Insurance, Biases, Discrimination and Fairness

Insurance, Biases, Discrimination and Fairness PDF Author: Arthur Charpentier
Publisher: Springer Nature
ISBN: 303149783X
Category :
Languages : en
Pages : 491

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Insurance, Biases, Discrimination and Fairness

Insurance, Biases, Discrimination and Fairness PDF Author: Arthur Charpentier
Publisher: Springer Nature
ISBN: 303149783X
Category :
Languages : en
Pages : 491

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Book Description


Discrimination and Insurance

Discrimination and Insurance PDF Author: Ronen Avraham
Publisher:
ISBN:
Category :
Languages : en
Pages : 28

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Book Description
Is it fair and just to charge men and women identical life insurance premiums despite their different actuarial risk? What about charging the old and the young different premiums? As entities whose core business is to classify people based on their actuarial risk, should private insurance companies not be allowed to discriminate between various groups? To answer these and various other questions, I start this chapter by revealing the complete confusion that exists in the legal terrain with respect to antidiscrimination norms in insurance. I then show how philosophers writing about discrimination mostly have been writing at a level of abstraction so high that it comfortably ignores relevant nuances, thus making the entire literature largely useless for any insurance-related policy-making purposes. I conclude by proposing a theoretical framework that can help policy makers apply a fair and just anti-discrimination policy.

Underwriting Manual

Underwriting Manual PDF Author: United States. Federal Housing Administration
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 264

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Book Description


Machine Learning for Econometrics and Related Topics

Machine Learning for Econometrics and Related Topics PDF Author: Vladik Kreinovich
Publisher: Springer Nature
ISBN: 3031436016
Category :
Languages : en
Pages : 491

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Machine Learning and Knowledge Discovery in Databases: Research Track

Machine Learning and Knowledge Discovery in Databases: Research Track PDF Author: Danai Koutra
Publisher: Springer Nature
ISBN: 3031434153
Category : Computers
Languages : en
Pages : 758

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Book Description
The multi-volume set LNAI 14169 until 14175 constitutes the refereed proceedings of the European Conference on Machine Learning and Knowledge Discovery in Databases, ECML PKDD 2023, which took place in Turin, Italy, in September 2023. The 196 papers were selected from the 829 submissions for the Research Track, and 58 papers were selected from the 239 submissions for the Applied Data Science Track. The volumes are organized in topical sections as follows: Part I: Active Learning; Adversarial Machine Learning; Anomaly Detection; Applications; Bayesian Methods; Causality; Clustering. Part II: ​Computer Vision; Deep Learning; Fairness; Federated Learning; Few-shot learning; Generative Models; Graph Contrastive Learning. Part III: ​Graph Neural Networks; Graphs; Interpretability; Knowledge Graphs; Large-scale Learning. Part IV: ​Natural Language Processing; Neuro/Symbolic Learning; Optimization; Recommender Systems; Reinforcement Learning; Representation Learning. Part V: ​Robustness; Time Series; Transfer and Multitask Learning. Part VI: ​Applied Machine Learning; Computational Social Sciences; Finance; Hardware and Systems; Healthcare & Bioinformatics; Human-Computer Interaction; Recommendation and Information Retrieval. ​Part VII: Sustainability, Climate, and Environment.- Transportation & Urban Planning.- Demo.

Communities in Action

Communities in Action PDF Author: National Academies of Sciences, Engineering, and Medicine
Publisher: National Academies Press
ISBN: 0309452961
Category : Medical
Languages : en
Pages : 583

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Book Description
In the United States, some populations suffer from far greater disparities in health than others. Those disparities are caused not only by fundamental differences in health status across segments of the population, but also because of inequities in factors that impact health status, so-called determinants of health. Only part of an individual's health status depends on his or her behavior and choice; community-wide problems like poverty, unemployment, poor education, inadequate housing, poor public transportation, interpersonal violence, and decaying neighborhoods also contribute to health inequities, as well as the historic and ongoing interplay of structures, policies, and norms that shape lives. When these factors are not optimal in a community, it does not mean they are intractable: such inequities can be mitigated by social policies that can shape health in powerful ways. Communities in Action: Pathways to Health Equity seeks to delineate the causes of and the solutions to health inequities in the United States. This report focuses on what communities can do to promote health equity, what actions are needed by the many and varied stakeholders that are part of communities or support them, as well as the root causes and structural barriers that need to be overcome.

