Insider Secrets to Paying Off Student Loans Fast

Insider Secrets to Paying Off Student Loans Fast PDF Author: Brian Cliette
Publisher: CreateSpace
ISBN: 9781515264903
Category :
Languages : en
Pages : 44

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Book Description
How to pay off student loans Many people dream about going to college throughout high school as college is supposed to be the time in your life when you discover what you are truly passionate about and take your first steps into the adult world and hopefully by the end of your college experience. You will have found the path in life that you will follow for the rest of your life. Unfortunately these days graduating college doesn't just simply mean possessing a degree and the knowledge that you need to build a solid foundation for the rest of your life. It also means that you probably have students (unless of course you were lucky enough to get a full academic scholarship or you have a trust fund). Most lending institutions will grant you a six month grace period starting after your date of graduation so that you have an opportunity to find a job so that you can begin to pay back your student loans. However, after that the lending institutions generally want repayments to begin, and paying back student loans might be difficult proposition for some, especially if you still have not found a decent job within the six month grace period. After the six-month grace period is up in the loan payment is due lending institutions can begin garnishing your wages or seizing assets to repay the debt from your loans so if you want to avoid having to scramble around six months after college graduation to figure out how you are going to begin to pay off your student loans, then this is definitely the course for you. This course will teach you not only how to set up a solid strategy for repayment of your student loans, but you will also learn about the various types of student loans and scholarships or grants that might be available to help finance her college education which will help lessen the cost and number of student loans that you will require for your educational needs. By the end of this course you will understand how student loans work and have a solid plan for repayment after graduation so that you do not end up defaulting on your loans and going even further into debt. You will learn: 1) you will learn about the various types of student loans available such as Stafford and Pell grants. 2) You will learn about the various types of lending institutions that offer educational finance programs such as private institutions, government assistance, and nonprofit organizational student loans. 3) You will learn how to set up a budget and plan for your educational expenses over the course of your 4 to 5 year university career. 4) You will learn about various government grants and scholarships that are available to satisfy your financial needs that do not need repayment. 5) You will learn about various work-study or vocational programs offered by many universities to help students lessen their financial burdens. 6) You will learn about the various options for repaying your student loan debt such as a payment plan as well as loan forgiveness opportunities which may be offered by various employers and companies. 7) You will learn about easy and effective ways to make a little extra money online so that you can help lessen the financial burden of your loans. 8) You will learn the procedures concerning defaulting on student loans and/or declaring financial hardship. Who this class is for: this class is for parents or guardians of college students as well as the students themselves who are considering starting university or students that have just graduated and are looking to understand the best way to go about paying off their student loans so as to avoid starting the new chapter of their lives with a significant amount of debt hanging over their heads. This course will help students and parents or guardians to understand what to expect when applying for student loan as well as the types of student loans that will be the most cost-effective way to pay for an education.

Insider Secrets to Paying Off Student Loans Fast

Insider Secrets to Paying Off Student Loans Fast PDF Author: Brian Cliette
Publisher: CreateSpace
ISBN: 9781515264903
Category :
Languages : en
Pages : 44

