Your Best Friend's Guide to Cash

Your Best Friend's Guide to Cash PDF Author: Kara Gammell
Publisher: Harriman House Limited
ISBN: 0857193538
Category : Business & Economics
Languages : en
Pages : 255

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Book Description
You might be on 'the right side of 40', and yet, financially you feel about fourteen. By now, you should be rolling in the dough, but it feels like you're drowning in debt. This isn't how being "a grown up" was supposed to be. How will you ever get on the property ladder if you can't even make more than the minimum payment on your credit card? Will you live like a pauper when you're old and grey because student loans and sky-high rents mean you can't afford to pay into a pension? One thing is for sure, money may not buy you happiness, but from where you're standing, it sure could buy you a few things that would put a smile on your face - a flat would be nice come to think of it. So what are you going to do about it? Do you want to spend your life in financial turmoil? When Kara Gammell first came to the UK from her native Canada at 23, financially, she was a disaster. After five years of fun at uni, she couldn't manage being paid monthly, certainly didn't know what an overdraft was (or why the cashpoint swallowed her debit card) and at one point was so skint she actually cashed in her Oyster card for the £2 deposit. But Kara took control of her money and turned her cash crisis around. By the age of 28, she was out of an overdraft, had become an award-winning financial journalist and became a homeowner (independent of the bank of mum and dad to boot) - but most importantly, she was no longer living life on the breadline or on the brink of a financial disaster. In this practical and witty guide, Kara explains how whether you are struggling to make ends meet or trying to buy your first home - taking control of your finances can change your life. With clear and straightforward advice on everything from cutting credit card debt to getting more from your money at the supermarket, Kara shares her tried and tested tips so that you have all you need to get it right - the first time. Kara soon learned from her mistakes, and now you can too.

Your Best Friend's Guide to Cash

Your Best Friend's Guide to Cash PDF Author: Kara Gammell
Publisher: Harriman House Limited
ISBN: 0857193538
Category : Business & Economics
Languages : en
Pages : 255

Get Book Here

Book Description
You might be on 'the right side of 40', and yet, financially you feel about fourteen. By now, you should be rolling in the dough, but it feels like you're drowning in debt. This isn't how being "a grown up" was supposed to be. How will you ever get on the property ladder if you can't even make more than the minimum payment on your credit card? Will you live like a pauper when you're old and grey because student loans and sky-high rents mean you can't afford to pay into a pension? One thing is for sure, money may not buy you happiness, but from where you're standing, it sure could buy you a few things that would put a smile on your face - a flat would be nice come to think of it. So what are you going to do about it? Do you want to spend your life in financial turmoil? When Kara Gammell first came to the UK from her native Canada at 23, financially, she was a disaster. After five years of fun at uni, she couldn't manage being paid monthly, certainly didn't know what an overdraft was (or why the cashpoint swallowed her debit card) and at one point was so skint she actually cashed in her Oyster card for the £2 deposit. But Kara took control of her money and turned her cash crisis around. By the age of 28, she was out of an overdraft, had become an award-winning financial journalist and became a homeowner (independent of the bank of mum and dad to boot) - but most importantly, she was no longer living life on the breadline or on the brink of a financial disaster. In this practical and witty guide, Kara explains how whether you are struggling to make ends meet or trying to buy your first home - taking control of your finances can change your life. With clear and straightforward advice on everything from cutting credit card debt to getting more from your money at the supermarket, Kara shares her tried and tested tips so that you have all you need to get it right - the first time. Kara soon learned from her mistakes, and now you can too.

Ultimate Local Marketing Makeover

Ultimate Local Marketing Makeover PDF Author:
Publisher: Glen Evans
ISBN: 1450758215
Category :
Languages : en
Pages : 77

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Book Description


Home Energy Savings Secrets

Home Energy Savings Secrets PDF Author:
Publisher: Simple Sequence Books
ISBN:
Category :
Languages : en
Pages : 80

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Book Description


Stop Flushing Your Money Down the Drain

Stop Flushing Your Money Down the Drain PDF Author: David A. Thyfault
Publisher:
ISBN: 9781937862633
Category : Business & Economics
Languages : en
Pages : 330

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Book Description
Too many smart people let their finances happen to them in a haphazard fashion. When they want to buy something, they examine their checkbook balance, and if there is a sufficient amount to cover the purchase, a few bucks quickly slip away. If the checkbook is devoid of sufficient resources, they revert to Plan B: pull out the plastic money. All of this happens with little regard for the fact that the future is fraught with money-hungry obligations and opportunities.These misguided people have no idea why they are always broke. They may not even realize some of the ways they lose the money they make. As a result, they are destined to live in the proverbial "poorhouse," or at least well below their potential. It is a shame too, because it does not have to be that way. you need to control your money or it will control you. This book will show you how to do that.

