Innovations in rural and agriculture finance

Innovations in rural and agriculture finance PDF Author: Kloeppinger-Todd, Renate
Publisher: Intl Food Policy Res Inst
ISBN:
Category : Social Science
Languages : en
Pages : 34

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Book Description
Everywhere in the world, small agricultural producers are entrepreneurs, traders, investors, and consumers, all rolled into one. In all these roles, small agricultural households constantly seek to use available financial instruments to improve their productivity and secure the best possible consumption and investment choices for their families. But the package of financial services available to small farmers in developing countries is severely limited, especially for those living in remote areas with no access to basic market infrastructure. When poor people have limited saving or borrowing options, their investment plans are stifled and it becomes harder for them to break out of poverty. If households have no access to insurance and are unable to accumulate small savings that enable them to pay for household and business expenses, especially during lean seasons, they are forced to limit their exposure to risk, even if high returns are expected, once again making the pathway out of poverty more arduous than necessary. Inadequate access to financial services is thus part of what is often called the “poverty trap.”

Innovations in rural and agriculture finance

Innovations in rural and agriculture finance PDF Author: Kloeppinger-Todd, Renate
Publisher: Intl Food Policy Res Inst
ISBN:
Category : Social Science
Languages : en
Pages : 34

Get Book

Book Description
Everywhere in the world, small agricultural producers are entrepreneurs, traders, investors, and consumers, all rolled into one. In all these roles, small agricultural households constantly seek to use available financial instruments to improve their productivity and secure the best possible consumption and investment choices for their families. But the package of financial services available to small farmers in developing countries is severely limited, especially for those living in remote areas with no access to basic market infrastructure. When poor people have limited saving or borrowing options, their investment plans are stifled and it becomes harder for them to break out of poverty. If households have no access to insurance and are unable to accumulate small savings that enable them to pay for household and business expenses, especially during lean seasons, they are forced to limit their exposure to risk, even if high returns are expected, once again making the pathway out of poverty more arduous than necessary. Inadequate access to financial services is thus part of what is often called the “poverty trap.”

Innovative risk management strategies in rural and agriculture finance

Innovative risk management strategies in rural and agriculture finance PDF Author: Food and Agriculture Organization of the United Nations
Publisher: Food & Agriculture Org.
ISBN: 9251096848
Category : Business & Economics
Languages : en
Pages : 146

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Book Description
The regional study collects and analyzes recent innovative risk transfer and sharing strategies used by private or public financial institutions and enterprises leading agricultural investments in Asia. It makes an illustration of the channels through which recent strategies overcome obstacles for the delivery of various financial services to agribusinesses, such as long-term loans, savings, insurance, hedging instruments, and leasing. An explanation of the context in which these strategies seem to work is be provided in addition to those constraints that currently limit further outreach to the agribusiness sector, specially to smaller agro-enterprises with growth potential where poorer rural households participate.

What's Cooking

What's Cooking PDF Author: Kateryna Schroeder
Publisher: World Bank Publications
ISBN: 1464816581
Category : Business & Economics
Languages : en
Pages : 185

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Book Description
The digital agriculture revolution holds a promise to build an agriculture and food system that is efficient, environmentally sustainable, and equitable, one that can help deliver the Sustainable Development Goals. Unlike past technological revolutions in agriculture, which began on farms, the current revolution is being sparked at multiple points along the agrifood value chain. The change is driven by the ability to collect, use, and analyze massive amounts of machine-readable data about practically every aspect of the value chain, and by the emergence of digital platforms disrupting existing business models. All this allows for drastically reduced transaction costs and pervasive information asymmetries that plague the agrifood system. The success of the digital transformation, however, is not guaranteed as the risks it brings are numerous, including those related to data governance and inadequate competition within and between digital platforms. What’s Cooking: Digital Transformation of the Agrifood System investigates how digital technologies can accelerate the transformation of the agrifood system by increasing efficiency on the farm; improving farmers’ access to output, input, and financial markets; strengthening quality control and traceability; and improving the design and delivery of agriculture policies. It also identifies a key role for the public sector in maximizing the benefits of this process while minimizing its risks, through enabling an innovation ecosystem featuring open datasets, digital platforms, digital entrepreneurship, digital payment systems, and digital skills and encouraging equitable technology adoption.

Agricultural value chain finance innovations and lessons

Agricultural value chain finance innovations and lessons PDF Author: Food and Agriculture Organization of the United Nations
Publisher: Food & Agriculture Org.
ISBN: 9251344388
Category : Political Science
Languages : en
Pages : 192

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Book Description
Value chain finance arrangements and related innovations hold great potential for financial inclusion in agriculture and food systems, particularly in the context of tight value chains and for addressing the short term financial needs of the various actors. These can also contribute to linking financially excluded actors with financial institutions in the formal sector. This publication makes an important contribution to the expanding literature on agricultural value chain financing approaches by providing an overview of innovations and best practices from across Sub-Saharan Africa through 22 case studies. The chosen cases are of varying length and complexity. The emphasis is on learning from the practices which are presented. The synthesis document included within the publication is designed to introduce the cases, provide comparisons and discuss lessons learned. It is hoped that this publication will become a useful reference material for trainers and practitioners interested in the diverse experiences and latest innovations in business models, approaches, instruments and arrangements that contribute to improving access to finance for a host of agrifood value chain actors including small farmers, women and youths in Africa.

