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Author: Tom Graneau
Publisher: AuthorHouse
ISBN: 1491815264
Category : Business & Economics
Languages : en
Pages : 151
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Book Description
Home ownership has been widely regarded as the best financial investment in the pursuit of wealth accumulation. Americans believe that the appreciated value of a home provides a great hedge against inflation, giving homeowners an opportunity to make a profit when they sell the property. Today, two-thirds of American families own their homes. Nearly 80 percent of the 78 million baby boomers are homeowners. Many of them have bought and sold several homes. Yet close to 90 percent of American families are broke. Nothing consumes more of our hard-earned money than home ownership. What if this popular, best investment choice is nothing more than a dangerous dream? Is home ownership simply a huge economic scam designed to keep buyers broke? Could homeowners be working to pay a mortgage that make their lenders rich while they stay poor? What if home equity is only an illusion? Could renters be in a better financial position than those who own their home? Renters Win, Homeowners Lose: Revealing The Biggest Scam In America is a bold approach in unraveling the long-term financial reality of home ownership in America. The book compares buying a home to renting and reveals that renters clearly have tangible, financial advantages over the majority of homeowners. Renters can truly be winners! Tables and models are used throughout the book to poignantly demonstrate that most homeowners receive no more than a zero percent return on their investment, and many lose money in the deal. Renters Win, Homeowners Lose: Revealing the Biggest Scam in America will get you to rethink the way you view home ownership versus renting. The book is a thought-provoking masterpiece.
Author: Tom Graneau
Publisher: AuthorHouse
ISBN: 1491815264
Category : Business & Economics
Languages : en
Pages : 151
Get Book
Book Description
Home ownership has been widely regarded as the best financial investment in the pursuit of wealth accumulation. Americans believe that the appreciated value of a home provides a great hedge against inflation, giving homeowners an opportunity to make a profit when they sell the property. Today, two-thirds of American families own their homes. Nearly 80 percent of the 78 million baby boomers are homeowners. Many of them have bought and sold several homes. Yet close to 90 percent of American families are broke. Nothing consumes more of our hard-earned money than home ownership. What if this popular, best investment choice is nothing more than a dangerous dream? Is home ownership simply a huge economic scam designed to keep buyers broke? Could homeowners be working to pay a mortgage that make their lenders rich while they stay poor? What if home equity is only an illusion? Could renters be in a better financial position than those who own their home? Renters Win, Homeowners Lose: Revealing The Biggest Scam In America is a bold approach in unraveling the long-term financial reality of home ownership in America. The book compares buying a home to renting and reveals that renters clearly have tangible, financial advantages over the majority of homeowners. Renters can truly be winners! Tables and models are used throughout the book to poignantly demonstrate that most homeowners receive no more than a zero percent return on their investment, and many lose money in the deal. Renters Win, Homeowners Lose: Revealing the Biggest Scam in America will get you to rethink the way you view home ownership versus renting. The book is a thought-provoking masterpiece.
Author: Tom Graneau, Sr.
Publisher:
ISBN: 9780971151734
Category : Business & Economics
Languages : en
Pages : 176
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Book Description
Home ownership has been widely regarded as the best financial investment in the pursuit of wealth accumulation. What if this popular investment choice is nothing more than a dangerous dream? Is home ownership simply a huge economic scam designed to keep buyers broke? Could homeowners be working to pay a mortgage that makes their lenders rich while they stay poor? Could renters be in a better financial position than those who own their homes? Renters Win, Home Owners Lose is a bold approach in unraveling the long-term financial reality of home ownership in America. The book compares buying a home versus renting and reveals that renters clearly have tangible advantages over the majority of homeowners. Tables and models are used throughout the book to demonstrate that most homeowners receive no more than a zero percent return on their investment, and many lose money in the deal.
