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Author: Jennifer Taub
Publisher: Yale University Press
ISBN: 0300206941
Category : History
Languages : en
Pages : 538
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Book Description
The clearest explanation yet of how the financial crisis of 2008 developed and why it could happen again In the wake of the financial meltdown in 2008, many claimed that it had been inevitable, that no one saw it coming, and that subprime borrowers were to blame. This accessible, thoroughly researched book is Jennifer Taub’s response to such unfounded claims. Drawing on wide-ranging experience as a corporate lawyer, investment firm counsel, and scholar of business law and financial market regulation, Taub chronicles how government officials helped bankers inflate the toxic-mortgage-backed housing bubble, then after the bubble burst ignored the plight of millions of homeowners suddenly facing foreclosure. Focusing new light on the similarities between the savings and loan debacle of the 1980s and the financial crisis in 2008, Taub reveals that in both cases the same reckless banks, operating under different names, received government bailouts, while the same lax regulators overlooked fraud and abuse. Furthermore, in 2013 the situation is essentially unchanged. The author asserts that the 2008 crisis was not just similar to the S&L scandal, it was a severe relapse of the same underlying disease. And despite modest regulatory reforms, the disease remains uncured: top banks remain too big to manage, too big to regulate, and too big to fail.
Author: Jennifer Taub
Publisher: Yale University Press
ISBN: 0300206941
Category : History
Languages : en
Pages : 538
Get Book Here
Book Description
The clearest explanation yet of how the financial crisis of 2008 developed and why it could happen again In the wake of the financial meltdown in 2008, many claimed that it had been inevitable, that no one saw it coming, and that subprime borrowers were to blame. This accessible, thoroughly researched book is Jennifer Taub’s response to such unfounded claims. Drawing on wide-ranging experience as a corporate lawyer, investment firm counsel, and scholar of business law and financial market regulation, Taub chronicles how government officials helped bankers inflate the toxic-mortgage-backed housing bubble, then after the bubble burst ignored the plight of millions of homeowners suddenly facing foreclosure. Focusing new light on the similarities between the savings and loan debacle of the 1980s and the financial crisis in 2008, Taub reveals that in both cases the same reckless banks, operating under different names, received government bailouts, while the same lax regulators overlooked fraud and abuse. Furthermore, in 2013 the situation is essentially unchanged. The author asserts that the 2008 crisis was not just similar to the S&L scandal, it was a severe relapse of the same underlying disease. And despite modest regulatory reforms, the disease remains uncured: top banks remain too big to manage, too big to regulate, and too big to fail.
Author: Lore Segal
Publisher: Sort of Books
ISBN: 1908745762
Category : Biography & Autobiography
Languages : en
Pages : 233
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Book Description
'First published 54 years ago and yet feels as timely as any book I've read this year' Observer Nine months after the Nazi occupation of Austria, 600 Jewish Children assembled at Vienna station to board the first of the Kindertransports bound for Britain. Among them was 10 year old Lore Segal. For the next seven years, she lived as a refugee in other people's houses, moving from the Orthodox Levines in Liverpool, to the staunchly working class Hoopers in Kent, to the genteel Miss Douglas and her sister in Guildford. Few understood the terrors she had fled, or the crushing responsibility of trying to help her parents gain a visa. Amazingly she succeeds and two years later her parents arrive; their visa allows them to work as domestic servants - a humiliation for which they must be grateful. In Other People's Houses Segal evokes with deep compassion, clarity and calm the experience of a child uprooted from a loving home to become stranded among strangers.
Author: Mary Ellen Hayward
Publisher:
ISBN:
Category : Architecture
Languages : en
Pages : 336
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Book Description
Winner, 2009 Abbott Lowell Cummings Prize. Vernacular Architecture Forum This pioneering study explains how one of America’s important early cities responded to the challenge of housing its poorer citizens. Where and how did the working poor live? How did builders and developers provide reasonably priced housing for lower-income groups during the city's growth? Having studied over 3,000 surviving alley houses in Baltimore through extensive land records and census research, Mary Ellen Hayward systematically reconstructs the lives, households, and neighborhoods that once thrived on the city's narrowest streets. In the past, these neighborhoods were sometimes referred to as "dilapidated," "blighted," or "poverty stricken." In Baltimore's Alley Houses, Hayward reveals the rich cultural and ethnic traditions that formed the African-American and immigrant Irish, German, Bohemian, and Polish communities that made their homes on the city's alley streets. Featuring more than one hundred historic images, Baltimore's Alley Houses documents the changing architectural styles of low-income housing over two centuries and reveals the complex lives of its residents.
