Revolving Loan Funds and Credit Programmes for Fishing Communities

Revolving Loan Funds and Credit Programmes for Fishing Communities PDF Author: John F. Dorsey
Publisher: Food & Agriculture Org.
ISBN: 9789251028803
Category : Business & Economics
Languages : en
Pages : 180

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Revolving Loan Funds and Credit Programmes for Fishing Communities

Revolving Loan Funds and Credit Programmes for Fishing Communities PDF Author: John F. Dorsey
Publisher: Food & Agriculture Org.
ISBN: 9789251028803
Category : Business & Economics
Languages : en
Pages : 180

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Book Description


Fisheries Credit Programmes and Revolving Loan Funds

Fisheries Credit Programmes and Revolving Loan Funds PDF Author: U. Tietze (ed.)
Publisher: Australian Geographic
ISBN:
Category : Business & Economics
Languages : en
Pages : 146

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Book Description
While it is widely acknowledged that the availability of institutional credit is an important pre-condition for the further development of the small-scale fisheries sector of many developing countries, the lack of well-documented information with regard to the reasons for the success or failure of fisheries credit schemes impedes progress in the design and operation of new fisheries credit programmes and revolving loan funds. In order to gain more information in this vital area, the Fishery Industries Division of FAO initiated a series of case studies in Asia, Africa, the Middle East, Latin America and the Caribbean on successful fishery credit programmes and revolving loan funds. Successful was defined by an over-all positive socio-economic impact, the full utilization of credits for their intended purpose, achievement of disbursement targets and satisfactory loan recovery. Each region is represented by two or three case studies, selected on the basis of various institutional and operational circumstances, in order to cover all major settings of fisheries credit operations. The case studies presented in this volume reflect the opinions of their authors who in some cases have been closely associated with the design and implementation of the credit programmes. Some editorial changes have been made to facilitate presentation and comparison, but the substance of the studies and the conclusions reached are those of the authors.

Fisheries Credit Programmes and Revolving Loan Funds

Fisheries Credit Programmes and Revolving Loan Funds PDF Author: Rudolf Berka
Publisher:
ISBN: 9789251029176
Category : Agricultural credit
Languages : en
Pages : 125

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Guidelines for micro-finance and credit services in support of small-scale fisheries in Asia

Guidelines for micro-finance and credit services in support of small-scale fisheries in Asia PDF Author: Food and Agriculture Organization of the United Nations
Publisher: Food & Agriculture Org.
ISBN: 9251315671
Category : Technology & Engineering
Languages : en
Pages : 56

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Book Description
These Guidelines for increasing access of small-scale fisheries to credit and microfinance services in Asia have been developed to support the implementation of the Voluntary Guidelines for Securing Sustainable Small-Scale Fisheries in the Context of Food Security and Poverty Eradication (SSF Guidelines). The purpose of these guidelines is fourfold, i.e. to: • Increase awareness about the financial service needs of small-scale fishers (SSF) for more sustainable and inclusive access to finance; • Guide policy and decision makers in the Asia-Pacific region and elsewhere, to help introduce and incentivize financial services to small-scale fishers, with the ultimate objective to encourage investment in the industry and by doing so influence and strengthen sustainability, ecological and economic viability of these fisheries; • Build capacity among financial service providers, fisherfolk organizations, NGOs, and concerned government agencies, to design and implement financial service products and programmes that suit the needs of small-scale fishing communities and enhance social protection; and • Promote financial services that incentivize and reward a responsible and sustainable conduct of fishing, fish processing and marketing operations. The document commences by laying out the background and context, purpose and target audience of these Guidelines. It describes why microfinance and credit are important for small scale fisheries and why many small-scale fishers are not currently financed, which includes a discussion of risks. The Guidelines suggest entry and leverage points for actors interested in supporting the access of financial services for SSFs and compares agriculture (smallholders) and SSF business characteristics. The Guidelines identify a range of actors involved in finance of SSF, which include supply side, demand side, multifunction and enabling environment actors. It elaborates on the likely roles and activities of each category of actor, as well as their incentives and constraints in the provision or receipt of finance. The Guidelines describe some key good practices in the provision of microfinance and credit to SSFs and delves into some detail on the market, main activities and possible products, the role of product design, policies and procedures, marketing and promotion, risk assessment and credit analysis, delivery channels, loan monitoring and repayment elements and the need for product pricing to contribute to institutional sustainability. Finally, the Guidelines provide advice to second tier investors, including guidance on the use of smart subsidies, and when concessionary loan funds may be preferable to loan guarantees.

