Author: Zcash101
Publisher: eBookIt.com
ISBN: 1456643673
Category : Business & Economics
Languages : en
Pages : 157
Book Description
Embark on a Journey Through the Heart of the Financial Future Imagine a world where the very essence of transactions, savings, and investments are revolutionized. "The Digital Dollar Revolution: How E-Currency Shapes American Lives" offers readers an exhilarating exploration into this emerging reality. Delve deep into the profound changes e-currency brings to society, and discover how the digital dollar is reshaping the American dream. Step by step, the book unravels the complex web of technology, economy, and policy that forms the backbone of the digital dollar. Through insightful analysis of its history and development, you gain a robust understanding of digital versus traditional currency, and the technological innovation driving this dramatic shift. Chapter 1: Understanding the Digital Dollar illuminates the beginnings of this financial phenomenon, setting the stage for a captivating narrative. Chapter 2: The Digital Economy delves into the impact on e-commerce and consumer behavior, revealing the foundations of the gig economy revolution. As the digital dollar intertwines with daily life, your perspective on personal finances and commerce will evolve. The narrative takes a critical turn with Chapter 3: Financial Inclusion and Exclusion, examining the potential to break banking barriers while also considering the risk of deepening inequalities. With Chapters 4 and 5 addressing privacy and cybersecurity, the book exposes the delicate balance between data security and civil liberties, painting a vivid picture of the new challenges we face. From shedding light on how digital currency is recalibrating the job market (Chapter 6: Digital Currency and American Jobs) to exploring the far-reaching effects on banking and finance (Chapter 8: The Ripple Effect on Banking and Finance), this book leaves no stone unturned. It boldly addresses the politics of a digitized economy, the global currency race, and the striking cultural shifts that accompany this financial metamorphosis. Join the ranks of the informed and become a part of "The Digital Dollar Revolution". As you turn the final pages, you won't just understand the road ahead for the average American--you'll be equipped to navigate it.
The Digital Dollar Revolution
Author: Zcash101
Publisher: eBookIt.com
ISBN: 1456643673
Category : Business & Economics
Languages : en
Pages : 157
Book Description
Embark on a Journey Through the Heart of the Financial Future Imagine a world where the very essence of transactions, savings, and investments are revolutionized. "The Digital Dollar Revolution: How E-Currency Shapes American Lives" offers readers an exhilarating exploration into this emerging reality. Delve deep into the profound changes e-currency brings to society, and discover how the digital dollar is reshaping the American dream. Step by step, the book unravels the complex web of technology, economy, and policy that forms the backbone of the digital dollar. Through insightful analysis of its history and development, you gain a robust understanding of digital versus traditional currency, and the technological innovation driving this dramatic shift. Chapter 1: Understanding the Digital Dollar illuminates the beginnings of this financial phenomenon, setting the stage for a captivating narrative. Chapter 2: The Digital Economy delves into the impact on e-commerce and consumer behavior, revealing the foundations of the gig economy revolution. As the digital dollar intertwines with daily life, your perspective on personal finances and commerce will evolve. The narrative takes a critical turn with Chapter 3: Financial Inclusion and Exclusion, examining the potential to break banking barriers while also considering the risk of deepening inequalities. With Chapters 4 and 5 addressing privacy and cybersecurity, the book exposes the delicate balance between data security and civil liberties, painting a vivid picture of the new challenges we face. From shedding light on how digital currency is recalibrating the job market (Chapter 6: Digital Currency and American Jobs) to exploring the far-reaching effects on banking and finance (Chapter 8: The Ripple Effect on Banking and Finance), this book leaves no stone unturned. It boldly addresses the politics of a digitized economy, the global currency race, and the striking cultural shifts that accompany this financial metamorphosis. Join the ranks of the informed and become a part of "The Digital Dollar Revolution". As you turn the final pages, you won't just understand the road ahead for the average American--you'll be equipped to navigate it.
