The Bank Merger Wave

The Bank Merger Wave PDF Author: Gary Dymski
Publisher: M.E. Sharpe
ISBN: 9780765603838
Category : Business & Economics
Languages : en
Pages : 348

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Book Description
The merger-mania of the 1990s has seen half of all US banks in operation at the end of the 1970 disappear. This study shows that it is not operating efficiences driving the mergers, and that consolidation may have effects contrary to consumer and non-financial businesss interests.

The Bank Merger Wave

The Bank Merger Wave PDF Author: Gary Dymski
Publisher: M.E. Sharpe
ISBN: 9780765603838
Category : Business & Economics
Languages : en
Pages : 348

Get Book Here

Book Description
The merger-mania of the 1990s has seen half of all US banks in operation at the end of the 1970 disappear. This study shows that it is not operating efficiences driving the mergers, and that consolidation may have effects contrary to consumer and non-financial businesss interests.

The Bank Merger Wave: The Economic Causes and Social Consequences of Financial Consolidation

The Bank Merger Wave: The Economic Causes and Social Consequences of Financial Consolidation PDF Author: Gary Dymski
Publisher: Routledge
ISBN: 1315292432
Category : Business & Economics
Languages : en
Pages : 356

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Book Description
This far-reaching study shows that operating efficiencies are not what are driving today's unrelenting bank merger mania. It suggests that bank mergers and consolidation may have effects that are contrary to consumer and non-financial business interests, such as lower rates of interest, increasing fees, and tighter credit constraints. Dymski recommends several new policies to apply to the evaluation of prospective mergers.

Bank Merger Wave

Bank Merger Wave PDF Author: Gary Dymski
Publisher:
ISBN: 9780765643384
Category : Bank mergers
Languages : en
Pages :

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Book Description


Bank Mergers & Acquisitions

Bank Mergers & Acquisitions PDF Author: Yakov Amihud
Publisher: Springer Science & Business Media
ISBN: 1475727992
Category : Business & Economics
Languages : en
Pages : 249

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Book Description
As the financial services industry becomes increasingly international, the more narrowly defined and historically protected national financial markets become less significant. Consequently, financial institutions must achieve a critical size in order to compete. Bank Mergers & Acquisitions analyses the major issues associated with the large wave of bank mergers and acquisitions in the 1990's. While the effects of these changes have been most pronounced in the commercial banking industry, they also have a profound impact on other financial institutions: insurance firms, investment banks, and institutional investors. Bank Mergers & Acquisitions is divided into three major sections: A general and theoretical background to the topic of bank mergers and acquisitions; the effect of bank mergers on efficiency and shareholders' wealth; and regulatory and legal issues associated with mergers of financial institutions. It brings together contributions from leading scholars and high-level practitioners in economics, finance and law.

Banking Consolidation in the EU

Banking Consolidation in the EU PDF Author: Rym Ayadi
Publisher: CEPS
ISBN: 9789290794790
Category : Bank mergers
Languages : en
Pages : 108

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Book Description


The Financial System and the Economy

The Financial System and the Economy PDF Author: Maureen Burton
Publisher: Routledge
ISBN: 1317456858
Category : Business & Economics
Languages : en
Pages : 1034

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Book Description
Attempts to assess whether the United States is in economic decline. Appropriate to general readers as well as economics students and scholars, this book examines the fears of Americans about their economic future.

An Introduction to Financial Markets and Institutions

An Introduction to Financial Markets and Institutions PDF Author: Maureen Burton
Publisher: Routledge
ISBN: 1317476751
Category : Business & Economics
Languages : en
Pages : 696

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Book Description
Completely revised and updated to include the ongoing financial crisis and the Obama administration's programs to combat it, this is the best available introductory textbook for an undergraduate course on Financial Markets and Institutions. It provides balanced coverage of theories, policies, and institutions in a conversational style that avoids complex models and mathematics, making it a student-friendly text with many unique teaching features. Financial crises, global competition, deregulation, technological innovation, and growing government oversight have significantly changed financial markets and institutions. The new edition of this text is designed to capture the ongoing changes, and to present an analytical framework that enables students to understand and anticipate changes in the financial system and accompanying changes in markets and institutions. The text includes Learning Objectives and end-of-chapter Key Words and Questions, and an online Instructor's Manual is available to adopters.

Financial Markets and the Banking Sector

Financial Markets and the Banking Sector PDF Author: Elisabeth Paulet
Publisher: Routledge
ISBN: 1317315782
Category : Business & Economics
Languages : en
Pages : 263

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Book Description
Based on both theoretical and empirical approaches, the essays in this volume emphasise the role of ethics in a globalized economy.

Middle Class Meltdown in America

Middle Class Meltdown in America PDF Author: Kevin T Leicht
Publisher: Taylor & Francis
ISBN: 1000632946
Category : Social Science
Languages : en
Pages : 205

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Book Description
Based on income alone, nearly half of all adults in the United States can be considered "middle class," complete with the reassurance of a steady job, the ability to raise a family, and the comforts of owning a home. And yet, for many, because of structural forces reshaping the finances of the American middle class, the margin between a stable life and a fragile one is narrowing. The new edition of Middle-Class Meltdown in America: Causes, Consequences, and Remedies tells the story of the struggling American middle class by weaving together sociological and economical research, personalized portraits and examples, and a profusion of current data illustrating significant social, economic, and political trends. The authors extend their analysis to include the COVID-19 pandemic, a focus on the effect of race and ethnicity, as well as the ever-increasing costs of housing, health care, and education. In clear, accessible writing, the authors provide a sociological and balanced understanding of the causes and implications of increasing middle class precarity. Middle-Class Meltdown in America is particularly well-suited for courses in sociology, economics, political science, anthropology, and American Studies.

Money, Power, and the People

Money, Power, and the People PDF Author: Christopher W. Shaw
Publisher: University of Chicago Press
ISBN: 022663633X
Category : History
Languages : en
Pages : 417

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Book Description
Banks and bankers are hardly the most beloved institutions and people in this country. With its corruptive influence on politics and stranglehold on the American economy, Wall Street is held in high regard by few outside the financial sector. But the pitchforks raised against this behemoth are largely rhetorical: we rarely see riots in the streets or public demands for an equitable and democratic banking system that result in serious national changes. Yet the situation was vastly different a century ago, as Christopher W. Shaw shows. This book upends the conventional thinking that financial policy in the early twentieth century was set primarily by the needs and demands of bankers. Shaw shows that banking and politics were directly shaped by the literal and symbolic investments of the grassroots. This engagement remade financial institutions and the national economy, through populist pressure and the establishment of federal regulatory programs and agencies like the Farm Credit System and the Federal Deposit Insurance Corporation. Shaw reveals the surprising groundswell behind seemingly arcane legislation, as well as the power of the people to demand serious political repercussions for the banks that caused the Great Depression. One result of this sustained interest and pressure was legislation and regulation that brought on a long period of relative financial stability, with a reduced frequency of economic booms and busts. Ironically, this stability led to the decline of the very banking politics that brought it about. Giving voice to a broad swath of American figures, including workers, farmers, politicians, and bankers alike, Money, Power, and the People recasts our understanding of what might be possible in balancing the needs of the people with those of their financial institutions.