Life Insurance in India: Performance and Investment Pattern Before Pandemic 2020 PDF Download
Are you looking for read ebook online? Search for your book and save it on your Kindle device, PC, phones or tablets. Download Life Insurance in India: Performance and Investment Pattern Before Pandemic 2020 PDF full book. Access full book title Life Insurance in India: Performance and Investment Pattern Before Pandemic 2020 by Tejal Joshi. Download full books in PDF and EPUB format.
Author: Tejal Joshi
Publisher:
ISBN:
Category :
Languages : en
Pages : 210
Get Book Here
Book Description
This book consists a study, which is carried out to know the current status (up to 2018-19) of life insurance sector in India. It also studies an awareness and measures the investor's perception and preference about various investment avenues including Life Insurance Plans, in that especially ULIPs which contains dual benefits of risk cover of life and may give good return subject to the stock market performance. Thus, followings are the objectives of the study.1)To study the investment behaviour of retail investors in Surat city. 2)To study the investment pattern of retail investors for life insurance. 3)To study preference about various investment avenues. 4)To study the preference of investors for various types of life insurance plans.For the study secondary data is collected from the reports of IDRA (Insurance Development and Regulatory Authority), the reports of Economic Survey and articles of different journals referred for literature review, whereas the primary data collection is done through survey method whereby the respondents were personally contacted (104 respondents) and with the use of electronic survey through email and other social networking websites (142 respondents). The websites of www.surveymonkey.com (49 respondents) and www.google.com (93 respondents using google forms) is used for the electronic survey so that computer savvy investors could also respond more conveniently. For analysis of data frequency distribution is analyzed with the use of cross-tabulation, chi-square test, Mann-Whitney U test and Kruskal Wallis Test. As this research work is more focusing on nominal data, Chi-Square Test is preferred. It is used to understand the effect of a different demographic factor on awareness, perception and preference of respondents about different life insurance plans and other investment avenues. Perceptual mapping is used for two-dimensional analysis. It is done for mapping various investment avenues based on two dimensions i.e. risk and return. Two degrees of high and low is used for both (risk & return) of the dimensions to map various investment avenues. Reliability test - Cronbach's Alpha is used to check the reliability of a list of statements for various questions. Factor Analysis is used to find the similarity among certain variables and to identify a single factor representing them all. To come out with the segment profile of the investors' Cluster analysis has been used.
Author: Tejal Joshi
Publisher:
ISBN:
Category :
Languages : en
Pages : 210
Get Book Here
Book Description
This book consists a study, which is carried out to know the current status (up to 2018-19) of life insurance sector in India. It also studies an awareness and measures the investor's perception and preference about various investment avenues including Life Insurance Plans, in that especially ULIPs which contains dual benefits of risk cover of life and may give good return subject to the stock market performance. Thus, followings are the objectives of the study.1)To study the investment behaviour of retail investors in Surat city. 2)To study the investment pattern of retail investors for life insurance. 3)To study preference about various investment avenues. 4)To study the preference of investors for various types of life insurance plans.For the study secondary data is collected from the reports of IDRA (Insurance Development and Regulatory Authority), the reports of Economic Survey and articles of different journals referred for literature review, whereas the primary data collection is done through survey method whereby the respondents were personally contacted (104 respondents) and with the use of electronic survey through email and other social networking websites (142 respondents). The websites of www.surveymonkey.com (49 respondents) and www.google.com (93 respondents using google forms) is used for the electronic survey so that computer savvy investors could also respond more conveniently. For analysis of data frequency distribution is analyzed with the use of cross-tabulation, chi-square test, Mann-Whitney U test and Kruskal Wallis Test. As this research work is more focusing on nominal data, Chi-Square Test is preferred. It is used to understand the effect of a different demographic factor on awareness, perception and preference of respondents about different life insurance plans and other investment avenues. Perceptual mapping is used for two-dimensional analysis. It is done for mapping various investment avenues based on two dimensions i.e. risk and return. Two degrees of high and low is used for both (risk & return) of the dimensions to map various investment avenues. Reliability test - Cronbach's Alpha is used to check the reliability of a list of statements for various questions. Factor Analysis is used to find the similarity among certain variables and to identify a single factor representing them all. To come out with the segment profile of the investors' Cluster analysis has been used.