Report of the Consultation on the Establishment of a Fisheries Credit Network for Asia and the Pacific

Report of the Consultation on the Establishment of a Fisheries Credit Network for Asia and the Pacific PDF Author: Bishnu P. Shresta
Publisher: Food & Agriculture Org.
ISBN: 9789251036679
Category : Agricultural credit
Languages : en
Pages : 48

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Book Description
The aim of the Consultation was to review problems and prospects of the fisheries sector in the region as well as of institutional fisheries credit and to make recommendations as to how to strengthen fisheries credit delivery and recovery through regional networking. The Consultation looked at the current investment requirements and credit needs in selected countries of the region, discussed case studies of successful institutional credit programmes, and prepared a proposal for the establishment of a fisheries credit network.

The Budget of the United States Government

The Budget of the United States Government PDF Author: United States. Office of Management and Budget
Publisher:
ISBN:
Category : Budget
Languages : en
Pages : 1442

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Book Description


United States Congressional Serial Set, Serial No. 15021, House Document No. 79, V. 2, Budget of United States Government Appendix, Fiscal 2007

United States Congressional Serial Set, Serial No. 15021, House Document No. 79, V. 2, Budget of United States Government Appendix, Fiscal 2007 PDF Author:
Publisher: Government Printing Office
ISBN: 9780160844669
Category :
Languages : en
Pages : 1298

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Book Description


Fisheries Enhancement Revolving Loan Fund

Fisheries Enhancement Revolving Loan Fund PDF Author:
Publisher:
ISBN:
Category : Fish hatcheries
Languages : en
Pages : 146

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Book Description


Report of the Workshop on the Role of Financial Institutions in Strengthening National Fisheries Industries and Privatization of Fisheries Investment in Small Island Developing States, Port of Spain, Trinidad and Tobago, 24-28 June 1996

Report of the Workshop on the Role of Financial Institutions in Strengthening National Fisheries Industries and Privatization of Fisheries Investment in Small Island Developing States, Port of Spain, Trinidad and Tobago, 24-28 June 1996 PDF Author: Food and Agriculture Organization of the United Nations
Publisher: Food & Agriculture Org.
ISBN: 9789251039304
Category : Business & Economics
Languages : en
Pages : 168

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Book Description
The main issues addressed by the workshop included privatization of fisheries enterprises, better utilization and innovative processing and marketing of aquatic products, the introduction of fisheries management measures and related activities such as the restructuring of fishing fleets, the diversification of fishing efforts, the creation of alternative employment opportunities, the development of aquaculture and the introduction of appropriate credit support services.

Techno-economic performance review of selected fishing fleets in North and South America

Techno-economic performance review of selected fishing fleets in North and South America PDF Author: Kitts, A., Van Anrooy, R., Van Eijs, S., Pino Shibata, J., Pallalever Pérez, R., Gonçalves, A.A., Ardini, G., Liese, C., Pan, M., Steiner, E.
Publisher: Food & Agriculture Org.
ISBN: 9251328722
Category : Technology & Engineering
Languages : en
Pages : 122

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Book Description
This techno-economic performance review of selected fishing fleets in North and South America presents the findings of four country level studies of fishing fleets in the United States of America, Brazil, Chile and Peru. The review includes financial and economic information of 21 fishing fleet segments, including shrimp and groundfish trawlers, demersal trawlers, longliners, purse seiners, dredgers as well as hook and line fishing vessels. Analysis of the costs and earnings data of these important fishing fleet segments in North and South America, using survey data from 2012 -2017 for the US fleet segments and 2018 data for the South American countries’ fleets showed that 81 percent of the fleet segments had a positive net cash flow. The net profit margins of 38 percent of the 21 fishing fleet segments were >10%. Two-thirds (67%) of the fleet segments presented positive results in terms of their capital productivity as the return on fixed tangible assets (ROFTA) was positive. Twenty four percent of the fleet segments showed return on investment (ROI) figures of twenty percent or more. A majority of the Chilean and Peruvian fleet segments had ROIs of ten percent or higher in 2018. The financial and economic performance of the fishing fleet segments is not only affected by the seafood prices, but also by the fisheries management regime in place, fish species targeted, fish stock status and fishing methods and technologies applied. The age structure of the fishing vessels shows an increasing trend for most of the fishing fleet segments in this review, which adds to the apparent profitability of the vessels in these fleet segments as depreciation and interests on loans are minimized.