Role of Non-Owner-Occupied Homes in the Current Housing and Foreclosure Cycle PDF Download
Are you looking for read ebook online? Search for your book and save it on your Kindle device, PC, phones or tablets. Download Role of Non-Owner-Occupied Homes in the Current Housing and Foreclosure Cycle PDF full book. Access full book title Role of Non-Owner-Occupied Homes in the Current Housing and Foreclosure Cycle by Breck L. Robinson. Download full books in PDF and EPUB format.
Author: Breck L. Robinson
Publisher: DIANE Publishing
ISBN: 1437935478
Category : Law
Languages : en
Pages : 70
Get Book Here
Book Description
Non-occupant homeowners (NOH) differ from owner occupants in that they tend to have lower-risk credit characteristics, but may also have weaker incentives to maintain mortgage pay. when housing values fall. During the recent housing boom, the share of mortgage borrowing by NOH was relatively high in states where home values rose rapidly. After the housing boom, foreclosures on NOH mortgages in several Midwestern and Northeastern states reflected a high rate of foreclosure per mortgage, not a high vol. of mortgages to NOH. The reverse held true in coastal and mountain states. NV and FL have experienced the greatest impact overall, because they have both a high vol. of mortgages to NOH and a high rate of foreclosure on those mortgages. Illus.
Author: Breck L. Robinson
Publisher: DIANE Publishing
ISBN: 1437935478
Category : Law
Languages : en
Pages : 70
Get Book Here
Book Description
Non-occupant homeowners (NOH) differ from owner occupants in that they tend to have lower-risk credit characteristics, but may also have weaker incentives to maintain mortgage pay. when housing values fall. During the recent housing boom, the share of mortgage borrowing by NOH was relatively high in states where home values rose rapidly. After the housing boom, foreclosures on NOH mortgages in several Midwestern and Northeastern states reflected a high rate of foreclosure per mortgage, not a high vol. of mortgages to NOH. The reverse held true in coastal and mountain states. NV and FL have experienced the greatest impact overall, because they have both a high vol. of mortgages to NOH and a high rate of foreclosure on those mortgages. Illus.
Author: United States. Congress
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 1474
Get Book Here
Book Description
The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)
Author: Joe Catalano
Publisher:
ISBN: 9780671880668
Category : Business & Economics
Languages : en
Pages : 308
Get Book Here
Book Description
The ideal guide for today's new crop of first-time homebuyers--from one of America's top authorities on personal finance. Offers expert advice on the entire home-buying process, from reading the classifieds to closing the deal. Reveals how to overcome the down-payment hurdle, choose a realtor, negotiate price, and more.
Author: David Osborn
Publisher: Biggerpockets Publishing, LLC
ISBN: 9781947200333
Category : Business & Economics
Languages : en
Pages : 250
Get Book Here
Book Description
Welcome to the world of buying foreclosed homes at auction--a real estate strategy that lets you remove the middleman, decrease your competition, and buy at a discount. Bidding for properties on the courthouse steps while competing in real time with other investors is a thrilling experience. There's nothing like it in the world of real estate, but there's also a lot to learn. With dozens of insider auction secrets that are proven to help maximize returns, Bidding to Buy will show you the skills you need to successfully bid at auction, then turn a healthy profit on your investment. Successfully buying foreclosures isn't a matter of luck, and it isn't for insiders only. However, it does require a process--one that can be repeated for optimal returns. In this book, you'll find a full blueprint of the foreclosure process, including the repeatable five-step method that the authors have used to buy thousands of properties. Discover a new kind of real estate investment and uncover profits on your local courthouse steps! Inside, you'll learn how to: Find properties before they are broadly exposed to the market Understand the entire foreclosure process and how it differs from state to state Conduct complete title research and develop an eye for red flags Navigate the potential risks and pitfalls behind a live auction Access property listings and early posting data Build an accurate financial analysis on any available property Acquire creative and alternative financing methods, including no-cash solutions Complete critical post-auction steps, such as evicting tenants
Author: Jill Suzanne Shook
Publisher: Wipf and Stock Publishers
ISBN: 1621894525
Category : Religion
Languages : en
Pages : 401
Get Book Here
Book Description
The growing housing crisis cries out for solutions that work. As many as 3.5 million Americans experience homelessness each year, half of them women and children. One in four renters spends more than half of their income on rent and utilities (more than 30 percent is considered unaffordable). With record foreclosures and 28 percent of homes "underwater," middle and low-income homeowners are suffering. Many congregations want to address this daunting problem yet feel powerless and uncertain about what to do. The good news is that churches are effectively addressing the housing crisis from Washington State to New York City--where an alliance of sixty churches has built five thousand homes for low-income homeowners, with virtually no government funding or foreclosures. This book not only presents solid theological thinking about housing, but also offers workable solutions to the current crisis: true stories by those who have made housing happen. Each story features a different Christian denomination, geographic area, and model: adaptive reuse, cohousing, cooperative housing, mixed-income, mixed-use, inclusionary zoning, second units, community land trusts, sweat equity, and more. Making Housing Happen is about vision and faith, relationships, and persistence. Its remarkable stories will inspire and challenge you to action. This new edition includes significant new material, especially in light of the ongoing mortgage crisis.
