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Author: Carlos Arriaga Costa
Publisher: Omniscriptum
ISBN: 9786131568015
Category :
Languages : fr
Pages : 400
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Book Description
Les relations entre les entreprises et les banques ont évolué au cours des dernières années. Les termes du contrat établis entre les banques et les entreprises ne sont pas suffisants pour éviter les problèmes de risque moral et d'antisélection. L'importance de la réputation provient de l'impossibilité de résoudre ces problèmes dans le contrat mème. Un sondage d'opinion auprès des entreprises qui exercent leurs activités au Portugal et un autre auprès des banques ont été effectués.Du côté des banques, nous soulignons les méthodologies d'analyse du risque de crédit et l'importance des indicateurs qualitatifs dans ces méthodologies.Du côté des entreprises, nous mettons en évidence les motifs de choix de la banque principale et les attitudes des entreprises par rapport au comportement de leur banque principale. La réputation des entreprises auprès des banques n'est pas une condition suffisante pour inciter les banques à réduire la surveillance de l'entreprise, au contraire pour les entreprises la réputation bancaire est cruciale pour renforcer la confiance et elle détermine plus visiblement les motifs de choix de la banque principale.
Author: Carlos Arriaga Costa
Publisher: Omniscriptum
ISBN: 9786131568015
Category :
Languages : fr
Pages : 400
Get Book Here
Book Description
Les relations entre les entreprises et les banques ont évolué au cours des dernières années. Les termes du contrat établis entre les banques et les entreprises ne sont pas suffisants pour éviter les problèmes de risque moral et d'antisélection. L'importance de la réputation provient de l'impossibilité de résoudre ces problèmes dans le contrat mème. Un sondage d'opinion auprès des entreprises qui exercent leurs activités au Portugal et un autre auprès des banques ont été effectués.Du côté des banques, nous soulignons les méthodologies d'analyse du risque de crédit et l'importance des indicateurs qualitatifs dans ces méthodologies.Du côté des entreprises, nous mettons en évidence les motifs de choix de la banque principale et les attitudes des entreprises par rapport au comportement de leur banque principale. La réputation des entreprises auprès des banques n'est pas une condition suffisante pour inciter les banques à réduire la surveillance de l'entreprise, au contraire pour les entreprises la réputation bancaire est cruciale pour renforcer la confiance et elle détermine plus visiblement les motifs de choix de la banque principale.
Author: Carlos Arriaga Costa
Publisher:
ISBN:
Category :
Languages : fr
Pages : 506
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Book Description
NOTRE RECHERCHE SE PROPOSE DE REPONDRE A LA QUESTION SUIVANTE: QUELLE EST LA VALEUR DE LA REPUTATION DES ENTREPRISES AUPRES DES BANQUES ET DES BANQUES AUPRES DES ENTREPRISES, DANS UN ENVIRONNEMENT A INFORMATION INCOMPLETE? DANS UNE PREMIERE ETAPE NOUS TENTONS DE COMPRENDRE LES OBJECTIFS ET D'IDENTIFIER LES STRATEGIES DES BANQUES ET DES ENTREPRISES. LES RELATIONS ENTRE LES ENTREPRISES ET LES BANQUES ONT EVOLUE AU COURS DES DERNIERES ANNEES. LA REDUCTION DES MARGES DES OPERATIONS BANCAIRES A INCITE LES BANQUES A S'ADAPTER A UN NOUVEL ENVIRONNEMENT. LES VALEURS TRADITIONNELLES, BASEES SUR DES RELATIONS STABLES AVEC LES ENTREPRISES, ONT EN SOUFFERT. ENSUITE, NOTRE RECHERCHE ALIMENTE LE DEBAT THEORIQUE SUR CETTE RELATION. LES TERMES DU CONTRAT ETABLIS ENTRE LES BANQUES ET LES ENTREPRISES NE SONT PAS SUFFISANTS POUR EVITER LES PROBLEMES DE RISQUE MORAL ET D'ANTISELECTION. L'IMPORTANCE DE LA REPUTATION PROVIENT DE L'IMPOSSIBILITE DE RESOUDRE CES PROBLEMES DANS LE CONTRAT MEME. FINALEMENT, NOTRE RECHERCHE ANALYSE EMPIRIQUEMENT LA QUESTION. UN SONDAGE D'OPINION AUPRES DES ENTREPRISES QUI EXERCENT LEURS ACTIVITES AU PORTUGAL ET UN AUTRE AUPRES DES BANQUES ONT ETE EFFECTUES. DU COTE DES BANQUES, NOUS SOULIGNONS LES METHODOLOGIES D'ANALYSE DU RISQUE DE CREDIT ET L'IMPORTANCE DES INDICATEURS QUALITATIFS DANS CES METHODOLOGIES. DU COTE DES ENTREPRISES, NOUS METTONS EN EVIDENCE LES MOTIFS DE CHOIX DE LA BANQUE PRINCIPALE ET LES ATTITUDES DES ENTREPRISES PAR RAPPORT AU COMPORTEMENT DE LEUR BANQUE PRINCIPALE. LES PRINCIPAUX RESULTATS NOUS MONTRENT QUE LA RELATION ENTRE LES BANQUES ET LES ENTREPRISES EST UNE RELATION 'MULTI-BANCAIRE'. LA REPUTATION DES ENTREPRISES AUPRES DES BANQUES N'EST PAS UNE CONDITION SUFFISANTE POUR INCITER LES BANQUES A REDUIRE LA SURVEILLANCE DE L'ENTREPRISE, AU CONTRAIRE POUR LES ENTREPRISES LA REPUTATION BANCAIRE EST CRUCIALE POUR RENFORCER LA CONFIANCE ET ELLE DETERMINE PLUS VISIBLEMENT LES ATTITUDES DE "FIDELITE" ET LES MOTIFS DE CHOIX DE LA BANQUE PRINCIPALE.