Author: Donovan Lee Robinson
Publisher: AuthorHouse
ISBN: 1449006299
Category : Biography & Autobiography
Languages : en
Pages : 178
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Book Description
William Monroe Macy (1820-1911), son of William Macy and Hannah Hinshaw, was born in Lost Creek, Tennessee. He married Julia Ann Mills, daughter of Henry Mills and Hannah Woodward, in 1849 in Morgan County, Indiana. They had five children. He died in Denair, California. Ancestors, descendants and relatives lived mainly in Massachusetts, North Carolina, Tennessee, Indiana, California and Oregon.
Author: Timothy B. Krebs
Publisher: Rowman & Littlefield
ISBN: 1538105233
Category : Political Science
Languages : en
Pages : 369
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Book Description
In Understanding Urban Politics: Institutions, Representation, and Policies, Timothy B. Krebs and Arnold Fleischmann introduce a framework that focuses on the role of institutions in establishing the political “rules of the game,” the representativeness of city government, the influence of participation in local democracy, and how each of these features influences the adoption and implementation of public policies. Part 1 lays the groundwork for the rest of the book by exploring the many meanings of “urban,” analyzing what local governments do, and providing a history of American urban development. Part 2 examines the organizations and procedures that are central to urban politics and policy making: intergovernmental relations, local legislatures, and the local executive branch. Part 3 looks at elections and voting, local campaigns, and non-voting forms of participation. The four chapters in Part 4 focus on the policy process and the delivery of local services, local government finances, “Building the City” (economic development, land use, and housing), and policies affecting the quality of life (public safety, the environment, “morality” issues, and urban amenities). Krebs and Fleischmann bolster students’ learning and skills with guiding questions at the start of each chapter, which ends with key terms, a summary, discussion questions, and research exercises. The appendix and website aid these efforts, as does a website for instructors.
Author: Matthew Desmond
Publisher: Crown
ISBN: 0553447459
Category : Social Science
Languages : en
Pages : 450
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Book Description
NEW YORK TIMES BESTSELLER • WINNER OF THE PULITZER PRIZE • NAMED ONE OF TIME’S TEN BEST NONFICTION BOOKS OF THE DECADE • One of the most acclaimed books of our time, this modern classic “has set a new standard for reporting on poverty” (Barbara Ehrenreich, The New York Times Book Review). In Evicted, Princeton sociologist and MacArthur “Genius” Matthew Desmond follows eight families in Milwaukee as they each struggle to keep a roof over their heads. Hailed as “wrenching and revelatory” (The Nation), “vivid and unsettling” (New York Review of Books), Evicted transforms our understanding of poverty and economic exploitation while providing fresh ideas for solving one of twenty-first-century America’s most devastating problems. Its unforgettable scenes of hope and loss remind us of the centrality of home, without which nothing else is possible. NAMED ONE OF THE BEST BOOKS OF THE YEAR BY President Barack Obama • The New York Times Book Review • The Boston Globe • The Washington Post • NPR • Entertainment Weekly • The New Yorker • Bloomberg • Esquire • BuzzFeed • Fortune • San Francisco Chronicle • Milwaukee Journal Sentinel • St. Louis Post-Dispatch • Politico • The Week • Chicago Public Library • BookPage • Kirkus Reviews • Library Journal • Publishers Weekly • Booklist • Shelf Awareness WINNER OF: The National Book Critics Circle Award for Nonfiction • The PEN/John Kenneth Galbraith Award for Nonfiction • The Andrew Carnegie Medal for Excellence in Nonfiction • The Hillman Prize for Book Journalism • The PEN/New England Award • The Chicago Tribune Heartland Prize FINALIST FOR THE LOS ANGELES TIMES BOOK PRIZE AND THE KIRKUS PRIZE “Evicted stands among the very best of the social justice books.”—Ann Patchett, author of Bel Canto and Commonwealth “Gripping and moving—tragic, too.”—Jesmyn Ward, author of Salvage the Bones “Evicted is that rare work that has something genuinely new to say about poverty.”—San Francisco Chronicle
Author: Marybeth Shinn
Publisher: John Wiley & Sons
ISBN: 1405181249
Category : Psychology
Languages : en
Pages : 248
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Book Description
