Help for Homeowners Facing Foreclosure

Help for Homeowners Facing Foreclosure PDF Author: sylvia black
Publisher: Sylvia Black
ISBN: 1987058453
Category : Antiques & Collectibles
Languages : en
Pages : 175

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Book Description
If you have been laid off or are facing unemployment, you can keep your home - - if you know the right steps to take. If your family is facing any of these changes and cannot pay your bills, now is the time to look closely at what you owe and what you earn, eliminating unnecessary spending and reaching out for help if you still cannot meet your financial obligations. Taking action now can help you protect your family from the loss of your home. And Affordable Homes and Apartments can help. First and foremost, if you can keep your mortgage current, do so. However, if you find that you are unable to make your mortgage payments, you may qualify for programs that you may not know about. Even for the unemployed and senior citizerns and those with bad credit may qualify for many of these programs never before thought of. This book will give you information you need to help you save your home from foreclosure. The information contained herein is for informational purposes only and Affordable Homes and Apartments cannot guarantee approval of any program listed herein. The sooner you call; the sooner help is available. We buy houses for cash. so if you haven't been able to get the help you need or want give Affordable Homes and Apartments a call we may be able to purchase your home and help you save your home and your credit. The contents of this book are being provided for informational purposes only. It is not intended to provide legal advice and should not substitute for the advice of an experienced real estate attorney. Also, the links and references to web sites and organizations are provided for informational purposes only. Affordable Homes and Apartments do not endorse any specific organization or web site and does not suggest that one source should be utilized to the exclusion of another and cannot guarantee approval.

Help for Homeowners Facing Foreclosure

Help for Homeowners Facing Foreclosure PDF Author: sylvia black
Publisher: Sylvia Black
ISBN: 1987058453
Category : Antiques & Collectibles
Languages : en
Pages : 175

Get Book

Book Description
If you have been laid off or are facing unemployment, you can keep your home - - if you know the right steps to take. If your family is facing any of these changes and cannot pay your bills, now is the time to look closely at what you owe and what you earn, eliminating unnecessary spending and reaching out for help if you still cannot meet your financial obligations. Taking action now can help you protect your family from the loss of your home. And Affordable Homes and Apartments can help. First and foremost, if you can keep your mortgage current, do so. However, if you find that you are unable to make your mortgage payments, you may qualify for programs that you may not know about. Even for the unemployed and senior citizerns and those with bad credit may qualify for many of these programs never before thought of. This book will give you information you need to help you save your home from foreclosure. The information contained herein is for informational purposes only and Affordable Homes and Apartments cannot guarantee approval of any program listed herein. The sooner you call; the sooner help is available. We buy houses for cash. so if you haven't been able to get the help you need or want give Affordable Homes and Apartments a call we may be able to purchase your home and help you save your home and your credit. The contents of this book are being provided for informational purposes only. It is not intended to provide legal advice and should not substitute for the advice of an experienced real estate attorney. Also, the links and references to web sites and organizations are provided for informational purposes only. Affordable Homes and Apartments do not endorse any specific organization or web site and does not suggest that one source should be utilized to the exclusion of another and cannot guarantee approval.

How to Avoid Foreclosure

How to Avoid Foreclosure PDF Author:
Publisher:
ISBN:
Category : Financial services industry
Languages : en
Pages : 2

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Book Description


Foreclosure Self-Defense For Dummies

Foreclosure Self-Defense For Dummies PDF Author: Ralph R. Roberts
Publisher: John Wiley & Sons
ISBN: 1118068440
Category : Business & Economics
Languages : en
Pages : 366

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Book Description
Facing foreclosure? You need to do three things: stop worrying about why this has happened to you; resolve to fight the foreclosure and save your home; and read Foreclosure Self-Defense For Dummies. It delivers the knowledge, strategies, and tactics you’ll need to take command of your situation and achieve the best possible outcome. This practical, no-nonsense guide helps you size up your options and increase your chances of saving your home. You’ll find out how to delay foreclosure, form a plan of attack, negotiate solutions with your lender, and restore your financial health. You’ll also find field-tested strategies for dodging the foreclosure trap, getting out from under a house you really can’t afford, and finding help where you might least expect it. Discover how to: Regain your emotional composure Confront your foreclosure head-on Protect your rights Assess your situation and weigh your options Touch base with key people who can help you Stop the financial bleeding Team up with your lender to find solutions Work out a refinancing deal with another lender Avoid quick-fix schemes and scams Cash out before it’s too late Recover from foreclosure Re-establish your credit Complete with a handy cheat-sheet to help you keep your most important tasks in the front of your mind Foreclosure Self-Defense for Dummies gives you the moral support, commonsense guidance, and expert advice you need to make the best of this difficult situation.