Author: National Intelligence Council
Publisher: Cosimo Reports
ISBN: 9781646794973
Category :
Languages : en
Pages : 158
Get Book Here
Book Description
"The ongoing COVID-19 pandemic marks the most significant, singular global disruption since World War II, with health, economic, political, and security implications that will ripple for years to come." -Global Trends 2040 (2021) Global Trends 2040-A More Contested World (2021), released by the US National Intelligence Council, is the latest report in its series of reports starting in 1997 about megatrends and the world's future. This report, strongly influenced by the COVID-19 pandemic, paints a bleak picture of the future and describes a contested, fragmented and turbulent world. It specifically discusses the four main trends that will shape tomorrow's world: - Demographics-by 2040, 1.4 billion people will be added mostly in Africa and South Asia. - Economics-increased government debt and concentrated economic power will escalate problems for the poor and middleclass. - Climate-a hotter world will increase water, food, and health insecurity. - Technology-the emergence of new technologies could both solve and cause problems for human life. Students of trends, policymakers, entrepreneurs, academics, journalists and anyone eager for a glimpse into the next decades, will find this report, with colored graphs, essential reading.
Author: Simon Grima
Publisher: Emerald Group Publishing
ISBN: 1802629734
Category : Business & Economics
Languages : en
Pages : 201
Get Book Here
Book Description
Managing Risk and Decision Making in Times of Economic Distress adds much needed scholarly analysis of the fledgling decision/control approach, arguing the merits of its empirical content to shed light on the structure of capital contracts and rationale for diversity of objectives.
Author: India
Publisher: Universal Law Publishing
ISBN:
Category : Insurance
Languages : en
Pages : 428
Get Book Here
Book Description
Author: World Bank
Publisher: World Bank Publications
ISBN: 1464816476
Category : Political Science
Languages : en
Pages : 301
Get Book Here
Book Description
Human capital—the knowledge, skills, and health that people accumulate over their lives—is a central driver of sustainable growth, poverty reduction, and successful societies. More human capital is associated with higher earnings for people, higher income for countries, and stronger cohesion in societies. Much of the hard-won human capital gains in many economies over the past decade is at risk of being eroded by the COVID-19 (coronavirus) pandemic. Urgent action is needed to protect these advances, particularly among the poor and vulnerable. Designing the needed interventions, targeting them to achieve the highest effectiveness, and navigating difficult trade-offs make investing in better measurement of human capital now more important than ever. The Human Capital Index (HCI)—launched in 2018 as part of the Human Capital Project—is an international metric that benchmarks the key components of human capital across economies. The HCI is a global effort to accelerate progress toward a world where all children can achieve their full potential. Measuring the human capital that children born today can expect to attain by their 18th birthdays, the HCI highlights how current health and education outcomes shape the productivity of the next generation of workers and underscores the importance of government and societal investments in human capital. The Human Capital Index 2020 Update: Human Capital in the Time of COVID-19 presents the first update of the HCI, using health and education data available as of March 2020. It documents new evidence on trends, examples of successes, and analytical work on the utilization of human capital. The new data—collected before the global onset of COVID-19—can act as a baseline to track its effects on health and education outcomes. The report highlights how better measurement is essential for policy makers to design effective interventions and target support. In the immediate term, investments in better measurement and data use will guide pandemic containment strategies and support for those who are most affected. In the medium term, better curation and use of administrative, survey, and identification data can guide policy choices in an environment of limited fiscal space and competing priorities. In the longer term, the hope is that economies will be able to do more than simply recover lost ground. Ambitious, evidence-driven policy measures in health, education, and social protection can pave the way for today’s children to surpass the human capital achievements and quality of life of the generations that preceded them.
Author: OECD
Publisher: OECD Publishing
ISBN: 9264852395
Category :
Languages : en
Pages : 94
Get Book Here
Book Description
This edition of the OECD Sovereign Borrowing Outlook reviews developments in response to the COVID-19 pandemic for government borrowing needs, funding conditions and funding strategies in the OECD area.
