How to Make Better Homebuying Decisions

How to Make Better Homebuying Decisions PDF Author: Tom Wemett
Publisher:
ISBN: 9780999583128
Category :
Languages : en
Pages : 200

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Book Description
Discover how to make better homebuying decisions. Decisions that will save YOU money and help YOU avoid costly mistakes. Are you sick and tired of renting? Do you want to learn how to transition out of renting and into owning a home of your own? Do you want to avoid the costly and stupid mistakes most homebuyers make? Then it's time to read this book. How do you get out of renting and into a home of your own? Do you have the resources needed to buy a home? Can you qualify for a mortgage? Is your credit good enough? Do you have enough money for the down payment and closing costs? Can you find a home you like but that you can also afford? Do you know who to trust and work with? The traditional real estate industry has an ingrained sales culture. As a result who can you trust? When a real estate licensee claims to be a buyer agent, will the licensee actually be your agent? Or, are they telling you something you want to hear, but that they are unwilling or unable to provide? Do you want to avoid making a major mistake? A recent bankrate.com survey of homeowners produced some shocking results. 63% of millennial homeowners surveyed regretted buying their home. 44% of all homeowners surveyed said they regretted buying their homes. Do you want to end up with buyer's remorse like these homebuyers did? They wanted to take part in the American Dream of owning their own home. But, shortly thereafter, they felt buyer's remorse with the home they bought. For these homebuyers, the American Dream turned into a nightmare. Join author and real estate insider, Tom Wemett, as he shares his real estate advice with you. He has 48 years of real estate experience, representing homebuyers only for the last 28 years. Here's a little of what you'll discover inside: Nine reasons to continue to rent and not buy a home. Five reasons why owning your own home makes more sense than renting. Ten ways to find cash for your down payment and closing costs. Five steps to prepare for buying the right home at the right price and on the right terms. Five ways to screw up your mortgage and home buying. Three ways to get and keep a higher credit score. Three steps to finding the right home within your budget. Your real estate "Miranda Warning"! Caveat Emptor - Let the buyer beware. Finding a True Loyal Agent(R), your best buyer agent option. A True Loyal Agent's(R) pledge and guarantee of loyalty. Do buyer agents work for "free"? The three parts of developing a negotiation strategy. Take advantage of these seven seller motivations. Thirteen Tips for determining a starting offer price. Eleven important contract contingencies helpful for a buyer. Ten inspections and tests that aren't included in most general home inspections. Eleven action items that need attention for a successful home closing. Should you even consider buying a home during a raging pandemic and economic crisis? Connect with Tom Wemett's practical advice and insider's perspective. Make better homebuying decisions. Decisions that will save you money. Decisions that will help you avoid costly and stupid mistakes when buying your next home.

How to Make Better Homebuying Decisions

How to Make Better Homebuying Decisions PDF Author: Tom Wemett
Publisher:
ISBN: 9780999583128
Category :
Languages : en
Pages : 200

Get Book Here

Book Description
Discover how to make better homebuying decisions. Decisions that will save YOU money and help YOU avoid costly mistakes. Are you sick and tired of renting? Do you want to learn how to transition out of renting and into owning a home of your own? Do you want to avoid the costly and stupid mistakes most homebuyers make? Then it's time to read this book. How do you get out of renting and into a home of your own? Do you have the resources needed to buy a home? Can you qualify for a mortgage? Is your credit good enough? Do you have enough money for the down payment and closing costs? Can you find a home you like but that you can also afford? Do you know who to trust and work with? The traditional real estate industry has an ingrained sales culture. As a result who can you trust? When a real estate licensee claims to be a buyer agent, will the licensee actually be your agent? Or, are they telling you something you want to hear, but that they are unwilling or unable to provide? Do you want to avoid making a major mistake? A recent bankrate.com survey of homeowners produced some shocking results. 63% of millennial homeowners surveyed regretted buying their home. 44% of all homeowners surveyed said they regretted buying their homes. Do you want to end up with buyer's remorse like these homebuyers did? They wanted to take part in the American Dream of owning their own home. But, shortly thereafter, they felt buyer's remorse with the home they bought. For these homebuyers, the American Dream turned into a nightmare. Join author and real estate insider, Tom Wemett, as he shares his real estate advice with you. He has 48 years of real estate experience, representing homebuyers only for the last 28 years. Here's a little of what you'll discover inside: Nine reasons to continue to rent and not buy a home. Five reasons why owning your own home makes more sense than renting. Ten ways to find cash for your down payment and closing costs. Five steps to prepare for buying the right home at the right price and on the right terms. Five ways to screw up your mortgage and home buying. Three ways to get and keep a higher credit score. Three steps to finding the right home within your budget. Your real estate "Miranda Warning"! Caveat Emptor - Let the buyer beware. Finding a True Loyal Agent(R), your best buyer agent option. A True Loyal Agent's(R) pledge and guarantee of loyalty. Do buyer agents work for "free"? The three parts of developing a negotiation strategy. Take advantage of these seven seller motivations. Thirteen Tips for determining a starting offer price. Eleven important contract contingencies helpful for a buyer. Ten inspections and tests that aren't included in most general home inspections. Eleven action items that need attention for a successful home closing. Should you even consider buying a home during a raging pandemic and economic crisis? Connect with Tom Wemett's practical advice and insider's perspective. Make better homebuying decisions. Decisions that will save you money. Decisions that will help you avoid costly and stupid mistakes when buying your next home.

