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Author: K.C. Hobbs
Publisher: Xlibris Corporation
ISBN: 1450098436
Category : Business & Economics
Languages : en
Pages : 67
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Book Description
MONEY BASIC$ FOR EVERYDAY PEOPLE was created from a desire that all Americans should have the opportunity to acquire their own personal fortunes and live their dreams. It is not our lack of effort and hard work that keeps us from having our wealth. The problem is that most people lack the knowledge to make their money work for them. Since money principles are not emphasized in schools and most financial books are too complicated and detailed in content, people never learn the basics. The American savings rate has been in decline for the last 65 years and millions of hard working couples are now retiring at or just above the poverty level. This book is designed to give basic money information that everyday people can understand and really put to use. The purpose of MONEY BASIC$ for EVERYDAY PEOPLE is to provide simple and useable ideas about money concepts that may have been hidden from you. This book will offer insights into how money works that your families, friends, neighbors, and co-workers do not know. You will learn that you don’t have to be a financial wizard to make your money work harder. Below are a few examples: Would you like a bigger tax refund check? Would you like to know how to save for 6 years and you could possibly have your retirement? Would you like to save hundreds of dollars on your insurance premiums? Would you like to know more than most people in America about money? Would you like to finally have your EYES WIDE OPENED to the mystique of finance? These pages are full of proven concepts and ideas to help you achieve your financial goals. I have purposely concentrated only on the most important topics that will explain how to make your money work harder. What you will need to learn is condensed into just FIVE SIMPLE STEPS that will be easy to understand and put into use everyday. By learning and using the FIVE SIMPLE STEPS that are explained in these chapters, you can achieve financial freedom.
Author: K.C. Hobbs
Publisher: Xlibris Corporation
ISBN: 1450098436
Category : Business & Economics
Languages : en
Pages : 67
Get Book Here
Book Description
MONEY BASIC$ FOR EVERYDAY PEOPLE was created from a desire that all Americans should have the opportunity to acquire their own personal fortunes and live their dreams. It is not our lack of effort and hard work that keeps us from having our wealth. The problem is that most people lack the knowledge to make their money work for them. Since money principles are not emphasized in schools and most financial books are too complicated and detailed in content, people never learn the basics. The American savings rate has been in decline for the last 65 years and millions of hard working couples are now retiring at or just above the poverty level. This book is designed to give basic money information that everyday people can understand and really put to use. The purpose of MONEY BASIC$ for EVERYDAY PEOPLE is to provide simple and useable ideas about money concepts that may have been hidden from you. This book will offer insights into how money works that your families, friends, neighbors, and co-workers do not know. You will learn that you don’t have to be a financial wizard to make your money work harder. Below are a few examples: Would you like a bigger tax refund check? Would you like to know how to save for 6 years and you could possibly have your retirement? Would you like to save hundreds of dollars on your insurance premiums? Would you like to know more than most people in America about money? Would you like to finally have your EYES WIDE OPENED to the mystique of finance? These pages are full of proven concepts and ideas to help you achieve your financial goals. I have purposely concentrated only on the most important topics that will explain how to make your money work harder. What you will need to learn is condensed into just FIVE SIMPLE STEPS that will be easy to understand and put into use everyday. By learning and using the FIVE SIMPLE STEPS that are explained in these chapters, you can achieve financial freedom.
Author: Todd Christensen
Publisher:
ISBN: 9781612060798
Category : Finance, Personal
Languages : en
Pages : 0
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Book Description
The Powerful, Practical Money Guide for Anybody and Everybody Ready to Swap Financial Insecurity for Financial Stability AND Success. LIVING PAYCHECK TO PAYCHECK? CHECK THIS OUT: Everyday Money for Everyday People stands on the shoulders of the great American tradition begun more than three centuries ago with Poor Richard's Almanac. After facilitating nearly a thousand workshops on the fundamentals of effective money management over the past decade, Todd Christensen based his first book, Everyday Money for Everyday People, on the discussions, tips, stories and ideas shared by the thousands of individuals and couples in attendance. It's a financial guidebook of the people, by the people, and for the people. This book is based on what works for everyday people. Saving is a commitment, not an amount! Inside you'll find:-Day-to-day money topics-Dos for building financial stability-Don'ts for minimizing financial stress-Steps to breaking out of the paycheck-to-paycheck spiral-Scores of inspirational financial quotes, stories and illustrations for you to live by
Author: Kenneth Hobbs
Publisher: Xlibris Corporation
ISBN: 9781450018715
Category : Business & Economics
Languages : en
Pages : 67
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Book Description
MONEY BASIC$ FOR EVERYDAY PEOPLE was created from a desire that all Americans should have the opportunity to acquire their own personal fortunes and live their dreams. It is not our lack of effort and hard work that keeps us from having our wealth. The problem is that most people lack the knowledge to make their money work for them. Since money principles are not emphasized in schools and most financial books are too complicated and detailed in content, people never learn the basics. The American savings rate has been in decline for the last 65 years and millions of hard working couples are now retiring at or just above the poverty level. This book is designed to give basic money information that everyday people can understand and really put to use. The purpose of MONEY BASIC$ for EVERYDAY PEOPLE is to provide simple and useable ideas about money concepts that may have been hidden from you. This book will offer insights into how money works that your families, friends, neighbors, and co-workers do not know. You will learn that you don't have to be a financial wizard to make your money work harder. Below are a few examples: Would you like a bigger tax refund check? Would you like to know how to save for 6 years and you could possibly have your retirement? Would you like to save hundreds of dollars on your insurance premiums? Would you like to know more than most people in America about money? Would you like to finally have your EYES WIDE OPENED to the mystique of finance? These pages are full of proven concepts and ideas to help you achieve your financial goals. I have purposely concentrated only on the most important topics that will explain how to make your money work harder. What you will need to learn is condensed into just FIVE SIMPLE STEPS that will be easy to understand and put into use everyday. By learning and using the FIVE SIMPLE STEPS that are explained in these chapters, you can achieve financial freedom.
