Risk and the Structure of Rural Credit Markets PDF Download
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Author: Catherine Guirkinger
Publisher:
ISBN:
Category :
Languages : en
Pages : 296
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Author: Catherine Guirkinger
Publisher:
ISBN:
Category :
Languages : en
Pages : 296
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Author: Avishay Braverman
Publisher: World Bank Publications
ISBN:
Category :
Languages : en
Pages : 44
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Author: Alexander Sarris
Publisher: Food & Agriculture Org.
ISBN: 9789251037850
Category : Business & Economics
Languages : en
Pages : 148
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Author: Jacob Yaron
Publisher: World Bank Publications
ISBN:
Category : Agricultural credit
Languages : en
Pages : 30
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Book Description
Targeted credit without institution- building in rural financial institutions is alsmost always a recipe for prolonged dependence on donor or state funds and bailouts.
Author: Stephen R. Boucher
Publisher:
ISBN:
Category :
Languages : en
Pages : 302
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Author:
Publisher:
ISBN:
Category : Agricultural credit
Languages : en
Pages : 44
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Author: Xiangping Jia
Publisher: Peter Lang
ISBN: 9783631582855
Category : Banks and banking
Languages : en
Pages : 172
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Book Description
The availability of credit has long occupied a central place in development strategies. Rural credit institutions are more than an instrument of intermediation, they also handle risk, mobilize and disseminate information about market and technology. Given the informational problems and innate disadvantages of rural credit markets, the rationale for laissez-faire and liberalization is by no means based on a sound understanding of the state's role in redressing market failures. This study examines the rural credit market in China, its impacts on agricultural transformation and the state's role in the functioning of markets. The particular objectives are to identify the determinants of credit rationing in both formal and informal sectors, to show the extent of credit rationing, to reveal the dynamic role of institutional lending in agricultural transformation, and to understand the challenges in developing efficient institutions.
Author: Andrew Dudley Foster
Publisher:
ISBN:
Category :
Languages : en
Pages : 424
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Author: Dale W Adams
Publisher: Taylor & Francis
ISBN: 1000002578
Category : Social Science
Languages : en
Pages : 337
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Book Description
Originally published in 1985, twenty-three chapters are brought together in 4 parts dealing with, respectively, problems in rural finance, interest rate policies, politics and finance, and new directions for rural financial markets. In an introduction it is argued that cheap and abundant credit is often regarded as essential for rural development but that actions taken on the basis of this assumption have given disappointing results. Low-interest policies and the improper use of financial markets are seen as the principal reasons for this. It is recommended that higher and more flexible interest rates are allowed and that little or no attention is given to target loans. Informal lenders are thought to offer valuable services therefore they should not be discouraged. More emphasis should be put on voluntary savings mobilization and access to formal loans by non-farm rural firms. It is concluded that many traditional agricultural credit programmes are counterproductive and that attractive product and input prices together with higher yields would be more powerful in stimulating agricultural development.
Author: Raphael Onyema Onyeaghala
Publisher:
ISBN:
Category :
Languages : en
Pages : 434
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