Author: National Academies of Sciences, Engineering, and Medicine
Publisher: National Academies Press
ISBN: 0309452961
Category : Medical
Languages : en
Pages : 583
Get Book Here
Book Description
In the United States, some populations suffer from far greater disparities in health than others. Those disparities are caused not only by fundamental differences in health status across segments of the population, but also because of inequities in factors that impact health status, so-called determinants of health. Only part of an individual's health status depends on his or her behavior and choice; community-wide problems like poverty, unemployment, poor education, inadequate housing, poor public transportation, interpersonal violence, and decaying neighborhoods also contribute to health inequities, as well as the historic and ongoing interplay of structures, policies, and norms that shape lives. When these factors are not optimal in a community, it does not mean they are intractable: such inequities can be mitigated by social policies that can shape health in powerful ways. Communities in Action: Pathways to Health Equity seeks to delineate the causes of and the solutions to health inequities in the United States. This report focuses on what communities can do to promote health equity, what actions are needed by the many and varied stakeholders that are part of communities or support them, as well as the root causes and structural barriers that need to be overcome.
Author: World Bank
Publisher: World Bank Publications
ISBN: 1464816662
Category : Business & Economics
Languages : en
Pages : 339
Get Book Here
Book Description
The world economy is experiencing a very strong but uneven recovery, with many emerging market and developing economies facing obstacles to vaccination. The global outlook remains uncertain, with major risks around the path of the pandemic and the possibility of financial stress amid large debt loads. Policy makers face a difficult balancing act as they seek to nurture the recovery while safeguarding price stability and fiscal sustainability. A comprehensive set of policies will be required to promote a strong recovery that mitigates inequality and enhances environmental sustainability, ultimately putting economies on a path of green, resilient, and inclusive development. Prominent among the necessary policies are efforts to lower trade costs so that trade can once again become a robust engine of growth. This year marks the 30th anniversary of the Global Economic Prospects. The Global Economic Prospects is a World Bank Group Flagship Report that examines global economic developments and prospects, with a special focus on emerging market and developing economies, on a semiannual basis (in January and June). Each edition includes analytical pieces on topical policy challenges faced by these economies.
Author: El Bachir Boukherouaa
Publisher: International Monetary Fund
ISBN: 1589063953
Category : Business & Economics
Languages : en
Pages : 35
Get Book Here
Book Description
This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight.
Author: Andrea Ciani
Publisher: World Bank Publications
ISBN: 1464815585
Category : Business & Economics
Languages : en
Pages : 187
Get Book Here
Book Description
Economic and social progress requires a diverse ecosystem of firms that play complementary roles. Making It Big: Why Developing Countries Need More Large Firms constitutes one of the most up-to-date assessments of how large firms are created in low- and middle-income countries and their role in development. It argues that large firms advance a range of development objectives in ways that other firms do not: large firms are more likely to innovate, export, and offer training and are more likely to adopt international standards of quality, among other contributions. Their particularities are closely associated with productivity advantages and translate into improved outcomes not only for their owners but also for their workers and for smaller enterprises in their value chains. The challenge for economic development, however, is that production does not reach economic scale in low- and middle-income countries. Why are large firms scarcer in developing countries? Drawing on a rare set of data from public and private sources, as well as proprietary data from the International Finance Corporation and case studies, this book shows that large firms are often born large—or with the attributes of largeness. In other words, what is distinct about them is often in place from day one of their operations. To fill the “missing top†? of the firm-size distribution with additional large firms, governments should support the creation of such firms by opening markets to greater competition. In low-income countries, this objective can be achieved through simple policy reorientation, such as breaking oligopolies, removing unnecessary restrictions to international trade and investment, and establishing strong rules to prevent the abuse of market power. Governments should also strive to ensure that private actors have the skills, technology, intelligence, infrastructure, and finance they need to create large ventures. Additionally, they should actively work to spread the benefits from production at scale across the largest possible number of market participants. This book seeks to bring frontier thinking and evidence on the role and origins of large firms to a wide range of readers, including academics, development practitioners and policy makers.