Author: Unesco
Publisher: UNESCO
ISBN: 9231040774
Category : Social Science
Languages : en
Pages : 418
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Book Description
This report analyses all aspects of cultural diversity, which has emerged as a key concern of the international community in recent decades, and maps out new approaches to monitoring and shaping the changes that are taking place. It highlights, in particular, the interrelated challenges of cultural diversity and intercultural dialogue and the way in which strong homogenizing forces are matched by persistent diversifying trends. The report proposes a series of ten policy-oriented recommendations, to the attention of States, intergovernmental and non-governmental organizations, international and regional bodies, national institutions and the private sector on how to invest in cultural diversity. Emphasizing the importance of cultural diversity in different areas (languages, education, communication and new media development, and creativity and the marketplace) based on data and examples collected from around the world, the report is also intended for the general public. It proposes a coherent vision of cultural diversity and clarifies how, far from being a threat, it can become beneficial to the action of the international community.
Author: Jeremy Atack
Publisher: Cambridge University Press
ISBN: 1139477048
Category : Business & Economics
Languages : en
Pages : 497
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Book Description
Collectively, mankind has never had it so good despite periodic economic crises of which the current sub-prime crisis is merely the latest example. Much of this success is attributable to the increasing efficiency of the world's financial institutions as finance has proved to be one of the most important causal factors in economic performance. In a series of insightful essays, financial and economic historians examine how financial innovations from the seventeenth century to the present have continually challenged established institutional arrangements, forcing change and adaptation by governments, financial intermediaries, and financial markets. Where these have been successful, wealth creation and growth have followed. When they failed, growth slowed and sometimes economic decline has followed. These essays illustrate the difficulties of co-ordinating financial innovations in order to sustain their benefits for the wider economy, a theme that will be of interest to policy makers as well as economic historians.
Author: Janos Barberis
Publisher: John Wiley & Sons
ISBN: 1119362172
Category : Business & Economics
Languages : en
Pages : 970
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Book Description
The Regulatory Technology Handbook The transformational potential of RegTech has been confirmed in recent years with US$1.2 billion invested in start-ups (2017) and an expected additional spending of US$100 billion by 2020. Regulatory technology will not only provide efficiency gains for compliance and reporting functions, it will radically change market structure and supervision. This book, the first of its kind, is providing a comprehensive and invaluable source of information aimed at corporates, regulators, compliance professionals, start-ups and policy makers. The REGTECH Book brings into a single volume the curated industry expertise delivered by subject matter experts. It serves as a single reference point to understand the RegTech eco-system and its impact on the industry. Readers will learn foundational notions such as: • The economic impact of digitization and datafication of regulation • How new technologies (Artificial Intelligence, Blockchain) are applied to compliance • Business use cases of RegTech for cost-reduction and new product origination • The future regulatory landscape affecting financial institutions, technology companies and other industries Edited by world-class academics and written by compliance professionals, regulators, entrepreneurs and business leaders, the RegTech Book represents an invaluable resource that paves the way for 21st century regulatory innovation.
