDF Author: IT Shades.com
Publisher: EGBG Services LLC
ISBN:
Category : Technology & Engineering
Languages : en
Pages : 74

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Book Description
This document brings together a set of latest data points and publicly available information relevant for Agile & AI Operations Industry. We are very excited to share this content and believe that readers will benefit from this periodic publication immensely.

The Social Democratic Parties in the Visegrád Countries

The Social Democratic Parties in the Visegrád Countries PDF Author: Ania Skrzypek
Publisher: Springer Nature
ISBN: 3031307925
Category : Political Science
Languages : en
Pages : 245

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Book Description
This book provides an in-depth analysis of the social democratic parties in the four member states of the so-called “Visegrád Group”- Czech Republic, Hungary, Poland and Slovakia. The timeline spans the last two decades, which saw the parties in question come to power, govern and collapse. The case studies of all four countries are structured in the same way, offering: explanation of the historical background (including electoral results), analyses of the context, structures, membership and voters; evaluation of the programmes and hypotheses for potential future trajectories. Given the European relevance of the topic, the fifth chapter provides a comparative analysis, with a handful of explanations as to why Visegrád Group countries have proved to be tough partners in European integration processes.

Pandemic Communication and Resilience

Pandemic Communication and Resilience PDF Author: David M. Berube
Publisher: Springer Nature
ISBN: 3030773442
Category : Science
Languages : en
Pages : 398

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Book Description
This book examines how we design and deliver health communication messages relating to outbreaks, epidemics, and pandemics. We have experienced major changes to how the public receives and searches for information about health crises over the last twelve decades with the ongoing shift from text/broadcast-based to digital messaging and social media. Both health theories and practices are examined as it applies to testing, tracking, hoarding, therapeutics, and vaccines with case studies. Challenges to communicate about health to diverse audiences (including the science illiterate) and across (both Western and developing economies) have been complicated by politics, norms and mores, personal heuristics, and biases, such as mortality salience, news avoidance, and quarantine fatigue. Issues of economic development and land use, trade and transportation, and even climate change have increased the exposure of human populations to infectious diseases making risk and resilience more pressing. The book has been designed to support health communicators and public health management professionals, students, and interested stakeholders and university libraries.

The Financial Crisis Inquiry Report

The Financial Crisis Inquiry Report PDF Author: Financial Crisis Inquiry Commission
Publisher: Cosimo, Inc.
ISBN: 1616405414
Category : Political Science
Languages : en
Pages : 692

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Book Description
The Financial Crisis Inquiry Report, published by the U.S. Government and the Financial Crisis Inquiry Commission in early 2011, is the official government report on the United States financial collapse and the review of major financial institutions that bankrupted and failed, or would have without help from the government. The commission and the report were implemented after Congress passed an act in 2009 to review and prevent fraudulent activity. The report details, among other things, the periods before, during, and after the crisis, what led up to it, and analyses of subprime mortgage lending, credit expansion and banking policies, the collapse of companies like Fannie Mae and Freddie Mac, and the federal bailouts of Lehman and AIG. It also discusses the aftermath of the fallout and our current state. This report should be of interest to anyone concerned about the financial situation in the U.S. and around the world.THE FINANCIAL CRISIS INQUIRY COMMISSION is an independent, bi-partisan, government-appointed panel of 10 people that was created to "examine the causes, domestic and global, of the current financial and economic crisis in the United States." It was established as part of the Fraud Enforcement and Recovery Act of 2009. The commission consisted of private citizens with expertise in economics and finance, banking, housing, market regulation, and consumer protection. They examined and reported on "the collapse of major financial institutions that failed or would have failed if not for exceptional assistance from the government."News Dissector DANNY SCHECHTER is a journalist, blogger and filmmaker. He has been reporting on economic crises since the 1980's when he was with ABC News. His film In Debt We Trust warned of the economic meltdown in 2006. He has since written three books on the subject including Plunder: Investigating Our Economic Calamity (Cosimo Books, 2008), and The Crime Of Our Time: Why Wall Street Is Not Too Big to Jail (Disinfo Books, 2011), a companion to his latest film Plunder The Crime Of Our Time. He can be reached online at www.newsdissector.com.

Historical Dictionary of Journalism

Historical Dictionary of Journalism PDF Author: Ross Eaman
Publisher: Scarecrow Press
ISBN: 0810862891
Category : History
Languages : en
Pages : 433

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Book Description
Journalism is the discipline of gathering, writing, and reporting news, and it includes the process of editing and presenting news articles. Journalism applies to various media, including but not limited to newspapers, magazines, radio, television, and the internet. The word 'journalist' started to become common in the early 18th century to designate a new kind of writer, about a century before 'journalism' made its appearance to describe what those writers produced. Though varying in form from one age and society to another, it gradually distinguished itself from other forms of writing through its focus on the present, its eye-witness perspective, and its reliance on everyday language. The Historical Dictionary of Journalism relates how journalism has evolved over the centuries. This is done through a chronology, an introductory essay, a bibliography, and hundreds of cross-referenced dictionary entries on the different styles of journalism, the different types of media, and important writers and editors.

The A to Z of Journalism

The A to Z of Journalism PDF Author: Ross Eaman
Publisher: Scarecrow Press
ISBN: 9780810870673
Category : History
Languages : en
Pages : 436

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Book Description
Journalism is the discipline of gathering, writing, and reporting news, and it includes the process of editing and presenting news articles. Journalism applies to various media, including but not limited to newspapers, magazines, radio, television, and the internet. The word 'journalist' started to become common in the early 18th century to designate a new kind of writer, about a century before 'journalism' made its appearance to describe what those writers produced. Though varying in form from one age and society to another, it gradually distinguished itself from other forms of writing through its focus on the present, its eye-witness perspective, and its reliance on everyday language. The A to Z of Journalism relates how journalism has evolved over the centuries. This is done through a chronology, an introductory essay, a bibliography, and hundreds of cross-referenced dictionary entries on the different styles of journalism, the different types of media, and important writers and editors.