L'innovation de services dans le secteur réglementé de l'assurance PDF Download
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Author: helena hache
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Languages : fr
Pages : 0
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Author: helena hache
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Category :
Languages : fr
Pages : 0
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Author: Debora Allam-Firley
Publisher:
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Category :
Languages : fr
Pages : 0
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Depuis les années 80, un nombre croissant de travaux questionnent l'innovation dans les services. Cependant, hormis les productions récentes dédiées à l'InsurTech, l'assurance, en tant que service, fait l'objet d'un intérêt plus limité. La complexité des services et des organisations d'assurance justifie en partie cet état de fait. L'objet de cette thèse est de contribuer à la compréhension de l'innovation dans les services par une approche sectorielle. Nous questionnons un modèle de distribution incarnant la complexité organisationnelle et les différents niveaux d'interaction de l'assurance : l'agent général. Dans une démarche constructiviste, notre étude de cas repose sur une observation participante et une recherche action. Nos résultats mettent en évidence plusieurs spécificités des services d'assurance. Nous démontrons l'existence de problématiques (réglementation, adaptation, exigence opérationnelle) et de dynamiques (coopétition, centralisation des décisions) spécifiques. Nos résultats soulignent la prépondérance des innovations de procédé améliorant la gestion du risque, l'efficacité opérationnelle et la relation client. Nous formalisons ainsi une typologie de l'innovation dans l'assurance. Si nos résultats soulignent la nature coopétitive des relations entre assureur et agent général, nous identifions l'existence de leviers d'optimisation. Enfin, en nous appuyant sur la nature sociale du service d'assurance, nous montrons de quelle manière l'innovation de procédés peut générer de l'innovation sociale. En particulier, nous proposons une grille d'analyse à même de lier les problématiques d'entreprise aux problématiques sociales et territoriales. L'approche originale de cette thèse contribue à une meilleure compréhension sectorielle de l'innovation dans les services. Elle souligne également la proximité entre innovation de services et innovation sociale.
Author: DAFSA (1959-2000)
Publisher:
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Category :
Languages : fr
Pages : 190
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Author: Les Échos études
Publisher:
ISBN:
Category :
Languages : fr
Pages : 191
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Author: Janos Barberis
Publisher: John Wiley & Sons
ISBN: 1119362172
Category : Business & Economics
Languages : en
Pages : 1004
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The Regulatory Technology Handbook The transformational potential of RegTech has been confirmed in recent years with US$1.2 billion invested in start-ups (2017) and an expected additional spending of US$100 billion by 2020. Regulatory technology will not only provide efficiency gains for compliance and reporting functions, it will radically change market structure and supervision. This book, the first of its kind, is providing a comprehensive and invaluable source of information aimed at corporates, regulators, compliance professionals, start-ups and policy makers. The REGTECH Book brings into a single volume the curated industry expertise delivered by subject matter experts. It serves as a single reference point to understand the RegTech eco-system and its impact on the industry. Readers will learn foundational notions such as: • The economic impact of digitization and datafication of regulation • How new technologies (Artificial Intelligence, Blockchain) are applied to compliance • Business use cases of RegTech for cost-reduction and new product origination • The future regulatory landscape affecting financial institutions, technology companies and other industries Edited by world-class academics and written by compliance professionals, regulators, entrepreneurs and business leaders, the RegTech Book represents an invaluable resource that paves the way for 21st century regulatory innovation.
Author: Rym Ayadi
Publisher: CEPS
ISBN: 9789290794790
Category : Bank mergers
Languages : en
Pages : 108
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Author: Institute of Medicine
Publisher: National Academies Press
ISBN: 0309133203
Category : Medical
Languages : en
Pages : 212
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Hidden Cost, Value Lost, the fifth of a series of six books on the consequences of uninsurance in the United States, illustrates some of the economic and social losses to the country of maintaining so many people without health insurance. The book explores the potential economic and societal benefits that could be realized if everyone had health insurance on a continuous basis, as people over age 65 currently do with Medicare. Hidden Costs, Value Lost concludes that the estimated benefits across society in health years of life gained by providing the uninsured with the kind and amount of health services that the insured use, are likely greater than the additional social costs of doing so. The potential economic value to be gained in better health outcomes from uninterrupted coverage for all Americans is estimated to be between $65 and $130 billion each year.
Author: David HouŽto
Publisher: Lulu.com
ISBN: 1291761152
Category : Reference
Languages : fr
Pages : 327
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Le terme promotion de la santé en Afrique, près de 30 ans après l'adoption de la Charte d'Ottawa, continue d'avoir des connotations complètement hors du sens que lui confère cette charte. Cela n'est pas étonnant quand on sait que la notion de santé dans ce contexte africain équivaut à la lutte contre la maladie à travers les soins de santé dispensés par des professionnels de la santé dans des formations sanitaires et les hôpitaux. L'évolution que connait le continent depuis quelques décennies est de donner un peu plus de place à la communauté à travers les relais communautaires dans une participation communautaire vidée de son contenu, car le pouvoir n'est jamais passé entre les mains des communautés.C'est au vu de tout ceci que le présent ouvrage à sa raison d'être pour expliquer les fondements de l'autonomisation communautaire et de la promotion de la santé avec leur importance pour la région africaine en proie aux mauvais indicateurs de santé comparativement aux autres régions du monde.
Author: Eric Topol
Publisher: Basic Books
ISBN: 0465094473
Category : Medical
Languages : en
Pages : 386
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The essential guide by one of America's leading doctors to how digital technology enables all of us to take charge of our health A trip to the doctor is almost a guarantee of misery. You'll make an appointment months in advance. You'll probably wait for several hours until you hear "the doctor will see you now"-but only for fifteen minutes! Then you'll wait even longer for lab tests, the results of which you'll likely never see, unless they indicate further (and more invasive) tests, most of which will probably prove unnecessary (much like physicals themselves). And your bill will be astronomical. In The Patient Will See You Now, Eric Topol, one of the nation's top physicians, shows why medicine does not have to be that way. Instead, you could use your smartphone to get rapid test results from one drop of blood, monitor your vital signs both day and night, and use an artificially intelligent algorithm to receive a diagnosis without having to see a doctor, all at a small fraction of the cost imposed by our modern healthcare system. The change is powered by what Topol calls medicine's "Gutenberg moment." Much as the printing press took learning out of the hands of a priestly class, the mobile internet is doing the same for medicine, giving us unprecedented control over our healthcare. With smartphones in hand, we are no longer beholden to an impersonal and paternalistic system in which "doctor knows best." Medicine has been digitized, Topol argues; now it will be democratized. Computers will replace physicians for many diagnostic tasks, citizen science will give rise to citizen medicine, and enormous data sets will give us new means to attack conditions that have long been incurable. Massive, open, online medicine, where diagnostics are done by Facebook-like comparisons of medical profiles, will enable real-time, real-world research on massive populations. There's no doubt the path forward will be complicated: the medical establishment will resist these changes, and digitized medicine inevitably raises serious issues surrounding privacy. Nevertheless, the result-better, cheaper, and more human health care-will be worth it. Provocative and engrossing, The Patient Will See You Now is essential reading for anyone who thinks they deserve better health care. That is, for all of us.
Author: Canada. Parliament. House of Commons. Standing Committee on Finance
Publisher:
ISBN:
Category : Bank mergers
Languages : fr
Pages : 164
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