One-Income Household

One-Income Household PDF Author: Susan Reynolds
Publisher: Simon and Schuster
ISBN: 1440519773
Category : Business & Economics
Languages : en
Pages : 256

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Book Description
Layoffs, health problems, divorce, staying home with the kids—there are many reasons why families may find themselves living on only one income. For some, going from two incomes to one is a matter of tightening their belts; for others, it can mean complete financial hardship. Either way, there are ways to minimize the impact. Unlike other books of its kind, this book addresses families who plan for economic change as well as those who are forced into a new income bracket. Practical and easy to apply, this book offers families advice they can tailor to their personal situation, including how to: Budget for essential costs Sell, rent, or take a loan out on your house Commute and get around town affordably Secure health insurance Pay down debt With this book, families have the financial planner they need to prosper and succeed during tough financial times.

One-Income Household

One-Income Household PDF Author: Susan Reynolds
Publisher: Simon and Schuster
ISBN: 1440519773
Category : Business & Economics
Languages : en
Pages : 256

Get Book

Book Description
Layoffs, health problems, divorce, staying home with the kids—there are many reasons why families may find themselves living on only one income. For some, going from two incomes to one is a matter of tightening their belts; for others, it can mean complete financial hardship. Either way, there are ways to minimize the impact. Unlike other books of its kind, this book addresses families who plan for economic change as well as those who are forced into a new income bracket. Practical and easy to apply, this book offers families advice they can tailor to their personal situation, including how to: Budget for essential costs Sell, rent, or take a loan out on your house Commute and get around town affordably Secure health insurance Pay down debt With this book, families have the financial planner they need to prosper and succeed during tough financial times.

Allocation of Income Within the Household

Allocation of Income Within the Household PDF Author: Edward P. Lazear
Publisher: University of Chicago Press
ISBN: 9780226469669
Category : Business & Economics
Languages : en
Pages : 242

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Book Description
To everyone who knows her, Annalise Decker is a model wife and mother. No one knows that she was once Deidre O'Reilly, a troubled young woman whose testimony put a dangerous criminal behind bars. Relocated through the Witness Security Program to the sleepy town of Deep Haven, Deidre got a new identity and a fresh start. When Agent Frank Harrison arrives with news that the man she testified against is out on bail and out for revenge, Annalise is forced to face the consequences of her secrets.

The Prairie Homestead Cookbook

The Prairie Homestead Cookbook PDF Author: Jill Winger
Publisher: Flatiron Books
ISBN: 1250305942
Category : Cooking
Languages : en
Pages : 384

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Book Description
Jill Winger, creator of the award-winning blog The Prairie Homestead, introduces her debut The Prairie Homestead Cookbook, including 100+ delicious, wholesome recipes made with fresh ingredients to bring the flavors and spirit of homestead cooking to any kitchen table. With a foreword by bestselling author Joel Salatin The Pioneer Woman Cooks meets 100 Days of Real Food, on the Wyoming prairie. While Jill produces much of her own food on her Wyoming ranch, you don’t have to grow all—or even any—of your own food to cook and eat like a homesteader. Jill teaches people how to make delicious traditional American comfort food recipes with whole ingredients and shows that you don’t have to use obscure items to enjoy this lifestyle. And as a busy mother of three, Jill knows how to make recipes easy and delicious for all ages. "Jill takes you on an insightful and delicious journey of becoming a homesteader. This book is packed with so much easy to follow, practical, hands-on information about steps you can take towards integrating homesteading into your life. It is packed full of exciting and mouth-watering recipes and heartwarming stories of her unique adventure into homesteading. These recipes are ones I know I will be using regularly in my kitchen." - Eve Kilcher These 109 recipes include her family’s favorites, with maple-glazed pork chops, butternut Alfredo pasta, and browned butter skillet corn. Jill also shares 17 bonus recipes for homemade sauces, salt rubs, sour cream, and the like—staples that many people are surprised to learn you can make yourself. Beyond these recipes, The Prairie Homestead Cookbook shares the tools and tips Jill has learned from life on the homestead, like how to churn your own butter, feed a family on a budget, and experience all the fulfilling satisfaction of a DIY lifestyle.

Real Life on a Budget

Real Life on a Budget PDF Author: Jessi Fearon
Publisher: CreateSpace
ISBN: 9781512163650
Category :
Languages : en
Pages : 124

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Book Description
Real Life on a Budget is a practical guide to helping you navigate the waters of money management. It features real life budget advice, practical challenges, actionable steps that will help you map out your journey to living and thriving on a budget. If you have been struggling with developing, maintaining, and living on a budget, Real Life on a Budget will help you create a system to better manage your finances and will challenge you to stick to your real life budget. Written by popular personal finance blogger, Jessi Fearon (www.thebudgetmama.com), Real Life on a Budget provides Jessi's real-world budget advice and exercises for every area of managing your household budget. Real Life on a Budget is a powerful tool to help you start living and thriving on a budget.