Publisher: eBookIt.com
ISBN: 1456643673
Category : Business & Economics
Languages : en
Pages : 157
Book Description
Embark on a Journey Through the Heart of the Financial Future Imagine a world where the very essence of transactions, savings, and investments are revolutionized. "The Digital Dollar Revolution: How E-Currency Shapes American Lives" offers readers an exhilarating exploration into this emerging reality. Delve deep into the profound changes e-currency brings to society, and discover how the digital dollar is reshaping the American dream. Step by step, the book unravels the complex web of technology, economy, and policy that forms the backbone of the digital dollar. Through insightful analysis of its history and development, you gain a robust understanding of digital versus traditional currency, and the technological innovation driving this dramatic shift. Chapter 1: Understanding the Digital Dollar illuminates the beginnings of this financial phenomenon, setting the stage for a captivating narrative. Chapter 2: The Digital Economy delves into the impact on e-commerce and consumer behavior, revealing the foundations of the gig economy revolution. As the digital dollar intertwines with daily life, your perspective on personal finances and commerce will evolve. The narrative takes a critical turn with Chapter 3: Financial Inclusion and Exclusion, examining the potential to break banking barriers while also considering the risk of deepening inequalities. With Chapters 4 and 5 addressing privacy and cybersecurity, the book exposes the delicate balance between data security and civil liberties, painting a vivid picture of the new challenges we face. From shedding light on how digital currency is recalibrating the job market (Chapter 6: Digital Currency and American Jobs) to exploring the far-reaching effects on banking and finance (Chapter 8: The Ripple Effect on Banking and Finance), this book leaves no stone unturned. It boldly addresses the politics of a digitized economy, the global currency race, and the striking cultural shifts that accompany this financial metamorphosis. Join the ranks of the informed and become a part of "The Digital Dollar Revolution". As you turn the final pages, you won't just understand the road ahead for the average American--you'll be equipped to navigate it.
The Future of Money
Author: Eswar S. Prasad
Publisher: Harvard University Press
ISBN: 0674258444
Category : Business & Economics
Languages : en
Pages : 497
Book Description
A cutting-edge look at how accelerating financial change, from the end of cash to the rise of cryptocurrencies, will transform economies for better and worse. We think weÕve seen financial innovation. We bank from laptops and buy coffee with the wave of a phone. But these are minor miracles compared with the dizzying experiments now underway around the globe, as businesses and governments alike embrace the possibilities of new financial technologies. As Eswar Prasad explains, the world of finance is at the threshold of major disruption that will affect corporations, bankers, states, and indeed all of us. The transformation of money will fundamentally rewrite how ordinary people live. Above all, Prasad foresees the end of physical cash. The driving force wonÕt be phones or credit cards but rather central banks, spurred by the emergence of cryptocurrencies to develop their own, more stable digital currencies. Meanwhile, cryptocurrencies themselves will evolve unpredictably as global corporations like Facebook and Amazon join the game. The changes will be accompanied by snowballing innovations that are reshaping finance and have already begun to revolutionize how we invest, trade, insure, and manage risk. Prasad shows how these and other changes will redefine the very concept of money, unbundling its traditional functions as a unit of account, medium of exchange, and store of value. The promise lies in greater efficiency and flexibility, increased sensitivity to the needs of diverse consumers, and improved market access for the unbanked. The risk is instability, lack of accountability, and erosion of privacy. A lucid, visionary work, The Future of Money shows how to maximize the best and guard against the worst of what is to come.
Publisher: Harvard University Press
ISBN: 0674258444
Category : Business & Economics
Languages : en
Pages : 497
Book Description
A cutting-edge look at how accelerating financial change, from the end of cash to the rise of cryptocurrencies, will transform economies for better and worse. We think weÕve seen financial innovation. We bank from laptops and buy coffee with the wave of a phone. But these are minor miracles compared with the dizzying experiments now underway around the globe, as businesses and governments alike embrace the possibilities of new financial technologies. As Eswar Prasad explains, the world of finance is at the threshold of major disruption that will affect corporations, bankers, states, and indeed all of us. The transformation of money will fundamentally rewrite how ordinary people live. Above all, Prasad foresees the end of physical cash. The driving force wonÕt be phones or credit cards but rather central banks, spurred by the emergence of cryptocurrencies to develop their own, more stable digital currencies. Meanwhile, cryptocurrencies themselves will evolve unpredictably as global corporations like Facebook and Amazon join the game. The changes will be accompanied by snowballing innovations that are reshaping finance and have already begun to revolutionize how we invest, trade, insure, and manage risk. Prasad shows how these and other changes will redefine the very concept of money, unbundling its traditional functions as a unit of account, medium of exchange, and store of value. The promise lies in greater efficiency and flexibility, increased sensitivity to the needs of diverse consumers, and improved market access for the unbanked. The risk is instability, lack of accountability, and erosion of privacy. A lucid, visionary work, The Future of Money shows how to maximize the best and guard against the worst of what is to come.