Get Book

Book Description
How to pay off student loans Many people dream about going to college throughout high school as college is supposed to be the time in your life when you discover what you are truly passionate about and take your first steps into the adult world and hopefully by the end of your college experience. You will have found the path in life that you will follow for the rest of your life. Unfortunately these days graduating college doesn't just simply mean possessing a degree and the knowledge that you need to build a solid foundation for the rest of your life. It also means that you probably have students (unless of course you were lucky enough to get a full academic scholarship or you have a trust fund). Most lending institutions will grant you a six month grace period starting after your date of graduation so that you have an opportunity to find a job so that you can begin to pay back your student loans. However, after that the lending institutions generally want repayments to begin, and paying back student loans might be difficult proposition for some, especially if you still have not found a decent job within the six month grace period. After the six-month grace period is up in the loan payment is due lending institutions can begin garnishing your wages or seizing assets to repay the debt from your loans so if you want to avoid having to scramble around six months after college graduation to figure out how you are going to begin to pay off your student loans, then this is definitely the course for you. This course will teach you not only how to set up a solid strategy for repayment of your student loans, but you will also learn about the various types of student loans and scholarships or grants that might be available to help finance her college education which will help lessen the cost and number of student loans that you will require for your educational needs. By the end of this course you will understand how student loans work and have a solid plan for repayment after graduation so that you do not end up defaulting on your loans and going even further into debt. You will learn: 1) you will learn about the various types of student loans available such as Stafford and Pell grants. 2) You will learn about the various types of lending institutions that offer educational finance programs such as private institutions, government assistance, and nonprofit organizational student loans. 3) You will learn how to set up a budget and plan for your educational expenses over the course of your 4 to 5 year university career. 4) You will learn about various government grants and scholarships that are available to satisfy your financial needs that do not need repayment. 5) You will learn about various work-study or vocational programs offered by many universities to help students lessen their financial burdens. 6) You will learn about the various options for repaying your student loan debt such as a payment plan as well as loan forgiveness opportunities which may be offered by various employers and companies. 7) You will learn about easy and effective ways to make a little extra money online so that you can help lessen the financial burden of your loans. 8) You will learn the procedures concerning defaulting on student loans and/or declaring financial hardship. Who this class is for: this class is for parents or guardians of college students as well as the students themselves who are considering starting university or students that have just graduated and are looking to understand the best way to go about paying off their student loans so as to avoid starting the new chapter of their lives with a significant amount of debt hanging over their heads. This course will help students and parents or guardians to understand what to expect when applying for student loan as well as the types of student loans that will be the most cost-effective way to pay for an education.

Student Loan Debt Secrets

Student Loan Debt Secrets PDF Author: Larry Morrison
Publisher:
ISBN: 9781091582330
Category :
Languages : en
Pages : 372

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Book Description
Relief Is In Your Hands Student loan debt has become a burden of unprecedented proportions. Millions of Americans are losing sleep, highly stressed out over their investment they thought would better their lives and set them up financially making this debt easy to repay. But so many borrowers feel they have been duped because they have a bill every month the size of buying a fancy car with little to show for it. If you are one of the millions who silently suffers and feels pain at the mere mention of student loans this book is designed for you. Student Loan Debt Secrets will show you how: -All the unknown forces that created a student loan trap that is currently crippling our economy. -To navigate an intensely complicated system designed to keep you an indentured servant. -To get your student loan monthly payment as low as possible and get a ton of money in forgiveness. -To make a student loan financial plan that is bulletproof to scam artists, servicing companies, and political interests. -How to beat the student loan game and grow the wealth being siphoned from your pockets. This Book Is The Key To Your Freedom!

The Ultimate Student Loan Repayment Guide

The Ultimate Student Loan Repayment Guide PDF Author: Jamison Harris
Publisher:
ISBN: 9781521158876
Category :
Languages : en
Pages : 165

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Book Description
Are student loans tying you down? Do you see half your paycheck or more go to those student loans and you just can't seem to chip away at them? If this sounds like you, it is time to make some changes and The Ultimate Student Loan Repayment Guide: Tips to Pay Off Your Private Student Loans, Federal Student Loans, and Other Costs of School and Finally Be Debt Free, is the solution or you. In this guidebook, it is time to get serious about paying off those student loans. Whether they have been hanging around for years or you are just getting started paying off the student loans, this guidebook will provide you with some of the easy tips that you need in order to finally throw out those loans for good and use your money the way that you want. Some of the topics that are discussed in this guidebook to help you get serious about paying of your student loans include:* Why the debt?* Simple ways to avoid gaining as much student loan debt. * The different types of financial aid available. * The different student loan repayment plans available. * Understanding how much you really owe. * Creating a plan to pay it all off. * Creative ways to pay off your student loan debt. * How to create a budget to pay those student loan debts with the money you have. * Some extra tips to finally pay down those student loans. When you are ready to finally get rid of those student loans, make sure to check out The Ultimate Student Loan Repayment Guide: Tips to Pay Off Your Private Student Loans, Federal Student Loans, and Other Costs of School and Finally Be Debt Free and finally reach your goal of being free from your student loan debt.