Go Green, Spend Less, Live Better

Go Green, Spend Less, Live Better PDF Author: Crissy Trask
Publisher: Simon and Schuster
ISBN: 162636270X
Category : House & Home
Languages : en
Pages : 264

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Book Description
Go Green, Spend Less, Live Better is an authoritative, practical guide that details the money-saving side of greener, healthier, and simpler living. Bestselling author of It’s Easy Being Green and sustainable-living expert Crissy Trask provides a prescriptive handbook for making better decisions about our homes, how we get around, what we eat, and how we behave as consumers, in order to simultaneously achieve two desirable and imperative goals—to be better off financially and to do what is good for the planet. Laying out steps that will yield immediate results, Trask also provides explanations of bigger commitments that take time to implement, but also produce much bigger savings. With her practical money-saving strategies and environmental know-how, Trask empowers readers to confidently pursue change, knowing their bank accounts will grow as a result. Go Green, Spend Less, Live Better shows how typical families can easily save at least $10,000—and even as much as $30,000—in the first year alone by greening up some key areas of their homes and lives. Other areas covered include: How green living is not exclusive, but highly accessible and affordable Five reasons you will live better and save money when going green How to start reaping economic rewards right away Taking green to the next level and getting more for your money Earning rich returns on green investments The link between better health and greater wealth And much more!

Alternative Sources of Energy

Alternative Sources of Energy PDF Author:
Publisher:
ISBN:
Category : Power (Mechanics)
Languages : en
Pages : 390

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Book Description


Mechanix Illustrated

Mechanix Illustrated PDF Author:
Publisher:
ISBN:
Category : Industrial arts
Languages : en
Pages : 1086

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Book Description


Crystal Prescriptions

Crystal Prescriptions PDF Author: Judy Hall
Publisher: John Hunt Publishing
ISBN: 1789042410
Category : Body, Mind & Spirit
Languages : en
Pages : 213

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Book Description
Prosperity is a hot topic during uncertain times, but it tends to focus attention on money, or the lack of it. The next in the increasingly popular Crystal Prescriptions series, this volume introduces the core processes of harnessing crystals to manifest an abundant life, and release blocks to prosperity. It examines karmic debts, ancestral and familial ingrained attitudes; and how to transmute them. Rather than saying ‘do it this way’, it helps you to sense the energy of crystals, choose the appropriate ones for you and work with them in an interactive process that generates inner security and a real sense of well-being. Crystals for Prosperity also examines what can enrich life in addition to money. An A-Z crystal directory which includes sections on crystal tools, using specific layouts, and a prosperity crystals compendium.

47 Ways To Save Money On Your Energy Costs

47 Ways To Save Money On Your Energy Costs PDF Author: Noah Daniels
Publisher: BookRix
ISBN: 3730976842
Category : Self-Help
Languages : en
Pages : 80

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Book Description
Knowledge is the key when it comes to saving on energy costs. You have to have a handle on what uses energy and understand ways that you can save on your energy bills by making subtle alterations to your lifestyle. Some of the ways that you can save money on your energy bills are common sense while others are tricks of the trade that you might not have ever thought about. Once you are aware of how to save money, however, you can do so easily and effectively. It will become second nature to you. And best of all, you will reap the benefits each and every month when you get your water, heat and electric bills. Watch to see how they come down! If you are serious about saving money on your energy bills, you need to know every method there is available to do this, especially those that do not cause a change in lifestyle or are expensive to implement. As you continue doing things to save money on your energy bills, you will find that this will snowball and you will end up saving even more money each month, simply by being aware of the changes you can make. Saving money on your energy bill does not have to be difficult at all. If you want to get started saving money right away, take a look at my book "47 Ways To Save Money On Your Energy Costs." This book not only gives you 47 tried and true ways to save money on energy costs including water, heat and electric, but also gives you tips on how to implement them. This book will teach you everything you need to know about saving money on your energy bills.

99 Marketing Mistakes

99 Marketing Mistakes PDF Author: Kenyon Blunt
Publisher: Yorkshire Publishing
ISBN: 1952320313
Category : Business & Economics
Languages : en
Pages : 248

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Book Description
Why do you need 99 Marketing Mistakes? 99 Marketing Mistakes is not another "how-to" book on digital marketing. It's born from from actual marketing mistakes that happen to small business owners. As we know, the point isn't to realize that you're screwing up; the point is to do something about it. The Top 10 Marketing Challenges of Small Business Owners: Kenyon surveyed small business owners, and here are the top 10 marketing challenges: 1. How do you get the most bang for your marketing bucks? (mistake #23) 2. How do you market with a small budget? (mistake #2) 3. What is the best channel for marketing a small business? (mistakes #48, 53 and 81) 4. How do you generate high-quality leads? (mistakes #58 and 59) 5. Who is your target customer? (mistake #4) 6. Is name recognition and branding more important than leads? 7. How do you carve out enough time to do marketing? (mistake #76) 8. How can you make digital marketing more effective? (mistake #81) 9. Where are you wasting money? (mistake #52) 10. Why aren't small businesses more consistent? (mistake #34)