FHA Authorization Increase, Hearing Before a Subcommittee of ..., 84-1 on S.J. Res. 42 ..., February 14, 1955 PDF Download
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Author: United States. Congress. Senate. Committee on Banking and Currency
Publisher:
ISBN:
Category :
Languages : en
Pages : 20
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Book Description
Author: United States. Congress. Senate. Committee on Banking and Currency
Publisher:
ISBN:
Category :
Languages : en
Pages : 20
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Book Description
Author: United States. Congress. Senate. Committee on Banking and Currency. Subcommittee on Housing
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 22
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Book Description
Author: United States. Congress. House. Committee on Agriculture. Subcommittee on Conservation and Credit
Publisher:
ISBN:
Category : Agricultural credit
Languages : en
Pages : 70
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Book Description
Author: United States. General Accounting Office
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 88
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Book Description
Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 108
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Book Description
Author: United States. Congress. House. Committee on Veterans' Affairs. Subcommittee on Housing
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 132
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Book Description
Considers H.R. 9601 and related bills, to authorize sale of debentures to help finance veterans home loan program. Increases loan maximum from $13,500 to $17,500.
Author: United States. Congress. House. Committee on Agriculture. Subcommittee on Conservation and Credit
Publisher:
ISBN:
Category : Agricultural credit
Languages : en
Pages : 0
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Author:
Publisher:
ISBN:
Category :
Languages : en
Pages :
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Author: United States. Congress. Senate. Committee on Banking and Currency
Publisher:
ISBN:
Category : Mortgages
Languages : en
Pages : 0
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Book Description
Author: U S Government Accountability Office (G
Publisher: BiblioGov
ISBN: 9781289029074
Category :
Languages : en
Pages : 44
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Book Description
Pursuant to a congressional request, GAO reviewed the actuarial soundness of the Federal Housing Administration's (FHA) Mutual Mortgage Insurance Fund, focusing on the: (1) fund's economic net worth as of the end of fiscal years 1992 and 1993; and (2) econometric and cash flow modeling approach used to estimate the fund's net worth. GAO found that: (1) the fund's economic value has improved in recent years and the fund is accumulating sufficient capital reserves to be actuarially sound under the law; (2) at the end of fiscal year (FY) 1993, the fund had an estimated economic net worth of $4.9 billion and a capital ratio of 1.83 percent under the baseline GAO scenario; (3) at the end of fiscal year 1992, the fund's estimated net worth was $600 million and its capital ratio was 0.21 percent; (4) although legislative and other changes to the FHA single-family mortgage insurance program helped restore the fund's financial health, favorable economic conditions in 1993 were primarily responsible for the improvement; (5) the fund fell below the mandated capital ratio of 1.25 percent in FY 1992, but exceeded the ratio in FY 1993; (6) econometric and cash flow models of the FHA single-family mortgage program were used to estimate the economic net worth of FHA loans; (7) the econometric model estimated the historical relationships between the probability of loan foreclosures and prepayments and key explanatory factors such as the borrower's equity and interest rates; (8) the cash flow model measured five primary sources and uses of cash for loans originated in fiscal years 1975 through 1993; and (9) the fund's ability to maintain its financial health and to meet and maintain mandated reserve levels depends on many economic and program-related factors.