Finance for Food

Finance for Food PDF Author: Doris Köhn
Publisher: Springer
ISBN: 3642540341
Category : Business & Economics
Languages : en
Pages : 295

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Book Description
This book reflects the current state of discussion about agricultural and rural finance in developing and transition countries. It provides insight into specific themes, such as commodity value chains, farm banking and risk management in agricultural banking, structured finance, crop insurance, mobile banking and how to increase effectiveness in rural finance. Case studies illustrate various aspects of agricultural and rural finance in developing economies. The book is based on one of the yearly financial Sector Development Symposia held by the KfW Development Bank.

Financing agriculture for a more profitable rural economy

Financing agriculture for a more profitable rural economy PDF Author: Mofolo, L.
Publisher: CTA
ISBN:
Category : Technology & Engineering
Languages : en
Pages : 4

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Book Description
Farmers and other actors in agricultural value chains find it difficult to access or provide the financial services the sector needs – services that are critical for the development of agricultural products, and are integral to upstream and downstream processes. At the Brussels Development Briefing Revolutionising finance for agri-value chains, experts considered innovative solutions that could improve the livelihoods of smallholder and rural producers, and promote economic transformation in the poorest countries.

Agricultural Finance and Opportunities for Investment and Expansion

Agricultural Finance and Opportunities for Investment and Expansion PDF Author: Ejiogu, Augustine Odinakachukwu
Publisher: IGI Global
ISBN: 1522530606
Category : Business & Economics
Languages : en
Pages : 236

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Book Description
In the modern globalized economy, it is important for businesses of all sizes to take advantage of the opportunity to enter diverse markets around the world. Through an international presence, organizations can remain competitive. Agricultural Finance and Opportunities for Investment and Expansion provides emerging research on the sources and profitable uses of funds in agricultural enterprises and sustainable agricultural production. While highlighting topics such as agricultural credit, enterprise expansion, and risk management, this publication explores the theoretical applications of agriculture through a business perspective. This book is an important resource for managers, academics, researchers, scholars, and graduate-level students seeking current research on the implementation of agriculture as a means of improving society and economy.

Agricultural Innovation Systems

Agricultural Innovation Systems PDF Author: The World Bank
Publisher: World Bank Publications
ISBN: 0821389440
Category : Business & Economics
Languages : en
Pages : 685

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Book Description
Managing the ability of agriculture to meet rising global demand and to respond to the changes and opportunities will require good policy, sustained investments, and innovation - not business as usual. Investments in public Research and Development, extension, education, and their links with one another have elicited high returns and pro-poor growth, but these investments alone will not elicit innovation at the pace or on the scale required by the intensifying and proliferating challenges confronting agriculture. Experience indicates that aside from a strong capacity in Research and Development, the ability to innovate is often related to collective action, coordination, the exchange of knowledge among diverse actors, the incentives and resources available to form partnerships and develop businesses, and conditions that make it possible for farmers or entrepreneurs to use the innovations. While consensus is developing about what is meant by 'innovation' and 'innovation system', no detailed blueprint exists for making agricultural innovation happen at a given time, in a given place, for a given result. The AIS approach that looks at these multiple conditions and relationships that promote innovation in agriculture, has however moved from a concept to a sub-discipline with principles of analysis and action. AIS investments must be specific to the context, responding to the stage of development in a particular country and agricultural sector, especially the AIS. This sourcebook contributes to identifying, designing, and implementing the investments, approaches, and complementary interventions that appear most likely to strengthen AIS and to promote agricultural innovation and equitable growth. It emphasizes the lessons learned, benefits and impacts, implementation issues, and prospects for replicating or expanding successful practices. The information in this sourcebook derives from approaches that have been tested at different scales in different contexts. It reflects the experiences and evolving understanding of numerous individuals and organizations concerned with agricultural innovation, including the World Bank. This information is targeted to the key operational staff in international and regional development agencies and national governments who design and implement lending projects and to the practitioners who design thematic programs and technical assistance packages. The sourcebook can also be an important resource for the research community and nongovernmental organizations (NGOs).

Agribusiness and Innovation Systems in Africa

Agribusiness and Innovation Systems in Africa PDF Author: Kurt Larsen
Publisher: World Bank Publications
ISBN: 0821379453
Category : Business & Economics
Languages : en
Pages : 242

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Book Description
This book examines how agricultural innovation arises in four African countries ? Ghana, Kenya, Tanzania, and Uganda ? through the lens of agribusiness, public policies, and specific value chains for food staples, high value products, and livestock.

Innovations in Rural and Agriculture Finance

Innovations in Rural and Agriculture Finance PDF Author: Renate Kloeppinger-Todd
Publisher: Intl Food Policy Res Inst
ISBN: 0896296687
Category : Business & Economics
Languages : en
Pages : 34

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Book Description
Everywhere in the world, small agricultural producers are entrepreneurs, traders, investors, and consumers, all rolled into one. In all these roles, small agricultural households constantly seek to use available financial instruments to improve their productivity and secure the best possible consumption and investment choices for their families. But the package of financial services available to small farmers in developing countries is severely limited, especially for those living in remote areas with no access to basic market infrastructure.