Stop Foreclosure Now

Stop Foreclosure Now PDF Author: Lloyd SEGAL
Publisher: AMACOM Div American Mgmt Assn
ISBN: 0814413315
Category : Law
Languages : en
Pages : 362

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Book Description
We’ve all heard the reports. Americans are losing their homes in record numbers, and the housing crisis seems unlikely to subside anytime soon. Foreclosures affect all kinds of people and all kinds of properties. Many people faced with foreclosure feel helpless and resigned to giving up their homes without even trying to save them. The good news is that with the right advice, homeowners can take control of the situation, avoid foreclosure proceedings, and even protect their credit. Lloyd Segal, mortgage banker, attorney, and real estate investor has spent the last twenty-five years helping homeowners save their houses. In Stop Foreclosure Now, he shows readers how to: develop a plan to delay or stop foreclosure • understand the documents involved • negotiate with their lender • use the courts to stop foreclosure and bankruptcy • arrange to refinance their property • sell their property quickly • use military status to stop foreclosure • understand foreclosure laws in all 50 states Timely and indispensable, this guide will help anyone survive the housing crisis and preserve their most important investment.

Foreclosure Assistance Packet

Foreclosure Assistance Packet PDF Author: U. S. U.S. Congress
Publisher: CreateSpace
ISBN: 9781511760867
Category :
Languages : en
Pages : 52

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Book Description
The foreclosure rate in the United States has been rising rapidly since the middle of 2006. Losing a home to foreclosure can hurt homeowners in many ways; for example, homeowners who have been through a foreclosure may have difficulty finding a new place to live or obtaining a loan in the future. Furthermore, concentrated foreclosures can drag down nearby home prices, and large numbers of abandoned properties can negatively affect communities. Finally, the increase in foreclosures may destabilize the housing market, which could in turn negatively impact the economy as a whole. Because of the many negative consequences associated with rising foreclosure rates, there is a broad consensus that the government should explore efforts to prevent further increases in foreclosures and help more families preserve homeownership. Several federal, state, and local foreclosure prevention initiatives have been launched to date These programs include the expired FHA Secure program and the Hope for Homeowners program, both of which allowed troubled borrowers to refinance their loans into new mortgages backed by the Federal Housing Administration (FHA); a loan modification program set up by Fannie Mae and Freddie Mac for mortgages held by those institutions; and a program put in place by the Federal Deposit Insurance Corporation (FDIC) to help troubled borrowers with loans that had been owned by IndyMac Bank before it was taken over by the FDIC. Several states and localities have initiated their own foreclosure prevention efforts, as have private companies including Bank of America, JP Morgan Chase, and Citigroup. A voluntary alliance of mortgage lenders, servicers, investors, and housing counselors has also formed the HOPE NOW Alliance to reach out to troubled borrowers. On February 18, 2009, President Obama announced the Homeowner Affordability and Stability plan, which aims to modify the loans of borrowers who are in danger of default or foreclosure. On February 23, 2009, Representative John Conyers introduced H.R. 1106, the Helping Families Save Their Homes Act of 2009. This bill would make changes to the Hope for Homeowners program, amend bankruptcy law to allow judges to modify mortgages on primary residences, and establish a safe harbor for servicers who engage in certain loan modifications. While many observers agree that more needs to be done to prevent foreclosures, there are several challenges associated with foreclosure mitigation plans. These challenges include implementation issues, such as deciding who has the authority to make mortgage modifications, developing the capacity to complete widespread modifications, and assessing the possibility that homeowners with modified loans will nevertheless default again in the future. Other challenges are related to the perception of fairness, the problem of inadvertently providing incentives for borrowers to default, and the possibility of setting an unwanted precedent for future mortgage lending. This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention.

Texas Foreclosure Manual, Third Edition

Texas Foreclosure Manual, Third Edition PDF Author: William H. Locke
Publisher:
ISBN: 9781938873065
Category : Foreclosure
Languages : en
Pages : 1198

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Book Description


Coping with the Foreclosure Crisis

Coping with the Foreclosure Crisis PDF Author: United States. Congressional Oversight Panel
Publisher:
ISBN:
Category : Foreclosure
Languages : en
Pages : 92

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Book Description


The Foreclosure Workbook

The Foreclosure Workbook PDF Author: Carla Douglin
Publisher: Morgan James Publishing
ISBN: 1614484074
Category : Business & Economics
Languages : en
Pages : 160

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Book Description
America's #1 Do-It-Yourself Foreclosure Prevention Resource! Across the nation, foreclosures are on the rise due to designer mortgages, rising debt ratios, & depressed housing markets. Most homeowners have no idea where to find basic, credible, & instructional information about the foreclosure process, or what to do when facing the time crunch before an auction. The Foreclosure Workbook is a revolutionary system that provides an unprecedented approach to foreclosure avoidance, protection, & survival. This workbook presents a proven step-by-step process that guides the homeowner through the hurdles of foreclosure, & presents critical information about state procedures, foreclosure protection legislation, con artists, options, & much more! This is the one-stop resource that homeowners need with easy to understand facts & processes for how to maneuver through the onslaught of mail they receive, fight off foreclosure scams, & organize & prepare a plan for saving their home & credit.

Foreclosed

Foreclosed PDF Author: Christopher K. Odinet
Publisher: Cambridge University Press
ISBN: 1108418708
Category : Business & Economics
Languages : en
Pages : 231

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Book Description
Analyzes the poorly regulated world of mortgage servicers and offers reforms designed to protect consumers and ensure financial stability.

Foreclosure Prevention and Intervention

Foreclosure Prevention and Intervention PDF Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity
Publisher:
ISBN:
Category : Foreclosure
Languages : en
Pages : 200

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Book Description