Author: Lindy Muzila
Publisher:
ISBN: 9780821394540
Category : International law
Languages : en
Pages : 0
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Book Description
Despite broad international recognition of the criminalization of illicit enrichment, it has not been universally accepted as an anti-corruption measure. Instead, criminalization of illicit enrichment continues to generate extensive debate and controversy. Against this background, this volume aims to provide an analysis of how illicit enrichment works, and attempts to shed light on any contributions that it has made to the fight against corruption and the recovery of stolen assets. Rather than delving into the theoretical and academic debates around illicit enrichment, this study focuses primarily on the analysis of current practice, case law, and existing literature to offer a new perspective to the on-going discussions. More specifically, the volume addresses the legal framework upon which the concept of illicit enrichment rests, and the resulting policy implications of that legal framework. It also focuses on illicit enrichment as an anti-corruption mechanism, from its roots as a response to the problems inherent to prosecutions involving corruption, to an examination of elements and inchoate offenses relating to illicit enrichment under international conventions. It examines illicit enrichment jurisprudence in the global context. An extensive survey was carried out to determine the countries where the offense exists, what form it takes, how often it is used, and for countries where it doesn't, what other measures are used in its place. The authors neither recommend nor oppose the adoption of illicit enrichment provisions, but rather aim to assist jurisdictions considering such steps by highlighting key questions that might arise during implementation, including how the offense is defined and enforced domestically by States. Similarly, the authors do not endorse nor criticize any practice carried out by States in the implementation of the criminalization of illicit enrichment. Ultimately, it is also hoped that this study provides a basis for further discussion amongst policy makers and practitioners, and fuels upcoming discussions by the Conference of State parties of the UNCAC and its Working Groups
Author: Mark Dike DeLancey
Publisher: Scarecrow Press
ISBN: 0810873990
Category : History
Languages : en
Pages : 532
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Book Description
Cameroon is a country endowed with a variety of climates and agricultural environments, numerous minerals, substantial forests, and a dynamic population. It is a country that should be a leader of Africa. Instead, we find a country almost paralyzed by corruption and poor management, a country with a low life expectancy and serious health problems, and a country from which the most talented and highly educated members of the population are emigrating in large numbers. Although Cameroon has made economic progress since independence, it has not been able to change the dependent nature of its economy. The economic situation combined with the dismal record of its political history, indicate that prospects for political stability, justice, and prosperity are dimmer than they have been for most of the country's independent existence. The fourth edition of the Historical Dictionary of the Republic of Cameroon has been updated to reflect advances in the study of Cameroon's history as well as to provide coverage of the years since the last edition. It relates the turbulent history of Cameroon through a chronology, an introductory essay, a bibliography, and over 600 cross-referenced dictionary entries on significant persons, events, places, organizations, and other aspects of Cameroon history from the earliest times to the present.
Author: Vera Constance Smith
Publisher:
ISBN: 9780678012673
Category : Banks and banking
Languages : en
Pages : 63
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Book Description
Author: World Bank
Publisher: World Bank Publications
ISBN:
Category : Business & Economics
Languages : en
Pages : 468
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Book Description
This edition of the World Bank has been revised and expanded by the Terminology Unit in the Languages Services Division of the World Bank in collaboration with the English, Spanish, and French Translation Sections. The Glossary is intended to assist the Bank's translators and interpreters, other Bank staff using French and Spanish in their work, and free-lance translator's and interpreters employed by the Bank. For this reason, the Glossary contains not only financial and economic terminology and terms relating to the Bank's procedures and practices, but also terms that frequently occur in Bank documents, and others for which the Bank has a preferred equivalent. Although many of these terms, relating to such fields as agriculture, education, energy, housing, law, technology, and transportation, could be found in other sources, they have been assembled here for ease of reference. A list of acronyms occurring frequently in Bank texts (the terms to which they refer being found in the Glossary) and a list of international, regional, and national organizations will be found at the end of the Glossary.
Author: Eric Toussaint
Publisher: IMG Publications
ISBN: 9780902869370
Category :
Languages : en
Pages : 336
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Book Description
Governments of the most industrialised countries have dramatically increased their public debt to bail out the private banks after the most disastrous economic and financial meltdown in capitalist history since the 1930s. Paying debts and reducing fiscal deficits have become the perfect pretexts to enforce austerity measures everywhere. The Troika (European Commission, ECB and IMF) and all EU governments have launched an unprecedented attack on people's social and economic rights. This book will enable the reader to understand how the crisis developed: the consequences of deregulating the banking system, the logic underpinning private banks' responses, and the crimes they perpetrate on a daily basis with the collusion of governments and central banks. It argues for socialisation, rather than 'nationalisation', of the banking sector so that it becomes a proper public service under citizen control and monitoring. It argues for the cancellation of illegitimate public debt that largely results from bank bail-outs. It uses simple straightforward language to make it possible for anyone to understand the current crisis and see coherent alternatives to the current policies.
