Micro Finance, Micro Enterprises and Women Entrepreneurs

Micro Finance, Micro Enterprises and Women Entrepreneurs PDF Author: Rabindra Kumar Swain
Publisher:
ISBN: 9788177083736
Category : Businesswomen
Languages : en
Pages : 0

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Book Description
Micro finance is the provision of a diverse range of financial services and products, including small loans (micro credit), saving accounts, insurance, pensions, and money transfers. In India, these are designed to assist people living in poverty who are not able to access financial services in the mainstream banking sector because they have no collateral, formal identification, or steady income. Micro enterprises contribute significantly to economic growth, equity, and social stability. The sector is one of the most important vehicles through which India's low-income-earning people can escape poverty. With limited skills and education, poor women, particularly in rural areas, find tremendous economic opportunities in micro enterprises. This book explains and examines the role of micro finance and micro enterprises in empowering women from disadvantaged sections of the Indian economy.

Micro Finance, Micro Enterprises and Women Entrepreneurs

Micro Finance, Micro Enterprises and Women Entrepreneurs PDF Author: Rabindra Kumar Swain
Publisher:
ISBN: 9788177083736
Category : Businesswomen
Languages : en
Pages : 0

Get Book Here

Book Description
Micro finance is the provision of a diverse range of financial services and products, including small loans (micro credit), saving accounts, insurance, pensions, and money transfers. In India, these are designed to assist people living in poverty who are not able to access financial services in the mainstream banking sector because they have no collateral, formal identification, or steady income. Micro enterprises contribute significantly to economic growth, equity, and social stability. The sector is one of the most important vehicles through which India's low-income-earning people can escape poverty. With limited skills and education, poor women, particularly in rural areas, find tremendous economic opportunities in micro enterprises. This book explains and examines the role of micro finance and micro enterprises in empowering women from disadvantaged sections of the Indian economy.

Empowering Women Through Microfinance in Developing Countries

Empowering Women Through Microfinance in Developing Countries PDF Author: Alhassan, Yahaya
Publisher: IGI Global
ISBN: 1668489813
Category : Business & Economics
Languages : en
Pages : 304

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Book Description
Empowering Women Through Microfinance in Developing Countries is a book that explores how microfinance can be used to empower women in developing countries. It provides theoretical and empirical insights from industry experts, experienced researchers, and policymakers on the problems, processes, and prospects of using microfinance as a catalyst for women's empowerment in the developing world. The book covers a range of topics, including the impact of microfinance interventions on women's empowerment, financial inclusion, and women's entrepreneurship, poverty reduction among women, and small and medium-sized enterprise growth. This book addresses the lack of understanding about how microfinance can be used to empower women in developing countries. The insights provided in this book will be valuable for researchers, students, microfinance institutions, policymakers, state institutions, managers, non-governmental organizations, and financial institutions looking to expand their product portfolio and outreach. The book also provides policy directions and rethinking of practice in using microfinance as a strategy for eliminating barriers to women's empowerment in developing countries.

An impact assessment of microfinance institutions on women entrepreneurs in small and medium enterprises (SMEs)

An impact assessment of microfinance institutions on women entrepreneurs in small and medium enterprises (SMEs) PDF Author: Theophilus Tei Ayanou
Publisher: GRIN Verlag
ISBN: 3656697493
Category : Business & Economics
Languages : en
Pages : 77

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Book Description
Bachelor Thesis from the year 2011 in the subject Economics - Finance, Kwame Nkrumah University of Science and Technology, course: Business Administration, language: English, abstract: This research study investigates the impact assessment of microfinance on women entrepreneurs in SMEs. The researchers used case study, questionnaire as an instrument of primary data collection and secondary data. Statistical Package for Social Scientist (SPSS) and Microsoft Excel were used in data presentation and analysis. Random sampling of women entrepreneurs were used to select a sample size of sixty (60) respondents. For clear analysis, the study centers on three broad variables for impact assessments which are business, household and sociopolitical. The study reveals that microfinance has a positive impact on women entrepreneurs in relation to their business, household, socially and politically. The research also found out that the level of interest rate charged is a potential contribution to loan delinquency and the demand of collateral securities is a challenge to women entrepreneurs in their quest to access loan from MFIs. Also, the researcher contains recommendations to MFIs and women entrepreneurs in SMEs in the Kumasi Metropolis.

An Economic Analysis of Microfinance Through Women Entrepreneurs

An Economic Analysis of Microfinance Through Women Entrepreneurs PDF Author: D. Amutha
Publisher:
ISBN:
Category :
Languages : en
Pages :

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Book Description
The micro finance is agenda for empowering poor women. Micro enterprises are an integral part of planned strategy for securing balanced development of the economy of the poor women. Rural women's participation in agro-based activities is much more than what statistics reveal. The study was conducted with the following specific objectives; to evaluate the role of self Help Groups in women entrepreneurship in Vellapatti village. To assess the perception of beneficiaries about the role of SHGs. To evaluate the working of the SHGs in Vellapatti village. The present study is based on both primary and secondary data. Primary data have been collected by conducting a survey among 75 sample respondents from 9 Self Help Groups in different areas of Vellapatti village of Tuticorin town. Eight respondents were selected from each Self Help Group. Random sampling technique was used to select the respondents. Percentage analysis, averages, chi square test and probability analysis were used. The data relates to the month of April 2012. The study reveals that 17.33 percent of the sample respondent's suggestions to improve the performance of SHGs are to provide more loans, whereas 60 percent and 22.67 percent of the sample respondents' suggestion is to provide loan at right time and to provide loan at lesser rate of interest. Microfinance has been one of the few effective tools for poverty reduction over the past years. Through the creation of self help groups, poor people can safely deposit money and accumulate funds for future investments or emergencies as well as access loans for productive purposes leading to higher incomes. Women are participating in all the productive activities and are at par with men. Government, banks and other financial institutions should come forward to offer loans for rural women, so that women entrepreneurs' movement in India will work on right direction to empower more and more women in social, economical, cultural and in political matters.