Author:
Publisher:
ISBN:
Category : Real estate business
Languages : en
Pages : 984
Get Book Here
Book Description
Author: Sara Safransky
Publisher: Duke University Press
ISBN: 1478024615
Category : Social Science
Languages : en
Pages : 192
Get Book Here
Book Description
In The City after Property, Sara Safransky examines how postindustrial decline generates new forms of urban land politics. In the 2010s, Detroit government officials classified a staggering 150,000 lots—more than a third of the city—as “vacant” or “abandoned.” Analyzing subsequent efforts to shrink the Motor City’s footprint and budget, Safransky presents a new way of conceptualizing urban abandonment. She challenges popular myths that cast Detroit as empty along with narratives that reduce its historical decline to capital and white flight. In connecting contemporary debates over neoliberal urbanism to Cold War histories and the lasting political legacies of global movements for decolonization and Black liberation, she foregrounds how the making of—and challenges to—modern property regimes have shaped urban policy and politics. Drawing on critical geographical theory and community-based ethnography, Safransky shows how private property functions as a racialized construct, an ideology, and a moral force that shapes selves and worlds. By thinking the city “after property,” Safransky illuminates alternative ways of imagining and organizing urban life.
Author:
Publisher: Freedom Mentor
ISBN: 1476427895
Category :
Languages : en
Pages : 187
Get Book Here
Book Description
Author: Drew Philp
Publisher: Simon and Schuster
ISBN: 147679801X
Category : Social Science
Languages : en
Pages : 283
Get Book Here
Book Description
A young college grad buys a house in Detroit for $500 and attempts to restore it—and his new neighborhood—to its original glory in this “deeply felt, sharply observed personal quest to create meaning and community out of the fallen…A standout” (Kirkus Reviews, starred review). Drew Philp, an idealistic college student from a working-class Michigan family, decides to live where he can make a difference. He sets his sights on Detroit, the failed metropolis of abandoned buildings, widespread poverty, and rampant crime. Arriving with no job, no friends, and no money, Philp buys a ramshackle house for five hundred dollars in the east side neighborhood known as Poletown. The roomy Queen Anne he now owns is little more than a clapboard shell on a crumbling brick foundation, missing windows, heat, water, electricity, and a functional roof. A $500 House in Detroit is Philp’s raw and earnest account of rebuilding everything but the frame of his house, nail by nail and room by room. “Philp is a great storyteller…[and his] engrossing” (Booklist) tale is also of a young man finding his footing in the city, the country, and his own generation. We witness his concept of Detroit shift, expand, and evolve as his plan to save the city gives way to a life forged from political meaning, personal connection, and collective purpose. As he assimilates into the community of Detroiters around him, Philp guides readers through the city’s vibrant history and engages in urgent conversations about gentrification, racial tensions, and class warfare. Part social history, part brash generational statement, part comeback story, A $500 House in Detroit “shines [in its depiction of] the ‘radical neighborliness’ of ordinary people in desperate circumstances” (Publishers Weekly). This is an unforgettable, intimate account of the tentative revival of an American city and a glimpse at a new way forward for generations to come.
Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 116
Get Book Here
Book Description
Popular Mechanics inspires, instructs and influences readers to help them master the modern world. Whether it’s practical DIY home-improvement tips, gadgets and digital technology, information on the newest cars or the latest breakthroughs in science -- PM is the ultimate guide to our high-tech lifestyle.