Cashless
Author: Richard Turrin
Publisher:
ISBN: 9781949642728
Category :
Languages : en
Pages : 402
Book Description
Cashless dives into the design and use of China's new central bank digital currency.
Publisher:
ISBN: 9781949642728
Category :
Languages : en
Pages : 402
Book Description
Cashless dives into the design and use of China's new central bank digital currency.
The Money Revolution
Author: Anne Boden
Publisher: Kogan Page Publishers
ISBN: 1789660637
Category : Business & Economics
Languages : en
Pages : 217
Book Description
Transform the way you think about money in this easy-to-use, jargon-free guide by Anne Boden (CEO of Starling Bank) which busts commonly held financial myths, helping you to get the most of your cash in today's digital world. There's never been a shortage of advice on managing your money, clearing debt, being canny with your cash and getting the best deals. But it can be hard work, and everyone seems to be saying something different. What if you could easily cut through all the rhetoric and noise and everything could be made straightforward? In The Money Revolution, banking entrepreneur, and founder of award winning Starling Bank, Anne Boden shines a spotlight on how we save, spend and invest our money. By adopting a few new behaviours, it's possible to transform your bank balance for the better. The Money Revolution breaks through the traditional thinking about money and what you've always been told you should expect from financial institutions. Sharing the benefits of smart banking, fintech solutions and the advantages of open banking, it covers a range of financial solutions, from savings and investments to pensions, bill payments and travel money. Find out everything you need to know to get the best out of your money every day.
Publisher: Kogan Page Publishers
ISBN: 1789660637
Category : Business & Economics
Languages : en
Pages : 217
Book Description
Transform the way you think about money in this easy-to-use, jargon-free guide by Anne Boden (CEO of Starling Bank) which busts commonly held financial myths, helping you to get the most of your cash in today's digital world. There's never been a shortage of advice on managing your money, clearing debt, being canny with your cash and getting the best deals. But it can be hard work, and everyone seems to be saying something different. What if you could easily cut through all the rhetoric and noise and everything could be made straightforward? In The Money Revolution, banking entrepreneur, and founder of award winning Starling Bank, Anne Boden shines a spotlight on how we save, spend and invest our money. By adopting a few new behaviours, it's possible to transform your bank balance for the better. The Money Revolution breaks through the traditional thinking about money and what you've always been told you should expect from financial institutions. Sharing the benefits of smart banking, fintech solutions and the advantages of open banking, it covers a range of financial solutions, from savings and investments to pensions, bill payments and travel money. Find out everything you need to know to get the best out of your money every day.
The Technological Revolution in Financial Services
Author: Michael R. King
Publisher: University of Toronto Press
ISBN: 1487533144
Category : Business & Economics
Languages : en
Pages : 443
Book Description
The financial services industry is being transformed by heightened regulation, technological disruption, and changing demographics. These structural forces have lowered barriers to entry, increasing competition from within and outside the industry, in the form of entrepreneurial fintech start-ups to large, non-financial technology-based companies. The Technological Revolution in Financial Services is an invaluable resource for those eager to understand the evolving financial industry. This edited volume outlines the strategic implications for financial services firms in North America, Europe, and other advanced economies. The most successful banks, insurance companies, and asset managers will partner with financial technology companies to provide a better and more innovative experience services to retail customers and small businesses. Ultimately this technological revolution will benefit customers and lead to a more open and inclusive financial system.