Author: Brian Koralewski
Publisher: Lulu.com
ISBN: 1435762665
Category : Self-Help
Languages : en
Pages : 36
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Book Description
Money 101: A Simple, Practical Guide for Normal People is a simple, yet powerful guide to the basics, yes....but also the essential steps in personal finance. This guide starts with how to save money and where to save it, to how to prioritize college savings, food storage, home buying, etc; while pointing out common financial pitfalls to avoid along the way. Money 101 includes tools that anyone can easily use to improve their financial plan and explore their goals. It provides clarity on topics like Roth IRA's, Mortgages, Food Storage, Retirement Savings, Budgeting & more!
Author: Reginald Campbell
Publisher:
ISBN:
Category :
Languages : en
Pages : 0
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Book Description
In today's society, people are making more money than any other time in history. However, over 75% of Americans have less than $500 in savings. The same percentage of people have over $20,000 in credit card debt. These statistics exist because families and individuals are missing the basic principles and processes of personal finance. Basic Financial Steps was written to help provide a template and road map of how to manage your personal finances for the everyday person. No matter what age group you fall into or where you currently are in life, this book will give you proven principles and processes that will transform your financial situation and put yo on the path to perpetual wealth. You are invited to read, learn, and apply the principles in this book to your life. But, your commitment is an essential component to making them work for you. If you have dreams of a lifestyle you have yet to experience, desire for your family to have discretionary income to enjoy vacations, hobbies, and activities, or just want to become a better manager of your money, this book is for you!
Author: Hayden Burrus
Publisher:
ISBN: 9780692822395
Category :
Languages : en
Pages : 54
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Book Description
This book, Understanding Money, is the first in my five part series on personal finance. The goal of this book is to begin to get you thinking about your attitudes and beliefs regarding the basics of personal finance: Money, earning, spending, saving, and investing. In thinking about these topics, you will begin to understand how your beliefs shape your financial behaviors for better or worse. This book is the foundation for all the information and discussion contained in the remaining four books on personal finance topics that you are almost sure to face in your life. Continue your journey through all five books and you'll be certain to Never Make an Uninformed Financial Decision Again. My name is Hayden Burrus. I am a Registered Investment Adviser and founder of Forward Financial Planners, LLC. Each week for several years I have educated and informed readers of TypeZFinance.com on personal finance topics with the goal of enabling readers to manage their finances intelligently without the assistance of a financial adviser. That's right, I am a financial adviser (actually I call myself a Financial Coach) encouraging people to fire their financial adviser!For decades I have been researching financial products and services offered to individuals. During that time I concluded that virtually all of the offers from financial advisers are grossly overpriced compared to do-it-yourself options available to those investors willing to make a modest time investment understanding personal finance. I've met advisers who have stated "I've never met anyone that doesn't need more life insurance". I've met advisers who recommend widely discredited investments that underperform and have expenses 10x as large as the do-it-yourself options. I've met advisers who hide from their clients the fact that they are being paid to recommend financial products. I'VE HAD ENOUGH and I want to help free investors from predatory financial advisers.The second book is titled Starting to Make Money. The goal of this book is to get you thinking about everyday money issues that everyone faces. I talk about car loans, everyday spending and saving decisions and money issues affecting your social life. This book takes the personal finance foundation developed in book one and applies it to the real world. After reading this book you'll be comfortable effectively managing your personal budget. You'll be generating positive cash flow in your life and will be starting down a path that will lead to traditional investing and wealth building. The third book is titled An Adult Relationship with Money. This book is where most personal finance books start. To me, starting with this book is kind of like starting to build a house on the third floor. There's no way you can be successful in managing your taxes, investments, loans, and financial advisers until you have the foundation contained in the first two books. This is the book most similar to traditional personal finance books.The fourth book is titled Now You Have Money. This book discusses financial issues and decisions you'll face if you follow the guidance in the first three books. It discusses retirement investing, annuities, and other issues related to managing a six or seven figure net work. If you're not in that wealth category yet, you will be soon enough. Just follow the guidance from the first three books. It's great to be ahead of the game and have the piece of mind knowing how to handle your future wealth before you actually have it.The fifth and final book is titled Extra Credit - Money for Fun. This book is the final step of the personal finance journey. Among other things it discusses personal finance issues around being set for life and keeping yourself educated about personal finance. If you're not set for life yet, don't fret.Just follow the guidance in the first four books and be patient. NEVER MAKE AN UNINFORMED FINANCIAL DECISION AGAIN!
