Lending Transactions and the Bankruptcy Reform Act, 1981 PDF Download
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Author:
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ISBN:
Category : Bankruptcy
Languages : en
Pages : 984
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Author:
Publisher:
ISBN:
Category : Bankruptcy
Languages : en
Pages : 984
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Author:
Publisher:
ISBN:
Category : Bankruptcy
Languages : en
Pages : 978
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Author:
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ISBN:
Category : Banking law
Languages : en
Pages : 796
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Author:
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ISBN:
Category : Bankruptcy
Languages : en
Pages : 592
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Book Description
Author: United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law
Publisher:
ISBN:
Category : Bankruptcy
Languages : en
Pages : 214
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Author:
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ISBN:
Category : City planning
Languages : en
Pages : 460
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Author:
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ISBN:
Category : Consumer protection
Languages : en
Pages : 556
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Author: Heywood W. Fleisig
Publisher: World Bank Publications
ISBN: 082136491X
Category : Law
Languages : en
Pages : 120
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Book Description
Most readers, especially those with car loans or home mortgages, know about "collateral"--property that the lender can take away from the borrower in the event that the borrower defaults. In low/middle income countries, it is understood that conservative lenders exclude firms from credit markets with their excessive collateral requirements. Usually, this is because only some property is acceptable as collateral: large holdings of urban real estate and, sometimes, new motor vehicles. Microenterprises, SMEs, and the poor have little of this property but they do have an array of productive assets that could easily be harnessed to serve as collateral. It is only the legal framework which prevents firms from using these assets to secure loans. In countries with reformed laws governing collateral, property such as equipment, inventory, accounts receivable, livestock are considered excellent collateral. This book aims to better equip project managers to implement reforms to the legal and institutional framework for collateral (secured transactions). It discusses the importance of movable property as a source of collateral for firms, the relationship between the legal framework governing movable assets and the financial sector consequences for firms (better loan terms, increased access, more competitive financial sector), and how reforms can be put in place to change the lending environment.
Author:
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Category : Congresses and conventions
Languages : en
Pages : 670
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Author:
Publisher: R. R. Bowker
ISBN:
Category : Reference
Languages : en
Pages : 1384
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