Publisher: University of Toronto Press
ISBN: 1487533144
Category : Business & Economics
Languages : en
Pages : 443
Book Description
The financial services industry is being transformed by heightened regulation, technological disruption, and changing demographics. These structural forces have lowered barriers to entry, increasing competition from within and outside the industry, in the form of entrepreneurial fintech start-ups to large, non-financial technology-based companies. The Technological Revolution in Financial Services is an invaluable resource for those eager to understand the evolving financial industry. This edited volume outlines the strategic implications for financial services firms in North America, Europe, and other advanced economies. The most successful banks, insurance companies, and asset managers will partner with financial technology companies to provide a better and more innovative experience services to retail customers and small businesses. Ultimately this technological revolution will benefit customers and lead to a more open and inclusive financial system.
The Trillion Dollar Revolution
Author: Ezekiel J. Emanuel
Publisher: PublicAffairs
ISBN: 1541797779
Category : Medical
Languages : en
Pages : 435
Book Description
Ten years after the landmark legislation, Ezekiel Emanuel leads a crowd of experts, policy-makers, doctors, and scholars as they evaluate the Affordable Care Act's history so far. In March 2010, the Affordable Care Act officially became one of the seminal laws determining American health care. From day one, the law was challenged in court, making it to the Supreme Court four separate times. It transformed the way a three-trillion-dollar sector of the economy behaved and brought insurance to millions of people. It spawned the Tea Party, further polarized American politics, and affected the electoral fortunes of both parties. Ten years after the bill's passage, a constellation of experts--insiders and academics for and against the ACA--describe the momentousness of the legislation. Encompassing Democrats and Republicans, along with legal, financial, and health policy experts, the essays here offer a fascinating and revealing insight into the political fight of a generation, its consequences for health care, politics, law, the economy-and the future.
Publisher: PublicAffairs
ISBN: 1541797779
Category : Medical
Languages : en
Pages : 435
Book Description
Ten years after the landmark legislation, Ezekiel Emanuel leads a crowd of experts, policy-makers, doctors, and scholars as they evaluate the Affordable Care Act's history so far. In March 2010, the Affordable Care Act officially became one of the seminal laws determining American health care. From day one, the law was challenged in court, making it to the Supreme Court four separate times. It transformed the way a three-trillion-dollar sector of the economy behaved and brought insurance to millions of people. It spawned the Tea Party, further polarized American politics, and affected the electoral fortunes of both parties. Ten years after the bill's passage, a constellation of experts--insiders and academics for and against the ACA--describe the momentousness of the legislation. Encompassing Democrats and Republicans, along with legal, financial, and health policy experts, the essays here offer a fascinating and revealing insight into the political fight of a generation, its consequences for health care, politics, law, the economy-and the future.
The Fourth Industrial Revolution
Author: Klaus Schwab
Publisher: Crown Currency
ISBN: 1524758876
Category : Business & Economics
Languages : en
Pages : 194
Book Description
World-renowned economist Klaus Schwab, Founder and Executive Chairman of the World Economic Forum, explains that we have an opportunity to shape the fourth industrial revolution, which will fundamentally alter how we live and work. Schwab argues that this revolution is different in scale, scope and complexity from any that have come before. Characterized by a range of new technologies that are fusing the physical, digital and biological worlds, the developments are affecting all disciplines, economies, industries and governments, and even challenging ideas about what it means to be human. Artificial intelligence is already all around us, from supercomputers, drones and virtual assistants to 3D printing, DNA sequencing, smart thermostats, wearable sensors and microchips smaller than a grain of sand. But this is just the beginning: nanomaterials 200 times stronger than steel and a million times thinner than a strand of hair and the first transplant of a 3D printed liver are already in development. Imagine “smart factories” in which global systems of manufacturing are coordinated virtually, or implantable mobile phones made of biosynthetic materials. The fourth industrial revolution, says Schwab, is more significant, and its ramifications more profound, than in any prior period of human history. He outlines the key technologies driving this revolution and discusses the major impacts expected on government, business, civil society and individuals. Schwab also offers bold ideas on how to harness these changes and shape a better future—one in which technology empowers people rather than replaces them; progress serves society rather than disrupts it; and in which innovators respect moral and ethical boundaries rather than cross them. We all have the opportunity to contribute to developing new frameworks that advance progress.
