Geographic Expansion of Banks

Geographic Expansion of Banks PDF Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 33

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Book Description

Geographic Expansion of Banks

Geographic Expansion of Banks PDF Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 33

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Book Description


Geographic Expansion of Banks and Changes in Banking Structure

Geographic Expansion of Banks and Changes in Banking Structure PDF Author: Stephen A. Rhoades
Publisher:
ISBN:
Category : Bank mergers
Languages : en
Pages : 42

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The Effects of Geographic Expansion on Bank Efficiency

The Effects of Geographic Expansion on Bank Efficiency PDF Author: Allen N. Berger
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 58

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Technological Progress and the Geographic Expansion of the Banking Industry

Technological Progress and the Geographic Expansion of the Banking Industry PDF Author: Allen N. Berger
Publisher:
ISBN:
Category : Bank holding companies
Languages : en
Pages : 56

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The Global Findex Database 2017

The Global Findex Database 2017 PDF Author: Asli Demirguc-Kunt
Publisher: World Bank Publications
ISBN: 1464812683
Category : Business & Economics
Languages : en
Pages : 228

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Book Description
In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Does the Geographic Expansion of Banks Reduce Risk?

Does the Geographic Expansion of Banks Reduce Risk? PDF Author: Martin R. Goetz
Publisher:
ISBN:
Category : Bank holding companies
Languages : en
Pages : 41

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Book Description
We develop a new identification strategy to evaluate the impact of the geographic expansion of a bank holding company (BHC) across U.S. metropolitan statistical areas (MSAs) on BHC risk. For the average BHC, the instrumental variable results suggest that geographic expansion materially reduces risk. Geographic diversification does not affect loan quality. The results are consistent with arguments that geographic expansion lowers risk by reducing exposure to idiosyncratic local risks and inconsistent with arguments that expansion, on net, increases risk by reducing the ability of BHCs to monitor loans and manage risks.

The Foreign Expansion of American Banks

The Foreign Expansion of American Banks PDF Author: Clyde William Phelps
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 248

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Performance of Financial Institutions

Performance of Financial Institutions PDF Author: Patrick T. Harker
Publisher: Cambridge University Press
ISBN: 9780521777674
Category : Business & Economics
Languages : en
Pages : 516

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Book Description
The efficient operation of financial intermediaries--banks, insurance and pension fund firms, government agencies and so on--is instrumental for the efficient functioning of the financial system and the fueling of the economies of the twenty-first century. But what drives the performance of these institutions in today's global environment? In this volume, world-renowned scholars bring their expertise to bear on the issues. Primary among them are the definition and measurement of efficiency of a financial institution, benchmarks of efficiency, identification of the drivers of performance and measurement of their effects on efficiency, the impact of financial innovation and information technologies on performance, the effects of process design, human resource management policies, as well as others.

Geographic Expansion of Banks in Ohio

Geographic Expansion of Banks in Ohio PDF Author: Michael Mark Noga
Publisher:
ISBN:
Category :
Languages : en
Pages : 240

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What Drives Banks' Geographic Expansion? the Role of Locally Non-diversifiable Risk

What Drives Banks' Geographic Expansion? the Role of Locally Non-diversifiable Risk PDF Author: Reint Gropp
Publisher:
ISBN:
Category :
Languages : en
Pages :

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Book Description
We show that banks that are facing relatively high locally non-diversifiable risks in their home region expand more across states than banks that do not face such risks following branching deregulation in the 1990s and 2000s. These banks with high locally non-diversifiable risks also benefit relatively more from deregulation in terms of higher bank stability. Further, these banks expand more into counties where risks are relatively high and positively correlated with risks in their home region, suggesting that they do not only diversify but also build on their expertise in local risks when they expand into new regions.