Measuring Racial Discrimination

Measuring Racial Discrimination PDF Author: National Research Council
Publisher: National Academies Press
ISBN: 0309091268
Category : Social Science
Languages : en
Pages : 335

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Book Description
Many racial and ethnic groups in the United States, including blacks, Hispanics, Asians, American Indians, and others, have historically faced severe discriminationâ€"pervasive and open denial of civil, social, political, educational, and economic opportunities. Today, large differences among racial and ethnic groups continue to exist in employment, income and wealth, housing, education, criminal justice, health, and other areas. While many factors may contribute to such differences, their size and extent suggest that various forms of discriminatory treatment persist in U.S. society and serve to undercut the achievement of equal opportunity. Measuring Racial Discrimination considers the definition of race and racial discrimination, reviews the existing techniques used to measure racial discrimination, and identifies new tools and areas for future research. The book conducts a thorough evaluation of current methodologies for a wide range of circumstances in which racial discrimination may occur, and makes recommendations on how to better assess the presence and effects of discrimination.

Sex and Gender Bias in Technology and Artificial Intelligence

Sex and Gender Bias in Technology and Artificial Intelligence PDF Author: Davide Cirillo
Publisher: Academic Press
ISBN: 0128213930
Category : Medical
Languages : en
Pages : 280

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Book Description
Sex and Gender Bias in Technology and Artificial Intelligence: Biomedicine and Healthcare Applications details the integration of sex and gender as critical factors in innovative technologies (artificial intelligence, digital medicine, natural language processing, robotics) for biomedicine and healthcare applications. By systematically reviewing existing scientific literature, a multidisciplinary group of international experts analyze diverse aspects of the complex relationship between sex and gender, health and technology, providing a perspective overview of the pressing need of an ethically-informed science. The reader is guided through the latest implementations and insights in technological areas of accelerated growth, putting forward the neglected and overlooked aspects of sex and gender in biomedical research and healthcare solutions that leverage artificial intelligence, biosensors, and personalized medicine approaches to predict and prevent disease outcomes. The reader comes away with a critical understanding of this fundamental issue for the sake of better future technologies and more effective clinical approaches. First comprehensive title addressing the topic of sex and gender biases and artificial intelligence applications to biomedical research and healthcare Co-published by the Women’s Brain Project, a leading non-profit organization in this area Guides the reader through important topics like the Generation of Clinical Data, Clinical Trials, Big Data Analytics, Digital Biomarkers, Natural Language Processing

Race and the Jury

Race and the Jury PDF Author: Hiroshi Fukurai
Publisher: Springer Science & Business Media
ISBN: 1489911278
Category : Psychology
Languages : en
Pages : 270

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Book Description
In this timely volume, the authors provide a penetrating analysis of the institutional mechanisms perpetuating the related problems of minorities' disenfranchisement and their underrepresentation on juries.

Computational Actuarial Science with R

Computational Actuarial Science with R PDF Author: Arthur Charpentier
Publisher: CRC Press
ISBN: 1498759823
Category : Business & Economics
Languages : en
Pages : 652

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Book Description
A Hands-On Approach to Understanding and Using Actuarial ModelsComputational Actuarial Science with R provides an introduction to the computational aspects of actuarial science. Using simple R code, the book helps you understand the algorithms involved in actuarial computations. It also covers more advanced topics, such as parallel computing and C/