Author:
Publisher: Knopf
ISBN:
Category : Architecture
Languages : en
Pages : 396
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Book Description
This unique book of 36 spectacular houses and gardens - whose owners include Madonna, Donna Karan, Christian Louboutin and Karl Lagerfeld to name a few - draws not only on stories that have appeared in Vogue and Vogue Living over the past two decades, but also on previously unpublished images. These dazzling photographs take readers into the style-makers' private realms - bringing to life interiors and exteriors that are both inspiring and transporting. Features photographs by Mario Testino, Cecil Beaton, Annie Leibovitz and many more!
Author: Hugh Howard
Publisher: Artisan Books
ISBN: 9781579652753
Category : History
Languages : en
Pages : 376
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Book Description
A thought-provoking tour of the eighteenth-century houses belonging to some of America's most important early leaders looks inside the domestic world of the Founding Fathers to chronicle the private lives, families, culture, interests, and aspirations of Jefferson, Washington, Adams, Hamilton, and others in each of the original thirteen colonies.
Author: David W. Conroy
Publisher: UNC Press Books
ISBN: 1469600080
Category : History
Languages : en
Pages : 372
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Book Description
In this study of the role of taverns in the development of Massachusetts society, David Conroy brings into focus a vital and controversial but little-understood facet of public life during the colonial era. Concentrating on the Boston area, he reveals a popular culture at odds with Puritan social ideals, one that contributed to the transformation of Massachusetts into a republican society. Public houses were an integral part of colonial community life and hosted a variety of official functions, including meetings of the courts. They also filled a special economic niche for women and the poor, many of whom turned to tavern-keeping to earn a living. But taverns were also the subject of much critical commentary by the clergy and increasingly restrictive regulations. Conroy argues that these regulations were not only aimed at curbing the spiritual corruption associated with public houses but also at restricting the popular culture that had begun to undermine the colony's social and political hierarchy. Specifically, Conroy illuminates the role played by public houses as a forum for the development of a vocal republican citizenry, and he highlights the connections between the vibrant oral culture of taverns and the expanding print culture of newspapers and political pamphlets in the eighteenth century.
Author: Lydia Greeves
Publisher: National Trust
ISBN: 1911657364
Category : Travel
Languages : en
Pages : 1047
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Book Description
This captivating book, fully revised and updated and featuring more NT houses than ever before, is a guide to some of the greatest architectural treasures of Britain, encompassing both interior and exterior design. This new edition is fully revised and updated and includes entries for new properties including: Acorn Bank, Claife Viewing Station, Cushendun, Cwmdu, Fen Cottage, The Firs (birthplace of Edward Elgar), Hawker's Hut, Lizard Wireless Station, Totternhoe Knolls and Trelissick. The houses covered include spectacular mansions such as Petworth House and Waddesdon Manor, and more lowly dwellings such as the Birmingham Back to Backs and estate villages like Blaise Hamlet, near Bristol. In addition to houses, the book also covers fascinating buildings as diverse as churches, windmills, dovecotes, castles, follies, barns and even pubs. The book also acts as an overview of the country's architectural history, with every period covered, from the medieval stronghold of Bodiam Castle to the clean-lined Modernism of The Homewood. Teeming with stories of the people who lived and worked in these buildings: wealthy collectors (Charles Wade at Snowshill), captains of industry (William Armstrong at Cragside), prime ministers (Winston Churchill at Chartwell) and pop stars (John Lennon at Mendips). Written in evocative, imaginative prose and illustrated with glorious images from the National Trust's photographic library, this book is an essential guide to the built heritage of England, Wales and Northern Ireland.