1/2 Price Living

1/2 Price Living PDF Author: Ellie Kay
Publisher: Moody Publishers
ISBN: 0802480039
Category : Religion
Languages : en
Pages : 176

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Book Description
Ellie Kay, America’s Family Financial Expert ®, will show you how to cut your stress in half – and that’s just a side benefit! With the wit and wisdom of someone who has lived the half-price lifestyle, Ellie empowers you to cut the cord to a second income. This easy-to-read guide gives practical steps, creative suggestions, and valuable resources to help you and your family: Cut your food bill in half! Cut your vacation expense in half! Cut your clothing costs in half! Cut your debt in half – and out! Cut your housing expenses in half! AND double your giving!

Shattering the Two-income Myth

Shattering the Two-income Myth PDF Author: Andy Dappen
Publisher:
ISBN:
Category : Consumer education
Languages : en
Pages : 420

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Book Description
The two-income lifestyle is leaving millions of families financially and emotionally broke. Learn:

The Two-Income Trap

The Two-Income Trap PDF Author: Elizabeth Warren
Publisher: Basic Books
ISBN: 0465097715
Category : Social Science
Languages : en
Pages : 288

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Book Description
From #1 New York Times bestselling author Senator Elizabeth Warren and consultant Amelia Warren Tyagi, the classic book about America's middle class -- and why economic security remains out of reach for many. In this exposé, Elizabeth Warren and Amelia Warren Tyagi show that modern middle-class families are increasingly trapped by the grinding reality of flat wages and rising costs. Warren and Tyagi reveal how a ferocious bidding war for housing and education has silently engulfed America's suburbs, driving up the cost of keeping families in the middle class, and placing unprecedented pressure on hard-working families. Revolutionary when it was first published in 2003, The Two-Income Trap remains disturbingly relevant today. Now with a new introduction by the authors, The Two Income Trap shows why the usual remedies won't solve the problem and points toward the policy changes that would create better opportunities for both parents and children.

All Your Worth

All Your Worth PDF Author: Elizabeth Warren
Publisher: Simon and Schuster
ISBN: 0743269888
Category : Business & Economics
Languages : en
Pages : 304

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Book Description
The bestselling mother/daughter coauthors of "The Two-Income Trap" now pen an essential guide to the five simple keys to lasting financial peace.

Insufficient Funds

Insufficient Funds PDF Author: Rebecca M. Blank
Publisher: Russell Sage Foundation
ISBN: 1610445880
Category : Business & Economics
Languages : en
Pages : 336

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Book Description
One in four American adults doesn’t have a bank account. Low-income families lack access to many of the basic financial services middle-class families take for granted and are particularly susceptible to financial emergencies, unemployment, loss of a home, and uninsured medical problems. Insufficient Funds explores how institutional constraints and individual decisions combine to produce this striking disparity and recommends policies to help alleviate the problem. Mainstream financial services are both less available and more expensive for low-income households. High fees, minimum-balance policies, and the relative scarcity of banks in poor neighborhoods are key factors. Michael Barr reports the results of an in-depth study of financial behavior in 1,000 low- and moderate-income families in metropolitan Detroit. He finds that most poor households have bank accounts, but combine use of mainstream services with alternative options such as money orders, pawnshops, and payday lenders. Barr suggests that a tax credit for banks serving primarily disadvantaged customers could facilitate greater equality in the private financial sector. Drawing on evidence from behavioral economics, Sendhil Mullainathan and Eldar Shafir show that low-income individuals exhibit many of the same patterns and weaknesses in financial decision making as middle-class individuals and could benefit from many of the same financial aids. They argue that savings programs that automatically enroll participants and require them to actively opt out in order to leave the program could drastically increase savings ability. Ronald Mann demonstrates that significant changes in the credit market over the past fifteen years have allowed companies to expand credit to a larger share of low-income families. Mann calls for regulations on credit card companies that would require greater disclosure of actual interest rates and fees. Raphael Bostic and Kwan Lee find that while home ownership has risen dramatically over the past twenty years, elevated risks for low-income families—such as foreclosure—may well outweigh the benefits of owning a home. The authors ultimately argue that if we want to demand financial responsibility from low-income households, we have an obligation to assure that these families have access to the banking, credit, and savings institutions that are readily available to higher-income families. Insufficient Funds highlights where and how access is blocked and shows how government policy and individual decisions could combine to eliminate many of these barriers in the future.

The Broke and Beautiful Life

The Broke and Beautiful Life PDF Author: Stefanie O'Connell
Publisher: Coventry House Publishing
ISBN:
Category : Business & Economics
Languages : en
Pages : 200

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Book Description
After moving to New York City to become a Broadway actress, Stefanie O'Connell faced one of two inevitabilities when faced with unemployment--spiral into debt or learn how to effectively manage her money. Punctuated with humor, insight, and essential money management lessons, The Broke and Beautiful Life offers practical strategies to make smarter financial decisions today as a means to fulfill the goals and dreams of tomorrow. Specializing in personal finance (with an emphasis on personal), Stefanie engages those who shy away from the word "investing," scoff at the word "budget," and equate interest rates with "snooze fest." She encourages readers to redefine their relationship with money and approach budgeting as an exciting and sexy tool to transform from broke to beautiful while enjoying every step along the way.