Publisher: Crown Currency
ISBN: 1524758876
Category : Business & Economics
Languages : en
Pages : 194
Book Description
World-renowned economist Klaus Schwab, Founder and Executive Chairman of the World Economic Forum, explains that we have an opportunity to shape the fourth industrial revolution, which will fundamentally alter how we live and work. Schwab argues that this revolution is different in scale, scope and complexity from any that have come before. Characterized by a range of new technologies that are fusing the physical, digital and biological worlds, the developments are affecting all disciplines, economies, industries and governments, and even challenging ideas about what it means to be human. Artificial intelligence is already all around us, from supercomputers, drones and virtual assistants to 3D printing, DNA sequencing, smart thermostats, wearable sensors and microchips smaller than a grain of sand. But this is just the beginning: nanomaterials 200 times stronger than steel and a million times thinner than a strand of hair and the first transplant of a 3D printed liver are already in development. Imagine “smart factories” in which global systems of manufacturing are coordinated virtually, or implantable mobile phones made of biosynthetic materials. The fourth industrial revolution, says Schwab, is more significant, and its ramifications more profound, than in any prior period of human history. He outlines the key technologies driving this revolution and discusses the major impacts expected on government, business, civil society and individuals. Schwab also offers bold ideas on how to harness these changes and shape a better future—one in which technology empowers people rather than replaces them; progress serves society rather than disrupts it; and in which innovators respect moral and ethical boundaries rather than cross them. We all have the opportunity to contribute to developing new frameworks that advance progress.
Handbook of Blockchain, Digital Finance, and Inclusion, Volume 1
Author: David Lee Kuo Chuen
Publisher: Academic Press
ISBN: 0128104422
Category : Business & Economics
Languages : en
Pages : 484
Book Description
Handbook of Blockchain, Digital Finance, and Inclusion, Volume 1: Cryptocurrency, FinTech, InsurTech, and Regulation explores recent advances in digital banking and cryptocurrency, emphasizing mobile technology and evolving uses of cryptocurrencies as financial assets. Contributors go beyond summaries of standard models to describe new banking business models that will be sustainable and will likely dictate the future of finance. The volume not only emphasizes the financial opportunities made possible by digital banking, such as financial inclusion and impact investing, but it also looks at engineering theories and developments that encourage innovation. Its ability to illuminate present potential and future possibilities make it a unique contribution to the literature. - Explores recent advances in digital banking and cryptocurrency, emphasizing mobile technology and evolving uses of cryptocurrencies as financial assets - Explains the practical consequences of both technologies and economics to readers who want to learn about subjects related to their specialties - Encompasses alternative finance, financial inclusion, impact investing, decentralized consensus ledger and applied cryptography - Provides the only advanced methodical summary of these subjects available today
Publisher: Academic Press
ISBN: 0128104422
Category : Business & Economics
Languages : en
Pages : 484
Book Description
Handbook of Blockchain, Digital Finance, and Inclusion, Volume 1: Cryptocurrency, FinTech, InsurTech, and Regulation explores recent advances in digital banking and cryptocurrency, emphasizing mobile technology and evolving uses of cryptocurrencies as financial assets. Contributors go beyond summaries of standard models to describe new banking business models that will be sustainable and will likely dictate the future of finance. The volume not only emphasizes the financial opportunities made possible by digital banking, such as financial inclusion and impact investing, but it also looks at engineering theories and developments that encourage innovation. Its ability to illuminate present potential and future possibilities make it a unique contribution to the literature. - Explores recent advances in digital banking and cryptocurrency, emphasizing mobile technology and evolving uses of cryptocurrencies as financial assets - Explains the practical consequences of both technologies and economics to readers who want to learn about subjects related to their specialties - Encompasses alternative finance, financial inclusion, impact investing, decentralized consensus ledger and applied cryptography - Provides the only advanced methodical summary of these subjects available today
CryptoDad
Author: J. Christopher Giancarlo
Publisher: John Wiley & Sons
ISBN: 111985508X
Category : Business & Economics
Languages : en
Pages : 431
Book Description
An insider's account of the rise of digital money and cryptocurrencies Dubbed "CryptoDad" for his impassioned plea to Congress to acknowledge and respect cryptocurrencies as the inevitable product of a fast-growing technological wave and a free marketplace, Chris Giancarlo is considered one of "the most influential individuals in financial regulation." CryptoDad: The Fight for the Future of Money describes Giancarlo’s own reckoning with the future of the global economy—at the intersection of markets, technology, and public policy—and lays out the fight for a Digital Dollar. CryptoDad is Giancarlo's own personal story, detailing his forays into the world of Wall Street to his tenure as the 13th Chairman of the United States Commodity Futures Trading Commission (CFTC), where he pushed for the agency to recognize the digitization of markets. His growing fame as a Twitter presence in this essential debate has given Giancarlo a platform to makes a case for the future of cryptocurrencies as the natural successor to America’s current failing financial market infrastructure. CryptoDad provides readers with: A thorough exploration of digital change and how it affects the lives of everyone in a global economy A revolutionary consideration of regulatory responses to the rapid pace of technological innovation A call to update our aging financial organizations, particularly the infrastructure of money itself, and focus on renewed faith and confidence in free market innovation A foreword by Cameron and Tyler Winklevoss, two of the biggest names in cryptocurrencies CryptoDad argues that the next digital wave will be the coming Internet of Value, where cryptocurrencies will do the Internet of Information did to immaterial things: make them accessible, distributable, and movable instantly across the globe. This book is an ideal introduction to the importance of technology in the marketplace.