Destroy Your Student Loan Debt

Destroy Your Student Loan Debt PDF Author: Anthony ONeal
Publisher: Ramsey Press
ISBN: 1942121253
Category : Business & Economics
Languages : en
Pages : 51

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Book Description
You don’t have to spend decades paying off your student loans! You can destroy your debt fast and live a life of freedom. You’ve been lied to: there’s no such thing as good debt. Debt sucks. Period. And that includes student loan debt. No matter what you believed—or were told—when you took out your loans, you need to get serious about getting rid of your debt fast, because it’s costing you more than you know. That’s why bestselling author Anthony ONeal wrote this motivating 64-page Quick Read—to show you why you need to dump your debt fast and how to do it. If you have student loan debt and have never heard of Ramsey Solutions or the 7 Baby Steps, this 64-page Quick Read is for you. Anthony will walk you step-by-step through Baby Steps 1 and 2 to show you how to dump your debt forever. You’ll learn: -The ugly truth about how debt hurts you -The importance of an emergency fund and how to budget (Baby Step 1) -The power of the debt snowball (Baby Step 2) -Exactly what to do to pay off your student loans faster -How to control your money so it doesn’t control you -You’ll also hear stories from real people about how they paid off their debt fast You don’t need relief from your debt, you need to get mad at it. Because the truth is, when you get mad enough, you can pay off your loans faster than you ever thought possible—and take control of your money, and your life, for good! Don’t let anything stand in the way of your future. This plan has helped millions get out of debt and you’re next. You can do this! (Ramsey Press)

How to Win Against Student Debt

How to Win Against Student Debt PDF Author: Andre Edwards
Publisher: AFAconsulting
ISBN:
Category : Business & Economics
Languages : en
Pages : 30

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Book Description
Student loans may stunt financial progress and get in the way of achieving life goals. This book offers motivation and practical strategies to pay off your student debt."How to Win Against Student Debt: Key Strategies to Pay Off Your Student Loans" is a comprehensive guide that provides readers with practical and effective strategies to help pay off their student loans. With the burden of student debt becoming increasingly overwhelming, it can be difficult to know where to start when it comes to paying it off. This book offers a step-by-step approach to tips for reducing interest rates and accelerating debt payoff.Written in an accessible and engaging style, "How to Win Against Student Debt" is a practical guide that encourages readers to develop growth mindset, cultivate a positive attitude towards money, and create a vision for their financial future. Whether you're a recent graduate, a mid-career professional, this book offers valuable insights and practical strategies for achieving financial success.

Dear Debt

Dear Debt PDF Author: Melanie Lockert
Publisher: Coventry House Publishing
ISBN:
Category : Business & Economics
Languages : en
Pages : 89

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Book Description
In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom. Inside Dear Debt you will learn to: • Find the debt repayment strategy most effective for your needs • Avoid spending temptations by knowing your triggers • Replace expensive habits with cheaper alternatives • Become a frugal friend without being rude • Start a side hustle to boost your current income • Negotiate your salary to maximize value • Develop a financial plan for life after debt

Student Loan Secrets

Student Loan Secrets PDF Author: Elliott H. Stone
Publisher:
ISBN: 9780615691961
Category :
Languages : en
Pages : 66

