Providing Health Care Benefits in Retirement

Providing Health Care Benefits in Retirement PDF Author: Judith F. Mazo
Publisher: University of Pennsylvania Press
ISBN:
Category : Health insurance
Languages : en
Pages : 288

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Book Description
This volume, from the Pension Research Council of the Wharton School, highlights many of the special health insurance problems facing the elderly and some of the solutions that any reform process must consider.

Providing Health Care Benefits in Retirement

Providing Health Care Benefits in Retirement PDF Author: Judith F. Mazo
Publisher: University of Pennsylvania Press
ISBN:
Category : Health insurance
Languages : en
Pages : 288

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Book Description
This volume, from the Pension Research Council of the Wharton School, highlights many of the special health insurance problems facing the elderly and some of the solutions that any reform process must consider.

Benefits and Beyond

Benefits and Beyond PDF Author: Thomas E. Murphy
Publisher: SAGE
ISBN: 1412950880
Category : Business & Economics
Languages : en
Pages : 537

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Book Description
Written for students of benefit design and policy, human resources and employee compensation, this book explains the basics of labor economics, human resource strategies, tax policies, metrics and actuarial science. Murphy (law and economics, Miami U., Ohio) uses case studies and examples for illustrating the proper strategies for benefit design including publicly funded retirement plans, health care programs, life insurance, equity benefits and disability plans. This text also compares benefit policy in Europe, the United States and the Pacific Rim for students who wish to practice human resources on an international level. Annotation ©2009 Book News, Inc., Portland, OR (booknews.com).

The End of Employer-Provided Health Insurance

The End of Employer-Provided Health Insurance PDF Author: Paul Zane Pilzer
Publisher: John Wiley & Sons
ISBN: 1119012112
Category : Business & Economics
Languages : en
Pages : 288

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Book Description
How to save 20 to 60 percent on health insurance! The End of Employer-Provided Health Insurance is a comprehensive guide to utilizing new individual health plans to save 20 to 60 percent on health insurance. This book is written to ensure that you, your family, and your company get your fair share of the trillions of dollars the U.S. government will spend subsidizing individual health insurance plans between now and 2025. You will learn how to navigate the Affordable Care Act to save money without sacrificing coverage, and how to choose the plan that offers exactly what you, your family and your company need. Over the next 10 years, 100 million Americans will move from employer-provided to individually purchased health insurance. The purpose of The End of Employer-Provided Health Insurance is to show you how to profit from this paradigm shift while helping you, your family, and your employees get better and safer health insurance at lower cost. It will help you save thousands of dollars per person each year and protect you from the greatest threat to your financial future—our nation's broken employer-provided health insurance system. We are at the beginning of a paradigm shift in the way businesses offer employee health benefits and the way Americans get health insurance—a shift from an employer-driven defined benefit model to an individual-driven defined contribution model. This parallels a similar shift in employer-provided retirement benefits that took place two to three decades ago from defined benefit to defined contribution retirement plans. Written by a world-renowned economist and New York Times best-selling author, this insightful guide explains how individual health insurance offers more to employees than employer-provided plans. Using the techniques outlined in this book, you and your employer will save money on health insurance by migrating from employer-provided health insurance coverage to employer-funded individual plans at a total cost that is 20 percent to 60 percent lower for the same coverage. That's $4,000 to $12,000 in savings per year for a family of four for the same hospitals, same doctors, and same prescriptions.

The Health Care Benefits of Retirees

The Health Care Benefits of Retirees PDF Author: Madelon Lubin Finkel
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 152

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Book Description


Care Without Coverage

Care Without Coverage PDF Author: Institute of Medicine
Publisher: National Academies Press
ISBN: 0309083435
Category : Medical
Languages : en
Pages : 213

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Book Description
Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.

Retiree Health Plans in the Public Sector

Retiree Health Plans in the Public Sector PDF Author: Robert L. Clark
Publisher: Edward Elgar Publishing
ISBN: 1849808139
Category : Political Science
Languages : en
Pages : 191

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Book Description
While retiree health plans are a dying benefit in the private sector, all US states and many local governments extend health insurance coverage to their retired employees. This book is the first to thoroughly examine public sector health insurance plans. Retiree Health Plans in the Public Sector provides a detailed description of the current plans offered and compares how they vary across states. Health insurance is an important component of compensation in the public sector as it helps governments attract and retain quality workers and encourages timely retirement for career employees. Rapidly rising medical costs, an aging labor force, and an increasing number of retirees have dramatically increased the cost of providing this benefit. A central theme of this analysis is a presentation of the actuarial accrued liabilities, the unfunded liabilities and the annual required contribution of the employers based on the actuarial statements for retiree health plans. The authors alsoinvestigate why some states face major funding problems while the costs of other states? plans are much more manageable. Extensively researched and well-suited for classroom and professional use alike, academics in the fields of economics and public policy will find this an unmatched resource. So too will policymakers, economists, legislators, public sector union leaders and those invested in public sector healthcare.

Present Law and Issues Relating to Employer-provided Retiree Health Insurance

Present Law and Issues Relating to Employer-provided Retiree Health Insurance PDF Author:
Publisher:
ISBN:
Category : Health insurance
Languages : en
Pages : 40

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Book Description


Retiree Health Benefits

Retiree Health Benefits PDF Author: United States. Congress. Senate. Committee on Finance. Subcommittee on Savings, Pensions, and Investment Policy
Publisher:
ISBN:
Category : Health insurance
Languages : en
Pages : 174

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Book Description


The Broken Promise of Retiree Health Benefits

The Broken Promise of Retiree Health Benefits PDF Author:
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 108

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Book Description


The Impact of Medicare

The Impact of Medicare PDF Author: United States. Social Security Administration. Office of Research and Statistics
Publisher:
ISBN:
Category : Health insurance
Languages : en
Pages : 84

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Book Description