Publisher: John Wiley & Sons
ISBN: 111985508X
Category : Business & Economics
Languages : en
Pages : 431
Book Description
An insider's account of the rise of digital money and cryptocurrencies Dubbed "CryptoDad" for his impassioned plea to Congress to acknowledge and respect cryptocurrencies as the inevitable product of a fast-growing technological wave and a free marketplace, Chris Giancarlo is considered one of "the most influential individuals in financial regulation." CryptoDad: The Fight for the Future of Money describes Giancarlo’s own reckoning with the future of the global economy—at the intersection of markets, technology, and public policy—and lays out the fight for a Digital Dollar. CryptoDad is Giancarlo's own personal story, detailing his forays into the world of Wall Street to his tenure as the 13th Chairman of the United States Commodity Futures Trading Commission (CFTC), where he pushed for the agency to recognize the digitization of markets. His growing fame as a Twitter presence in this essential debate has given Giancarlo a platform to makes a case for the future of cryptocurrencies as the natural successor to America’s current failing financial market infrastructure. CryptoDad provides readers with: A thorough exploration of digital change and how it affects the lives of everyone in a global economy A revolutionary consideration of regulatory responses to the rapid pace of technological innovation A call to update our aging financial organizations, particularly the infrastructure of money itself, and focus on renewed faith and confidence in free market innovation A foreword by Cameron and Tyler Winklevoss, two of the biggest names in cryptocurrencies CryptoDad argues that the next digital wave will be the coming Internet of Value, where cryptocurrencies will do the Internet of Information did to immaterial things: make them accessible, distributable, and movable instantly across the globe. This book is an ideal introduction to the importance of technology in the marketplace.
The Rise of Public and Private Digital Money
Author: International Monetary Fund
Publisher: International Monetary Fund
ISBN: 1513592033
Category : Business & Economics
Languages : en
Pages : 33
Book Description
Following the companion paper on the new policy challenges related to the adoption of digital forms of money, this paper presents an operational strategy for the IMF to continue delivering on its mandate of ensuring domestic and international financial and economic stability. The paper begins by summarizing the forces driving the adoption of digital forms of money, and the new policy questions that emerge. It then focusses on how the IMF’s core activities and output will need to evolve, including surveillance, capacity development, and analytical foundations. It ends by discusses how the IMF intends to partner with other organization, and to grow and structure internal resources to fulfill this vision.
Publisher: International Monetary Fund
ISBN: 1513592033
Category : Business & Economics
Languages : en
Pages : 33
Book Description
Following the companion paper on the new policy challenges related to the adoption of digital forms of money, this paper presents an operational strategy for the IMF to continue delivering on its mandate of ensuring domestic and international financial and economic stability. The paper begins by summarizing the forces driving the adoption of digital forms of money, and the new policy questions that emerge. It then focusses on how the IMF’s core activities and output will need to evolve, including surveillance, capacity development, and analytical foundations. It ends by discusses how the IMF intends to partner with other organization, and to grow and structure internal resources to fulfill this vision.