The White Coat Investor

The White Coat Investor PDF Author: James M. Dahle
Publisher: White Coat Investor LLC the
ISBN: 9780991433100
Category : Business & Economics
Languages : en
Pages : 160

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Book Description
Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

10 Secrets to Successful Home Buying and Selling

10 Secrets to Successful Home Buying and Selling PDF Author: Lois A. Vitt
Publisher: Financial Times/Prentice Hall
ISBN: 9780131455009
Category : Business & Economics
Languages : en
Pages : 292

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Book Description
"Buying a house may be love at first sight or seemingly take forever. This terrific book covers all the bases. Readers will enjoy discovering the secrets as they are revealed. There's something valuable for everyone." -Willard Scott, Noted NBC Radio and Television Personality "This book helps you get at not only the practical aspects of home buying and selling, but also the emotional side of what is usually the largest and most anxiety-riddled transactions of your lifetime. If you are thinking of buying or selling a home, it pays big dividends to read Lois Vitt's advice before you do!" -Jordan E. Goodman, America's Money Answers Man and author of Everyone's Money Book "If you want to get in touch with your inner home buyer-and make clearer decisions based on those insights-this is the book to take you there." -Kenneth Harney, Syndicated Real Estate Columnist, Washington Post Writers Group. "The most significant purchase a person makes in a lifetime is a home. The process of finding, purchasing, or selling a home can be down right nerve-racking. Lois Vitt has written a thought-provoking book that addresses both the technical and emotional aspects of home ownership." -Deborah Owens, Financial Commentator and author of Confident Investing and Nickel and Dime Your Way to Wealth. Buying a home is not just the most important financial decision: It is also one of the most important emotional decisions. With 10 Secrets to Successful Home Buying and Selling, you get it right! Lois A. Vitt helps you discover your "housing value system," your personal housing psychology. Learn how your expectations compare with your family's expectations, so that you can make the best decisions for everyone. After you discover what you really want, answer crucial housing questions, such as: Rent or buy? Move or remodel? Sell or hold? Refinance? Vitt's practical examples, real-life stories, and easy quizzes help you make housing decisions that enrich your life emotionally and financially! © Copyright Pearson Education. All rights reserved.

Making Smart Decisions - 9 Steps to Financing Your Home

Making Smart Decisions - 9 Steps to Financing Your Home PDF Author:
Publisher: Mortgagefit.com
ISBN: 0977444236
Category :
Languages : en
Pages : 44

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Book Description


Home Buying Kit For Dummies

Home Buying Kit For Dummies PDF Author: Eric Tyson
Publisher: John Wiley & Sons
ISBN: 1119191718
Category : Business & Economics
Languages : en
Pages : 487

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Book Description
America's #1 bestselling home buying guide Are you looking to buy a house, but don't quite know where to begin? Have no fear! This new edition of Home Buying Kit For Dummies arms you with Eric Tyson and Ray Brown's time-tested advice and strategies for buying a home in current market conditions. Packed with valuable tips for getting the best deal on your new home and navigating an ever-changing housing market, it shows you how to find the right property, make smart financial decisions, and understand the latest lending requirements and tax implications. Thanks to looser lending standards, lower down payment mortgages, and a wider selection of homes to choose from, first-time homebuyers are making a comeback in the housing market. But if you don't know a Colonial from a counter offer, the process of buying a home can be daunting. Luckily, this bestselling guide is here to take the confusion out of the process! In plain English, it provides step-by-step guidance for buying the home of your dreams, from inspecting a property to evaluating a location to making sense of loan applications, tax documents, and counter offer forms. Negotiate your best deal and obtain a lower down payment mortgage Improve your credit score Make sense of changing lending standards Take the confusion out of lending laws, mortgage rates, and marketplace conditions Whether you're a renter, investor, or current homeowner, everything you need to plant roots in a new home sweet home is just a page away.

