Implementation and Enforcement of Fair Mortgage Lending Laws and Regulations PDF Download
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Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Consumer credit
Languages : en
Pages : 140
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Book Description
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Consumer credit
Languages : en
Pages : 140
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Book Description
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer and Regulatory Affairs
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 312
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Book Description
Author: Clark R. Abrahams
Publisher: John Wiley & Sons
ISBN: 9780470241899
Category : Business & Economics
Languages : en
Pages : 356
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Book Description
Praise for Fair Lending ComplianceIntelligence and Implications for Credit Risk Management "Brilliant and informative. An in-depth look at innovative approaches to credit risk management written by industry practitioners. This publication will serve as an essential reference text for those who wish to make credit accessible to underserved consumers. It is comprehensive and clearly written." --The Honorable Rodney E. Hood "Abrahams and Zhang's timely treatise is a must-read for all those interested in the critical role of credit in the economy. They ably explore the intersection of credit access and credit risk, suggesting a hybrid approach of human judgment and computer models as the necessary path to balanced and fair lending. In an environment of rapidly changing consumer demographics, as well as regulatory reform initiatives, this book suggests new analytical models by which to provide credit to ensure compliance and to manage enterprise risk." --Frank A. Hirsch Jr., Nelson Mullins Riley & Scarborough LLP Financial Services Attorney and former general counsel for Centura Banks, Inc. "This book tackles head on the market failures that our current risk management systems need to address. Not only do Abrahams and Zhang adeptly articulate why we can and should improve our systems, they provide the analytic evidence, and the steps toward implementations. Fair Lending Compliance fills a much-needed gap in the field. If implemented systematically, this thought leadership will lead to improvements in fair lending practices for all Americans." --Alyssa Stewart Lee, Deputy Director, Urban Markets Initiative The Brookings Institution "[Fair Lending Compliance]...provides a unique blend of qualitative and quantitative guidance to two kinds of financial institutions: those that just need a little help in staying on the right side of complex fair housing regulations; and those that aspire to industry leadership in profitably and responsibly serving the unmet credit needs of diverse businesses and consumers in America's emerging domestic markets." --Michael A. Stegman, PhD, The John D. and Catherine T. MacArthur Foundation, Duncan MacRae '09 and Rebecca Kyle MacRae Professor of Public Policy Emeritus, University of North Carolina at Chapel Hill
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 622
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Book Description
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 300
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Book Description
Distributed to some depository libraries in microfiche.
Author: DIANE Publishing Company
Publisher: DIANE Publishing
ISBN: 9780788136665
Category : Social Science
Languages : en
Pages : 134
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Book Description
Federal Fair Lending Laws, enacted in 1968 and 1974, prohibit discrimination in all forms of credit transactions, including consumer and business loans as well as mortgage loans. This report reviews federal efforts to strengthen enforcement of the fair lending laws, discusses the challenges federal regulators face in their efforts to detect discrimination and ensure compliance, and recommends actions to meet some of those challenges. Charts and tables.
Author: United States. Office of the Comptroller of the Currency
Publisher:
ISBN:
Category : Bank examination
Languages : en
Pages : 192
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Book Description
Author: United States. National Credit Union Administration
Publisher:
ISBN: 9780160175572
Category : Credit unions
Languages : en
Pages :
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Book Description
Author: Daniel Immergluck
Publisher: M.E. Sharpe
ISBN: 9780765612588
Category : Business & Economics
Languages : en
Pages : 332
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Book Description
7. Community Reinvestment from 1988 to the End of the Twentieth Century: Struggles for Bank and Regulator Accountability -- 8. The Predatory Lending Policy Debate -- 9. The Community Reinvestment Act and Fair Lending Policy in the Twenty-first Century -- Notes -- Bibliography -- Index
Author:
Publisher:
ISBN:
Category : Discrimination in housing
Languages : en
Pages : 168
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Book Description