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Book Description
Tick ... tick ... tick ... Are your student loans a ticking time bomb? Find out how to manage your student loans from Elliott H. Stone, managing attorney of the California Consumer Law Center. Want to learn what it takes to reduce your monthly student loan payments to under $5.00 per month? Check out Chapter 5. Interested in having your student loans completely forgiven after just 10 years? See Chapter 4. Need to know how to get your student loans out of default without going broke? Well that too is in the book... see Chapter 6. The student loan servicers won't tell you these secrets because they're paid on commission. The United States government wants to tell you about these secrets but they can't... they lack the budget to advertise these programs. According to the White House Office of the Press Secretary, more than 36 million Americans have federal student loan debt, but fewer than 450,000 participate in the secret programs described in Elliott H. Stone's book. Millions more may be eligible to reduce their monthly payments to an affordable amount based on income, family size and the type of job they hold. Veteran litigator, Elliott H. Stone, pulls back the covers on the student loan industry, and the myriad of government regulations, to show you all the secrets "they" don't want you to know about. Who are the "they" Elliott H. Stone refers to in his book? Read Chapter 2. Elliott H. Stone is known as the "student loan lawyer" because he knows student loan law and how to fight for his clients' rights when it comes to their student loans. In this book, Stone explains, in plain English, recent student loan trends, how student loans work, as well as the insider secrets to student loan discharge, cancellation, forgiveness and repayment. According to the United States Consumer Financial Protection Bureau, outstanding student loan debt has reached $1 trillion, a sum that is likely to increase with increasing tuition rates. Despite the growing problem of debt, many borrowers are simply unaware of their options and continue to struggle with, or ignore, their loans. As a result, Stone hopes to address some of the student loan issues that former students may be experiencing as a result of all this debt. As one of the leading student loan lawyers in California, Stone reveals some of the most well-kept secrets about student loans. Whether you are overwhelmed by high monthly payments or your loan is in default, this book has secrets that may be able to help. You don't need to feel trapped under your student loans anymore. So, if you are struggling with student loan debt and are looking for a few answers, get ready for some student loan secrets "they" don't want you to know about.

College Secrets

College Secrets PDF Author: Lynnette Khalfani-Cox
Publisher: Advantage World Press
ISBN: 1932450114
Category : Business & Economics
Languages : en
Pages : 272

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Book Description
To properly manage college costs, you need to understand the real price tag of a higher education, including hidden fees that surprise students after they enroll in a college or university. College Secrets and its companion book, College Secrets for Teens, reveal the true costs of earning a college degree – and then provides hundreds of money-saving ideas to help students and parents reduce or eliminate these expenses. College Secrets can save you $20,000 to $200,000 over the course of a four-year education. In this book, you’ll discover: · 22 hidden costs that college officials never talk about · 24 tricks to slash in-state and out-of-state tuition costs · 7 tips to keep room and board expenses under control · 13 strategies to save money on books and supplies · 14 lifestyle costs that students must manage wisely · 6 do’s and don’ts to avoid credit card debt in college · 12 steps to boost your odds of winning scholarships · 15 common mistakes that reduce your financial aid … and much, much more! The College Secrets series is your roadmap to paying for college the smart way – with some sanity, truth and planning in the process, and without going broke or winding up deep in debt.

The White Coat Investor

The White Coat Investor PDF Author: James M. Dahle
Publisher: White Coat Investor LLC the
ISBN: 9780991433100
Category : Business & Economics
Languages : en
Pages : 160

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Book Description
Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Bye Student Loan Debt

Bye Student Loan Debt PDF Author: Daniel J Mendelson
Publisher: Bye Student Loans LLC.
ISBN: 9780999447826
Category :
Languages : en
Pages : 128

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Book Description
Today, 70% of college graduates exit school with student debt - these students carry over $1.4 trillion dollars in loans. The average 2017 graduate will leave school with over $37,000 in debt and an average payment of over $350 a month. BYE Student Loan Debt was created by author Daniel J. Mendelson to tackle this very epidemic. He and his wife once had nearly $150,000 in debt as a result of 14 combined years of secondary education. By following the principles outlined in this book, they eliminated it all within 5 years and gained financial freedom! Use the 5 simple step process outlined with interactive online calculator tools to customize a repayment solution and empower you to eliminate your student loan debt. Say BYE to student loan debt, and hello to financial freedom! For those that are already in student loan debt, this book will show you the fundamentals of how to understand, manage and eventually eradicate your debt. For those yet to take out loans, the book will highlight the principles required to minimize your debt burden and prevent a lifetime of student loan payments. Within these chapters, you will learn to: 1) Organize your loan situation and set realistic goals 2) Create a budget and make a plan 3) Bargain hunt for favorable loan consolidation terms 4) Execute a loan plan by prioritizing the most costly loans first 5) Employ programs to alter, delay, or have loans completely forgiven 6) Save and invest for your future 7) Prevent student loan debt from the beginning of your education 8) Customize a loan repayment plan with interactive online calculators