Author: Dave Ramsey
Publisher: Thomas Nelson
ISBN: 1418526800
Category : Business & Economics
Languages : en
Pages : 177
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Book Description
This question and answer book is the perfect resource guide for equipping individuals with key information about everyday money matters. Questions and answers deal with 100+ of the most-asked questions from The Dave Ramsey Show—everything from budget planning to retirement planning or personal buying matters, to saving for college and charitable giving. This is Dave in his most popular format—ask a specific question, get a specific answer.
Author: Helaine Olen
Publisher: Penguin
ISBN: 0698186656
Category : Business & Economics
Languages : en
Pages : 163
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Book Description
“The newbie investor will not find a better guide to personal finance.” —Burton Malkiel, author of A RANDOM WALK DOWN WALL STREET TV analysts and money managers would have you believe your finances are enormously complicated, and if you don’t follow their guidance, you’ll end up in the poorhouse. They’re wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the bestselling Pound Foolish, he made an offhand suggestion: everything you need to know about managing your money could fit on an index card. To prove his point, he grabbed a 4" x 6" card, scribbled down a list of rules, and posted a picture of the card online. The post went viral. Now, Pollack teams up with Olen to explain why the ten simple rules of the index card outperform more complicated financial strategies. Inside is an easy-to-follow action plan that works in good times and bad, giving you the tools, knowledge, and confidence to seize control of your financial life.
Author: Lindsey Briscoe
Publisher:
ISBN: 9781072345473
Category :
Languages : en
Pages : 131
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Book Description
This book is a practical guide for people living in the UK who want to keep more of their current income without living on the bread line. It addresses your feelings about money and aims to help you set and manage simple longer term financial plans without a business degree or loads of spare time to sit in front of a spreadsheet.The collection of strategies contained in these few short pages will assist you in maximising your income, minimising waste in your expenditure and putting other people's money to work for you.It is not a get rich quick book or a guide to investments, nor is it a copy and paste job from a few hours of google searching. It's a set of methods that I've personally developed over many years to make the best out of what I have without penny pinching, or working myself into the ground (too much!!).In this book, personal finances are addressed through 4 distinct areas; income, expenditure, debt and savings, each one containing examples of how you could structure your bank accounts and management systems to get the most out of your time and your money. It provides you with some simple ways to make a bit of extra cash on the side as well as save money or get cash back on what you spend already. It will provide you with some ideas to get away from expensive debt and how you can use cheap debt to actually make money.I wrote this book because I want to help normal people living in the UK keep more of their hard earned money in their pockets. What you chose to do with it after that is your business, I just hate to see so much of it thrown away on expensive debts, unnecessary taxes or poorly managed mortgage and investment products. Remember; it's not so much the money that you get that matters, it's the money that you keep!!If any of the advice contained within these pages helps you to feel better about your financial situation, and is able to take away some of the fear that you may have around managing your money; I will be a very happy bunny!
Author: Spencer Seitz
Publisher:
ISBN: 9781953080219
Category :
Languages : en
Pages :
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Book Description
A local politician recently said, "people in poverty don't have enough money." Nobody chooses to be "in poverty" and the easiest step to avoiding it is to get a financial education early. Basic Common Cent$ is your first step to financial literacy - the first chapter in your ongoing education about money.There's a lot to learn in the financial world:how money and wealth get acquiredhow to use debt to work for you - not bury yousaving and investing strategies for the youngthe types of insurance and what's best for youtaxes - how to avoid them and when not tobuying vs. renting a home; leasing vs. buying a car Spencer Seitz, noted counselor whose private wealth advisory firm has helped clients build and save millions, starts young people on the basics in a book filled with common sense advice.Don't miss the opportunity to learn about finances early. Start to develop smart spending habits now while building a portfolio for your future. So ... let's get started!