Foreword by Nan Roman, President and CEO of the National Alliance to End Homelessness This book explains how to end the U.S. homelessness crisis by bringing together the best scholarship on the subject and sharing solutions that both local communities and national policy-makers can apply now In the Midst of Plenty shifts our understanding of the phenomenon of homelessness away from issues of individual disability and embeds it in larger contexts of poverty, income inequality, housing affordability, and social exclusion. Homelessness experts Shinn and Khadduri provide guidance on how to end homelessness for people who experience it and how to prevent so many people from reaching the point where they have no alternative to sleeping on the street or in emergency shelters. The book is organized around four questions: Who becomes homeless? Why do people become homeless? How do we end homelessness? How do we prevent it? Based on a comprehensive look at relevant research, the authors show that we know how to end homelessness—if we devote the necessary resources to doing so. In the Midst of Plenty: Homelessness and What to Do About It is an excellent resource for professionals and decision-makers in the homeless services system, as well as for anyone who is interested in helping to end homelessness. It also can be used as a text in undergraduate or masters courses in public policy, sociology, psychology, social work, urban studies, or housing policy. “The knowledgeable and thoughtful authors of this book—two brilliant women who know as much as anyone in the country about the nature of homelessness and its solutions—have done a great service by taking us on a journey through the history of homelessness, how our responses have changed, and how we can end it.” Nan Roman, President and CEO National Alliance to End Homelessness. “Shinn and Khadduri’s new book is a thorough yet concise examination of what we know about the nature and causes of homelessness, and the crucial lessons learned. This critically important work provides a roadmap to restoring basic housing and income security as viable policy options, in the face of our daunting inequality divide that otherwise threatens millions with destitution and homelessness.” Dennis Culhane, Dana and Andrew Stone Professor of Social Policy, University of Pennsylvania “Marybeth Shinn and Jill Khadduri have combined their significant expertise to create an essential guide about the history of modern homelessness and to offer a clear path forward to end this American tragedy. Their policy recommendations on ending homelessness are culled from the best about what we know works.” Barbara Poppe, Executive Director US Interagency Council on Homeless, 2009-2014.
Author: Texas
Publisher:
ISBN:
Category : Property
Languages : en
Pages :
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Book Description
Author: United States. Congress. House. Committee on Financial Services
Publisher:
ISBN:
Category : Federal aid to housing
Languages : en
Pages : 232
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Book Description
Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 232
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Book Description
Author: Aaron Glantz
Publisher: HarperCollins
ISBN: 0062869558
Category : Business & Economics
Languages : en
Pages : 448
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Book Description
“[I] can’t recommend this joint enough. ... An illuminating and discomfiting read.” —Ta-Nehisi Coates "Essential reading." —New York Review of Books A shocking, heart-wrenching investigation into America’s housing crisis and the modern-day robber barons who are making a fortune off the backs of the disenfranchised working and middle class—among them, Donald Trump and his inner circle. Two years before the housing market collapsed in 2008, Donald Trump looked forward to a crash: “I sort of hope that happens because then people like me would go in and buy,” he said. But our future president wasn’t alone. While millions of Americans suffered financial loss, tycoons pounced to heartlessly seize thousands of homes—their profiteering made even easier because, as prize-winning investigative reporter Aaron Glantz reveals in Homewreckers, they often used taxpayer money—and the Obama administration’s promise to cover their losses. In Homewreckers, Glantz recounts the transformation of straightforward lending into a morass of slivered and combined mortgage “products” that could be bought and sold, accompanied by a shift in priorities and a loosening of regulations and laws that made it good business to lend money to those who wouldn’t be able to repay. Among the men who laughed their way to the bank: Trump cabinet members Steve Mnuchin and Wilbur Ross, Trump pal and confidant Tom Barrack, and billionaire Republican cash cow Steve Schwarzman. Homewreckers also brilliantly weaves together the stories of those most ravaged by the housing crisis. The result is an eye-opening expose of the greed that decimated millions and enriched a gluttonous few.
