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Author: Aminul Faraizi
Publisher: Routledge
ISBN: 1136868224
Category : Business & Economics
Languages : en
Pages : 161
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Book Description
Using a case study of Bangladesh, and based on a long term participatory observation method, this book investigates claims of the success of microcredit, as well as the critiques of it, in the context of women’s empowerment. It confronts the distinction between women’s increasing wealth as a consequence of the success of microcredit programmes and their apparent non-commensurate empowerment, looking at two organisations (the Grameen Bank and the Bangladesh Rural Advancement Committee) as they operate in two localities in rural Bangladesh, in order to discover how enrichment and empowerment are often confused. The book goes on to establish that the well-publicised success stories of the microcredit programme are blown out of proportion, and that the dynamics of collective responsibility for repayment of loans by a group of women borrowers – usually seen to be a tool for the success of microcredit – is in fact no less repressive than traditional debt collectors. This book makes a contribution to development debates; challenging adherents to more closely specify those conditions under which microcredit does indeed have validity, as well as providing insights relevant to South Asian Studies and Development Studies.
Author: Aminul Faraizi
Publisher: Routledge
ISBN: 1136868224
Category : Business & Economics
Languages : en
Pages : 161
Get Book Here
Book Description
Using a case study of Bangladesh, and based on a long term participatory observation method, this book investigates claims of the success of microcredit, as well as the critiques of it, in the context of women’s empowerment. It confronts the distinction between women’s increasing wealth as a consequence of the success of microcredit programmes and their apparent non-commensurate empowerment, looking at two organisations (the Grameen Bank and the Bangladesh Rural Advancement Committee) as they operate in two localities in rural Bangladesh, in order to discover how enrichment and empowerment are often confused. The book goes on to establish that the well-publicised success stories of the microcredit programme are blown out of proportion, and that the dynamics of collective responsibility for repayment of loans by a group of women borrowers – usually seen to be a tool for the success of microcredit – is in fact no less repressive than traditional debt collectors. This book makes a contribution to development debates; challenging adherents to more closely specify those conditions under which microcredit does indeed have validity, as well as providing insights relevant to South Asian Studies and Development Studies.
Author: P. J. Christabell
Publisher: Concept Publishing Company
ISBN: 9788180694455
Category : Microfinance
Languages : en
Pages : 276
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Book Description
Study on the role of microfinance in building up economic and democratic capacity of women in India.
Author: Samjhana Wagle
Publisher: Cook Communication
ISBN:
Category : Business & Economics
Languages : en
Pages : 129
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Book Description
Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.
Author: Sarfraz Khan
Publisher: LAP Lambert Academic Publishing
ISBN: 9783846582664
Category :
Languages : en
Pages : 64
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Book Description
Present study was conducted in District Gujrat to investigate the impact of the microcredit scheme of Punjab Rural Support Program (PRSP) on women's empowerment. Researches throughout the developing world have highlighted the impact of microcredit programs on women's empowerment. This research was divided into three main sections. First section deals with the status of women at housed level before taking microcredit while second and third sections deal with the impact of microcredit in raising women's awareness and women's empowerment after taking microcredit. In the second section information was analyzed that whether microcredit increased the awareness among women regarding their status, legal rights and importance of say at household level. In the last section a situational analysis of the women after taking microcredit is presented. The data analysis has shown that there is a positive impact of microcredit program introduced by PRSP in the rural Gujrat on women's empowerment.
Author: Rathiranee Yogendrarajah
Publisher:
ISBN:
Category :
Languages : en
Pages : 17
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Book Description
More than 65 million poor people have accessed microcredit schemes and about three quarters of them are women. This paper addresses the challenging issue of whether the microcredit programmes are tools for empowering poor women. For this purpose the problem is identified as -- to what extent micro credit influences empowering poor women in rural areas. The prime objective of the research is to identify the role of the micro-credit programmes in empowering women in Jaffna region under post-war development. It was assumed that higher the level of micro credit positively correlated with empowering poor women. For this purpose, the households who are getting loans for health nutrition, poverty alleviation and self employment from micro finance institutions ie, CRBs, TCCSs, and Samurdhi Banks from Jaffna region are selected to meet the research objectives. In Jaffna, there are 29,000 female-headed households out of the total of 100 000 women affected by war in the district of Jaffna. In a postwar economy, a country like Sri Lanka will need to address multifaceted socioeconomic issues in respect of women affected by war. From more than 1,000 households, 10% of sample ie 150 women headed families in Jaffna region are used to survey the results. The information has been gathered by using primary data using questionnaires and secondary data which was the reports, documents and statistical surveys. To find out the association and impact among the variables the correlation and regression analysis tools have been used by using SPSS software package. However, there is positive correlation between micro credit and women empowerment and an impact of microcredit on women empowerment, finally, it is concluded that there is need to complement credit-delivery with social awareness raising, building confidence and self-esteem among women. Microcredit, thus, is not sufficient in the process of empowering income poor women, but it is of the very important ingredients in that process.
Author: SAMJHANA. WAGLE
Publisher:
ISBN: 9781716645792
Category :
Languages : en
Pages : 130
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Book Description
Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.
Author: Raji Ajwani-Ramchandani
Publisher: Emerald Group Publishing
ISBN: 1787144259
Category : Business & Economics
Languages : en
Pages : 336
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Book Description
Delving into the effects of microfinance in both rural and urban communities, this book will be of interest to researchers of women studies, microfinance, and development economics.
Author: Linda Mayoux
Publisher:
ISBN: 9789221123309
Category :
Languages : en
Pages : 77
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Book Description
Author: Isabelle Guérin
Publisher:
ISBN:
Category : Microfinance
Languages : en
Pages : 392
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Book Description
Contributed papers presented earlier in a conference.
Author: Lynn Horton
Publisher: Cambridge University Press
ISBN: 1108418724
Category : Business & Economics
Languages : en
Pages : 265
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Book Description
Women and Microfinance in the Global South is a grounded exploration of the intersections of neoliberal ideology and feminism.
