Private pensions increased reliance on 401(k) plans calls for better information on fees : testimony PDF Download
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Author:
Publisher: DIANE Publishing
ISBN: 9781422325568
Category :
Languages : en
Pages : 48
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Book Description
Author:
Publisher: DIANE Publishing
ISBN: 9781422325568
Category :
Languages : en
Pages : 48
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Book Description
Author: Barbara D. Boubjerg
Publisher: DIANE Publishing
ISBN: 9781422314661
Category : Business & Economics
Languages : en
Pages : 24
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Book Description
Over the past 20 years there has been a shift in the types of pension plans employers are offering employees. Employers are increasingly moving away from traditional defined benefit plans to the 401(k). Specific info. about the plan & plan options becomes more relevant than under defined benefit plans because participants are responsible for ensuring that they have adequate income at retirement. While info. on historical performance & investment risk for each plan option are important for participants to understand, so too is info. on fees because fees can significantly decrease participants¿ retirement savings over the course of a career. This testimony focuses on: trends in the use of 401(k) plans; & the types of fees assoc. with these plans. Illus.
Author:
Publisher:
ISBN:
Category : 401(a) plans
Languages : en
Pages : 20
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Book Description
Author: United States Government Accountability Office
Publisher: Createspace Independent Publishing Platform
ISBN: 9781983843549
Category :
Languages : en
Pages : 24
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Private Pensions: Increased Reliance on 401(k) Plans Calls for Better Information on Fees
Author: U S Government Accountability Office (G
Publisher: BiblioGov
ISBN: 9781289072223
Category :
Languages : en
Pages : 28
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Book Description
The U.S. Government Accountability Office (GAO) is an independent agency that works for Congress. The GAO watches over Congress, and investigates how the federal government spends taxpayers dollars. The Comptroller General of the United States is the leader of the GAO, and is appointed to a 15-year term by the U.S. President. The GAO wants to support Congress, while at the same time doing right by the citizens of the United States. They audit, investigate, perform analyses, issue legal decisions and report anything that the government is doing. This is one of their reports.
Author: Gary A. Shulman
Publisher: Wolters Kluwer
ISBN: 0735581754
Category : Law
Languages : en
Pages : 1540
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Book Description
Dividing Pensions in Divorce: Negotiating and Drafting Safe Settlements with QDROs and Present Values provides an expert chronological analysis on every important issue regarding Qualified Domestic Relations Orders and present values. Don't lose thousands of dollars in assets by being fooled by incomplete and inaccurate pension present values - Dividing Pensions in Divorce will help you: Understand complex present value issues Draft airtight QDROs that maximize your clientsand’ property rights Prepare for trial with detailed guidance on a host of commonly litigated issues And more! Written by Gary Shulman, David Kelley and Daniel Kelley, nationally recognized pension experts with more than 60 years of combined pension and actuarial experience, Dividing Pensions in Divorce delivers proven techniques and strategies the authors have honed in drafting and reviewing over 100,000 QDROs and 80,000 present values. Benefit from their experience with: Clear, straightforward explanations of over 300 points of law, including disability pensions, the role of Social Security in dividing pensions, survivorship rights, early retirement subsidies, the coverture formula, and more Winning strategies for complying with even the most complex legal, regulatory, and legislative requirements State-of-the-art model QDROs you can easily adapt to your own cases Step-by-step analysis of how a present value is calculated Case studies, attorney's checklists, and sample questions for opposing experts And much more! Dividing Pensions in Divorce protects you with specific advice organized chronologically from the first client interview, through the discovery process and the preparation and drafting of the settlement agreements, QDROs and present values.The authors provide you with precise language, model forms and letters as well as the best (and time-tested) model QDROs in the business. Dividing Pensions in Divorce will give you the confidence to handle any challenging pension issue. It will soon be second-nature for you to: Craft a safe settlement agreement for your client that secures your client's pension benefit entitlements Argue the major pension and 401(k) issues so that your negotiations are convincing to the other side - and the court - as reasonable, fact and standard-based conclusions Understand and draft the critical language that should be included in every separation agreement Demystify the world of QDROs by reviewing the seven essential areas every QDRO must address And much more! Dividing Pensions in Divorce has been updated to include: A new discussion of the importance of getting the plan name right in your QDRO Advice on how to avoid career-tripping mistakes in present values Help in deciding whether a PBGC, IRC and§ 417(e), or other pension present value method is appropriate in your case New questions and detailed reasoning to challenge both PBGC and IRC and§ 417(e) present values New insights and case law into how to fight the double-dipping of pensions New and§ 22.25 that presents adiscussion on the topic of administrators' placing holds on participants' accounts upon receipt of andquot;Draftandquot; QDROs Revised model QDROs for defined contribution plans, addressing the commencement of benefits for the alternate payee New tax tables that will enable you to determine the tax implications of dividing a defined benefit or defined contribution plan A revised discussion on dividing railroad retirement plans to show attorneys how to guarantee payments to the
Author: United States. Congress. House. Committee on Education and Labor
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 68
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Book Description
Author:
Publisher: DIANE Publishing
ISBN: 9781422320228
Category :
Languages : en
Pages : 130
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Book Description
Author: Mark Novak
Publisher: Routledge
ISBN: 1315445344
Category : Social Science
Languages : en
Pages : 1088
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Book Description
Issues in Aging combines social, psychological, biological, and philosophical perspectives to present a multifaceted picture of aging. Novak illustrates both the problems and the opportunities that accompany older age. This text helps students understand the tremendous variability in aging and introduces them to careers working with older adults. This new edition reflects the continued changes in the way we age. The fourth edition has been updated to include emerging issues in aging. These include the prevalence of HIV/AIDs in later life, current research on mental potential in old age, the creation of age-friendly cities, and new options for end-of-life care. Each chapter begins with a set of learning objectives to guide students in their reading, and concludes with a list of main points, questions for discussion or study, suggested readings, and relevant web sites to consult. Each chapter also includes up-to-date charts and graphs as well as key terms to help students understand the issues presented. Break out boxes reveal the human side of aging through the stories of individuals in real life and in the media.
Author: United States. Congress. Senate. Special Committee on Aging
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 136
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Book Description