How to Buy Your Home

How to Buy Your Home PDF Author: Mindy Jensen
Publisher:
ISBN: 9780997584783
Category :
Languages : en
Pages : 200

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Book Description


The 106 Common Mistakes Homebuyers Make (and How to Avoid Them)

The 106 Common Mistakes Homebuyers Make (and How to Avoid Them) PDF Author: Gary W. Eldred
Publisher: John Wiley & Sons
ISBN: 0471126586
Category : Business & Economics
Languages : en
Pages : 321

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Book Description
A guide for first-time home buyers describes what to look for in a real estate agent, how to choose the best mortgage, how to evaluate a neighborhood, and how to detect hidden costs.

Home Buying 101

Home Buying 101 PDF Author: Jon Gorey
Publisher: Simon and Schuster
ISBN: 1507217404
Category : Business & Economics
Languages : en
Pages : 256

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Book Description
"Buying a first home can be both exciting and nerve-wracking. Will you qualify for a mortgage? Is your dream home achievable? How do you make sure your offer will beat others? Don't worry-now you can arm yourself with the information you need to know before you begin the hunt! In Home Buying 101, you will learn all the skills you need to find the right house at the right price, with financing that fits your budget. Full of nuts-and-bolts advice and organized in an easy-to-read format, this book will teach you all the basics of: deciding the right time to buy; getting your finances in order; deciphering the MLS/reading the listings for clues; types of mortgage loans; and much more! With the help of this guide, you'll learn how to find the house of your dreams at a price you can afford!"--

Home Buying For Dummies

Home Buying For Dummies PDF Author: Eric Tyson
Publisher: John Wiley & Sons
ISBN: 0470500662
Category : Business & Economics
Languages : en
Pages : 378

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Book Description
Now updated — America's #1 bestselling home-buying book! Want to buy a house, but concerned about the market? Have no fear — this trusted guide arms you with Eric Tyson and Ray Brown's time-tested advice and updated strategies for buying a home in current market conditions. You'll discover how to find the right property, make smart financial decisions, and understand the latest lending requirements and tax implications. New to this edition — new and expanded coverage to help homebuyers take advantage of low home prices, understand the subprime mortgage crisis, obtain a mortgage, and improve credit scores To buy or not to buy? — weigh the advantages of owning versus renting, get your finances in order, and know how much house you can safely afford Handle financing — understand your credit rating, navigate the different types of mortgages, and complete all paperwork Play the real estate game — find the right location and property, assemble an all-star real estate team, and make the most of the Internet's real estate resources Let's make a deal — negotiate with finesse, make successful offers, inspect and protect your new home, and cover all your bases in escrow "Invaluable information, especially for the first-time home buyer." —Fort Worth Star-Telegram "A reference you'll turn to time after time." —St. Petersburg Times Open the book and find: Reasons why home prices rise and fall Hands-on instruction for buying a home in up or down markets How to pay the price you want The best mortgage options A sample home-buying contract Pros and cons of comparable market analysis Tips for overcoming mortgage and appraisal problems How to cope with buyer's remorse The best real estate Web sites

Home Buying Kit For Dummies

Home Buying Kit For Dummies PDF Author: Eric Tyson
Publisher: John Wiley & Sons
ISBN: 1118206479
Category : Business & Economics
Languages : en
Pages : 434

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Book Description
America's #1 bestselling home buying guide Want to buy a house, but concerned about the real estate market? Have no fear—Home Buying Kit For Dummies arms you with Eric Tyson and Ray Brown's time-tested advice and updated strategies for buying a home in current market conditions. You'll discover how to find theright property, make smart financial decisions, and understand the latest lending requirements and tax implications. You'll discover how to take advantage of low home prices, navigate tighter lending requirements, and take advantage of the newest resources available to home buyers and new owners. Plus, the bonus CD-ROM is chock-full of information, materials, and resources for first-time buyers and savvy investors alike. All the forms and paperwork needed for buying a home, including: loan applications, appropriate tax documents, counter offer forms, and more Worksheets and calculators for comparable market analysis, budget, mortgage, property taxes, and more Printable home buying checklists for hiring an agent, home inspections, and questions to ask during home visits Home Buying Kit For Dummies is for the millions of home-buyers throughout the U.S. who need a fun and easy guide to navigating the complexities of purchasing and owning a home.