The Consequences of Mortgage Arrears and Possessions in a Depressed Housing Market

The Consequences of Mortgage Arrears and Possessions in a Depressed Housing Market PDF Author: Joseph Rowntree Foundation
Publisher:
ISBN:
Category : Finance
Languages : en
Pages :

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The Consequences of Mortgage Arrears and Possessions in a Depressed Housing Market

The Consequences of Mortgage Arrears and Possessions in a Depressed Housing Market PDF Author: Joseph Rowntree Foundation
Publisher:
ISBN:
Category : Finance
Languages : en
Pages :

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Book Description


Home Ownership in a Risk Society

Home Ownership in a Risk Society PDF Author: Ford, Janet
Publisher: Policy Press
ISBN: 1861342616
Category : Business & Economics
Languages : en
Pages : 212

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Book Description
This book argues that the emergence of unsustainable owner -occupation is emblematic of broader changes in contemporary society associated with the emergence of what commentators such as Beck and Giddens have characterised as a "risk society."

Housing: Participation and Exclusion

Housing: Participation and Exclusion PDF Author: David Cowan
Publisher: Routledge
ISBN: 0429842546
Category : Law
Languages : en
Pages : 286

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Book Description
Published in 1998, current themes in housing are explored in this collection of papers. The gamut of issues surrounding participation, such as tenant participation or decision-making participation, together with the forces leading to exclusion, such as in relation to ethnic minorities, are examined. The book will be relevant to all those in the housing movement together with those working in related disciplines.

Problematic Home Ownership

Problematic Home Ownership PDF Author: Janet Ford
Publisher:
ISBN: 9780907274148
Category :
Languages : en
Pages : 35

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Mortgage Market Turmoil

Mortgage Market Turmoil PDF Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Financial crises
Languages : en
Pages : 304

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Life on a Low Income

Life on a Low Income PDF Author: Elaine Kempson
Publisher:
ISBN:
Category : Social Science
Languages : en
Pages : 214

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Conceptualising Home

Conceptualising Home PDF Author: Lorna Fox O'Mahony
Publisher: Bloomsbury Publishing
ISBN: 1847312918
Category : Law
Languages : en
Pages : 568

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Book Description
It is difficult to overstate the everyday importance of home in law. Home provides the backdrop for our lives, and is often the scene or the subject of legal disputes. In addition, in recent decades there has been growing academic interest in the meaning of home, which has prompted empirical studies and theoretical exploration in a wide range of disciplines. Yet, while the authenticity of home as a social, psychological, cultural and emotional phenomenon has been recognised in other disciplines, it has not penetrated the legal domain, where the proposition that home can encapsulate meanings beyond the physical structure of the house, or the capital value it represents, continues to present conceptual difficulties. This book focuses on the competing interests of creditors who lend money against the security of the property and the occupiers who dwell in the property, in the context of possession actions. By mapping the concept of home as it has evolved in other disciplines against existing legal frameworks, Conceptualising Home examines the possibilities for developing a coherent concept of home in law.

Social Welfare East and West

Social Welfare East and West PDF Author: John F Doling
Publisher: Routledge
ISBN: 135173301X
Category : Political Science
Languages : en
Pages : 177

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Book Description
This title was first published in 2000: An exploration of the ways in which social welfare in two countries, half a world apart, may have similarities. Through identification of the differences and similarities of social welfare in Britain and Malaysia, the editors hope that we may be able to learn from one another as well as to contribute to debates both in our countries about how to respond to globalization and about global social policy. Accordingly, the contributors arranged themselves into pairs - one Malaysian, one British - to write reviews of one of each of the six areas of social welfare. Along with an opening chapter in which the aim was to identify a number of frameworks and issues that would allow the rest to be put into a context, the 12 chapters, each restricted to around 5000 words, provide a service-by-service account.

The American Mortgage System

The American Mortgage System PDF Author: Susan M. Wachter
Publisher: University of Pennsylvania Press
ISBN: 0812204301
Category : Business & Economics
Languages : en
Pages : 399

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Book Description
Successful home ownership requires the availability of appropriate mortgage products. In the years leading up to the collapse of the housing market, home buyers frequently accepted mortgages that were not only wrong for them but catastrophic for the economy as a whole. When the housing market bubble burst, so did a cornerstone of the American dream for many families. Restoring the promise of this dream requires an unflinching inspection of lending institutions and the right tools to repair the structures that support solid home purchases. The American Mortgage System: Crisis and Reform focuses on the causes of the housing market collapse and proposes solutions to prevent another rash of foreclosures. Edited by two leaders in the field of real estate and finance, Susan M. Wachter and Marvin M. Smith, The American Mortgage System examines key elements of the mortgage meltdown. The volume's contributors address the influence of the Community Reinvestment Act, which is often blamed for the crisis. They uncover how the government-sponsored enterprises Fannie Mae and Freddie Mac invested outside the housing market with disastrous results. They present surprising information about low-income borrowers and the strengths of local banks. This collection of thoughtful studies includes extensive analysis of loan practices and the creation of unstable mortgage securities, presenting data largely unavailable until now. More than a critique, The American Mortgage System offers solutions to the problems facing the future of American home ownership, including identifying asset price bubbles, calculating risk, and preventing discrimination in lending. Measured yet timely and by turns provocative, The American Mortgage System provides a careful assessment of a troubled but indispensable part of the economic and social structure of the United States. This book is a sound investment for economists, urban planners, and all who shape public policy.

Greenfields, Brownfields and Housing Development

Greenfields, Brownfields and Housing Development PDF Author: David Adams
Publisher: John Wiley & Sons
ISBN: 1405172460
Category : Business & Economics
Languages : en
Pages : 314

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Book Description
The location of new housing development has become one of the most intractable controversies of modern times. This book provides a powerful critique of the growing tendency to reduce the debate on the development of new housing to a mere choice between greenfield and brownfield locations. It calls for full account to be taken of such factors as the structure and organisation of the housebuilding industry, supply and demand pressures in the housing market, the contested nature of sustainability and the political character of the planning process if a truly effective housing land policy is to be devised. Drawing on theories from economics and political science, this book will provide an important reference point on the institutional context within which residential development takes place and on the concerns of planning authorities, environmentalists, housebuilders, and their customers in relation to the apparent choice between greenfield and brownfield development.