Author: Jenny Schuetz
Publisher: Brookings Institution Press
ISBN: 081573929X
Category : Political Science
Languages : en
Pages : 119
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Book Description
Practical ideas to provide affordable housing to more Americans Much ink has been spilled in recent years talking about political divides and inequality in the United States. But these discussions too often miss one of the most important factors in the divisions among Americans: the fundamentally unequal nature of the nation’s housing systems. Financially well-off Americans can afford comfortable, stable homes in desirable communities. Millions of other Americans cannot. And this divide deepens other inequalities. Increasingly, important life outcomes—performance in school, employment, even life expectancy—are determined by where people live and the quality of homes they live in. Unequal housing systems didn’t just emerge from natural economic and social forces. Public policies enacted by federal, state, and local governments helped create and reinforce the bad housing outcomes endured by too many people. Taxes, zoning, institutional discrimination, and the location and quality of schools, roads, public transit, and other public services are among the policies that created inequalities in the nation’s housing patterns. Fixer-Upper is the first book assessing how the broad set of local, state, and national housing policies affect people and communities. It does more than describe how yesterday’s policies led to today’s problems. It proposes practical policy changes than can make stable, decent-quality housing more available and affordable for all Americans in all communities. Fixing systemic problems that arose over decades won’t be easy, in large part because millions of middle-class Americans benefit from the current system and feel threatened by potential changes. But Fixer-Upper suggests ideas for building political coalitions among diverse groups that share common interests in putting better housing within reach for more Americans, building a more equitable and healthy country.
Author: Nicholas Dagen Bloom
Publisher: Princeton University Press
ISBN: 0691167818
Category : Architecture
Languages : en
Pages : 368
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Book Description
How has America's most expensive and progressive city helped its residents to live? Since the nineteenth century, the need for high-quality affordable housing has been one of New York City’s most urgent issues. Affordable Housing in New York explores the past, present, and future of the city’s pioneering efforts, from the 1920s to the major initiatives of Mayor Bill de Blasio. The book examines the people, places, and policies that have helped make New York livable, from early experiments by housing reformers and the innovative public-private solutions of the 1970s and 1980s to today’s professionalized affordable housing industry. More than two dozen leading scholars tell the story of key figures of the era, including Fiorello LaGuardia, Robert Moses, Jane Jacobs, and Ed Koch. Over twenty-five individual housing complexes are profiled, including Queensbridge Houses, America’s largest public housing complex; Stuyvesant Town; Co-op City; and recent additions like Via Verde. Plans, models, archival photos, and newly commissioned portraits of buildings and tenants put the efforts of the past century into social, political, and cultural context and look ahead to future prospects for below-market subsidized housing. A richly illustrated, dynamic portrait of an evolving city, this is a comprehensive and authoritative history of public and middle-income housing in New York and contributes significantly to contemporary debates on how to enable future generations of New Yorkers to call the city home. Contributors include: Matthias Altwicker, Hilary Ballon, Lizabeth Cohen, Andrew S. Dolkart, Peter Eisenstadt, Richard Greenwald, Christopher Klemek, Jeffrey A. Kroessler, Nancy H. Kwak, Nadia A. Mian, Annemarie Sammartino, David Schalliol, Susanne Schindler, David Smiley, Jonathan Soffer, Fritz Umbach, and Samuel Zipp. Featured housing complexes include: Amalgamated Cooperative Apartments • Amsterdam Houses • Bell Park Gardens • Boulevard Gardens • Co-op City • East River Houses • Eastwood • Harlem River Houses • Hughes House • Jacob Riis Houses • Johnson Houses • Marcus Garvey Village • Melrose Commons • Nehemiah Houses • Paul Laurence Dunbar Apartments • Penn South • Queensbridge Houses • Queensview • Ravenswood Houses • Riverbend Houses • Rochdale Village • Schomburg Plaza • Starrett City • Stuyvesant Town • Sunnyside Gardens • Twin Parks • Via Verde • West Side Urban Renewal Area • West Village Houses • Williamsburg Houses
Author: Barbara J. Howe
Publisher: Rowman Altamira
ISBN: 9780761989295
Category : Architecture
Languages : en
Pages : 188
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Book Description
This volume in the Nearby History series helps the reader document the history of a home. The reader will learn to examine written records, oral testimonies, visual sources, and the house's surroundings. The author covers American housing patterns, the individual characteristics of houses in different regions, construction techniques and materials, household technology, and family life styles. Houses and Homes is Volume 2 in The Nearby History Series.
