Life Insurance for the American Family

Life Insurance for the American Family PDF Author: Ed Kelly
Publisher: iUniverse
ISBN: 0595467423
Category : Business & Economics
Languages : en
Pages : 88

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Book Description
Ed Kelly is on a mission to help American families. They are grossly underinsured with their current life insurance coverage, and something must be done about it, soon. In this book, Ed exposes the 10 myths that most consumers and their current advisors hold about life insurance. Once these myths are dispelled, then the mothers and fathers, husbands and wives, insurance agents and financial planners can all move on to address the truth about Time Diversification and Tax Diversification. This book is a call for Americans to take responsibility for themselves and the real risks we all face. While most people can think of only one reason to own life insurance (to provide money for a survivor), Ed shows there are actually 1000 reasons to own life insurance, from cradle to grave. Many of these are driven by the tax advantages inherent in a life insurance policy. His mission is to drive you to a better conversation and a better meeting with your financial professional. This book will help you see life insurance from a new philosophical and practical perspective.

Life Insurance for the American Family

Life Insurance for the American Family PDF Author: Ed Kelly
Publisher: iUniverse
ISBN: 0595467423
Category : Business & Economics
Languages : en
Pages : 88

Get Book Here

Book Description
Ed Kelly is on a mission to help American families. They are grossly underinsured with their current life insurance coverage, and something must be done about it, soon. In this book, Ed exposes the 10 myths that most consumers and their current advisors hold about life insurance. Once these myths are dispelled, then the mothers and fathers, husbands and wives, insurance agents and financial planners can all move on to address the truth about Time Diversification and Tax Diversification. This book is a call for Americans to take responsibility for themselves and the real risks we all face. While most people can think of only one reason to own life insurance (to provide money for a survivor), Ed shows there are actually 1000 reasons to own life insurance, from cradle to grave. Many of these are driven by the tax advantages inherent in a life insurance policy. His mission is to drive you to a better conversation and a better meeting with your financial professional. This book will help you see life insurance from a new philosophical and practical perspective.

Life Insurance Ownership Among American Families

Life Insurance Ownership Among American Families PDF Author: University of Michigan. Survey Research Center
Publisher:
ISBN:
Category : Life insurance
Languages : en
Pages : 74

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Book Description


Life Insurance Fact Book

Life Insurance Fact Book PDF Author:
Publisher:
ISBN:
Category : Life insurance
Languages : en
Pages : 398

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Book Description


Health Insurance is a Family Matter

Health Insurance is a Family Matter PDF Author: Institute of Medicine
Publisher: National Academies Press
ISBN: 0309169054
Category : Medical
Languages : en
Pages : 296

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Book Description
Health Insurance is a Family Matter is the third of a series of six reports on the problems of uninsurance in the United Sates and addresses the impact on the family of not having health insurance. The book demonstrates that having one or more uninsured members in a family can have adverse consequences for everyone in the household and that the financial, physical, and emotional well-being of all members of a family may be adversely affected if any family member lacks coverage. It concludes with the finding that uninsured children have worse access to and use fewer health care services than children with insurance, including important preventive services that can have beneficial long-term effects.

Lauer V. American Family Life Insurance Company

Lauer V. American Family Life Insurance Company PDF Author:
Publisher:
ISBN:
Category : Legal briefs
Languages : en
Pages : 12

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Book Description


Life insurance ownership among American families

Life insurance ownership among American families PDF Author: Institute of Life Insurance
Publisher:
ISBN:
Category :
Languages : en
Pages : 38

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Book Description


Securing the Future

Securing the Future PDF Author: Jermaine Whiteside
Publisher: EWTECHNERD LLC
ISBN:
Category : Business & Economics
Languages : en
Pages : 131

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Book Description
"Securing the Future" is a groundbreaking handbook designed specifically for African American families, focusing on the crucial role of insurance and financial planning in building and preserving generational wealth. This comprehensive guide addresses a critical gap in financial literacy within the community, offering practical advice, strategies, and insights tailored to African American families' unique needs and challenges. Key Highlights: Understanding Insurance: The book demystifies various insurance policies, including life, health, homeowners, auto, and disability insurance, explaining their importance in a family's financial security. Life Insurance as a Legacy Tool: It delves deeply into how life insurance can be used for financial protection and as a strategic tool for wealth accumulation and legacy planning. Affordability and Policy Optimization: Practical tips on securing affordable insurance policies and maximizing their benefits are provided, making insurance accessible and practical for families on a budget. The Waterfall Method: Inspired by Rockefeller's wealth preservation strategy, the book introduces the Waterfall Method as a framework for African American families to create a sustainable financial legacy. Real-Life Examples and Case Studies: The book includes relatable examples and case studies, illustrating how insurance can be leveraged in various scenarios to enhance financial stability and build wealth. Addressing Historical Context: It acknowledges the historical and cultural factors that have impacted financial planning in African American communities and offers guidance to overcome these challenges. Financial Education for Families: Emphasis is placed on educating and involving the entire family in financial decision-making and planning, fostering a legacy of financial knowledge and responsibility. Particular Focus on Children's Future: Strategies to ensure future generations' financial stability and prosperity, including funding education and entrepreneurial ventures, are highlighted. Actionable Steps for Building Wealth: The book provides actionable steps and strategies for using insurance as a tool for wealth creation and protection, tailored to the needs of African American families. "Securing the Future" is more than just an insurance handbook; it is a manifesto for financial empowerment aimed at equipping African American families with the knowledge and tools necessary to build a secure and prosperous future. This book is essential for anyone seeking to understand the power of insurance in creating a lasting family legacy.

Families in America

Families in America PDF Author: American Council of Life Insurance
Publisher:
ISBN:
Category : Families
Languages : en
Pages : 40

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Book Description


ACLI Life Insurance Fact Book

ACLI Life Insurance Fact Book PDF Author:
Publisher:
ISBN:
Category : Life insurance
Languages : en
Pages : 248

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Book Description


Investing in Life

Investing in Life PDF Author: Sharon Ann Murphy
Publisher: Johns Hopkins University Press+ORM
ISBN: 0801899478
Category : Business & Economics
Languages : en
Pages : 411

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Book Description
A study of the early years of the life insurance industry in 19th century America. Investing in Life considers the creation and expansion of the American life insurance industry from its early origins in the 1810s through the 1860s and examines how its growth paralleled and influenced the emergence of the middle class. Using the economic instability of the period as her backdrop, Sharon Ann Murphy also analyzes changing roles for women; the attempts to adapt slavery to an urban, industrialized setting; the rise of statistical thinking; and efforts to regulate the business environment. Her research directly challenges the conclusions of previous scholars who have dismissed the importance of the earliest industry innovators while exaggerating clerical opposition to life insurance. Murphy examines insurance as both a business and a social phenomenon. She looks at how insurance companies positioned themselves within the marketplace, calculated risks associated with disease, intemperance, occupational hazard, and war, and battled fraud, murder, and suicide. She also discusses the role of consumers?their reasons for purchasing life insurance, their perceptions of the industry, and how their desires and demands shaped the ultimate product. Winner, Hagley Prize in Business History, Hagley Museum and Library and the Business History Conference Praise for Investing in Life “A well-written, well-argued book that makes a number of important contributions to the history of business and capitalism in antebellum America.” —Sean H. Vanatta, Common Place “An intriguing, instructive history of the establishment and development of the life insurance industry that reveals a good deal about changing social and commercial conditions in antebellum America . . . Highly recommended.” —Choice