Micro Finance and Women Empowerment

Micro Finance and Women Empowerment PDF Author: Murlidhar A. Lokhande
Publisher:
ISBN: 9788177083682
Category : Microfinance
Languages : en
Pages : 0

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Book Description
In India, micro finance is a movement with the underlying objective of helping poor households to have access to financial services, including credit at affordable cost. Many of those who promote micro finance believe that such access will help poor people get out of poverty. For others, micro finance is a way to promote economic development, employment, and growth through the support of micro entrepreneurs and small businesses. Women in India are typically poorer than men and have fewer options for earning a livelihood that provides adequate food, housing, and education for their children. However, they are also viewed as the change agents of the family. Women are more likely to invest their earnings into improving the lives of the families. By encouraging women to take charge of their futures, micro finance institutions can impact families and whole communities. However, the pace of women empowerment in India, through micro finance, is slow, due to a variety of constraints which urgently need to be rooted out. This book examines some of the issues that need to be addressed in order to empower the lives of India's women through micro finance.

Women's Entrepreneurship and Microfinance

Women's Entrepreneurship and Microfinance PDF Author: Chiranjib Neogi
Publisher: Springer
ISBN: 9811042683
Category : Business & Economics
Languages : en
Pages : 214

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Book Description
This book offers a critical perspective on the issues related to women’s empowerment, microfinance, and entrepreneurship in India. Written by distinguishing experts in this field, this book highlights women’s empowerment, which is a process of entrusting power to an individual on the control over resources and decisions. However, these two factors are less effective in a society where religion and cultural dominance is high. The book sheds light on the social security measures undertaken by the government aiming to the right to work helped women who are bounded by social restrictions. Over time there is a shift in rural occupational structure towards non-farm activities, which is largely distress driven self-employment. Access to credit is a great source to provide self-employment that develops self-esteem among women and uplift their position. The book highlights the discrimination against women entrepreneurs in access to credit led to gender biased entrepreneurial society. Association with self-help groups (SHGs) has made women more socially empowered. SHG members help them to change their life in a positive manner through micro-entrepreneurial activities. The book has emphasized on the role of microfinance, which has served the poor to become financially self-reliant. It is observed that for second generation borrowers, the impact of microfinance seems to fizzle out, where MFIs who are gaining efficiency are diverting their objective of servicing poor, signalling a sign of mission drift.

Support for Growth-oriented Women Entrepreneurs in Tanzania

Support for Growth-oriented Women Entrepreneurs in Tanzania PDF Author: Lois Stevenson
Publisher: International Labour Organization
ISBN:
Category : Businesswomen
Languages : en
Pages : 92

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Book Description
The African Development Bank's (AfDB) Addis Ababa Forum in June 2003 focused on the role of women entrepreneurs in private sector development, poverty reduction, and sustainable growth and development. It provided an opportunity for the AfDB and the International Labour Office (ILO) to join forces using their complementary expertise in support of women-owned businesses in Tanzania, Ethiopia and Zambia. This report is based on the country assessment for Tanzania, where the ILO has been researching and supporting women's entrepreneurship. Examining such issues as the economic context, micro-fina.

Money matters

Money matters PDF Author: Gloria Almeyda
Publisher: IDB
ISBN: 9781886938151
Category : Social Science
Languages : es
Pages : 182

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Book Description


Micro-finance for Women

Micro-finance for Women PDF Author: Samirendra Nath Dhar
Publisher: Northern Book Centre
ISBN: 9788172111786
Category : Businesswomen
Languages : en
Pages : 124

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Book Description
Micro-finance has been holding the interest of researchers, scholars and practitioners for some time now because of its development implications and impact on women empowerment. Women micro-entrepreneurs in addition to facing serious bottlenecks like male domination and social taboos also suffer from dearth of capital to finance their economic activities. Micro-finance as a major development strategy provides a practical approach to attack the vices of poverty, especially for women. The book deals with - Concepts of micro-finance, systems of micro-finance delivery, i.e., the savings and credit linkages of Self Help Groups with banks, different likage models. - Activities of institutions like the NABARD and SIDBI in linking groups and the features of the SGSY launched by the Government. - The role played by a regional Rural Bank in North Bengal in formation and linking of SHGs. - The perception of women micro-entrepreneurs towards micro-financing schemes and SHGs, their activities in SHGs, their problems and constraints in dealing with banks and role and perception of bank officials. - Impact of micro-finance schemes on women using socio-economic indicators. - Policy implications for better administration of Micro-finance schemes. The book aims at attracting readership among: - Micro-finance practitioners - Government agencies engaged in Micro-financing Activities - NGOs - Banks and Funding Agencies - Students of Micro-finance and Developmental Studies as a supplementary text - Policy makers.

Support for Growth-oriented Women Entrepreneurs in Kenya

Support for Growth-oriented Women Entrepreneurs in Kenya PDF Author: Lois Stevenson
Publisher: International Labour Organization
ISBN: 9221168204
Category : Businesswomen
Languages : en
Pages : 78

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Book Description
The African Development Bank's (AfDB) Addis Ababa Forum in June 2003 focused on the role of women entrepreneurs in private sector development, poverty reduction, and sustainable growth and development. It provided an opportunity for the AfDB and the International Labour Office (ILO) to join forces using their complementary expertise in support of women-owned businesses in Tanzania, Ethiopia and Zambia. This report is based on the country assessment for Kenya, where the ILO has been researching and supporting women's entrepreneurship. Examining such issues as the economic context, micro-finance.