Mis-selling Financial Services

Mis-selling Financial Services PDF Author: Jonathan Kirk
Publisher: Edward Elgar Publishing
ISBN: 1800883706
Category : Law
Languages : en
Pages : 391

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Book Description
This second edition of Mis-Selling Financial Services is a practical guide to litigating claims arising from the mis-sale of financial products and services. It covers the history of 'mis-selling' litigation and provides an updated overview of the regulatory landscape and how such claims are formulated, as well as a thorough review of the key issues. The revised chapters give an in-depth analysis of the financial products which most commonly form the subject of such claims, from credit to collective investment schemes.

Mis-selling Financial Services

Mis-selling Financial Services PDF Author: Jonathan Kirk
Publisher: Edward Elgar Publishing
ISBN: 1800883706
Category : Law
Languages : en
Pages : 391

Get Book Here

Book Description
This second edition of Mis-Selling Financial Services is a practical guide to litigating claims arising from the mis-sale of financial products and services. It covers the history of 'mis-selling' litigation and provides an updated overview of the regulatory landscape and how such claims are formulated, as well as a thorough review of the key issues. The revised chapters give an in-depth analysis of the financial products which most commonly form the subject of such claims, from credit to collective investment schemes.

Private Pensions Series Regulating Private Pension Schemes: Trends and Challenges

Private Pensions Series Regulating Private Pension Schemes: Trends and Challenges PDF Author: OECD
Publisher: OECD Publishing
ISBN: 9264194401
Category :
Languages : en
Pages : 331

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Book Description
This conference proceedings analyses the key policy implications arising from the growth of private pensions.

A Generation of Change, a Lifetime of Difference?

A Generation of Change, a Lifetime of Difference? PDF Author: Martin Evans
Publisher: Policy Press
ISBN: 9781847423047
Category : Political Science
Languages : en
Pages : 356

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Book Description
This original book provides an overview of changes in social and fiscal policy since the 1970s, using a unique lifetime simulation approach to analyse how changes in these policies would affect people of low median and high income living in 1979, 1997 and 2008 if they lived their whole lives under the policy rules in place in these years.

Social security reform information on using a voluntary approach to individual accounts.

Social security reform information on using a voluntary approach to individual accounts. PDF Author:
Publisher: DIANE Publishing
ISBN: 1428943269
Category :
Languages : en
Pages : 72

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Book Description


Social Security and Pension Reform

Social Security and Pension Reform PDF Author: United States. Congress. House. Committee on Ways and Means. Subcommittee on Social Security
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 108

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Book Description


Understanding Pensions

Understanding Pensions PDF Author: Martin Sullivan
Publisher: Routledge
ISBN: 1134480245
Category : Business & Economics
Languages : en
Pages : 184

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Book Description
With birth rates falling at the same time that average ages are rising in the developed world, the pensions time bomb is ticking louder than ever. This timely new book is an extremely useful contribution to this important issue.

Pensions and Legal Policy

Pensions and Legal Policy PDF Author: Amanda Cooke
Publisher: Bloomsbury Publishing
ISBN: 1509929398
Category : Law
Languages : en
Pages : 257

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Book Description
This book explores the historical position of pensions law in the UK and the recent influences which have led to the introduction of Auto-Enrolment and subsequent reforms. Alternative models, such as the US and Australia, are also considered as well as the function of law in bringing about political changes. The question of saving for retirement is of national and international importance and many governments are wrestling with the issue of how to deal with the pension funding crisis. Consequently political policy has, in many cases, combined with behavioural science to inform new laws which have acted to shift the burden from the state into the private sector. Around the world responsibility is being moved onto individuals and employers as the state retreats from provision of state support in retirement; this book offers a sophisticated analysis of the role of legal intervention to facilitate this shift. The book explores the work of behavioural economics, its global influence on understanding financial decision-making and its application to legislation which seeks to influence consumer outcomes. Drawing on qualitative empirical research to explore the experience of implementation of Auto-Enrolment, this timely work considers the interaction with the work of behavioural science to highlight the social costs of the new regulatory regime.

Pensions Under Attack

Pensions Under Attack PDF Author: Monica Townson
Publisher: James Lorimer & Company
ISBN: 9781550286946
Category : Business & Economics
Languages : en
Pages : 294

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Book Description
Canada's aging population has raised cries of alarm from some quarters. Critics warn of a demographic time bomb waiting to explode and an age war over pensions as the baby boom generation starts to retire in the next decade. They say the answer is to get rid of public pension programs like the Canada Pension Plan and force people to contribute to their own personal savings plans instead. Will this spell disaster for the elderly, or is it a bold new idea for coping with rising costs? Monica Townson, a prominent independent economist, discusses the forces behind the push to privatize public pensions and looks at the likely impact of privatization on the financial security of futre seniors. She describes how Chile, under the Pinochet dictatorship, replaced its public pension plan with a forced savings scheme and became the darling of right-wing governments around the world, and how Britain, under Margaret Thatcher, introduced opting out of public pensions and triggered a major scandal involving some of the big names in the insurance industry. As the debate about pivatization heats up the new millennium, Pensions Under Attack provides the information needed to question the hidded agenda behind the current push to privatize public pensions. It will be a timely contribution to a discussion whose outcome affects the personal financial security of every Canadian.

The Oxford Handbook of Pensions and Retirement Income

The Oxford Handbook of Pensions and Retirement Income PDF Author: Gordon L. Clark
Publisher: Oxford University Press, USA
ISBN: 9780199272464
Category : Business & Economics
Languages : en
Pages : 954

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Book Description
This handbook draws on research from a range of academic disciplines to reflect on the implications for provisions of pension and retirement income of demographic ageing. it reviews the latest research, policy related tools, analytical methods and techniques and major theoretical frameworks.

Regulation and Compliance in Operations

Regulation and Compliance in Operations PDF Author: David Loader
Publisher: Butterworth-Heinemann
ISBN: 9780750654876
Category : Business & Economics
Languages : en
Pages : 212

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Book Description
As such intense oversight is not practical, the regulator can only do so much, with most of the responsibility resting with the firms and organizations themselves. For operations teams their role in protecting the firm stems from their ability to manage critical processes like reconciliation, asset position agreements and the nostro accounts efficiently and effectively. Regulators need the help and support of the businesses to have a 'business-friendly environment'. When some abuse the trust placed in them and the regulatory environment, a 'scandal' or worse occurs, with the result that the majority are penalized as regulators react to criticism and apply more onerous regulations. It is often the operations teams that bear most, or at least some, of the repercussions of greater regulatory oversight of the business. It is therefore vitally important for operations teams to have a firm understanding of the regulatory issues and drivers.